What is the difference between a financial analyst and a financial planner? How s the treatment? 10

Financial analyst abbreviation: CFA, certified financial planner abbreviation: RFP, the former is mainly theoretical research, the latter is focused on practical experience, and the two are equally famous in the world.

As it stands, the pass rate of RRF is higher than that of CFP. First of all, it is not that the gold content of RFP is not as high as that of CFP, but that you have to pass the AFP exam before taking the CFP exam, which is one step more than RFP in terms of procedure. The second is that both AFP and CFP are merit-based admissions, that is, even if your grades were originally passed, the pass rate is required, which is unfair to candidates, while RFP is considered to pass as long as your score in each subject is enough to score 60 points.

In addition, CFP has a lot of theoretical things, while RFP is a practice-oriented learning, so it is relatively easy for those who are engaged in the financial industry! Beijing University of International Business and Economics is doing RFP training, and you can also apply for a master's degree in finance from the University of International Business and Economics, which is very good! If you have any questions, you can check on **, or directly call** for consultation.

1. The work content of a financial analyst is: to cultivate professional institutional investors; management of the open-ended market and the establishment and operation of the GEM market; management of insurance and pensions; demutualization and asset-based operation of commercial banks; Indices, analysis, and risk fund management.

2. The work of a financial analyst also includes: collecting information on research objects, analyzing and researching their products, and providing fascicle analysis research and investment value reports; Track the changes in the research object, timely and dynamically judge the change in the investment value of the research object, make the expected return and risk analysis of the investment, and adjust the investment operation suggestions; Design, negotiation, contract issuance and maintenance of various public wealth management products; Develop new customers through various contact methods and keep in touch with old customers; Responsible for completing the account opening order of financial products and answering various questions of customers of Laziji; Timely feedback customer opinions, grasp the market trend turn.

1. The work content of a financial analyst is: to cultivate professional institutional investors; The management of the open ** and the establishment and operation of the GEM market; management of insurance and pensions; demutualization and asset-based operation of commercial banks; Indices, analysis, and risk fund management.

2. The work of a financial analyst also includes: collecting information on research objects, analyzing and researching their products, and providing analysis and investment value reports; Track the changes in the research object, dynamically judge the change in the investment value of the research object in a timely manner, make the expected return and risk analysis of the investment, and adjust the investment operation and registration of the old proposal; Design, negotiation, contract issuance and maintenance of various public wealth management products; Develop new customers through various contact methods, and keep in touch with old customers; Responsible for completing financial product account opening orders and answering customers' questions; Timely feedback customer opinions and grasp market trends.

Job Description: Cultivating professional institutional investors; management of the open-ended market and the establishment and operation of the GEM market; management of insurance and pensions; Commercial banking cavity parallel demutualization and asset operation; Indexing, analysis and risk fund management are also part of his work.

Collect information on research objects, analyze and study their products, and provide analysis research and investment value reports; Track the changes in the research object, timely and dynamically judge the change in the investment value of the research object, make the expected return and risk analysis of the investment, and adjust the investment operation suggestions; design, negotiation, signing, issuance and maintenance of various wealth management products for public offerings; Develop new customers through various contact methods and keep in touch with old customers; Responsible for completing financial product account opening orders and answering customers' questions; Timely feedback customer opinions and grasp market trends.

For example, the account manager of the bank position will take the China Financial Management Standards Committee to implement the two-level financial planner certification, that is, the financial planner (AFP) and the international financial planner (CFP) certification, and the financial planner of the insurance position will take the RFC (International Certified Financial Consultant) certification, the former is biased towards investment and financial management; The latter is skewed towards the financial security of the family. **The broker account manager of the position mainly obtains the ** qualification certification.

Financial analysts are mainly responsible for cultivating professional institutional investors; management of the open-ended market and the establishment and operation of the GEM market; management of insurance and pensions; Collect information on research subjects, analyze and study their products, and provide analysis and investment value reports.

nurturing professional institutional investors;

management of the open-ended market and the establishment and operation of the GEM market;

management of insurance and pensions;

demutualization and asset-based operation of commercial banks;

Indexing, analysis and risk fund management are also part of his work. Collect information on research objects, analyze and study their products, and provide analysis research and investment value reports; Track the changes in the research object, timely and dynamically judge the change in the investment value of the research object, make the expected return and risk analysis of the investment, and adjust the investment operation suggestions; Design, negotiation, contract issuance and maintenance of various public wealth management products; Develop new customers through various contact methods and keep in touch with old customers; Responsible for the completion of financial products.

Open an account and answer customers' questions; Timely feedback customer opinions and grasp market trends.

The prospects are good. The career direction of financial analysts includes investment banking managers, managers, analysts, financial controllers, investment consultants, investment bankers, traders, etc.

In other words, 54% of UK financial industry jobs that require a CFA certificate pay less than $10,000, and only 14% of job openings pay more than $10,000.

Of course, CFA holders may earn more after actually working. There are roughly 120,000 CFA holders worldwide, which is a very small sample size relative to that data. But at the very least, the recruitment notice shows that having a CFA certificate won't make you rich.

In fact, looking at the salary distribution of CFA charterholders in the United Kingdom and the United States, the average salary for the position of CFA licensee appears to be about $10,000 if the average median of the salary range is taken.

"Financial planner" began in the 20th century 80 years of the financial industry, different from the traditional financial personnel, financial planners pay more attention to the capital operation and financial co-ordination of the entire enterprise, professional financial planners will be the enterprise asset preservation, appreciation plays a "pilot" role, with China's further integration into the global economy, enterprise investment, financing means and international standards, financial planning will become the key to the future success of enterprises.

CFA is the abbreviation of "Chartered Financial Analyst" (Chartered Financial Analyst-Lyst), which is a professional qualification title in the investment and management industry, and they are distributed in companies, commercial banks, insurance companies and investment institutions. It was initiated by the Chartered Financial Analyst College (ICFA) in the United States. The college was originally established in June 1959 by the Financial Analysts Federation (FAF) in Charlottesville, Virginia, and the University of Virginia.

The treatment of the two depends on what position in which company, both of which are good choices, such as CFA are highly recognized around the world, and financial planners also play a big role in the financial operations of some enterprises.

Take the RFP financial planner exam, you can improve your comprehensive ability in finance, insurance, investment, etc., which will be of great help to your own promotion and have a greater competitive advantage in finding a job.

Personal finance is still an emerging industry in China, and there are very few professional financial planners, so it will definitely be a high-paying career in the financial industry in the future. The advantage of recommending RFP is that it is suitable for many industries, and banks, wealth management companies, insurance companies, etc. recognize this certificate. If you want to choose RFP, I can suggest you go to RFP Beijing Certification Center.

Similarly, there is CFP, which is also a good financial certificate, but you must pass the AFP before taking the CFP test, and then take one more test.

It is also good for CHFP to be a national financial planner, but the certificate is issued by the Ministry of Labor and Social Security, and the international popularity and recognition are slightly weaker. Hopefully, you can get an ideal financial certificate according to your own situation.

It's not bad to take a financial director certificate, and I heard that some can be exchanged for professional qualification certificates.

You can take the intermediate title, or like CIA, which is not too difficult, and the input and output will be more cost-effective than the note.