Do I have to go to the bank to withdraw a large amount of cash?

It is not necessary to go in person, but even if you go in person, you must take your own ID card to be able to take out the money, if you don't go in person, you can entrust someone else to lead, but you have to take the ID card of two people, that is, your ID card and the ID card of the person on your behalf, to be able to take out the money.

If it is a very large amount of cash, such as a withdrawal amount of 500,000, you need to explain the situation to the bank in advanceThe bank needs to prepare cash for you one day in advance, so if you want to withdraw a large amount of cash, you need to explain this situation to the bank in advance. If it is more than 50,000 yuan, there are many banks that default to large cash withdrawals, if you can't be present in the process of withdrawing money, then hand over your ID card to the client, and let the client also take the letter to prove the identity and go to the bank to withdraw cash together.

In general, we think that it is difficult for us to feel comfortable handing over cash withdrawals to others, so it is best to be present in personEspecially for large amounts of cash, some good friends may also have unpleasant situations in the process of withdrawing money, so in order to avoid the "deterioration" of family or friendship, it is better to withdraw cash by yourself.

Therefore, when buying something, it is not necessary to withdraw cash, and you can also make a transaction through online transfer.

When withdrawing money, you must pay attention to avoid withdrawing money in a business hall with a lot of people as much as possibleThis will invisibly bring a certain risk, in addition to do not withdraw money in the bank on the particularly remote street, it will also have a certain impact on the personal safety of their own withdrawals, everyone chooses to drive as much as possible in the withdrawal process, and as soon as possible after the withdrawal of money to get on the car and drive, and try to take the road as much as possible.

In addition, if necessary, when withdrawing a large amount of money, you can ask for help from the bank, and if the money has a special purpose, you can even ask for the assistance of the policeFor example, if you want to pay the migrant workers with money and let them go back for the New Year, generally in order to avoid losses for money, when you ask the police for help, the police will be very happy to help us.

Therefore, to go to the bank to withdraw a large amount of cash, it is not necessary to be present in person, but if you are present in person, you must bring your identity documents, if you entrust others to collect them, let him bring his identity documents and his own identity documents as much as possible, so that he can withdraw money more smoothly, and in addition, he must pay attention to protect his personal safety when withdrawing large amounts of cash.

1. You don't have to go in person, but even if you go in person, you have to get your ID card to withdraw money. If you don't go in person, you can entrust someone else to bring it, but you have to bring the ID cards of two people, that is, your ID card and the ID card of the ** person to withdraw the money. If it is a large amount of cash, such as 500,000 withdrawals, you need to explain the situation to the bank in advance.

The bank needs to prepare cash for you one day in advance. Therefore, if you withdraw a large amount of cash, you need to explain the situation to the bank in advance before the operation.

2. The classification of banks mainly includes ** banks, policy banks, commercial banks, investment banks and the World Bank. Among them, ** banks include China's People's Bank of China; Policy banks include the Export-Import Bank of China; Commercial banks include Industrial and Commercial Bank of China, Agricultural Bank of China, etc.; Investment banks include Goldman Sachs Group Inc., etc.; The World Bank is the World Bank Group. The role of the bank in a country is very important, it is the dominant financial center institution in the country, and it is also an important tool for the state to intervene and regulate the development of the national economy.

A policy bank refers to a professional financial institution that is unified and established, implements relevant economic policies, carries out financial business in specific fields, and is not for profit. Commercial banks: Different from policy banks, the traditional business of commercial banks is mainly focused on the operation of deposits and loans, and they are financial institutions for the purpose of making profits.

Investment banks correspond to commercial banks and are a type of financial institutions mainly engaged in issuance, underwriting and trading. The World Bank Group is a world bank whose primary purpose is to finance countries in overcoming poverty.

Extended Materials. 1. Special economic institutions engaged in monetary and credit business. The main business of modern banks is deposits, loans, exchange and settlement.

Modern banks were born out of the struggle of the bourgeoisie against usury. The main function of a bank is to act as a credit intermediary and payment intermediary. In a capitalist economy, both of these functions can play a role in expanding the scale of production and promoting economic development; But because the credit brought about by private ownership is in a state of inactivity, and the blind pursuit of profits, the banks also have the negative side of triggering and deepening the crisis of the capitalist economy.

2. Because of their association with public ownership and the planned economy, socialist banks are able to retain and expand the positive role of banks in the capitalist economy and avoid their negative roles. By concentrating and accumulating monetary funds, the Socialist Bank can adjust the surplus and shortage of funds and enable the smooth progress of social reproduction. By controlling the direction and scale of loans, the industrial structure can be adjusted, and the conditions for stable economic development can be created by regulating the circulation of money. Through credit activities, it plays a supervisory role in the national economy as a whole.

Yes, and you also need to bring relevant ID cards and other information, and you also need to make an appointment with the bank in advance.

Yes, you must go in person, and you must bring your own ID card, which is also to ensure the legitimate rights and interests of the individual.

Yes, and you should have your bank card and ID card when you pick up cash, and you should also make an appointment one day in advance for large amounts of cash.

