What is the experience of holding bank stocks for a long time, eating dividends, and playing new sto

Totally doable. For example, the Bank of Communications, without considering the dividend tax, has an annual rate of return of about 7% on dividends in recent years, which is much stronger than that of the deposit bank.

If you are worried about stock price fluctuations, there are two ways to deal with it: one is to choose a low price to intervene in batches and hold it for the medium and long term after a long period of observation; Second, after the intervention, the stock price has risen significantly (such as 10%), and when it significantly exceeds the dividend income, you can choose to sell, and then make up for it after the stock price falls, during which the funds can be used as a reverse repurchase of treasury bonds to generate income.

The dividend payment time of bank stocks is generally concentrated in the month of each year. Many banks will announce the ex-rights time in their annual reports and disclose the amount of dividends in their annual reports, and many banks publish their annual reports in May, and investors can check them in their annual reports.

After investors know the dividend time, as long as they hold it on the dividend equity registration date, they can enjoy the dividend of the current year, and if they only hold it after the dividend equity registration date, they will have to wait for the next year's dividend.

Basically, for one year. In A-shares.

The vast majority of bank shares pay dividends once a year, and as long as they are in the dividend shares.

Shareholders who hold ** on the record date can enjoy the dividends of the current year on the record date of the dividends.

If you are the last, you will have to wait for the next year's dividends. Most A-share bank stocks generally publish their annual reports before April 30 of each year, and disclose the amount of dividends in the annual report, after the general meeting of shareholders.

Dividends will be paid in June or July, so if you miss this time, you can only wait for the next year.

After the bank pays dividends, it is ex-rights.

At this time, the ** we hold will automatically subtract dividends, for example: a bank's dividend of about one yuan per share in 2019, each yuan per share before the ex-rights date, the stock price of ICBC on the ex-rights date will automatically be ex-rights and become yuan.

In addition, it should be noted that if we hold the shares for a short time, that is, less than a month, then we will deduct 20% tax, 10% of the tax for a full month and less than a year, and no tax for a full year. Therefore, if you mainly want to receive dividends and want to hold them for a long time, it is more cost-effective.

Bank stocks are currently valued at a low level, and the dividend rate is okay, and it is also a good choice for investors to hold dividends for a long time. The trend of bank stocks is also relatively stable, with little volatility.

Further information: The acquisition and existence of dividend shares is often premised on a valid share grant agreement.

The effect of the share gift agreement is an agreement between shareholders, and it has the same binding effect on shareholders as the establishment agreement, and the content of the share gift agreement can also be reflected in the articles of association.

Since the shareholder has not actually contributed capital, the confirmation of the shareholder's qualification is completely subject to the share gift agreement, if the share grant agreement is revocable, invalid, dissolved, etc.;

Shareholders of dividend-paying shares naturally lose their shareholder qualifications, and the rights and obligations of dividend-paying shareholders such as the right to claim dividends.

The voting rights are determined by agreement, but the obligations of shareholders, especially those of ordinary shareholders, are the same as those of ordinary shareholders, on the grounds that the registration of shareholders is public.

Today, **bank stocks, preferably the four major banks**. to the Agricultural Bank.

and the Bank of China's ** is advisable. Nowadays, the Agricultural Bank of China and the Bank of China are both less than 4 yuan, and the dividends of about one yuan per year are about the dividend yield.

It has long been a good level of dividend distribution. **Bank stocks are best held for a long time. If it is owned for more than one year, there is no dividend distribution tax deducted if it is sold again. If it is sold within one year, the dividend distribution tax will be deducted.

**Bank stocks, nowadays****.

It is already more than the total amount of assets.

It's a lot lower. The total assets of bank stocks will increase a lot every year. For example, the Agricultural Bank of China makes a profit every year, and after the dividend at the end of the year, other yuan will enter the total assets.

As a result, the total assets of bank stocks have increased a lot every year. The increase in profits and total assets of bank stocks every year will definitely pull up the stock price of bank stocks. Therefore, every year, bank stocks will be accompanied by the growth of total assets and profits, and the **** will also grow.

The **** growth rate every year.

The average value of the beam energy should reach about 10%. In fact, after 7 years, the bank stocks that are now firmly held by ** are likely to double.

The current **** bank stocks, the dividend rate is up and down. It is assumed that financial institutions can maintain that level of dividends every year. But it does not take into account the rise and fall of **.

