Ping An Fu Insurance woman was hospitalized for caesarean section, and there was a claim

Ping An Fu cannot pay for the cost of caesarean section, because Ping An Fu is a critical illness insurance, which only pays for the critical illness agreed in the contract. If you want to pay for a caesarean section, you need to purchase insurance that covers maternity liability.

Xueba talks about insurance, focusing on insurance product evaluation! Step-by-step instructions on how to choose the best insurance! What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

Click to claim now, I believe it can help you!

1. Ping An Insurance Company's statute of limitations for claims settlement.

It can be seen that the statute of limitations for claims of Ping An Life in the figure does not show data, does it mean that there is great uncertainty, I can't say this, you might as well take a look at the relevant provisions of the Insurance Law.

2. Provisions on the time of claim settlement.

Article 23 of the Insurance Law stipulates that even for complex claim cases, the case shall be verified within 30 days, and simple cases shall be faster;

Generally, after the compensation of the case is determined, a formal notice of compensation will be issued within 3 days;

After reaching an agreement with the insured, the claim shall be paid to the bank account designated by the insured within 10 days; For general small cases, the compensation can be completed within 2-3 working days.

3. Pay attention to these when making claims!

The question I was asked the most before was about medical insurance claims, and the following details should be paid attention to in commercial medical insurance claims:

1. Ignoring the spirit of the insurance contract: failure to truthfully inform the past medical history is an important reason for the claim dispute, and the insurance policy is a health protection contract, and it is the obligation to truthfully inform the medical history when applying for insurance.

2. Renewal terms: Medical insurance is generally a short-term insurance that is renewed once a year, and when a huge claim really occurs, the product will be discontinued and will not be renewed.

3. Waiting period: Medical insurance generally has a waiting period of 30 days, and the waiting period is not over, and it is impossible to get a claim.

4. When applying for a claim, the scope of the hospital to be treated: whether the hospital is within the scope of the hospital agreed in the insurance contract (whether it covers non-public hospitals).

Ping An Insurance claims are generally paid within a week.

Ping An Insurance Claim Process:

1.Call 95511 to report the incident.

Call 95511-9 immediately after an accident and a claims specialist will arrange assistance based on your situation.

2.Accident investigation.

The surveyor provides you with 7x24 hours on-site accident investigation services, confirms the accident insurance liability, loss and cost, and recommends the loss repair plan.

3.Confirm the damage repair plan.

Choosing the repair method of damaged property, including the selection of vehicle repair shops, etc.; Customers who meet the conditions for quick claims can take the fast claim channel and get it in 4 steps.

4.Car repairs. For vehicle maintenance, it is recommended to choose a repair shop recommended by Ping An, which is of high quality, convenient and guaranteed.

5.Submit your claim information.

If the compensation amount is less than 10,000 yuan, the car is purely damaged, and there is no case for the repair shop to handle the compensation on behalf of the company, you can enjoy the door-to-door claim collection information service; Other car owners can submit the information to the counter of the claim office for review.

6.Claim your payout.

After the claim information is reviewed, the case is closed. Ping An will pay you the compensation by bank transfer and complete the claim. Car owners who meet certain conditions can enjoy instant payment of compensation.

The China Insurance Regulatory Commission stipulates that the insurance company shall make an assessment within 5 working days after receiving the claim application for the insurance liability agreed in the contract; If the situation is complicated, the approval shall be made within 30 days. If the insurance liability is uncertain, the insurance company must pay compensation for the part determined in the claim application within 60 days after receiving the claim application, and pay the difference between the total amount of compensation and the compensation paid after the uncertain part is determined.

First, it is not the same according to different standards.

Second, you can consult the relevant enterprises or departments to inquire.

Third, because it is a directional question, it is necessary to provide a targeted answer.

Fourth, I wish you a smooth work, a prosperous career, a healthy life, a happy family, and a prosperous Year of the Goat.

Hello! The car insurance is less than 10,000 yuan, the information is complete, and the case will be closed within one day. Someone who is injured needs to be further reviewed.

Ping An Life Insurance, complete information, closed within three days. The time it takes for the money to arrive in the account varies depending on the transfer progress of each bank. The overall speed is very fast.

Peace be upon you!

Hello: Car insurance is less than 10,000 yuan, the information is complete, and it will be paid within one day! All the information of life insurance is complete, and it will arrive in three working days!

