What is Home Credit s Flexi Package?

I'm Home Credit. A customer service will explain it to you. The Flexi Guarantee package is an optional service offered by Home Credit. For any loan that chooses to purchase a flexible protection service package, the service content includes deferred repayment, change of repayment date, and preferential early repayment.

and personal security services. Details of the use of the Flexi Guarantee Service Package can be found in the Home Credit app to view the relevant documents. The flexible protection service package is optional, which can be checked according to personal needs, and you can also apply to cancel the service package.

How is this flexible service package charged?

Home Credit Flexi Package can provide you and your family with an extra layer of protection during your repayment period. Reduce the financial pressure when unknown risks arrive, and solve various unknown uncertainties in the repayment process. While you enjoy the smooth shopping experience brought by the instalment service, it also provides you with more flexible repayment methods and corresponding repayment protection.

Features of the Home Credit Flexi Guarantee Service Package:

1.Repayment Incentives.

With bonus rights) to repay on time, you can enjoy a certain amount of incentive money for repayment.

2.Select** Shopping Credit.

3.Early repayment.

Customers can call Home Credit to apply for early repayment, and after three consecutive full instalments, they can repay the loan at any time according to the agreement.

4.Change the repayment date.

Customers can choose to change the repayment date according to their own situation, so as to make repayment more convenient.

5.Deferred repayments.

Customers can postpone repayment in installments according to their circumstances, so as to reduce the repayment pressure for customers in months when disposable funds are particularly tight.

6.Personal protection.

7.Academy of Finance.

Instructions for using the flexible guarantee service package:

1.If the customer applies for the deferment of repayment service, he/she must have repaid the five instalments in full and on time and submit the application at least 15 days before the next repayment due date.

2.If the customer applies for the change of repayment date, the customer is required to repay the instalment in full with at least 15 days between the date of application and the first changed repayment date.

3.If the customer does not apply for the preferential early repayment service, he/she is required to repay the full instalment of three instalments in a row and apply for the use of the service at least three days before the next repayment date.

4.Customers can apply for one flexible repayment service at the same time, and can only apply for other services after the previous flexible repayment service has been used and the instalment has been repaid.

Home Credit's Flexible Protection Package is an optional service offered by Home Credit to its customers, which can be selected by customers when applying for a consumer loan according to their personal needs, or they can apply to cancel the service package.

If the customer chooses to purchase the flexible protection service package for any loan, the service includes deferred repayment, change of repayment date and preferential early repayment. After purchase, Home Credit Consumer Finance shall pay a monthly flexible repayment service package fee, and the "monthly flexible repayment service package fee" shall be listed in the customer's application form for the loan.