How to play with the fund How to play with the fund

In 2010, the first performance war has not dissipated, and in 2011, the first distribution war has debuted. According to the statistics of the new ** issuance of several meters: in the first week of 2011, 15 new ** rushed to the beach, plus 9 new bases are being issued, and there will be 24 ** in unison.

According to rough estimates, this round of new ** plus the second new ** established in the fourth quarter of 2010 can bring about 200 billion fresh blood to the market, however, this is based on the assumption that the scale of redemption is not large.

Before the holiday, due to various reasons such as the tightening of the monetary base and the withdrawal of funds, the new ** issuance that had been suppressed for a long time suddenly broke out after the New Year's Day. In the first week of the new year, 15 new ** rushed to the beach, and before, during the 2009 "two festivals" (New Year's Day, Spring Festival) only 8 new ** was established, and in 2008 there were only 2, which is unprecedented this year. From the point of view of the issuance category of the new **, almost all varieties of public offering are covered.

However, the new ** release is hot, and everyone's mind can't follow the heat. Let's take a look at how the new ** has fared over the past year.

According to rough statistics, only the 19 partial stocks that were intensively established in December last year raised as much as 44 billion sharesIn the fourth quarter of last year, the 59 new ** companies that were established one after another raised a total of more than 130 billion shares. If you add the new ** that is currently being issued, according to the scale of 2 billion each, nearly 50 billion new ** will be raised this month. Taking into account factors such as the old partial stock type idle and the new partial stock type established before December last year, the current "bullets" available in the hands of the company exceed 200 billion yuan, and they will become the main force of the public offering in 2011.

However, this is only ** ammunition considered from the side of "open source", and if you take into account the "throttling", it is not so optimistic. In 2010, although 147 new ** were born, whether it is from the perspective of the asset management scale of the entire ** industry, or from the change of comparable ** shares, the overall is still in a state of contraction.

According to the 2010 annual net asset value data released on New Year's Day in 2011, 595 open-ended ** stocks had a net redemption of 100 million shares last year, and the overall share shrank by more than 10%. In particular, the new ** established in that year could not escape this catastrophe, and the 147 new ** included in the statistics were reduced by 100 million shares compared with the issuance share when they were established, accounting for the proportion.

In 2010, the performance of A-shares surprised the world, and the Shanghai Composite Index "topped" the second to last place in the world capital market with an annual decline of 16%, and many ** were not spared. There are not a few **** who hurriedly entered the market after October last year, including a considerable number of new **. Therefore, the people who have suffered a loss have to think twice twice about buying a new base in the new year.

As long as you bring your ID card and bank card to the bank to handle ** after opening an account, you can buy**, one-time ****, the minimum investment is 1000 yuan, and the minimum monthly investment is 200 yuan. Regular investment is suitable for long-term investment, and it is best to choose one with back-end fees**.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

Hello, the specific process of purchasing** is as follows:

1. Select the platform to buy**, such as banks, third-party platforms, **companies, **companies, etc. 2. Select a ** as long as **, click**.

3. Enter the **amount, which needs to meet the **minimum** amount.

4. Select the payment method, such as bank card, Alipay, etc.

5. When you need to pay a handling fee, you need to make sure that you have enough money to pay 6. After the share, wait for the amount to be confirmed.

7. The share is confirmed successfully, and the user has successfully purchased**.

It refers to a collective investment method of benefit sharing and risk sharing that gathers the funds of many investors through the sale of **shares, forms an independent property, is managed by the custodian, managed by the manager, and invests in the form of a portfolio. Investors can purchase on-exchange through **account**, or purchase over-the-counter** distributed by brokerage after opening **account**.

About the trading rules and the basic knowledge of the company, you can learn in situ through our investment education or easy to learn the gold - discovery - stock brother encyclopedia, easy to learn more financial management courses, teach you how to identify the investment risks of various products, and also tell you about the relevant screening skills and investment methods.

Teaching Paradise**.

Q: What is **?

In layman's terms, **investment** is an investment tool that collects the funds of many investors, hands them over to the bank for safekeeping, and the professional **management company is responsible for investing in ** and bonds, etc., so as to achieve the purpose of maintaining and increasing value.

Q: What are the benefits of buying**?

The biggest advantage of buying ** is to participate in ** and bond market investment with expert wisdom, reduce the risk of personal direct investment** and bonds, achieve the purpose of increasing personal assets, and finally achieve your financial goals such as retirement and children's education.

1.My suggestion is to choose 2-4 reputable and strong ** companies, each ** company selects up to 2-3 different styles of ** products, and build a portfolio covering active, stable, index, **stocks**, small and medium-cap stocks**, with a total of no more than 10, which can ensure that you are comfortable in controlling and tracking the investment, both diversified investment, and appropriate concentration, and the effect will be far better than overly diversified investment.