Hello! Life insurance claims will be paid within 3 days as long as the information is complete; Car insurance is less than 10,000 yuan, and the information is complete and will be paid within 1 day.

Hello, Ping An car insurance information is complete, within one day. Ping An Life Insurance has complete information, about three days.

As long as the claim documents are complete, small claims cases should be paid in a short time.

Generally, the claim will be received within 3 working days.

Hello! Once the claim is submitted, it will take about 3 working days to receive the claim

Insurance companies with simple situations are generally fast.

It's up to your luck to get complicated.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The general process is to go out of the insurance (something that needs to be settled by the insurance company), contact the insurance company to report the case, prepare application materials and claim settlement, accept it safely, review it safely, notify the compensation conclusion, and finally pay the claim. I heard that Ping An recently had a flash compensation, but I haven't experienced it, so I'm quite curious. What is the claim process of Ping An Insurance?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

How to settle a claim after a claim has occurred

The specific claim process of Ping An Insurance is as follows:

1. Call Ping An Insurance's **95511 report;

2. Prepare application materials and claims;

3. Accepted by the insurance company;

4. Review by insurance companies;

5. The insurance company notifies the conclusion of the compensation;

6. The insurance company pays the claim.

At present, there are many kinds of insurance products of Ping An Insurance, and the claim process is the same, but the information that needs to be prepared is different.

If it is a Ping An car insurance claimIn the case of a unilateral accident or no damage to the accident caused by both parties, the materials that need to be prepared include a claim application, a driver's license and a driving license, a traffic accident certificate, a traffic accident compensation mediation letter, a court judgment, a car repair invoice, an original bill for rescue expenses and related expenses, a compensation receipt and an ID card.

If it is a Ping An critical illness insurance claimThe materials that need to be prepared are the claim application, the identity certificate of the insured, the diagnosis certificate, the hospitalization medical record, the transfer account, the original insurance policy, etc.

Therefore, you can consult the service staff of Ping An Company for specific information before making a claim.

What are the general claim information? Details determine the success or failure of a claim!

Want to know which company offers the best claims service? After reading this annual report, I have a good idea

Which insurance company has the best claim? 53 of the latest claims annual reports tell you

Xueba said the official website of insurance

This work begins when the insurance company receives the loss notice, and the process includes three basic links: review, investigation and compensation.

The car accident insurance claim process includes steps such as reporting, investigation and damage assessment, signing and reviewing claim documents, adjustment and review, approval, and settlement of compensation. 1. Report the accident After the accident, the customer reports to the claims department of the insurance company; After receiving the report from the auto insurance company, the customer will be asked to fill in the "Business Accident Registration Form" immediately after receiving the accident.

2. The survey and damage assessment personnel shall complete the on-site investigation and inspection within 1 working day after receiving the internal notice from the insurance company; Require the customer to provide the relevant documents; Instruct the client to complete the relevant claim documents. 3. Sign for the review of the claim documents of the business department and the internal staff of the insurance branch to review the claim documents submitted by the customer, and return the documents to the customer after explaining the documents that need to be submitted after the procedures are incomplete, and the compensation case with complete documents should be returned to the insured after signing on the "insurance report (claim) (in duplicate)"; After sorting out the claim documents and the information on file, submit them to the Claims Verification Department of the Property Insurance Department. 4. All claims must be adjusted and reviewed within 3 working days and submitted to the person in charge of the Claims Section for review.

5. Approve the claims within the authority of the property insurance department and submit them to the manager in charge of claims for approval; Step-by-step reporting of the authority of the over-property insurance department. 6. Settlement of compensation.

Generally, the claim process of insurance companies is similar, and the same is true for Ping An Insurance. The claims process generally includes:Insurance, reporting, application, review, notificationFor details of these five steps, you can click here The principles and process of insurance company claims.

1. The claim process is as follows:Apply:After being discharged from the hospital, the customer should submit the claim application to the salesman or counter attendant within 10 days in order to complete the claim application.

Notice:After the company's review is completed, the system will automatically send an SMS notification to the customer, and the claim will be transferred to the customer's bank card within 3 or other specified days.

2. Claim materials.

1. General medical claims:Claim application, identity certificate, bank card, outpatient medical records, discharge summary, medical expense invoice, medical expense list, medical insurance (agricultural cooperative system) settlement statement.

