What is an electronic account at ABC?

The electronic account of the Agricultural Bank of China refers to the online banking of the Agricultural Bank of China.

After the real-name identity authentication of the bank, the bank settlement account of the bank account opened for individual customers through channels such as Zhangyin mainly relies on electronic channels to handle business. Electronic account opening can be done through our personal mobile banking and online banking.

We can open an electronic account by going to the Agricultural Bank of China or by ourselves. The electronic account we opened is a Class II account, but we usually hold a debit card.

Yes class account, is a full-featured account. The opening of an electronic account can only be opened on the basis of an L type account, which is a virtual electronic account.

After opening an electronic account, we can more easily carry out the function of business settlement through electronic channels. This electronic account name can be your bank or you can set it yourself. After opening, the electronic account has most of the functions of a debit card, which can achieve a more comprehensive account management, and can be used to transfer debit cards and credit cards.

Debit cards, etc., are registered under the electronic account. This makes it easy to manage the details of various accounts.

Data Development: What is an eAccount? What are the types?

Electronic account refers to the financial services provided by banks, credit cards, insurance companies and other financial institutions such as electronic account management, and the customer's credit card number or bank account number is the symbol of the electronic merchant. The electronic account is verified by the customer and digitally signed.

Technical measures such as data encryption ensure the security of its operation.

In terms of function, the electronic account has most of the functions of a debit card, can realize multi-account management, and enjoy a full range of personal financial services such as investment, wealth management, financing, online payment, and public utility fee payment. In addition, after the account is opened, it can be managed and collected in a unified manner.

There are two types of electronic accounts, each type has its own characteristics, so we already know what the current electronic account is, so let's take a look at what are the current types? One is the electronic account of the new e-banking, which is completely dependent on the Internet, and almost all banking operations.

All are traded online. For example, the electronic account of the world's first online bank, "Secure First Internet Banking", can be used for customers to open accounts, deposit and withdraw money, transfer money, make payments and other services.

The other is the existing traditional bank, which uses the traditional banking transaction processing services carried out by the Internet to establish corresponding electronic accounts for customers. These electronic accounts are the same as traditional bank accounts, such as checking accounts, savings accounts, negotiable certificates of deposit, credit cards, currency transactions, loans, traveler's checks, etc. On these basis, banks have also developed electronic account services with network characteristics, such as opening and closing accounts through the Internet, publishing deposit and loan interest rates, announcing charging items, and displaying statements.

Transfers, e-bill payments, proactive service emails to customers.

The operation of the electronic account is characterized by a fixed cost, which makes it easy to carry out services to traditional customers.

The electronic account of the Agricultural Bank of China is the electronic account of the mobile banking or online banking you opened, I hope it can help you.

The electronic account of the Agricultural Bank of China is the online account of the Agricultural Bank of China, which is generally opened with mobile banking or online banking.

Interbank electronic account, this should be you need to open it online banking, this should be the electronic account, if there is no online banking, this should not be an electronic account.

ABC's electronic account refers to the bank settlement account that is opened by the user through online banking, palm banking and other channels, and mainly relies on the electronic channel to handle business after opening. Electronic accounts can be self-registered ** bank, check balance, details and other information, and there will be different restrictions on the use of Class II and Class III bank accounts.

1. You can transfer money.

2. The limit of the debit card of our bank is calculated separately according to the deposit and expenditure.

Deposit transactions include non-zero balance account opening, cash deposit, unbound account transfer and redemption of some financial products, etc., with a daily cumulative limit of 10,000 yuan and an annual cumulative limit of 200,000 yuan;

Expenditure transactions include cash withdrawals, transfers and withdrawals to unbound accounts, consumption, purchase of some financial products, account cancellation, etc., with a daily cumulative limit of 10,000 yuan and an annual cumulative limit of 200,000 yuan. The following situations are not subject to quota control: purchase of **, wealth management products, treasury bonds, and private banking products; Transfers between sub-accounts of card owners; Deduction by the competent authority; loan disbursement (direct entry) and repayment; Online Charges; Agreed repayment of credit card binding account, credit card repayment initiated by POS, etc.

For delayed transfer transactions, when the transaction is initiated, the available balance of the day and the whole year will be deducted according to the transaction amount, and the available balance will not be deducted when the funds are transferred out. If the delayed transfer transaction is cancelled, if the cancellation time is still on the same day, the cumulative transfer quota of the day and year will be reversed; If the cancellation time has reached the next day, the cumulative daily quota of the next day remains unchanged.

