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Yanzhao Property Insurance Co., Ltd. is the first and only national insurance legal entity in Hebei Province, which was jointly initiated and established by 7 companies including Hebei Construction Investment, Hebei Iron and Steel, and Huaxia Fortune.
Yanzhao property insurance products are rich in categories, covering car insurance, corporate property insurance, family property insurance, engineering insurance, cargo transportation insurance, ship insurance, liability insurance, accident insurance, health insurance and other risks, etc., and the business scope and insurance protection involve all aspects of enterprise production and social life. With the help of Yanzhao P&C Insurance's technical advantages in product research and development, we can tailor differentiated insurance products for customers.
Yanzhao Property Insurance Co., Ltd. (hereinafter referred to as "Yanzhao Property Insurance") was approved by the China Insurance Regulatory Commission on December 3, 2013, with a registered capital of 100 million yuan, and is the first national legal person insurance company registered in Tangshan City, Hebei Province, and the chairman is the legal representative of the company. The establishment of Yanzhao Property Insurance Co., Ltd. is a major decision made by the Hebei Provincial Party Committee and the Provincial Government, and it is also a key implementation project of the strategic cooperation agreement signed between the China Insurance Regulatory Commission and Hebei Province in 2012.
Based in Hebei and facing the whole country, the company will develop into an insurance company with strong capital, strict internal control, advanced technology, sound network, outstanding innovation, strong risk control ability, obvious brand advantage, and good economic and social benefits. The ultimate goal is to build a modern financial and insurance service group full of vitality and vitality integrating property insurance companies, life insurance companies and asset management companies.
The company's main business scope: nationwide motor vehicle insurance, including compulsory motor vehicle traffic accident liability insurance and motor vehicle commercial insurance; Enterprise family property insurance and engineering insurance (except special risk insurance); Liability insurance; Ship Cargo Insurance; Short-term health accident insurance; reinsurance business for the above businesses; The use of insurance funds permitted by national laws and regulations; Other businesses approved by the China Insurance Regulatory Commission. National Service**:
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Yanzhao Insurance has never heard of Ping An Insurance's claim settlement speed.
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If the compensation is paid, the local one should be alive, and the foreign one should be kept for a fixed time.
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It's best not to go to Yan Zhao's salesmen, all of whom will eat you to death.
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The insurance company is not large and is not recommended.
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I feel very good, I have made a claim of 130,000.
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1. Look at the background of the company's establishment.
Yan Zhao. Property Insurance Co., Ltd. **** was approved by the China Insurance Regulatory Commission on December 3, 2013 with registered capital.
100 million yuan, is registered in Tangshan City, Hebei Province.
The first national corporate insurance company.
The minimum registered capital of an insurance company is RMB 200 million, and Yanzhao Property Insurance has properly met the standard, and the three major state-owned shareholders account for it, and the state-owned investors are the key "vanguards" of industrial enterprises in Hebei Province. Hebei Iron and Steel Group.
Kailuan Group is one of the world's top 500 enterprises.
ranked 269th and 400th respectively, and the establishment background is very strong.
2. Look at solvency.
The solvency ratio is a measure of the adequacy of high-quality capital of an insurance company, and in simple terms, solvency is the ability of an insurance company to repay its debts.
We care about solvency, and in the final analysis, we care about whether there is money to lose in the future.
According to the regulations, the "solvency standard" must meet the following three indicators at the same time:
The minimum comprehensive solvency adequacy ratio shall not be less than 100%;
The core solvency adequacy ratio must not be less than 50%;
The overall risk rating must be B.
The comprehensive solvency adequacy ratio and core solvency adequacy ratio of Yanzhao Auto Insurance Company are both B, and the comprehensive risk rating is B, all of which meet the standard or even exceed the standard!
3. Look at value-added services.
1) Non-accident roadside assistance.
Serve. Emergency failure towing (50 km), emergency fuel delivery, battery power, spare tire replacement.
Minor repair of pavement faults, distress rescue.
2) 365 days 24 hours a day, the only line is unimpeded.
Provide round-the-clock services such as reporting, consultation, complaints, underwriting claims information inquiry and customer return visits.
