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Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.
Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.
How to check car insurance:
1. Inquire through the network.
Now that the Internet has become ubiquitous, many things are done through the Internet. Now many people have inquired about car insurance details through the Internet, such as Shunyi. Just open WeChat and search:
Enter the license plate number to know which insurances the vehicle has insured in the previous year, what accidents have been had, the number of distresses, premium calculation and statistical analysis, etc.
Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.
2. Inquire through **.
Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.
Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.
3. Check by going to the staff of the insurance company.
This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.
Notes on Claims:
1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".
2. Understand the scope of refusal and exemption.
3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.
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1. Log in to the official ** of the insurance company, find the policy inquiry function, select the type of insurance that needs to be inquired, and enter the policy number, ID number and other relevant information according to the page prompts, and you can see the vehicle insurance record.
3. Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and then click on the violation query. On the violation query page, the risk record and violation record will be displayed.
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Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!
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Method:2. Inquire through the vehicle management office: I bring my driving license and ID card to the vehicle management office to check the insurance information of the vehicle.
Car history includes car maintenance and repair records and car insurance records.
It is a description of the use of a second-hand car, the historical condition of the car, etc., and the car history generally includes car maintenance records, repair records, spare parts replacement records, insurance claims records, vehicle recall records, etc. These records are important information in the process of second-hand car transactions, and generally have great reference for second-hand car valuation.
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Here's how to check the claim record of vehicle insurance:
1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;
2. Inquiry: Users can directly call the insurer or call the company's customer service center for inquiry;
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1. Bring your ID card and driving license to the insurance company for inquiry.
people, let the insurance ** people help with the inquiry.
**Screenshot from the [Wukong Car Check] applet.
**From the Wukong Car Check Mini Program.
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The vehicle accident record is with the vehicle and not with the person.
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Automobile maintenance and accident records refer to the vehicle condition records of the entire process of each car from purchase to scrapping, forming a unique electronic file with the VIN code of the vehicle as the ID card. It is more convenient and faster for car owners to check car maintenance and accident records.
The accident records and maintenance records of the vehicle are not with the car, and each maintenance of the vehicle will leave information in the store for archiving. Therefore, the vehicle history report can query the vehicle's accident records, maintenance records, accident records and other information.
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There are mainly the following ways to query car accident records;
Operating environment: brand model: iQOO neo5
System version: originos
Browser: 1. Transportation Bureau.
You can use a browser to log in to the traffic bureau (**, enter the difference trademark and engine number of the vehicle that needs to be queried in the vehicle violation inquiry column, and enter the violation query page, you can view the car's insurance record. Except for the ** of the Transportation Bureau, the owner of the car is with the car and not with the owner. If you are going to buy a used car with too many accidents, then you need to think about it carefully, because too many accidents will affect the renewal of the vehicle, for example, the renewal premium will be **10%.
Extended Information] 1. What does the accident record mean?
1.The accident record reflects whether the car has had a major accident or collision record. If the car is driving on the road, if you encounter an accident, the first thing you think of is to call the insurance company** and seek insurance claims.
Therefore, by checking the accident record of this car, we can know whether the car has had an accident during driving. Both reports can be queried by yourself through mobile phone WeChat. It can be obtained by entering the frame number information of the vehicle.
2.Through the vehicle VIN (i.e., vehicle identification**, frame number), you can quickly query the vehicle history maintenance, repair report, all the history of the car, maintenance inquiry, accident vehicle inquiry, recall inquiry, meter adjustment car, flooded car, fire car and other vehicle problems. So that the accident vehicle has nowhere to hide.
2. What information can be found in the accident record?
The vehicle accident record is not with the owner, which means that even if you change the insurance company, or change the license plate number, or even sell it, go through the vehicle ownership transfer procedures, etc., you cannot change and delete the vehicle's insurance record. Therefore, many car dealers will contact the 4S store to check whether there is an insurance record after they are optimistic about their favorite car, which is a good way.
3. Is the insurance of the three with the car or with the person? 1.Vehicle insurance can be divided into a number of types of insurance, the past car insurance is mainly based on liability insurance, but now car insurance not only has third-party liability insurance, but also developed car damage insurance, vehicle personnel liability insurance, theft insurance, scratch insurance and so on.
Therefore, whether car insurance is with people or cars, you still have to start from the type of insurance you have purchased.
General car insurance, such as compulsory traffic insurance, third-party liability insurance, car damage insurance, occupant seat insurance, scratch insurance, etc., are all with the car.
2.Compulsory traffic insurance, three insurance: all refer to the insurance period, the insurer or its permitted legal driver in the use of the insured motor vehicle in the course of an accident, resulting in a third party suffered direct personal damage or property, will be compensated accordingly.
3.car damage insurance; It means that the insured or his/her permitted driver has an insured accident while driving the insured vehicle, and the insured vehicle is damaged, and the insurance company will compensate the insured vehicle within a reasonable range. But driving insurance is about people:
Driver insurance is to protect the driver and passengers in the car, and if the insured motor vehicle is involved in an accident, the insurance company can pay for the driver and passengers' personal **.
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At present, the popular query method: is the WeChat applet search "check the car", enter the applet, upload the driving license**, you can query, after the query will provide a detailed report, fast, the information is complete, deeply liked by the majority of second-hand car dealers, query maintenance records can check whether the vehicle has a major maintenance record, judge whether the vehicle has a history of overhaul and accidents. Checking the accident record can determine whether the vehicle has an accident or water soaking history.
After inquiry, we provide a detailed vehicle condition information report, a real and accurate vehicle valuation, and escort you to buy a cost-effective car.
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