2. Critical illness claims:In addition to the materials mentioned in (1), pathology reports, medical certificates, and other materials are also required.

3. Traffic accident claims:In addition to the materials mentioned in (1), the motor vehicle driver's license, driving license, and traffic liability certificate shall also be provided.

4. Death claim:In addition to the materials mentioned in (1), a death certificate, a cremation certificate, a certificate of household registration, and a certificate of the relationship of the deceased beneficiary must also be provided.

In fact, the claims process of general insurance companies is similar, but the time node may be a little different. If you want to buy insurance, claim data is also one of the reference factors

Hope it helps.

Insurance claim settlement is a process that every insurance consumer needs to be clear about, not only Ping An Insurance, but most insurance companies' basic claim process is probably from the preparation of application materials to claim the insurance company acceptance The insurance company reviews the insurance company notifies the audit result The insurance company pays the claim amount, and the general claim process is as described above. For more detailed claim steps, you can take a look at the article "Insurance Claims Follow These Steps, It's Not Difficult", which will be useful to you.

For the detailed claim process, interested friends can read below.

In the event of a claim, the first thing we need to do is to confirm whether the accident is covered by the purchased policy.

Second, check whether the insurance is in the exclusion clause. After repeated confirmation, we can report the case to the insurance company in a timely manner.

In fact, there is also a point in reporting crimes.

Generally speaking, only those who have a direct connection with the insurance contract, such as the policyholder, the insured and the designated beneficiary, must also show relevant identification.

The sooner the time to report a crime, the better, from the date of the insured event, most insurance companies usually agree on a period of 10 days, accident insurance stipulates 24 hours.

This contract stipulates that if this time is exceeded, it will increase the difficulty of the insurance company's review and judgment, and will also delay the speed of claims, and the insurance company may also charge additional fees for investigation and inspection.

After reporting the case, you need to prepare the claim information that needs to be submitted according to the prompts of the customer service.

The claim information includes the insurance contract, the claim application, the legal and valid identity certificate of the insured, and if it is submitted by the person who is eligible for the claim payment, the applicant's legally valid identity certificate and relationship certificate must also be submitted. In addition, if you apply for an illness or disability, you need to provide a medical certificate issued by a hospital approved by the insurance company, such as a medical certificate.

Daddy suggested,It is advisable to provide the original documents for the insurance company to review

After receiving the claim materials, the insurance company generally reviews the relevant materials within 5-10 days. If there is no problem with the documents, the insurance company will issue a claim notice within one week.

And as soon as possible to pay the claim into the beneficiary's bank account, if the preparation of materials is incomplete, the insurance company will require the information to be completed as soon as possible.

If there is a suspicion of failure to truthfully disclose the health condition, the insurance company will also require the information to be completed and re-investigate and review.

For the approved claim application, the insurance company will complete the payment of the claim within 10 days after reaching an agreement with the applicant to pay the claim money.

Another point that you need to pay is that the insurance benefits cannot be determined, and the insurance company will pay the part of the insurance money that can be determined according to the existing supporting materials.

For the part that cannot be determined, we will further investigate and review until the amount is confirmed.

The above is the specific matters of the claim process, I believe you will gain something after reading it.

I was hit by Ping An Insurance (commercial insurance) for a while, and I was about to have a second operation and I haven't made a claim, and my family was in a car accident with all kinds of rhetoric, and even the medical expenses had to be deducted 50%.

Hello! Ping An Fu (2019) Insurance: The product plan continues the classic advantages of comprehensive protection, multiple claims, and protection growth, and expands the types of mild and critical illness benefits to 130 types, so as to escort your future with more comprehensive protection.

Hello. First of all, car insurance does not have the concept of full risk in terms of insurance companies. In fact, in a general sense, as long as you are insured for car damage, the three, the people on the car, theft and robbery and the deductible of these four items are considered full insurance, but on such a "full insurance", many accident insurance companies are not responsible for compensation.

What is your situation, it is recommended that you call Ping An Insurance Company's car insurance claim report**95512 for consultation.

In addition, if your car is repaired** for 5000, it is not necessary whether it can be fully compensated. If you are really authorized by Ping An Insurance to pay for the repair point, you only need to put the car there, and you don't have to worry about the rest, it is directly settled by the insurance company and the repair point, and it has nothing to do with you. If you don't have the repair at the direct benefit point, it depends on whether the insurance company approves the repair at the repair station you went to**.