If you want to save money, the Agricultural Bank of China and the Rural Credit Cooperatives, which i

Now the bank is very safe, as long as you deposit money in the same financial institution with principal and interest does not exceed 500,000, if the bank fails, you can compensate in full, this is not to worry at all. The Agricultural Bank of China belongs to the four major banks, which are relatively better, easy to withdraw, and have sufficient funds, while this kind of rural credit cooperatives are more difficult to withdraw large amounts, and it is very likely that they have no money in hand and are difficult to withdraw.

The Agricultural Bank of China has the advantage, she is one of the four major state-owned banks, and the rural credit cooperatives have the advantage in policy flexibility, and the interest rate may be a little higher, so you can choose reasonably according to your own situation.

Of course, the Agricultural Bank of China, after all, is one of the four major banks in China.

It depends on where you live.

If you live in a rural area, the rural credit society is a little better. Because it's more convenient.

But if you live in town. Then it must be the Agricultural Bank of China.

No more than 500,000 yuan, equally safe.

The Agricultural Bank of China is a state-owned commercial bank, and the Rural Credit Cooperatives are provincial financial institutions, and the interest rate of the credit cooperatives is higher than that of the Agricultural Bank of China.

The Agricultural Bank of China is safer, more secure, and more secure.

I think the Agricultural Bank of China will be more reliable, because this is a big bank in China, it is trustworthy, and it is easier to rest assured in comparison.

In my opinion, although China's rural credit cooperatives are more security-conscious, because China's rural credit cooperatives cover a wide range of areas, and there are Chinese rural credit cooperatives in rural areas, it will be more secure to choose this.

Comparatively speaking, ABC is more formal and more secure.

However, the interest rate of rural credit cooperatives is higher than that of agricultural banks, depending on how you choose.

The interest rate of the credit union will be higher, and the security is naturally the Agricultural Bank of China, after all, it is one of the four major state-owned banks.

Looking at it now, both the Agricultural Bank of China and the credit union have this kind of deposit insurance, so the security is about the same, and you can go and deposit money wherever the interest rate is higher.

The Agricultural Bank of China is one of the five major state-owned banks, with abundant funds and the first choice for deposits.

It is better and safer to deposit with the Agricultural Bank of China.

In fact, it's all about the same, as long as it's convenient for you to deposit and withdraw by yourself, any bank will do.

At present, only bank deposits in our country are absolutely safe in the world.

Hello this friend, I will tell you about this thing, the Agricultural Bank of China is a state-owned enterprise and it is very safe. You can go for a savings business with confidence.

Rural credit cooperatives.

It was established relatively early, and it also occupies an important place in the financial market of Nongye Iwamura. However, compared with the Agricultural Bank of China and the Postal Bank.

and other state-owned banks, the trust of rural credit cooperatives in the minds of the people is still slightly lower. So are rural credit cooperatives safe? Is it reliable to save money?

1. Whether rural credit cooperatives are safe

The full name of rural credit cooperatives is rural credit cooperatives.

It was first restructured from the People's Bank of China's rural outlets. Although the name of the rural credit union does not contain the word bank, the credit union also belongs to the People's Bank of China.

Approved legal financial institutions may engage in the business of absorbing deposits from the public, issuing loans, and so on.

2. Characteristics of rural credit cooperatives

1. The financial services provided by rural credit cooperatives are similar to those provided by banks, including savings, loans, transfers, guarantees, credit cards, wealth management, etc., but on the whole, the service items are less than those of conventional banks, and the service population is relatively simple.

2. Rural credit cooperatives that meet the conditions can be transformed into rural commercial banks or rural cooperative banks.

Transition conditions include non-performing loan ratios.

less than 15%, total assets more than 1 billion yuan, etc. If the requirements are not met, the Mosun Rural Credit Cooperative system will continue to be adopted.

3. Are rural credit cooperatives reliable in saving money?

Rural credit cooperatives, like other banks, issue various types of deposit products and wealth management products.

Because rural credit cooperatives are formal and legal financial institutions, their deposit products are also subject to the Deposit Insurance Regulations.

Protected, deposits within 500,000 yuan are safe.

On the whole, rural credit cooperatives are formal financial institutions, but their strength is relatively weak, and the risk of bankruptcy is higher than that of commercial banks. If it is a small amount of money deposit, then it is also very safe to exist in rural credit cooperatives, and the interest is more cost-effective. If it is a large amount of funds deposited in more than 50 mortgages, it is recommended to deposit in multiple banks or multiple accounts to avoid the risk of bank bankruptcy as much as possible.