2.The funds are returned after the inter-bank transfer is made through the mobile bank or personal online banking, and the transfer-in and out-of-10,000 yuan and the annual limit of the second-class account are not occupied.

Introduction to Class Accounts: Class Accounts are auxiliary accounts for Type I accounts, which can handle deposits, purchase bank investment and wealth management products (only the purchase of ** and Kuaiebao), limit consumption and payment, and limit the transfer of funds to unbound accounts. If the identity is confirmed face-to-face by the bank staff on the spot, a physical bank card can be issued to handle the business of depositing and withdrawing cash and transferring funds from unbound accounts.

Electronic account refers to the financial services provided by banks, credit cards, insurance companies and other financial institutions such as electronic account management, and the customer's credit card number or bank is the symbol of the electronic merchant. Generally, it is necessary to open a bank electronic account for the bank's wealth management products, which are issued by the bank, and cooperate with third-party platforms such as Alipay and JD Finance, and the platform only provides a trading platform. If you want to buy wealth management products for trading, you naturally have to open an account in the issuing bank, as long as there are requirements for the account, you must open the products of the bank, depending on the product transaction requirements.

You can check your debit card number through the following channels:

1.Zhangyin: Please log in to the Zhangyin APP, click "My Account Debit Card", and click "RMB Available Balance" below the debit card you want to check to enter the details page (the full card number, registration channel, account status, card status and account opening network will be displayed).

2.Online Banking: Please log in to your personal online banking and click "Account Bank Account Debit Card" to display the full card number.

4.Alipay: If you have tied Alipay, you can try to inquire through the Alipay APP, because the actual operation is limited by the Alipay platform, so the actual information is subject to the operation display of the Alipay platform.

Please enter Alipay and click "My Bank Card" in the lower right corner Click on the corresponding Agricultural Bank of China Card Card Management View Card Number Verify Alipay Payment Password" to view the card number.

5.Counter: Please bring your valid ID card to any branch of the Agricultural Bank of China to check the debit card number.

You can check your credit card number through the following channels:

2.Online Banking: Please log in to your personal online banking and click on the "Account, Bank, Account, Credit Card" page to inquire (the card number, outstanding amount of the current period, repayment date, etc. will be displayed).

4.Counter: Please bring your valid ID card to any ABC outlet across the country for inquiry.

E-banking. The corresponding one is.

Debit card, you bring.

ID card, go.

outlets, which can be checked.

There are four options for the online banking username of ABC: the card number of the bank card, the ID number, the mobile phone number of the mobile phone that has opened the mobile banking of the Agricultural Bank of China, or the username set by yourself. The default registration or ID number is the initial username.

You can modify it yourself afterwards. Personalized usernames can consist of Chinese characters, letters, numbers, or underscores ", and the username is 2-30 Chinese characters or 4-60 letters and numbers. And each customer can only register one login username and password.

If the customer registers repeatedly, the newly registered login username and password will overwrite the original information.

Corporate customers who open an account with ABC can easily enjoy the handheld banking messaging service by binding their mobile phone number. Corporate customers can register an account with the Pocket Banking Messaging Service to correspond to multiple mobile phone numbers. Under the contract SMS Banking, customers can send SMS messages through their mobile phones to inquire about their accounts, pay bills and recharge, etc.

Extended Information: Log in to online banking with your username:

1. After logging in to online banking, select Customer Service.

2. Then select the user name to log in to the customer service, and then click to set the user name and password.

3. Enter a new username and set a login password here.

4. After completing the settings, you can directly use the username and password to log in to the ABC online banking for use.

5. Use the username and password set by the online banking registered by kbao to log in, and use kbao to log in to the online banking in the same way.

Operating environment: Huawei nova6 5G HarmonyOS Agricultural Bank of China.

Except for international card self-registration online banking users, who can reset their online banking login password through online self-service, other online banking users who forget their online banking password need to go to the counter to reset the password.

If you have forgotten your online banking login password, please bring your valid ID card and online banking registration card to the personal online banking service outlets to reset your online banking login password free of charge.

The new password that is reset will take effect immediately. Please log in to your online banking in time, change the 6-8 digit password set at the counter to a 6-30 digit alphanumeric combination according to the prompts, and remember the new password.

If you have forgotten your online banking payment password, please bring your valid ID and registration card to the Personal Internet Banking Service Network to apply for a password card or U shield. There is no need to reset the payment password. After applying, the original payment password will automatically become invalid.