How to distinguish between overseas funds and domestic funds?

The first is the comparison between the overseas ** regular investment plan and the self-operated domestic ** regular investment.

The similarity is the principle of using the best regular investment to reduce risk.

The differences, 1. The domestic ** regular investment operated by itself usually only invests in 1-3**, while the overseas ** regular investment can invest 10-30 at one time**. Therefore, from the perspective of asset allocation, there is no doubt that overseas ** regular investment is more reasonable.

2. The domestic ** fixed investment operated by itself is mainly limited to the country. And the domestic is mainly **type**. **Insufficient type.

Overseas regular investment can be fixed investment hedging, commodities, high yield, global, regional, industry, etc., which is more suitable for long-term asset allocation.

3. The domestic ** fixed investment operated by yourself is not tax-exempt and will be held accountable for debts as personal assets. The overseas ** regular investment is operated as insurance, tax-free, and not interfered with by debts.

4. The domestic fixed investment operated by yourself is complicated and charged. The overseas ** regular investment conversion is convenient and free.

5. Self-operated domestic fixed investment, completely self-owned funds to operate. However, overseas ** regular investment often has high rewards at the beginning. Therefore, it is easier for investors to strengthen their confidence and not give up on their investment plans. This is the key to what many domestic investors are unable to do at present.

It will be more comprehensive to go to the ** network to check it yourself!

In addition to many types of domestic products, there are also a lot of foreign products, which are commonly known as "overseas", since it is a foreign product, how to buy overseas?

Overseas**How to buy?

1.You can invest in QDII** of major domestic banks, most of which are global ** selective, and most of them are growth-oriented, which is risky. There are also indices to consider, but most of them have a shorter time to build.

2.You can register an overseas ** account, such as First Trade, Interactive Brokers and other online securities spine sail brokers, because account management is very convenient.

3.It can be through domestic asset allocation and asset management platforms. For example, global asset allocation can be achieved through Micai, and 8 overseas ETFs can be invested in Vanguard and Blackrock** companies from the United States.

Micai also has a US dollar wealth management treasure, a baby US dollar asset, which is a bond ETF (mainly including US dollar cash and short-term debt) under Guggenheim** company, with low risk and stable expected annualized expected returns.

Investment Advice:

The purchase method is the same as that of domestic ** products, and it is also divided into two modes: whole investment and regular investment. In addition, in terms of rates, the subscription fee for purchasing overseas ** will be more expensive than that of domestic **, but in terms of management fees, it is not much different from that in China.

Considering the liquidity, it depends on whether the investor will keep the funds overseas or domestically after redemption, if it stays overseas, the liquidity is not much different from the domestic **, but if the funds are returned to the country after redemption, the speed will be slower due to the problem of foreign currency exchange.

1. The method of purchasing foreign ** products in China:

The first is QDII, but there are very few ** open to QDII, and it is not particularly good;

The second is to go to Hong Kong to buy, Hong Kong as a free port and financial center can buy the world**, of course, the premise is that you have to go to the Hong Kong bank to open an account and sign the agreement.

2. QDII is the acronym of "Qualified Domestic Institutional Investor", which refers to an institutional arrangement that allows domestic institutions to invest in valuable investment businesses such as bonds and bonds in the overseas capital market under the condition that RMB capital is not convertible under the RMB capital account and the capital market is not open.

The direct purpose of the establishment of the system is to "further open the capital account to create more foreign exchange demand, make the RMB exchange rate more balanced and more market-oriented, and encourage more domestic enterprises to go abroad, so as to reduce the ** surplus and capital account surplus", which is directly manifested in allowing domestic investors to directly participate in foreign markets and obtain global market benefits.

At present, it is possible to go to foreign banks to sell FOF products. Domestic banks do not sell foreign products.

With the increasing number of ways and means of investment, many investors have begun to have a certain understanding of the overseas market and have the idea of testing the waters. So how do ordinary investors buy some optimistic overseas **? Let's take a look at the investment methods and investment steps.

1. Domestic QDII**

In order to meet the needs of the majority of investors, a kind of investment **Yeyan QDII** has now been set up in the mainland. QDII refers to the establishment in a country, approved by the relevant departments of the country to engage in overseas markets, bonds and other valuable investment business, that is, you can directly buy and sell overseas through the domestic account platform, but this investment method is still invested by the domestic manager.

