If you plan to invest in a fund, how can you choose a fund with good performance?

How can I choose a better **? Investing is a very normal thing, and now with such a high investment heat, I have a little spare money and want to find an investment method. **The risk is too high, the profit return of the bank is too low, and choosing a relatively moderate economy is naturally the choice of many people.

It's easy to say that choosing a good performance **, because everyone thinks so, how can everyone choose some good genes, so I can only tell you that before you choose**, you take a look at his past performance chart. In the past three months, in the past six months, in one year and two years, there is still the establishment of funds, how is it fluctuating? What is the maximum drawdown rate?

Does it mean that it has maintained a relatively steady upward trend, or that it has risen for a period of time to a high level and then suddenly falls to the bottom. This is directly related to whether you choose this ** class or not. <>

These charts contain two important information, one is called the drawdown rate, the other is called the amplitude, this is what you are most concerned about, in layman's terms, you have to buy this ** to see if he is likely to make money for you, you also have to see how much money he can lose if he loses, the highest drawdown rate means that it is the original ** is gradually rising in a dollar, rising to 1 piece 5, this 1 piece 5 its largest ** in what extent. If 20% is the lowest drop to 1 block 2 will not fall again, his drawdown rate is more than 20%, then you have to think about it, this risk may be relatively high. <>

If he hasn't been in the past for a year from its establishment to the present, then you have to look at the past performance of the industry he is in and the manager himself. If it has been established for more than a year, you can get a more complete chart of the change in the net value of this **share. Then you can see how much it is, and if it's particularly violentNow it is almost such a peak, so it is recommended that you think carefully, or you can open a part of the position first, and then seize the good time to increase the position later.

First of all, you should seek advice from some professionals, and at the same time, you should also learn professional financial knowledge, you must be cautious when buying, do not blindly follow, you should decide according to your actual economic situation, and do a good job of risk avoidance.

Now the development of new energy, photovoltaic, medical technology, liquor black, metal, airport, duty-free shop is very good, you should buy some faucets when buying**, according to the time you want to hold, choose C and A. If you hold it for a long time, choose A, and if you hold it for a short time, choose C.

If you want to choose, it is best to follow the guidance of professionals, because these professionals will have a good understanding of **, and can also grasp the direction of **, and there will be a lot of practical suggestions in the guidance.

First of all, we want to have an in-depth understanding of the product. To know what are the necessary elements of a high-quality ** product, this is the premise of selecting and judging a good **.

Generally speaking, an in-depth understanding of a ** generally comes from three dimensions - underlying assets + investment ability + risk control level.

First, the underlying assetsThe most important thing is directly related to the safety of your funds and investment returns, and the performance of a ** is largely determined by asset allocation. In short, before investing, you need to know what assets I have invested in and the composition of the portfolio. For example, if you buy a hybrid disguise core, the first thing you need to do is take a good look at the prospectus.

Clearly know which underlying assets to invest in, how much to excavate, and how much to share in fixed income. At the same time, it is necessary to further clarify which industries and sectors are invested in the investment and what their respective investment strategies are. And most **buyers, buying** all rely on recommendations, and they don't know what to invest in.

As a simple example, you have 100,000 yuan and entrust someone else to invest it for you. You at least have to know whether the 100,000 yuan was bought, jade, or a bunch of broken copper and iron.

Second, the ability to invest, that is, the ability to actively manage the company, which is simply judged from the past investment performance and experience of the company or the manager. If it is a bad reputation and average performance in the past, then don't invest, and investing in expectations will only leave disappointment in the end. And companies and managers with rich performance in the past generally cherish their feathers, no matter how bad they are, they are not far behind.

Of course, you have to know that any investment is risky, not a one-size-fits-all solution.

Third, the level of risk controlThis is generally judged from the setting of the first structure, decision-making mechanism, transaction execution and information disclosure. If it is a private placement, it also depends on whether the guarantee measures are strong enough. Relevant information, be sure to read and research carefully.

It is possible to observe some of the development of the round jujube on different software platforms, find some development comparisons, find some better developments, and also be able to invest.

1. Historical performance: Historical performance represents the performance since the establishment of the dust skin, and the higher the historical performance, the better. 2. Maximum drawdown: The maximum drawdown is the range of the net value from the highest to the lowest in a period of time, and the lower the maximum drawdown, the better.

You can choose according to the development of the shirt and the value of the shirt, or you can choose according to the development of the shirt, so that you can choose a better performance.

You can take a look at the ranking, Brother Zen is blind, the top few are very good, you can also take a look at the manager's past performance and the manager's time in the industry, if the experience is relatively short, it's best not to buy, but also look at the evaluation of this**, if He Kong is less than three stars, it's best not to buy. When buying**, you should also buy some popular dust wheels**. Avoid choosing some unpopular ones**.

Pick a long-term stable performance**, the investment will be more than half successful, here are some simple ways to help you choose the right one**.

Considering the investment duration, everyone's investment preferences are different, for example, some like ****, holding time in about 2 years, which belongs to the first transaction, then investors can choose from the top 100 or so in the performance trend of the past two years, and then refer to other indicators for further selection.

Refer to the **rating, **rating the third-party ** platform to do the overall evaluation of the reputation of the **, according to the **past performance, income indicators, risk indicators and other dimensions of a comprehensive evaluation. The referencing is still relatively strong.

According to the set goal selection, preset a selection target before investment, for example, to invest in **type**, 3-year rating of 4 stars or more, asset size of more than 10 billion, annual rate of return of more than 12%, after setting, eligible ** will be screened out, most of the ** platforms have such a screening function.

