How to judge whether the fund is good or not?

The bank is a consignment **, each bank is similar, but the consignment ** is different, that is, some ** are sold in this bank, but not in another bank. Another point is to see which bank has a low handling fee when buying **. As long as it's convenient for you, you can buy ** at any bank.

Bank transfers arrive at the account from time to time, and the amount depends on the inter-bank, 1 hour for more than 50,000 yuan, and 6 hours for less than 50,000 yuan. If the inter-bank remittance is made by the Agricultural Bank of China, the funds will be deducted from the Agricultural Bank card in real time. As for the arrival time, it depends on the processing speed of the receiving bank, generally within 1-2 working days, and the transfer of agricultural bank transfer peers is very fast, and it can be arrived within half an hour!

If it is an inter-bank transfer, it will take a little longer, but it will not exceed 24 hours at the latest, which is good.

First of all, it depends on whether there are many people who buy it, because this is also an important indicator, our traditional consumption concept is that everyone will recommend some better things to the people around them, and then the people around them will buy them, like a snowball, so you can make some judgments from the number of purchases.

It is that you can pay attention to its ups and downs for a long time to see if it is more abnormal, and there are many people who will comment at the bottom, you can see more about their evaluation of it, and then make some judgments yourself.

Go to consult more, the people who have bought this **, so that you can get the most objective explanation and judgment, if you simply ask the bank staff, they must only introduce you to the advantages.

If you can make money, you should choose the one that is most suitable for your financial situation.

There are too many factors that affect a ** income, and you can only see part of the information of this ** through the client, but you can't see the information such as industry income. It is best to check the **information** through the professional ****, and then buy it on the online banking.

In fact, each bank is almost the same in the choice of **, the only difference is the consignment **, which is sold in this bank and not sold in other banks, it is best to choose long-term investment and avoid some high-risk and high-yield **.

First of all, you need to look up the information, look for it from the Internet to see how this ** is, how others evaluate him, and then judge whether this ** is good or not.

1. The handling fee is different

It is generally the broker who has the advantage. Most of the brokerage firms' ** are 4 times the front-end purchase fee, and the specific **insurance or brokerage company customer service requirements. In terms of banks, except for banks such as CCP, which have low discount rates, most of the other medium-sized commercial banks have lowered their front-end interest rates to 4%.

2. Different in terms of service:

The broker is better because the broker can provide you with some information in a special **. It's debatable whether this information will actually work for you, but banks certainly won't specifically text or call you specifically asking for it. But with that comes advertising harassment.

Change is an important feature, but whether or not to support change ultimately depends on specific requirements, some may and may not be supported.

3. From the point of view of **:

Whether it's a bank, a company, or a company it's the same official. Since the funds are not in the hands of the broker or the broker, but under the custody of the custodian bank, the investor's funds are not available to anyone who goes bankrupt.

4. Overall: Banks and ** are not the best way to buy**. The best channel for trading is the direct channel on the company's website. Whether it is the discount rate, ** conversion, multiple forms of fixed investment, fast redemption speed, real-time currency ** account function, etc., it is more or less not available in other channels.

1. Handling fee:

Generally, brokerages have more advantages. Most of the brokerages are 4% off the front-end purchase fee, and the specific insurance may require the brokerage customer service. In terms of banks, except for banks such as China Construction Postal Savings and other banks, which are not at high interest discount intensity, most of the other medium-sized commercial banks have lowered their front-end interest rates to 4.

2. In terms of service:

Brokers are better because there will be some information for you. But it's not certain whether this information is really useful to you, but the bank certainly won't send you a text or call ** specifically for this. But ad harassment can follow.

All of them belong to consignment sales, and if the ** purchased through the CMB Bank-based system is included in the assets of our bank; ** (such as **company**) purchased by the non-CMB Yinjitong system is not included in the total personal assets of CMB.

There is a difference. Some of the ** bought in the bank are not listed, and some can be listed.

Like closed-ended**, open-listed **LOF, etc., can be bought and sold through the **exchange**, and the ** may be different from the actual **net value, because it can be speculated in **!

I was also deceived in this way, but fortunately I kept the evidence and was recovered by my colleagues. I can recommend it to you if you need it.

As one of the four major banks and a state-owned enterprise, it is still relatively reliable. Low risk and low return, high risk and high return.

Reliable, but with certain risks.

It is recommended that you can according to your financial means.

Be cautious.

Some investors in the purchase of financial management, they prefer to ** financial management, because the risk is smaller than **, but the income is higher than bank deposits, in the choice of the purchase of ** platform, most investors are more convinced of the bank, and Bank of China is the first management of large state-owned commercial banks, the popularity is relatively high, by most investors love, so Bank of China can buy**? Which ones can be bought**? Relevant content has been prepared for your reference.

Bank of China can buy**, and there are many types of ** that can be purchased, such as: **type, hybrid, bond, currency, LOF, QDII** and all other **types, users can buy on the Bank of China app and official website.

Generally speaking, the relatively low risk is: currency ** and pure debt **, currency ** is invested in the money market, pure debt ** is 100% invested in bonds, both of which are not invested**, so the risk is relatively small, compared to conservative investors, long-term holding, the possibility of making money is very large, and the possibility of loss is relatively small.

The second is the type of risk is relatively large, generally type, hybrid, LOF, QDII and other types, the risk is relatively large, the volatility is relatively large, there is investment, so when you buy this kind of **, you should pay attention to its risk, be sure to choose a good **long-term holding, or use the **regular investment method is OK.

But if you don't choose a good one, you will always fall more and rise less, then investors will lose money, so you must be cautious when buying.

As long as your credit is good, you can easily pass the loan with your heart.

As can be seen from the name, the loan can be repaid at any time, and when funds are scarce, people can apply for this loan to solve their own needs, and when they have enough money, they can return it in time and pay less interest. The maximum term of BOC Suixin is 3 years, and the maximum loan amount is 300,000 yuan, without collateral. It is mainly suitable for the population.

Regular employees, professional and technical personnel of state organs, key enterprises and institutions, generally require more than half a year of working experience. Provident fund customers, who have paid provident fund in the local area for more than half a year, mainly include civil servants or regular employees of administrative institutions, such as finance, energy, telecommunications, postal services, tobacco, communications, transportation, IT, education, etc.

In principle, the approved amount according to the income certificate provided by the borrower shall not exceed 2 times of the borrower's annual income (excluding the borrower's existing credit consumer loan limit in Bank of China or other banks), with a maximum of 300,000 yuan and a term of no more than 1 year. The application conditions and loan amount of Suixin Loan are lower than those of Bank of China e-Loan, if the online application of Bank of China e-Loan is not approved, you can apply for Suixin Loan business through ** outlets.

BOC Personal Online Banking** Purchase Conditions:

1. If you have not signed a contract with Bank of China, you can sign up for the service through the "**-Account Management" function of BOC's personal online banking mobile banking, check the box to read and confirm the relevant agreement, select a linked Great Wall electronic debit card as the default fund account, and pass the security authentication to complete the **service contract.

2. If you have opened a **TA account of a **company through an institution other than Bank of China, you need to register this account in **TA account before **this company**.

3. You can choose what you want to buy through the **query service**, redeem the ** you have held through my position**, or you can purchase or redeem ** products regularly through the regular investment service.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.