Can the Postal Savings Bank of China transfer money across banks?

Updated on society 2024-03-25
6 answers
  1. Anonymous users2024-02-07

    The Postal Savings Bank of China can transfer money between banks, and the amount of interbank remittance (through the People's Bank of China's large and small payment system) is in

    5 yuan for less than 10,000 yuan (including 10,000 yuan);

    10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

    15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);

    20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan);

    0.2/10,000 for each transaction of more than 1 million yuan, with a maximum of 200 yuan.

  2. Anonymous users2024-02-06

    1.After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account.

    2.It is recommended that you open an account with a bank, and then fill in a wire transfer form, fill in the other party's beneficiary account number, account name, and bank name, and remit money from the account to the beneficiary. [This method is the safest, if the beneficiary's account has been closed, the account name (or account number) is wrong, the money will be directly returned to your account].

    3.If you have a postal savings deposit card, you can transfer money directly at the ATM, which is very convenient.

    4.If you think it is troublesome to open an account, you can directly remit money in cash and fill out a wire transfer form to remittance, but be sure to fill in the other party's receiving account number, account name, and bank name.

    Note: To provide the ID card of the remitter, there is also the above remittance fee, which is charged at 1% of the remittance amount.

    It usually arrives on the second day.

  3. Anonymous users2024-02-05

    Can Postal Savings Bank of China make interbank transfers over the counter?

    Post Bank Transfer Fee:

    1. 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan);

    10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

    15 yuan for 10,000 yuan to 500,000 yuan (including 500,000 yuan);

    20 yuan from 10,000 yuan to 1,000,000 yuan (including 1,000,000 yuan);

    0.2/10,000 for each transaction of more than 10,000 yuan, with a maximum of 200 yuan.

    What kind of bank is Japan Post Bank?

    According to the List of Legal Persons of Banking Financial Institutions (as of the end of December 2010) released by the China Banking and Insurance Regulatory Commission on February 11, the Postal Savings Bank of China (hereinafter referred to as the Postal Savings Bank) is listed as a large state-owned commercial bank, along with the five former state-owned banks such as the Industrial and Commercial Bank of China, the Agricultural Bank of China, the China Construction Bank, the Bank of China and the Bank of Communications.

    Moreover, the Postal Savings Bank is the first time that it has been listed as a large state-owned commercial bank in a regulatory document, whereas it had been listed separately as a "Postal Savings Bank" until then. In other words, from now on, we have the title of the six major banks of the state.

    At present, the Postal Savings Bank has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers in the country. For example, it has more than 40,000 business outlets (80% of which are **, 20% self-operated), and its service network and tentacles cover all parts of urban and rural areas, serving more than 600 million customers, and it is a bank around the people. In particular, some land-related welfare policies in rural areas are issued through postal savings bank cards.

    The total assets of PSBC have exceeded 10 trillion yuan (at the end of the first half of 2019), ranking behind ICBC, Agricultural Bank of China, CCB and Bank of China, but much higher than BOCOM. Last year, the annual net profit of the Postal Savings Bank reached 100 million yuan, which was the fastest growth rate among the major state-owned banks. It is precisely because of the rapid growth rate of the Postal Savings Bank that there is more room for growth.

    In short, the Postal Savings Bank is one of the proper large state-owned commercial banks, and it is also a bank that has just been listed, among which Ma Yun, Ma Huateng, Li Ka-shing and others are among the shareholders of the Postal Savings Bank. Although the Postal Savings Bank is newly promoted to a large state-owned bank, compared with the traditional industrial and commercial bank and other large state-owned banks, there is still a big gap in terms of total assets, the number of employees, net profit and other indicators, so it is also facing greater pressure to collect deposits, so the deposit interest rate is relatively high, and there are often gift-giving activities.

  4. Anonymous users2024-02-04

    Post Bank Transfer Fee:

    1. 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan);

    10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

    15 yuan for 10,000 yuan to 500,000 yuan (including 500,000 yuan);

    20 yuan from 10,000 yuan to 1,000,000 yuan (including 1,000,000 yuan);

    0.2/10,000 for each transaction of more than 10,000 yuan, with a maximum of 200 yuan.

  5. Anonymous users2024-02-03

    Inter-bank remittance is possible, and the handling fee is 0 5 of the remittance amount, with a maximum of 50 yuan.

    However, the arrival time is not necessarily in time, all inter-bank transfers need to go through the central bank, that is, it can be regarded as timely arrival during the central bank's business hours, and the rest of the time is in transit, and the explanation on the first floor is too amateurish.

    As long as it is a bank card that has opened the online banking function or a bank card that has the online banking function itself, you can go to the counter to open the non-directional transfer function, more than 5,000 yuan of transfer also need to open a large-amount transfer function, only these functions are all opened to transfer to other banks through online banking, postal savings bank inter-bank transfer arrival time: 20,000 yuan below 48 hours to the account, more than 20,000 yuan including 20,000 yuan is to the account at that time to the account at that time in my opinion is to transfer out, immediately to the account, The inter-bank transfer fee is charged at 5/1000 of the amount of the transaction, with a minimum of 5 yuan and a maximum of 50 yuan.

    Hope it helps.

    OK. You can transfer money to your CCB account. However, it may take you longer to do so than to withdraw money at the Ziyan Post Office and deposit it to CCB.