**Manager investment experience,**The longer the manager's management experience, the more experienced he is, and the more able he is to deal with various market situations. Try to consider managers with more than 5 years of management experience.

The manager's investment style is consistent with his or her own investment style. The manager's investment style can be judged by the industry allocation, heavy stocks, opinions, etc.

Based on the historical performance of the manager, the comprehensive profitability is evaluated based on the average annualized rate of return achieved by the manager and the average annualized rate of return that exceeds the benchmark. At the same time, consider the manager's comprehensive return and whether it outperforms the market most of the time.

Then look at the basic situation of the manager and the company, look at the profile of each manager, and understand the experience and professionalism of the manager. There is also the strength of the company, and the strong and stable team of investment and research is conducive to the investment operation of the first manager.

Social and economic development is getting faster and faster, people's investment means are more and more, compared to **** is a very simple variety, but we need to note that there is still a certain threshold for beginners, so we must do basic homework before choosing, so that we can make better money, at the same time, we need to pay attention to the fact that we must not spend a lot of time on unnecessary knowledge, This does not benefit our experience at all**The choice is based on one criterion, that is, which one has the highest return.

1. What are the types?

Generally speaking, there are 4 types, divided into currency, bond, hybrid, and type, if you want to get high yields, then **type is preferred. As a novice, it is okay to choose the **type**, so that we can quickly realize our capital accumulation, and we need to pay attention to the fact that we must use spare money to invest in the choice of **.

2. What are the main criteria for choosing?

Generally speaking, the choice method can be divided into active **** and fluctuating ****, so we need to pay attention to the fact that we must do a good job of understanding the fundamentals before buying, and spend a lot of time if you study the active type which has a high return, it is better to buy the index directly, which is also a small trick, I hope everyone can know this, and we need to pay attention to the fact that if it is lower than the value, then we must stay away from this**.

3. What are the precautions for purchasing**?

Everyone wants to get a stable income in the market, but this is very difficult, because we all know that the market and the market are extremely risky, so we must learn to diversify our investments, and we must not take a heavy position, which is a very dangerous thing.

First of all, we should choose the one with development potential, and we should understand the development and changes of the market, we must be cautious, choose some more reliable ones, do a good job of risk avoidance, do not choose blindly, do not blindly follow the trend, have our own opinions, and should also respond flexibly according to market changes.

You can choose a better one according to the development of the market. It is necessary to combine the data on the market and the changes in traffic, so that you can find a good one.

At this time, you should choose some more stable, and you will also buy from these banks, and you also need to pay attention to the transaction situation of this **, and you should pay attention to the value of the income of this ** and the company behind it.

It is not easy to choose a good **, who hopes that the brother will choose a ** with unlimited potential, the rise is gratifying, here is to share with you a method of investment, with a certain degree of risk, belongs to the advanced investment, not necessarily suitable for fledgling novice investors.

Its investment philosophy is this: we can take part of the money to buy what is not favored**. This kind of **belongs to the unpopular**, but due to the rotation of the market plate, the current hot** will become unpopular ** in the future**, and the current unpopular ** may be the next hot spot, which is also the value of ** investment, this part ** is generally low net worth, it is a good time to start, we can buy this kind of ** at a lower cost.

How does it work?

Start with a small portion of your money, which is usually less than 10% of your total investment assets. Because the funds are not large, you can calmly deal with the losses of this **, that is, to ensure peace of mind.

Now that the preparations are done, the next step is to choose. It is not that the low net worth belongs to our range of choices, it must be those who are saving energy to explode in the future.

You can first go to the comprehensive ****, such as the daily fraud report**, Morningstar.com, etc., to screen the performance ranking of those in the past three or two months, which is significantly lower than the previous year's data, the deeper the degree of this obvious, the better, and then screen out the good **company you are familiar with**, and then**and hold, quietly wait for the net value to be a little bit**, and the ranking will rise step by step.

Look for those that are good and undervalued. These ** are like buried gold, which will be excavated one day to wipe off the dust on the surface, reveal the golden surface, and blind our eyes.

Novices can choose a good ** according to the following methods:

1.Drawdown rate.

The drawdown rate refers to the decrease in its equity from the highest position to the lowest position over a period of time. Generally speaking, the greater the drawdown rate, the greater the volatility and instability, and the smaller the drawdown rate, the smaller the volatility and relative stability.

2.**Historical performance of the manager.

The manager's historical performance reflects the manager's investment level to a certain extent, influencing the trend of the manager's net worth. Investors should try to choose a good track record** for investment.

3.**The situation of the investment target.

The trend of investment objectives will also affect the trend of net worth. Investors should choose the ** with great development potential and prospects.

4.** Establishment time and rating.

**The shorter the establishment, the lower the rating level and the higher the risk. Investors should choose the longer the trading time**, the establishment time is at least 1 year, and the higher the rating level.

5.Adapt to your investment preferences**.

When choosing **, novices should choose ** that suits their own investment preferences, rather than exceeding their own risk tolerance**. In general, for stable investors, you can choose low-to-medium risk**, and for aggressive investors, you can choose medium-high risk**.

6. Standard deviation.

Standard deviation measures the range of fluctuations in the total rate of return over a certain period of time. The greater the standard deviation, the greater the volatility of the future net worth, the smaller the stability barrier, and the higher the risk.

In addition, novices can also choose according to market conditions, that is, in the bear market stage, try to choose bonds** and currencies** to avoid risks, and in the bull market stage, investors try to choose ** base gold to obtain greater expected returns.