How to check the reimbursement ratio of the medical insurance card and the reimbursement ratio of th

We know that as an employee, there are five insurances and one housing fund, one of which is medical insurance, if you are sick, you can use medical insurance to reimburse, so what about the proportion of medical insurance reimbursement? The following will explain the relevant content for your reference and learning, I hope it will be helpful to you.

1. How to know what the reimbursement ratio of your medical insurance card is?

1. Local inquiry.

Insured persons can directly bring their identity documents and resident medical insurance cards to the service hall of the local social security bureau to print the payment list, and can inquire about relevant information in detail. This method is more straightforward, suitable for people who don't know how to surf the Internet, can't use ** self-service and have time, and is more suitable for the elderly who have a certain age.

2. **Query.

Insured persons can directly call the Social Security Bureau** number 12333 for inquiries. To follow the voice prompts, you need to enter your social security card number and password. This way of inquiry is also relatively convenient and fast, and it is the first choice of many people.

3. Online inquiry.

The online query is suitable for people who know how to operate a computer and do not have much leisure time. First find the local social security bureau on the Internet**, open the **page, enter personal information such as personal social security card, inquiry password and ID number, you can query your latest account information, convenient and fast.

2. Medical insurance.

China's basic medical insurance system implements a model that combines social pooling and individual accounts. In principle, basic medical insurance is implemented at the prefectural and municipal levels. Basic medical insurance covers all employers and their employees in urban areas; All enterprises, state administrative organs, public institutions and other units and their employees must fulfill the obligation to pay basic medical insurance premiums.

At present, the employer's contribution ratio is about 6% of the total salary, and the individual contribution ratio is 2% of the employee's salary. Part of the basic medical insurance premium paid by the unit is used to establish the overall plan**, and part is transferred to the personal account; The basic medical insurance premiums paid by individuals are credited to the personal account. Co-ordinators** and individual accounts are responsible for different medical expenses.

Co-ordination** is mainly used to pay for hospitalization and some chronic disease outpatient services**, and co-ordination ** has a minimum payment standard and a maximum payment limit; The personal account is mainly used to pay for general outpatient expenses.

Through the above explanation, we can understand that the proportion of medical insurance reimbursement can be checked by yourself, or you can check online by logging in**.

Medical insurance is divided into employee medical insurance and urban and rural residents' medical insurance, and the reimbursement ratio varies from place to place. Regardless of the type of person, the maximum amount of outpatient and emergency medical expenses paid is 20,000 yuan. As for the medical insurance for urban and rural residents, the starting line and reimbursement ratio are different from place to place.

There are different regulations in different places, you can log on to the local official website to check, you can also go to the social security agency to ask.

If you want to check the reimbursement rate of medical insurance, you can consult the medical insurance department of the social security department for inquiry.