First, withdraw money at the counter and ATM at the same time. In this way, there is no need to make an appointment one day in advance, and you can withdraw no more than 70,000 yuan on the same day. The operation is also very simple, first withdraw 49,990 yuan (no more than 50,000 yuan) at the bank's counter, and then go to the bank ATM to withdraw money, which can be withdrawn in several times, and can withdraw up to 20,000 yuan (the bank stipulates the ATM limit every day).

In this way, you can withdraw no more than 70,000 yuan in cash a day, and there is no need to make an appointment.

Second, you can withdraw the required funds in one day by transferring money first and then withdrawing cash across banks. For example, if a depositor needs 80,000 yuan in cash on the same day, he can first go to the bank counter to withdraw 40,000 yuan, and then transfer the remaining 40,000 yuan to other banks, and then go to the counters of other banks to withdraw them. However, although this operation method can break through the bank's withdrawal limit of 50,000 yuan, it is more convenient to go to the bank to make an appointment one day in advance.

Thirdly, it is fairly easy to withdraw money from large state-owned banks. For some small banks such as urban commercial banks and rural commercial banks, due to their own tight liquidity, they will strictly implement the limit of 50,000 yuan. As for large state-owned banks, their financial strength is relatively strong, as long as they do not withdraw more than 100,000 yuan in cash at one time, under normal circumstances, if depositors negotiate with bank staff, the money can still be withdrawn.

Fourth, withdraw money when the bank is about to close down. Although it is necessary to make an appointment for withdrawals of more than 50,000 yuan according to the regulations, in fact, as long as the bank's liquidity on the day is sufficient, and you urgently need to withdraw cash, the general bank will deal with it flexibly (it is recommended that depositors do not rush to withdraw large sums of money when the bank pays retirement salaries), and it is best to take advantage of the time when the bank is about to get off work, basically do not have to worry about insufficient cash, and you have the need to use cash urgently, so it is usually feasible to withdraw a large amount of cash at this time.

The above methods can avoid making an appointment in advance and break through the bank's withdrawal limit of 50,000 yuan. However, nowadays, people really use cash very little, and they really don't want to make an appointment with the bank in advance, and they can also realize the transaction of large amounts of money by swiping cards and transfers, and they do not necessarily have to withdraw large amounts of cash. In fact, depositors withdrawing large sums of cash are also detrimental to their own security, and it is better to swipe cards and transfer money more conveniently and quickly.

Large withdrawals from banks generally need to be operated in person, and you also need to bring identity documents, but you can also come by others, and people need to bring two identity documents of themselves and people. According to bank regulations, if a depositor withdraws more than 50,000 yuan (excluding 50,000 yuan) from a savings account (including bank card) at one time, it is considered a large amount of cash. When withdrawing a large amount of cash, in addition to filling in the withdrawal slip and other formalities in accordance with the original regulations, it is also necessary to provide a valid identity document to the counter staff of the savings institution, and the deposit institution can pay it after review.

Among them, for a one-time withdrawal of more than 200,000 yuan (including 200,000 yuan), depositors should also make an appointment with the savings institution at least 1 day in advance, so that the savings institution can prepare cash, and the valid identity documents include resident ID card and household registration booklet.

Military ID, foreign depositor's passport, residence permit.

Extended Materials. Large-amount bank withdrawals or transfers do not necessarily require personal operation; The client can handle it, as long as the client holds the relevant valid documents, it is possible to withdraw or transfer money.

According to bank regulations, if a depositor withdraws more than 50,000 yuan (excluding 50,000 yuan) from a savings account (including bank card) at one time, it is a large amount of cash. When withdrawing a large amount of cash, in addition to filling in the withdrawal slip and other formalities in accordance with the original regulations, it is also necessary to provide a valid identity document to the counter staff of the savings institution, and the deposit institution can pay it after review. Among them, for a one-time withdrawal of more than 200,000 yuan (including 200,000 yuan), depositors should also make an appointment with the savings institution at least 1 day in advance, so that the savings institution can prepare cash.

Valid identity documents include resident ID card, household registration booklet, military ID, passport of foreign depositors, and residence permit.

Precautions for safely withdrawing large sums from the bank:

First. Someone tried to withdraw cash from a store in the city center. In general, robbers commit crimes in the suburbs or in places with limited access;

Second, banks are trying to reduce large cash withdrawals. If you can transfer money or wire transfer, do not withdraw cash. If necessary, ask the bank to transfer money to your door (the bank will charge a fee).

Third, withdraw money when there are many people, such as during working hours, but don't withdraw money when there are many people. Especially when the counter is crowded, it is most dangerous for customers to not arrange a queue;

Fourth, find someone to go with you, and don't pick up cash alone;

Fifth, when driving as an individual, park the car within the visual glide line. The best thing is that you can see the vehicle directly in the bank;

Sixth, don't put money in newspapers or plastic bags.

The presence of a person is required for <> large withdrawals depends on the regulations of different banks and countries. Some banks may require the account owner to visit the bank in person to make a large withdrawal to ensure that the withdrawal is safe and secure. However, the bank may allow the account holder to entrust a person to handle a large amount of withdrawals on behalf of the account holder.

Therefore, it is recommended that you contact your bank for the relevant regulations.