3) Quick compensation for small car insurance cases.
For small non-personal injury claims of less than 2,000 yuan (inclusive) for dismantling car insurance with clear insurance liability, on-site damage assessment notice can be used to pay compensation.
4) Timely compensation for large cases.
For car insurance claims of more than 10,000 yuan with clear insurance responsibilities and complete claim materials, the compensation will be notified within 1 working day after reaching a compensation agreement with the customer.
5) Car insurance is exempt from door-to-door delivery.
For eligible non-personal injury claims of less than 10,000 yuan (inclusive), collect claim materials on site during the investigation and damage assessment; If the customer cannot provide it on site, the door-to-door acquiring service can be arranged.
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Yan Zhao. Property and casualty car insurance is not bad and can be purchased.
Yanzhao Property Insurance Co., Ltd. **** (hereinafter referred to as "Yanzhao Property Insurance") was approved by the China Insurance Regulatory Commission on December 3, 2013.
Approved for establishment, registered capital.
100 million yuan, is registered in Tangshan City, Hebei Province.
The chairman of the board of directors is the legal representative of the company.
The establishment of Yanzhao Property Insurance Co., Ltd. **** is the Hebei Provincial Party Committee.
The major decision made by the province is also the key implementation project of the strategic cooperation agreement signed between the China Insurance Regulatory Commission and Hebei Province in 2012.
The company will be based in Hebei, facing the whole country, and develop into a company with strong capital, strict internal control, advanced technology, sound network, outstanding innovation, strong risk control ability, obvious brand advantages and economic benefits.
Insurance companies with good social benefits. The ultimate goal is to build a property insurance company, a personal insurance company.
Insurance companies, asset management companies.
It is a modern financial and insurance service group that is full of vitality and vitality.
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is talking to Yan Zhao about the claim, the compensation is high before the Zen Nian cautious standard, Yan Zhao company does not follow the standard, the standard compensation is 500,000, Yan Zhao said that he can pay more than 300,000 yuan, and then it is to catch up with the bargaining of the big set, can 310,000 yuan? Then it continued to drag, and the other insurance claims were very clear before, but Yan Zhao had a personality, and it was no wonder that Du He Jing said that Yan Zhao was a garbage company.
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Don't buy it, don't make a claim if you buy it, and refuse to make a claim for various reasons.
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Yan Zhao's health treasure is too poor, and the claim settlement speed is slower than that of a snail, and a problem cannot be dealt with in half a year.
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The national unified customer service ** is 400-000-0123.
Extended Materials. 1. Yan Zhao.
The total registered share capital of the insurance company is 100 million yuan. Among them, the three major state-owned shareholders accounted for. State-owned investors are the key "vanguards" of provincial enterprises. Hebei Iron and Steel Group.
Kailuan Group is one of the world's top 500 enterprises.
ranked 269th and 400th respectively. The four private enterprises are high-quality private enterprises with excellent management and good market prospects in the province. The seven investors have strong strength, good profitability and strong ability to continue to contribute, and can give full play to the role of state-owned leadership and market mechanism to promote and support the rapid development of Yanzhao Property Insurance.
2. Insurance companies are mainly engaged in car insurance, agricultural insurance, engineering insurance, accident health insurance, family property insurance, enterprise property insurance, liability insurance and marine insurance, which can meet the needs of different groups of people and enterprises. Secondly, as a newly launched corporate insurance company, Yanzhao Insurance can give full play to its "late-mover advantage" and learn from advanced insurance companies in their development strategies, organizational structure, and team building.
The internal control mechanism, information system construction and other aspects of the completion of the practice to achieve high standard design, high starting point formation, high station development.
3. There are four principles that should be followed before purchasing insurance:
Principle 1: If you plan multiple policies, you must start with critical illness.
The goal is to protect the death of the child, and then consider the preparation of the education fund and the pension.
and finally consider choosing investment-based insurance.
Principle 2: Pension insurance.
It is important to plan ahead Until now, many people still believe that insurance is bought when it is needed. This concept is wrong, the sooner you buy the insurance for the elderly, the more cost-effective it is, and the higher the cost of buying insurance when you are older.
