Ping An Fu insurance, how to ensure the appropriate. You.

How about Ping An Fu Insurance?

Since its launch in 2013, Ping An Fu has been occupying the top position in the critical illness insurance market, and has never declined, and has now been upgraded to the latest Ping An Fu 2021. If you want to buy critical illness insurance, you may wish to take a look at this list "June 2021 Critical Illness Insurance List, Which Critical Illness Insurance is Good?" 》

Basic benefits: 1. Critical illness protection.

Ping An Fu 2021 Critical Illness Insurance Critical Illness Protection, 120 critical illnesses, once claimed, with a maximum compensation of 100% of the sum insured. In the single-payout critical illness insurance, this configuration is standard and belongs to the common category.

But compared with the same type of insurance, there are not many advantages. Most of the common new definition of critical illness insurance can achieve additional coverage for critical illness, ranging from 30% to 60%.

2. Moderate illness protection.

Ping An Fu 2021 Critical Illness Insurance Moderate Illness Protection, 20 Moderate Illnesses, once paid, the maximum compensation is 50% of the sum insured.

Although the payout ratio is average, there is nothing outstanding compared to many products on the market. But in terms of moderate disease, it can be said to be progressive, because the previous version did not have moderate disease protection.

3. Mild illness protection.

Ping An Fu 2021 Critical Illness Insurance Coverage for Minor Illnesses, 40 Minor Illnesses, 6 Claims Without Grouping, No Interval, 20% of the Sum Insured will be paid each time.

In terms of mild symptoms, I did a good job, and I didn't pay 6 times in groups, and there was no interval, which is the highlight that most products don't have. But the weak is weak because the quota is too low, only 20%, which can be said to be thunder and rain, which is somewhat unsatisfactory.

In addition, 6 times of compensation, it is also required that there must be different mild symptoms, which is a little embarrassing.

Hello! Ping An Fu is the most comprehensive protection in Ping An Insurance, with low premiums and high protection, and the most 53 diseases covered by critical illness insurance. There is also a double benefit for traffic accident death, and accident insurance is covered up to the age of 70.

The main insurance is guaranteed for life. The deficiency is that the principal is not protected, for example, the insurance may not be able to get back the principal after 30 years of the main insurance, critical illness insurance, and accident insurance. The advantage of Ping An Insurance of China "Ping An Fu" is that it is the first market-oriented product with a rate, and the payment of the same sum insured is the lowest in the market.

There are no advantages and disadvantages of insurance, only the difference between what is right for you and what is not for you. What suits you is the advantages, and what is not suitable for you is the disadvantages. If you have to talk about the disadvantage, that is, minors under the age of 18 cannot be insured.

The defect of Ping An Fu Insurance of Ping An Insurance of China: because of the low contribution, there is no income, and it cannot be used as a pension. Only adults can purchase it.

Ping An InsuranceVery nice and reliablePing An Insurance is the first joint-stock insurance company in China, ranking first among global insurance groups, and has the most complete financial licenses.

The two major indicators for the CIRC's solvency assessment of insurance companies are: the core solvency adequacy ratio should be higher than 50%, and the comprehensive solvency adequacy ratio should be higher than 100%. In the fourth quarter of 2017, the core solvency ratio of Ping An Ping An Jianye Life Insurance Co., Ltd. was much higher than the standard given by the China Insurance Regulatory Commission.

The China Insurance Regulatory Commission has released a data that the complaint rate of Ping An Life in the first three quarters of 2017 is one complaint per 100,000 policyholders, which is just a complaint, not a real refusal of claims.

So, there really don't worry, the reliability of Ping An Insurance has been shown through data. In addition, Ping An is a super huge company, insurance is just one of the businesses, as well as finance, technology, medical care, etc., etc., so any wind and grass it will have a lot of follow-up, really don't worry about what to do if there is an unfair situation and no way to complain.

If Ping An Fu is good enough for the subject itself, then take out the insurance and don't have to worry about the claim later.