Then it will take me about 30 years to get back my investment through the year-end dividend. If you're 50 years old now, you're sorry, and if you don't make it, you can only be the owner of the property to future generations. You have to live a long life to enjoy the fruits of your project investment.

Therefore, you can buy bank stocks from the time of menstruation, and it is best to buy bank stocks before your 30s. Because as long as the project invests in the first large bank, it can get a stable dividend, but most of the large banks have entered the maturity of the enterprise. its business processes.

Stable, but slow to improve performance. Most of them are also struggling to increase. With a dividend rate of less than 4%, it will take 30 years to get back the investment cost! So quietly waiting, this kind of carefulness is definitely not something ordinary people have.

Find a financial institution with stable operations, the bank that is most loyal to the substantive business process of financial institutions, the risk will be small, production and operation.

The situation is better than average, and it is feasible to eat the end of the year to resist the red ******. It can be estimated that if you buy a bank stock at a 20% discount of your total assets, you will pay an average dividend of 4% at the end of each year, increase your total assets by 7% every year, and have net assets for five years and five years later.

It is a multiple of the total assets at that time, and after five years, the net assets are times the price, assuming that the total assets will be achieved after five years, the difference will be earned after five years, plus the dividend distribution for five years will be a total of 20%, and the total income for five years can be reached.

This approach is very feasible, because the bank's performance is still very good, and it is a very good way to hold bank shares and receive dividends.

This approach is very sensible and feasible, because the performance of banks is generally good, although the stock price will not have a large burn, but the dividends are also a lot. No hands.

This approach is of course feasible, but the premise is the bank's performance, if the bank has been losing money, then it is impossible to have a split and quietly, and it may be possible to keep your principal unprotected.

It is feasible to hold bank stocks for a long time and eat dividends is a good long-term investment option, but compared with putting funds in the bank, there is a little more personal operability, but this also means that there will be a little more risk and volatility.

If you are a risk-oriented investor, you can choose to hold bank stocks and eat dividends, and if you are a stable-preference investor, you can choose to put your funds directly in the bank for regular term.

The regular interest rate is stable, but what about the dividends of bank stocks?

Bank stock dividends are stable, especially the five major banks, general bank dividends will be issued during the middle of the year 6-7 months, and dividends have a steady growth every year, but it should be noted that the holding time is less than one year is required to deduct the dividend tax rate, so ** bank stocks are suitable for long-term investment, and there is no need to charge the dividend tax rate after holding the stock for more than one year.

Risk of bank stocks.

After all, it is **, there must be a certain risk, will be affected by the economic environment, although bank stocks are heavyweights, but also large state-owned enterprises, but ******, bank stocks will also be dragged down. Therefore, the risk of buying bank stocks is mainly the stock price, but only long-term investment and regular investment are needed to extend the timeline, and the risk will naturally be lowered.

However, it is also very important, after all, market factors are a risk that needs to be considered, the market has been in a low state, and it has been unable to sell if it is deeply trapped, so it needs to be carefully considered, and regular investment is very important, which can reduce the price.

Are bank stocks viable now?

Now A-shares are in a state of low valuation, and bank stocks are one of the weighted industries of A-shares, and the effect of linkage will be more obvious, and generally will follow the rise and fall. Depending on the economic cycle, there may be a bull market in A-shares in the next few years, and now is a good time.

At present, the highest of the five major banks is China Merchants Bank, reaching more than 35 yuan, and the stock prices of the other four major banks are in single digits, so the relative fluctuation range of China Merchants Bank will be a little larger, and I personally recommend that the purchase bank can choose the other four major banks, after all, the stock price is low, and the same ** can buy more**, the smaller the fluctuation range, which is conducive to regular investment and long-term investment.

If you hold bank stocks for a long time, if the bank is very profitable, you can of course eat dividends. Now every bank is very good, so it is still very good, and the income is ***.

I think it is of course very good, bank stocks are relatively stable returns, holding bank stocks is just relying on dividends, and it is much higher than bank deposits.

Is it feasible to rely on dividends in China for a long time?

Bank stock dividends only need to be paid on the date of equity registration.

If you hold it, you can participate in the dividends. You can sell it at any time after the dividends. However, there is a relationship between the holding time and the tax ratio. If you hold ** for more than one year, you only need to pay 5% tax on cash dividends, 10% for more than one month, and 20% for less than one month.

Shares, which represent partial ownership of a company, are divided into common shares.