Principle 3: Purchase order first adults and then children When planning insurance, life insurance should consider the family pillar, who is the family pillar to let this person get protection first, so that in case the economic pillar falls, other people's lives will not be affected. When buying insurance, adults should be used before children, that is, parents should buy insurance first and then consider buying insurance for their children.
Principle 4: The proportion of premiums is 10%-20% of the annual family income, and the proportion of funds for the purchase of insurance is generally about 10% of the annual family income for the purchase of insurance. However, this is not absolute, and the proportion can be appropriately increased for those with high incomes, and the proportion can be lowered for those with lower incomes.
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Summary. Hello, as can be seen from the picture above, the deductible for Yanzhao Health Insurance's hospitalization expenses is 10,000 yuan, and the part exceeding 10,000 can be reimbursed.
Inpatient medical expenses in medical insurance: 80% of the excess 10,000 will be reimbursed, and 35% will be reimbursed for specific pre-existing conditions, with an upper limit of 1 million;
Hospitalization medical expenses outside medical insurance: 60% reimbursement for the part exceeding 20,000 yuan, 35% reimbursement for specific pre-existing conditions, and 1 million yuan for the upper limit;
50 specific high-cost drug costs: 0 deductible, reimbursement at 80%, specific pre-existing conditions at 35%, cap 1 million.
Fosun Kite CAR-T**: 0 deductible, reimbursement at 80%, upper limit of 1 million. Pre-existing conditions are not compensated. Fosun Kite's CAR-T** is mainly used for some hematological tumors, and the 1.2 million anti-cancer drugs that were very popular a while ago belong to this **
Hello, as can be seen from the picture above, the deductible for Yanzhao Health Insurance's hospitalization expenses is 10,000 yuan, and the part exceeding 10,000 can be reimbursed. Inpatient medical expenses in the medical insurance: the excess part will be reimbursed at a rate of 80%, and the specific pre-existing conditions will be reimbursed at 35%, with an upper limit of 1 million; Out-of-Cover Hospitalization Medical Expenses:
The part exceeding 20,000 yuan will be reimbursed at a rate of 60%, and the specific pre-existing conditions will be reimbursed at 35%, with an upper limit of 1 million; 50 specific high-cost drugs: 0 deductible, reimbursement at 80%, reimbursement at 35% for specific pre-existing conditions, up to 1 million. Fosun Kate CAR-T**:
0 deductible, reimbursement at 80%, cap 1 million. Pre-existing conditions are not compensated. Fosun Kite's CAR-T** is mainly used for some hematological tumors, and the 1.2 million anti-cancer drugs that were very popular a while ago belong to this **
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It's national. According to the official website of Yanzhao Insurance, no matter which city you buy the insurance, you can enjoy the same high-quality claims services such as surveying and assessing losses and receiving compensation in the place where the insurance is insured.
Compulsory liability insurance for automobile traffic accidents implements a uniform liability limit nationwide. The liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for which our company is not liable in road traffic accidents. If the victim intentionally caused the traffic accident loss, the insurance company may not compensate according to the law.
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Yes, go to the Yanzhao Insurance Company across the country to settle claims.
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Junk insurance, don't get in. You have to pay for the car repair.
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The local 10,000 yuan has not been lost in a month, and the non-local ones should be saved for a fixed time.
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There are few outlets in remote areas across the country, and it is troublesome to settle claims.
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Hello Reliable Yan Zhao Cai Qiaoqiao Yuan Property Insurance Co., Ltd. **** was approved by the China Banking and Insurance Regulatory Commission on December 3, 2013, with a registered capital of 100 million yuan, and is the first national legal person insurance company registered in Tangshan City, Hebei Province. To set up an insurance company, the minimum registered capital required is 200 million yuan, and the registered capital of Yanzhao Property Insurance Co., Ltd. is 100 million yuan, which is not only up to standard, but also far beyond the standard. Moreover, the solvency of Yanzhao Property Insurance Kuanchong shares has reached the requirements of the China Banking and Insurance Regulatory Commission, and even far exceeded the standard.
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