Someone else gave me an inter bank transfer, why hasn t it arrived in the account for three days?

Updated on Financial 2024-03-22
15 answers
  1. Anonymous users2024-02-07

    Here's the situation:

    If it is a private business, it is generally not, and it can basically be received at any time. Unless it's midnight, it may arrive the next day. The inter-bank of the remote area will be slower. If it is a business trip, if you can't get it on the weekend, you can only handle the business before 4:30 p.m. on Mondays and Fridays.

    There are many ways to transfer money at present, and you can do it through mobile banking.

    Internet banking, bank counters and ATMs.

    1. Counter inter-bank transfer, the amount of counter transfer is divided into more than 50,000 yuan and less than 50,000 yuan, and the general bank does not exceed 50,000 yuan inter-bank transfer, which will reach the other party's account within half an hour; The transfer amount exceeds 50,000 yuan and is in the People's Bank of China.

    During the business hours of the large-value payment system, it can be received in real time, and the business hours of the large-value system are 8:30-17:00, and the account will arrive the next day after 5 pm, which can be received in real time.

    2. Mobile banking and online banking inter-bank transfer, these two transfer methods are more convenient and fast, log in to mobile banking or online banking to complete the transfer, basically real-time arrival. (Android.)

    3. ATM transfer, the inter-bank transfer using ATM machine generally arrives in the account after 24 hours, and the transfer can be withdrawn within 24 hours, and the inter-bank and inter-provincial transfer will take longer.

    Generally speaking, the transfer between peers is very fast, regardless of local and non-local, and it arrives instantly. Whether it is through an ATM or a bank, the remittance will be received immediately, because there is no inter-bank clearing, and only the funds can be transferred within themselves. It's just that there is a bit of a handling fee for remote transfers, which is generally about 1% of the transfer amount.

    For inter-bank transfers, because it involves the clearing of funds between different banks, the central bank is required.

    The system participates, so it usually doesn't arrive until about the afternoon of the next day.

  2. Anonymous users2024-02-06

    It depends.

    First of all, take a look at whether there are statutory holidays or weekends during the three days, if the inter-bank transfer server is not turned on during the vacation, then the transfer will naturally not arrive.

    Then take a look at whether the amount transferred out is too large, and some large transfers and remittances still need to be reviewed by the People's Bank of China before they can be completed, and the review time may be delayed.

    The last thing is to check with the other party whether it is really transferred out, in case the other party makes a mistake and the money has not been transferred out, it will naturally not be received.

  3. Anonymous users2024-02-05

    Hello, someone else has given you an inter-bank transfer, it has been three days, and it has not yet arrived, it may be that the transfer information is wrong, you can let others verify it again.

  4. Anonymous users2024-02-04

    It hasn't arrived in three days, and I think you should check if it's entered correctly. General transfers, even inter-bank transfers, will not take a long time.

    Of course, if it is confirmed, it is recommended to contact the bank's customer service for consultation.

  5. Anonymous users2024-02-03

    Someone else gives you an inter-bank transfer, as long as the transfer has been successfully completed there, the reason why this has not arrived in three days is that it is a matter of this network, and it may take a long time.

  6. Anonymous users2024-02-02

    If someone else has not received the inter-bank transfer to your account for three days, then it is obvious that the other person has not transferred the money to you or the transfer has not been successful, in this case, you can contact the other party.

  7. Anonymous users2024-02-01

    Someone else gave me an inter-bank transfer, why hasn't it arrived in three days? The main reason why it has not arrived in three days is that the money has not been transferred to you yet.

  8. Anonymous users2024-01-31

    Someone else gave me an inter-bank transfer, why hasn't it arrived in three days? I think sometimes it's a little slower, just be patient!

  9. Anonymous users2024-01-30

    Acquaintances or strangers? There is a high probability that you have been deceived!

  10. Anonymous users2024-01-29

    Ask for you to transfer. Whether the person who transferred the account was wrong or did not transfer.

  11. Anonymous users2024-01-28

    It may be that the card number or name is wrong, and the funds will generally be returned to the original method. It may be a weekend or non-working time transfer, so it is generally handled manually, it is recommended to call the bank customer** or go to the bank counter for detailed consultation.

  12. Anonymous users2024-01-27

    Someone else told me to transfer money to me, why it hasn't arrived in three days, if you want to call ** to ask what the reason is, or it can be a weekend, or something else.

  13. Anonymous users2024-01-26

    If the inter-bank transfer has not arrived for three days, you can see if it has been returned, or you can check the recent details to see what is going on.

  14. Anonymous users2024-01-25

    Because inter-bank transfers must go through the People's Bank of China system (it should be that all inter-bank transfers go through the PBOC system), the arrival time of inter-bank transfers is generally 1 to 3 working days (statutory holidays and weekends are postponed), please pay attention to the recipient.

    If the account has not been received within 3 working days, and the funds have not been returned to the remitting account, it may be that it has just happened to be postponed on weekends or holidays, and the transfer time should be extended, because the non-working day remittance instruction will be scheduled for processing and will be submitted for processing on the day after the resumption of the operation of the inter-bank system of the People's Bank of China.

  15. Anonymous users2024-01-24

    It may be that the information you filled in is incorrect, and the best direct way is to consult the banking service for manual verification, or because it is an interbank transfer, it will take a certain amount of time.

    Choose fast arrival, which is generally real-time and the delay is no more than 2 hours.

    Inter-bank transactions are generally processed through the counters of both banks, and generally take one to three working days to arrive.

    If the account is transferred on Friday night, it will arrive as early as the following Monday and Wednesday at the latest.

    From Monday to Friday, the transfer before 3 p.m. during the day can basically go to the other party's bank on the same day, but whether the other party's bank is credited in time determines the actual time of arrival.

    Inter-bank transfer and remittance is a kind of business that transfers and remits RMB or foreign currency to the corporate or individual accounts opened in other banks in China.

    Transfer refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment. It has gradually developed along with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast.

    In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

    There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

    Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks. In addition, the transfer settlement should also comply with the relevant national regulations.

    If the inter-bank transfer is done at the counter, cash is not allowed, and you must use the card to transfer money, because you are afraid of filling in the wrong information, and the money does not reach the other party, you can return the original card in time, regardless of whether the remittance is successful, and the handling fee deducted will be borne by the remitter, so you must fill in the information carefully.

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