2.Try not to choose numbers 1 to 8. Because it will meet every New Year's Day, Spring Festival, and Friday.

1. During the 11th holiday, ** business was suspended, and the fixed investment deduction was made on the first day after the holiday, but basically this day was ****, ** net worth was high, not cost-effective! If you plan to invest 2 to 3**, it is recommended not to set them on the same day, but to divide them evenly according to the number of days per month.

3.If you have enough time, you can also use online banking to modify the investment date every month and set the day of the week as much as possible.

4.It is also possible to diversify risk and balance the level of return by investing a portion of low-risk**, medium-risk**, and high-risk**, which is called a portfolio. Choose 3 5 that have been performing well and create your own pool.

These can be selected from the top 20 investment returns in the past two years and the past year. Pools can include exponential, configured, configured, closed, and so on. Depending on personal preference, you can prefer a certain category**, but at least 3 different investment styles should be included**.

5.There are two ways for investors to withdraw from the ** regular investment business: one is that the investor takes the initiative to apply to the ** management company through the bank to withdraw from the ** automatic investment business; And after the confirmation of the ** management company, the investor** regular investment business plan will be stopped.

Second, after the investor handles the application for the automatic investment business, the funds in the deduction account designated by the investor are insufficient, and the investor fails to make up the subscription funds in time as agreed, resulting in the inability to continue the implementation of the automatic investment business plan, the system will record the number of defaults of the investor, and if the number of defaults reaches three times, the system will automatically terminate the investor's automatic investment business.

6.When the market is in an upward cycle, if the net value growth rate of ** is higher than the yield of the performance benchmark in the same period, it means that the ** beats the performance benchmark and obtains an excess rate of return; In the same way, when the market is in the first cycle, if the net value growth rate of ** is smaller than the decline in the yield of the performance benchmark in the same period, it means that the ** has taken effective measures to resist the risk of the market.

Compared with **, ** is a low-risk, low-return investment tool, its risk and return are in a relatively neutral position, and the research is long-term value-added potential.

At this stage, the financial market is in a turbulent period and faces many unstable factors.

In addition, the investment should also be tracked from time to time, and it is necessary to pay attention to the changes in the manager and the company, which will change the fundamentals of the company. If the market reaches a certain high, you must also take profits.

The risk is higher than the deposit, lower than the first, the return is between the two direct, and there is a direct relationship with the first, the **** is not good, the income is not good, and vice versa.

There are three important criteria for choosing: the first thing to choose is to choose a management company, and the investment is to hand over the money to the management company, so whether the management company is trustworthy is the most basic selection criterion. The second is to choose the best product according to your own situation.

Each ** has made an agreement on its investment in its product manual, and there are certain differences between different ** products. Some are more positive, which may bring higher returns to investors, but at the same time, there will be greater risks; Others** are more stable, and investing in them is less risky, but the returns may also be lower. Therefore, investors should decide what to invest in according to their actual situation**.

Finally, it is to compare the fees of each **, the current launch of each ** charges are not the same, a savvy investor will compare between the same type of **, so as to control the cost of investment.

Investing is a way of investing, which can help investors get higher returns, but newbies may be confused and don't know how to play with investing. Let's introduce how novices can play ** investment.

1.Understand the basic concepts of investing.

First of all, novices should understand the basic concepts of investment, including types, investment principles, investment risks, etc. The main types of **type**, bond**, hybrid**, etc., the investment principle is that investors invest, ** according to the needs of investors, the funds will be invested in **, bonds and other financial products, so as to obtain income. Investment risk refers to the losses that investors may face when investing, and investors should choose the right investment according to their own risk tolerance.

2.Choose the right one**.

Secondly, novices should choose the right one, generally speaking, novices can choose a more stable one, such as currency, hybrid, etc., the return of these is relatively low, but the risk is also relatively low, which is more suitable for novice investment.

3.Find out what your earnings are.

In addition, novices should understand the income of the base stupid Li Jin, generally speaking, the income of ** can be queried from the official website of ** company, and novices can choose ** with higher returns according to their own investment goals.

4.Find out about the administrative fees.

In addition, novices should also understand the management fees, generally speaking, the lower the management fees, the higher the returns for investors, so novices should choose the lower the management fees.

5.Review the portfolio regularly.

Newbies should review their portfolios regularly and adjust their portfolios in a timely manner according to changes in the market to achieve higher returns.

Conclusion. The above is the introduction of how novices can play with **investment, novices should understand the basic concepts of **investment, choose the best with the spring late**, understand the income of **, understand the management fees, and regularly review the portfolio to obtain higher returns. Investment is an investment method, which can help investors get higher returns, but novices should choose the right one according to their own risk tolerance to get better investment results.

**It's not a play, you have to find a good**company, invest 300-500 yuan per month to buy**, and the results will be very significant for 3-5 years, which is much stronger than your bank deposit!