    Transaction is subject to a wire transfer initiated by the Bank, which is then settled through Trace Oaks' large and small payment system. Under normal circumstances, if you make a payment to the bank in this way, it will arrive within 3 days; If it's fast, it will arrive within 8 hours. If your amount is relatively large (more than 100,000), you may have less handling fee if you choose this method; Otherwise, you're not going to be worth it.

    Bank of Communications can transfer money to postal savings across banks, and according to relevant national regulations, interbank remittances are subject to handling fees.

    Hello, if your postal savings bank account has been opened at the counter of the postal savings bank to open the mobile banking transfer and remittance function, after enabling the mobile banking, please log in to the mobile banking, click on the transfer and remittance - inter-bank remittance, and follow the prompts to operate; Hope mine is helpful to you.

    No. In postal savings, you can send money to China Merchants Bank.

    Account transfer method: inter-bank remittance (through the People's Bank of China's large and small payment system) The transaction amount is in:

    5 yuan for less than 10,000 yuan (including 10,000 yuan);

    10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);

    15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);

    20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan);

    0.2/10,000 for each transaction of more than 1 million yuan, with a maximum of 200 yuan.

    Yes, if you want to send money to an address or an internal postal account, all postal savings will do.

    Now postal savings inter-bank transfer should only be opened in large and medium-sized cities, do not go to the sign on the "postal savings" outlets, these outlets generally belong to the second class of outlets, belong to the postal directly under the service, less open this business. If you need to transfer money between banks, you should go to the branch that says "Postal Savings Bank of China", which is usually open this kind of business. You need to bring your ID card and postal savings bank passbook or card to apply.

  6. Anonymous users2024-02-02

    Summary. Yes, postal savings banks can transfer money between banks. The inter-bank transfer service provided by the Postal Savings Bank allows customers to transfer money between different banks, so as to meet the needs of customers for fund transfer.

    The inter-bank transfer service can support customers to transfer money between different banks, and customers can transfer money through various channels such as online banking, mobile banking, and ATMs. The inter-bank transfer service can meet the various fund transfer needs of customers, for example, customers can transfer their funds from one bank to another through the inter-bank transfer service, so as to complete the fund transfer more conveniently and quickly.

    Yes, the Postal Savings Bank can transfer from one bank to another. The inter-bank transfer service provided by the Postal Beidong Savings Bank allows customers to transfer money between different banks, so as to meet the capital transfer needs of customers who have a bad reputation. The inter-bank transfer service can support customers to transfer money between different banks, and customers can transfer money through various channels such as online banking, mobile banking, and ATMs.

    The inter-bank transfer service can meet the various fund transfer needs of customers, for example, customers can transfer their funds from one bank to another through the inter-bank transfer service, so as to complete the fund transfer more conveniently and quickly.

    Can you tell us more about that?

    The Postal Savings Bank can transfer money between banks, but due to the restrictions of banks, there may be cases where interbank transfers fail. Reasons:1

    The transfer amount exceeds the limit set by the bank; 2.The transfer time exceeds the time specified by the bank; 3.The transfer information is incorrect; 4.

    Failure of the transferring banking system; 5.The transfer bank system is busy and cannot process transfer requests in a timely manner. Workaround:

    1.Check whether the amount of the transfer exceeds the limit set by the bank; 2.Check whether the transfer time exceeds the time specified by the bank; 3.

    Check if the transfer information is correct; Brief search 4If the transfer bank system fails, you can contact the bank's customer service Huilu and ask if the transfer function can be temporarily disabled; 5.If the transfer bank system is busy, you can try changing the transfer time to avoid peak hours.

    Personal Tips:1Before making a transfer, be sure to carefully check the transfer amount, transfer time and transfer information to avoid transfer failures; 2.

    Try to avoid busy hours in the banking system so as not to affect the success rate of transfers; 3.If the transfer fails, you can contact the bank's customer service and ask if you can temporarily turn off the transfer function so that the problem can be resolved.

Related questions
13 answers2024-03-25

Hello, 1. Postal Savings Bank of China has three security authentication methods for personal online banking: mobile phone SMS, SMS + electronic token, SMS + ukey; The total daily accumulation of 10,000 yuan (inclusive) for mobile phone SMS customer transfer, online payment, and credit card repayment (me) business; SMS + electronic token customer transfer, online payment, credit card repayment (personal) business with a total of 200,000 yuan (inclusive) in a single transaction; SMS + ukey customer transfer, online payment, credit card repayment (personal) business in a single transaction with a total of 2 million yuan (inclusive). 2. For inter-bank transfers, if the daily cumulative amount is more than 5,000 yuan (inclusive), it is necessary to apply for large-value transfer at any network outlet in the county or city where the account is transferred out in advance; Hope mine is helpful to you.

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Hello, since April 1, 2012, the implementation of the new tariff standard; Postal Savings Bank's inter-provincial and non-local deposits are based on the transaction amount, with a minimum of 2 yuan and a maximum of 20 yuan; If the deposit in the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 20 yuan; Inter-provincial and non-local withdrawals within the bank are based on the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan; If the withdrawal within the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan; Intra-bank personal accounts are exempt from handling fees for intra-bank transfers in the same city; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; Hope mine is helpful to you.

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