2. Hong Kong account opening investment**

The second way to invest is to open your own Hong Kong investment account, Hong Kong is an international financial metropolis, and the financial business is sound and reliable. Open a Hong Kong account to invest overseas**.

3. Apply for an overseas ** account

Apply directly to open an overseas account, and overseas** with a certain scale are generally managed by world-renowned international ** companies, such as BlackRock, Fidelity, Morgan Fleming, etc. Many ** companies can be subscribed through sales counters or online platforms, and investors can directly contact ** companies to buy.

However, there is a major disadvantage of this approach, that is, each ** company has its own expertise, and ordinary investors may not be able to choose the winning choice among all kinds of ** on their own.

4. Through the platform of foreign banks

Investors can also invest overseas** through foreign banks such as Citigroup, HSBC and other platforms. Moreover, compared with ** companies, the way of bank investment has the advantage of choosing more than one ** company. Moreover, Citigroup, HSBC and other banking sectors are diverse and selective.

The advantages of overseas ** mainly have the following two points:1. The scope of overseas investment is all over the world, which is conducive to risk diversification, because overseas investors can invest in the world at any time, so that overseas investors can withdraw from the underperforming market at any time and invest in the market that can create greater benefits. Compared with the domestic** that can only invest in domestic assets by the stupid shed, the volatility of overseas ** is much smaller, the investment risk is relatively low, and the investor's investment is safer and more stable.

2. Overseas ** professional investment management, relatively stable income, overseas famous ** company.

The establishment period is generally longer, and more than 50 years old abounds. **Manger.

The years of experience are also relatively long, generally more than ten or twenty years, and their professional quality and management level are relatively high, so the income of overseas Qi Ying** is also relatively stable. However, the domestic managers are slightly inferior, they change jobs frequently, lack of operational experience, and it is not easy for the domestic managers to obtain stable income.

Overseas investment is the act of domestic investors investing their funds in overseas markets to obtain the opportunity to increase the expected returns. With the financial markets.

Investors can choose to invest in overseas markets. Today we will talk about what are the best ways to invest overseas.

Generally speaking, in China's ** market, the most direct way to invest in overseas ** is QDII**.

and some of the Hong Kong Stock Exchange.

Target**. So a significant part of QDII** can be invested.

For example, such as: E Standard Biologics, Cathay Pacific Commodities, GF Dow Jones Oil Index RMB A, China Investment JPMorgan Japan Select**, Harvest Global Internet Stock Songyou Royal Ticket RMB, Penghua Mosun Hong Kong and US Internet** RMB, E Fund NASDAQ.

100 RMB, ICBC Global**, China Investment JPMorgan Global Diversified Allocation RMB, Huaan NASDAQ 100 Index, etc.

Note: The above ten ** are not ranked, in no particular order, only as examples.

So, how to find the best overseas manager that suits your risk appetite, favorite investment strategy and favor.

This? Let's talk about it next.

You can make your own choices from the perspective of the market performance of the investment target, the best manager strategy and allocation ability.

That's all there is to say about investing overseas, I hope you can weigh the pros and cons and help you invest. Warm reminder, financial management is risky, investment needs to be cautious.

There are differences between the world and China in the following ways:

1. Investment scope: Global investment refers to the investment scope covering all countries and regions around the world, and can invest in assets, bonds, commodities and other assets around the world. China** refers to the investment scope mainly concentrated in China, mainly investing in China's **, bonds, money markets, etc.

2. Regulatory agencies: The world's largest regulators are regulated by regulators in various countries, such as the SEC (United States Exchange Commission) in the United States, the FCA (Financial Conduct Authority) in the United Kingdom, etc. China**, on the other hand, is regulated by the China Securities Regulatory Commission.

3. Investment strategy: The world's largest investment strategy usually adopts transnational investment strategies, and selects high-quality investment targets around the world according to the research of the global macro economy, industry and company. China**, on the other hand, pays more attention to the research and investment in the Chinese market, and makes investment decisions based on China's economic situation, policy environment and industry development trends.

4. Risk-return characteristics: Since the world** has a wider range of investment, its risk and return are relatively high. China**, on the other hand, has relatively low risks and returns due to its relatively narrow investment scope.

To sum up, there are obvious differences between the world** and China** in terms of investment scope, regulators, investment strategies and risk-return characteristics. When choosing an investment**, investors should choose according to their own risk tolerance and investment objectives.