What should I do if my relatives don t pay back the money they owe? 5

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

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Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

The other party owes money can be divided into the following two channels, help each other privately, negotiate with him first to understand what the situation is, and collect relevant evidence to prosecute. There will be a set of borrowing processes with companies or banks, as long as you follow the process.

If you owe money and don't pay it back, why can you still be an uncle The main reason is that the cost of debt collection is too high, and there is no cost to owe money, but this is not the case now, the era of owing money and being an uncle is over, and now the litigation fee of less than 10,000 yuan is only 50 yuan, and as long as you have conclusive evidence, you don't need to hire any lawyer at all, you will pay the case to the court, and someone will come.

1. In this case, you still need to negotiate, if the other party has no money, ask the other party to write an IOU and attach identity information, so that it will be repaid slowly in the future, or give a part of the rest to be repaid slowly;

2. If the other party does not pay it back, then collect evidence to go to the court to sue or find a collection agency to help collect;

3. Safeguard their legitimate rights and interests.

Then you will ask him directly, but the rent and deposit have been refunded, and you are sharing a house together, there is no reason for him not to return your share, if he is thick-skinned and doesn't want to give, then you have to learn to be thicker than him, if he has not given it, you have to keep asking him.

In this case, you can tell your relatives about some specific difficulties, that your money is borrowed, or that you need money at home, etc., so that they will find a way to give it to you.

If a relative borrows money and doesn't pay it back, first see if there is anything wrong with their family.

You borrow money from him, and you will rule them back in the way of others.

What should I do if my relatives don't pay back the money they owe, and they don't want to tear their faces? Try these three tips.

Legal analysis: If a relative owes money and does not pay it back, he can file a lawsuit with the court. If there is no agreed repayment period, repayment can be requested at any time.

If a repayment period is agreed, it is valid for three years from the last claim after the expiration date. The process of settling the non-payment of money owed by litigation:1

You can apply for pre-litigation property preservation, which is to seal up the other party's account, house, car and other property to prevent the other party from transferring property. 2.The statutory time limit for filing a lawsuit is 6 months for the first instance and 3 months for the second instance.

3.If the judgment is enforced or mediated, then the court should file for enforcement within 2 years after the judgment takes effect, so that the court can directly check the other party's property and not execute, if the other party does not execute, in general areas, the other party can be detained by the bailiff, generally once a year, once a 15 days. In the case of mediation, both parties reach an agreement and repay the loan according to the agreed agreement.

Legal basis: Article 392 of the Civil Code of the People's Republic of China Where the security rights of the person and the property guarantee coexist, the rules for the implementation of the security right, and the secured creditor's right is secured by both the security in kind and the security by the person, and the debtor fails to perform the due debt or the parties agree to realize the security interest, the creditor shall realize the creditor's right in accordance with the agreement. If there is no agreement or the agreement is not clear, and the debtor provides security in kind, the creditor shall first realize the creditor's right in respect of the security of the thing, and if a third party provides security in kind, the creditor may realize the creditor's right in respect of the security in rem, and may also request the guarantor to bear the guarantee liability.

The third party providing the guarantee has the right to recover from the debtor after assuming the guarantee liability.

On the one hand, we don't want to hurt the affection between relatives, and secondly, if we don't repay the money, the loss is ourselves, which makes many people very embarrassed, so how can relatives owe money to ask for it? Let's talk about this now.

In life, many people should have encountered the situation of being borrowed, especially relatives and friends, who do not borrow and cannot erase their feelings, borrow it and worry that he will not repay the money, and now there are really too many people and things in society who borrow money and do not pay it back, and many people have no relatives to do after borrowing money. If he doesn't pay back the money, the borrower will easily fall into a dilemma. Therefore, in the face of this kind of problem, everyone is very distressed, so what should we do when we encounter this situation?

Let's talk about how to deal with the situation where relatives borrow money and don't pay it back, how can relatives ask for money owed? Friends who are troubled by these problems, let's take a look at what to do!