Preferred shares, equity that has not been fully paid. Shares generally have the following three meanings:

1.Shares are the constituent components of the capital of shares;

2.Shares represent the rights and obligations of shareholders of shares;

3.Shares can be passed through ****.

form of expression of its value.

Features:1The amount of shares, the capital of shares is divided into shares, and the amount of each share is equal, that is, the shares are a reflection of a certain value and can be measured in money;

2.The equality of shares, i.e., each share of the same type should have the same rights;

3.The indivisibility of shares, that is, shares are the most basic unit of the company's capital, and each ** share cannot be redivided;

4.The transferability of shares, that is, the shares held by shareholders can be transferred in accordance with the law. Such as the Company Law.

Article 142 stipulates that the directors, supervisors and senior management of the company.

The shares of the Company held by the Company and their changes shall be reported to the Company, and the annual transfer of shares shall not exceed 25% of the total number of shares of the Company held by the Company during the tenure; The shares of the company held by the company shall not be transferred within l years from the date of listing and trading of the company's **. The directors, supervisors and senior managers of the company shall not transfer the shares of the company held by them within half a year after their resignation. In addition, the Companies Act allows for articles of association.

Other restrictive provisions may be made on the transfer of the shares of the Company held by the directors, supervisors and senior management of the Company. The distribution of shares refers to the distribution of shares to subscribers according to a certain distribution method according to the situation of the promoter and/or other share subscribers subscribing for shares. If the total amount of the subscription exceeds the total amount of the issuance, the method of distribution should also be determined according to certain principles.

Contribution and distribution of shares are two aspects of the same activity. After the distribution of shares, the names of the shareholders shall be recorded in the register of shareholders.

** It is closely related to shares, but it is also different.

The form of expression of shares is a share certificate. Different types of joint-stock enterprises have different specific forms of share certificates. Among them, only the form of shares **** used to express the company's shares is **.

**According to the amount of capital represented by the shares, the share of shareholders' capital contribution and shareholders' rights are recorded for public subscription and transaction transfer. Holding ** means that you have the shares of the shares, and you have obtained the qualification of a shareholder, and you can exercise your shareholder rights.

It can be seen that ** and shares are the relationship between form and content, and cannot be confused.

Dividends on bank shares only need to be on the record date.

If you hold it, you can participate in the dividends.

You can sell it at any time after the dividends. However, there is a relationship between the holding time and the tax ratio. If you hold ** for more than one year, you only need to pay 5% tax on cash dividends, 10% for more than one month, and 20% for less than one month.

Extended Information:1There are three dates that investors should pay attention to when paying dividends:

Record date, ex-dividend date and dividend payment date. After the dividend, the stock price will be **. On the next trading day on the date of equity registration, the ** will be interest-free, and the shareholders' rights and interests before and after holding the ** will remain unchanged.

Hence the dividends.

Nothing will be brought to the investor, but **after the dividend,**.

Swift**. From this point of view, dividends.

It's a great motivator. After reading the above introduction, I believe you already have a certain understanding of how to pay dividends when buying bank stocks. Finally, I would like to remind everyone that keeping money in a bank is the safest, but this does not mean that investors are also the safest to buy bank stocks.

Buying a bank** can make or lose money. If you decide to buy a bank**, choosing those dividends that perform well means that the joint-stock company will distribute a portion of its profits on a regular basis.

to shareholders. Before the issuance of dividends, the listed company determines that the holder of ** has the right to dividends before a specific date. Yes, those who bought after that date did not have the right to feast.

2.The red amount generally refers to the amount from the previous year, not the amount you held for the period. In most cases, after the end of the dividend, the share price will follow**, indicating the elimination of the right.

Therefore, there is not much difference between buying** the day before the dividend and buying ** after the dividend is paid. It's just that those banks that are very profitable usually pay dividends. After the dividend, the stock price will fall, but it will soon rise to the original price (i.e., fill in the right), the growth is good, and the long-term holding will be very rewarding.

Of course, ** is an exception to irrational speculation. The conditions are that the bank** in the hands of the false bank can pay dividends, and the ordinary bank** will pay dividends. Generally, bank stocks pay dividends every year (there are also dividend shares).

3.Steps: The dividend plan is announced when the annual report is officially announced, and a general meeting of shareholders is held.

Deliberation and adoption; Announce the specific timing of the dividend. Finance** is: the financial industry.

Issued by companies in related industries**.