How to check the vehicle accident record query, how to check the car accident record query

1. You can log in to the traffic bureau's **, enter the difference trademark and engine number of the vehicle that needs to be queried in the vehicle illegal inquiry column, and enter the violation inquiry page to view the car's insurance record. In addition to the ** of the transportation bureau, the owner can also go to the window of the local transportation bureau for inquiries;

Many people are afraid that they will forget to pay their car insurance when it expires, so they will choose to check their car insurance status online. So how to check the accident record of car insurance? Today, I will tell you about the inquiry method of car insurance odds.

First of all, you can choose to buy your own insurance company's app to query directly, if you don't have software, you can also go to **query, enter your own information, and now many car insurance platforms can also query.

The calculation of the insurance premium of the car from the second year should be separated from the compulsory traffic insurance and commercial insurance, the compulsory traffic insurance is floating, and the second year is based on the number of accidents, whether there is a road traffic accident, whether there is a traffic violation, drunk driving, etc. If the owner does not have an insurance in the first year, he will be discounted by 9 in the second year, 8% in the third year, and 7% in the fourth year, and at most 7% off. However, if there is an accident once in the first year, there will be no discount in the second year, and if there are more than two accidents (including two), it will be increased by 10%.

In the event of a responsible road traffic fatality in the previous year, the compulsory liability insurance** will increase by 30% when the policy is renewed in the second year. In addition, if there is a case of drunk driving, according to the regulations of the owner's location, the compulsory traffic insurance rate for drunk driving violations is controlled between 10% and 15%, and the compulsory traffic insurance rate for drunk driving violations is controlled between 20% and 30%, and the cumulative rate shall not exceed 60%. Therefore, if the car owner violates the law, the more compulsory traffic insurance fees will be paid in the second year.

In addition to the cost of compulsory insurance, the insurance premium for the second year of the car also includes the cost of commercial insurance. Commercial insurance will also implement floating rates based on some factors, and the most important principle is that the preferential rate is determined by the number of insurance records.

Generally, the insurance company stipulates the following three situations: if there is no accident in the first year, the number of accidents is less than two (including two), and the amount of compensation in the first year is less than the premium amount, then the car owner will get preferential insurance in the second year**.

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1.Log in to the official ** of the insurance company, find the policy query function, select the type of insurance you need to query, and enter the policy number, ID number and other relevant information according to the prompts on the page, and you can see the vehicle insurance record.

Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and click Violation Query. On the violation query page, the risk record and violation record will be displayed. The insured can provide the license plate number and mobile phone number to the insurance company to check the vehicle accident record, and can also provide the insurance company with the policy number and the insured's certificate to check the vehicle accident record.

Car insurance records can be queried in the following ways:

1.You can log on to the official website of the Transportation Bureau, enter in the vehicle illegal inquiry column, need to query the trademark and engine number of the vehicle, enter the violation inquiry page, and you can see the accident record of the vehicle;

2.You can log in to the official website of the insurance company and enter the password to inquire;

4.You can check on the third-party platform of the insurance company, for example, car owners who have purchased Ping An car insurance can find "Claim Insurance" on the homepage of Ping An Good Car Owners, and then click on the claim case inquiry to see the vehicle insurance record.

Extended information] The vehicle insurance claim process is: after the accident, you must first obtain the traffic team certificate, then fill in the insurance form, and then go to the specified place to assess the damage, send it for repair after the damage assessment, and finally bring all the information to the insurance company for claim. However, accidents are divided into unilateral accidents and multi-party accidents, so there are subtle differences in the claims process.

Unilateral accident is the most common type of traffic accident refers to a unilateral traffic accident without the loss of property and personnel of a third party, because it does not involve the damage of a third party, and the accident liability is fully responsible for the insured vehicle, which only causes damage to the insured vehicle, so the accident is very simple to deal with.

1.Report the accident: After the accident occurs, the accident scene should be kept first, and the insurance company should be reported immediately;

2.Insurance: If the loss is small, the insurance company will send someone to the scene to investigate and issue an investigation report; If the loss is large, the case will be reported to the traffic police department, and the traffic police department will investigate and collect evidence at the scene, and issue an "Accident Identification Letter";

3.Damage assessment: The owner will send the vehicle to the damage assessment center and notify the insurance company for damage assessment at the same time;

4.Repair: After the damage assessment, the owner will send the car to the auto repair shop for repair;

5.Claim: Collect the information required for the claim and submit the materials to the insurance company for the claim procedure, and the insurance company will adjust the relevant information and determine the final amount to be paid.

Multiple Causes:1Report the accident: report the accident to the transportation department and the insurance company as soon as possible;

2.Retain the scene: In order to facilitate the traffic police to determine responsibility, the scene should be kept as far as possible so that the traffic police can collect evidence;

3.Determination of responsibility: The traffic police determine the size of the responsibility of both parties to the accident according to the traces of the accident at the scene;

5.Vehicle damage assessment: repeat the steps of vehicle damage assessment in a unilateral accident;

To buy car insurance, you need to prepare a driving book and ID card.

Whether you need to drive 1. You need to drive for the first time to buy car insurance and change insurance companies (buy car damage insurance and related insurance about the car), 2. You generally don't need to get a certificate or drive to renew your insurance in the previous insurance company; You don't need to drive if you don't have car damage related insurance, but you need to get a certificate.

Compulsory traffic insurance (compulsory insurance for motor vehicle traffic accidents): It is required to be insured every year according to the state.

1. The price of a family car with 5 seats is 950 in the first year, 855 in the second year, 760 in the third year, and 665 in the fourth year.

Family cars with 7 seats and above are 1100 in the first year, 990 in the second year, 880 in the third year, and 770 in the fourth year.

2. The relationship between insurance and premiums is decreasing year by year when there is no insurance, but the strong insurance is 665 and 770 will not be lower. Once you pay with compulsory insurance, the next premium will return to the standard fee of 950 or 1100, and if you pay 2 or more times with compulsory insurance within a year, the premium will be increased on the basis of 950 or 1100.

3. Note that the compulsory traffic insurance compensates the other party 120,002, of which only 2,000 is compensated for property loss, and the rest refers to hospitalization and death and disability. Therefore, there are often car owners who only insure a compulsory traffic insurance As a result, the other car needs to pay more than 3,000 to repair, and the owner himself has to make up the price of 1,000, so it is not enough for novice drivers to only insure a compulsory traffic insurance.

Three insurance (supplemental compulsory insurance, compensation to the third party): different models are different, but also the price of no insurance is reduced year by year, generally for more than three consecutive years without the case of the lowest discount will be given, the owner of the insurance amount is 300,000, 500,000 and 1 million, this is a very useful type of insurance, the three and strong insurance generally on the road to touch the other party do not have to worry.

Car damage insurance: Strong insurance and all three are insured to each other, and the car damage insurance is the vehicle loss of our own car. It is also the car that is more expensive per month, and the more expensive the insurance cost is for the first year.

The premium of the insurance is decreasing year by year. It is recommended to insure a new car or a car within 3 years, so that if we accidentally hit a tree or the car suffers a natural disaster, as long as our own car has a loss, the insurance company will pay for it.

Automobile maintenance and accident records refer to the vehicle condition records of the entire process of each car from purchase to scrapping, forming a unique electronic file with the VIN code of the vehicle as the ID card. It is more convenient and faster for car owners to check car maintenance and accident records.

The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.