1. Find out the other party's situation and attitude first.

First of all, it is already a fact that relatives owe money and do not pay it back, and of course you want to get the money back. At this time, if you want to break this situation, you must first find out the actual situation of the other party and his attitude and thoughts on the matter of not paying back.

In the end, the relatives are unwilling to repay the money and drag it out; Or relatives really don't have so much money in their hands to pay you back; Or do relatives have no money left over now and can't pay off their debts? Whatever the situation, you have to figure it out before you can think about it.

According to the above three situations, we have different methods and strategies, we can only slow down if we don't have a little money to spare, if the money is not enough, we can pay a little less, if you don't want to pay back the money, it will be more troublesome, you have to be prepared.

In life, we will meet those friends, relatives owe you money and do not pay back, you talk about various reasons, at this time I think it is not to hinder face, should be straightforward to let the other party repay the arrears, this is a natural thing, so the first point is not to feel embarrassed.

What to do with people who owe money?

1. Open directly when it expires.

Friends who have not repaid their debts when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter what, as long as they forget to repay the money, they can take the IOU and tell their friends clearly. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted.

2. Look at the right time to ask for it in person.

This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and ask the borrower to ask for it, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

3. Reverse borrowing.

When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money.

Once you encounter a situation where you don't pay your debts, whether you are a friend or someone else, you must be good at protecting your rights and interests and ensuring that your money is not lost. You can want to communicate with the person who borrowed the money, and if you really want to get your money back, you must also solve it according to legal means.

If the relative owes money and does not pay it back, the parties can negotiate first, and if it is invalid, they can file a lawsuit.

The debtor can recover the arrears in the following ways:

1. Reconciliation: The way of negotiation and settlement is the simplest and most convenient way to solve the problem, and the creditor and the debtor can negotiate the way to solve the debt problem, and it is best to sign a repayment agreement and other agreements to perform the debt according to the way agreed by both parties. It can also be a settlement agreement signed under the mediation and witness of a third party;

2. Mediation: Mediation is also a way to solve problems, mediation and reconciliation are ways for both parties to negotiate to solve problems, but mediation is a way to mediate with the support or witness of an independent third party, and the court or arbitration institution as a third party presides over the key fault and procedure of mediation, and the court will issue a mediation agreement after the two parties reach an opinion;

3. Arbitration: Arbitration is not applicable to all cases, and arbitration can be used for cases involving property interests, such as labor disputes. Therefore, arbitration can also be used for the treatment of personal debts, and the cost of arbitration is much lower than the cost of litigation and has a strong degree of confidentiality;

4. Litigation: Litigation is commonly known as litigation, that is, the parties resolve their disputes through litigation procedures. It is left to the judge to judge and decide, and the court will make a judgment to deal with the debt in the manner specified in the judgment.

Although the time for litigation is relatively long, there is the coercive power of the court to ensure implementation;

5. Enforcement:

If the debtor refuses to perform the debt after the court has made a judgment, the creditor may apply to the court for compulsory enforcement according to the judgment, request a payment order, or forcibly seize and transfer the property of the person subject to enforcement;

6. Pre-litigation preservation or litigation preservation:

In order to prevent the debtor from selling its property to escape the debt, the creditor can carry out pre-litigation property preservation before the lawsuit and freeze the debtor's property in advance to ensure that there is enough property for enforcement.

Civil Code of the People's Republic of China

Article 675: The borrower shall return the loan within the agreed time limit. If there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

You can negotiate with the other party first, and if the negotiation fails, if it is determined that the other party really does not want to return, you can collect evidence. For example, evidence such as IOUs, IOUs, transfer vouchers, and transfer records.

If the other party is still unwilling to repay the money, he can bring the above evidence to the court to sue. If the other party still does not repay the money after the judgment is handed down, it may file a compulsory enforcement lawsuit with the court within 2 years after the judgment takes effect, and if the other party is still unwilling to repay the money, it may apply to include the other party in the credit reporting system to restrict the other party's high consumption.

Legal basis] Article 122 of the Civil Procedure Law: A lawsuit must meet the following conditions:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.