How to query the car accident record, how to query the car accident record

1. Use the computer MacBookPro MOS14, open the Google browser version, log in to the official ** of the insurance company, find the policy query function, select the type of insurance that needs to be queried, and enter the policy number, ID number and other relevant information according to the page prompts, you can see the vehicle insurance record.

3. Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and then click on the violation query. On the violation query page, the risk record and violation record will be displayed.

The insured can provide the license plate number and mobile phone number to the insurance company to check the vehicle accident record, and can also provide the insurance company with the policy number and the insured's certificate to check the vehicle accident record.

If there is an accident in the car insurance purchased online, you need to call the insurance company's ** to report the accident at the first time, and the operator will guide the insured to handle it according to the insured's accident situation. If the insured is out of town, the insurance company will send a claims specialist from the branch to the scene of the accident. Car insurance claims.

1. Carry a clear copy of the "Three Certificates and One Document" of the motor vehicle with the car, that is, the owner's ID card, driver's license, driving license and insurance policy. It is important to remind you that the insurance card of many insurance companies is no longer used as a claim certificate.

Second, it is very important to report the accident in time, especially for major accidents. When calling the insurance company to report the accident**, you need to provide basic information such as the policy number, the time and place of the accident, and the nature of the accident.

3. Vehicles with temporary license plates generally only apply for short-term compulsory traffic insurance, and there is a specified route and time, and the insurance company does not bear the liability for compensation for accidents that occur on a route and time other than the specified route.

Fourth, when the vehicle is out of danger in a different place, it shall be reported to the insurance company in time, and the damage assessment personnel at the place of accident shall conduct investigation and damage assessment on behalf of the person. The compensation cost is generally valued according to the industry standard of the place of insurance, and if there is partial damage found after returning to the place of insurance, the insurance company can make up the compensation for the repair cost.

5. If the insured wants to entrust the repair shop to handle the compensation, or directly transfer the accident compensation fee to the repair shop, he shall personally sign the power of attorney and report to the insurance company for the record. Every time we repair, we sign a quality contract with the repair shop, so that we can protect our legitimate rights and interests.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

How to check car insurance:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Now many people have inquired about car insurance details through the Internet, such as Shunyi. Just open WeChat and search:

Shunyi is easy to check, enter the frame number to know the record of the vehicle from the date of purchase to the present, which accidents have been had, the number of distresses, the amount of claims, the name of the claim, the type of claim, etc.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.

Notes on Claims:

1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".

2. Understand the scope of refusal and exemption.

3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.

How to check the car accident record? Here are three common query methods for your reference.

Clause. 1. The insurance company can inquire about the vehicle accident record.

Now all insurance companies are networked, to any insurance company, enter the frame information of the vehicle, you can query the car in all insurance companies out of the insurance, even if the owners of the two cars have changed, or the insurance company has changed, you can query the vehicle insurance record. When making an inquiry, the owner of the car must bring his ID card and vehicle ownership certificate to the insurance company. The advantage of this way of inquiry is that it is free, but the disadvantage is that you need to inquire in person, which wastes time and is inconvenient.

Clause. 2. Check all vehicle accident records online.

Third-party applications: For example, search for "Cha Ai Car" in the WeChat applet, and enter the VIN code (frame number) for query, and you can view the relevant car accident records and 4S shop maintenance records. The platform provides a nationwide car history reporting service, and usually contains information about whether the car has been stolen, whether it has been flooded, mileage, etc., and is relatively affordable.

The disadvantage is that you need a certain fee to query, and the advantage is that you can complete the procedure without leaving home, and the procedure is simple and fast. The disadvantage is that you need a certain fee to query, and the advantage is that you can complete the procedure without leaving home, and the procedure is simple and fast.

Clause. 3. Check the maintenance records of the 4S store of the same brand.

If the vehicle is repaired by insurance, the owner will generally choose to repair in the 4S shop, but the maintenance in the 4S shop will generally leave a maintenance record in the 4S shop, which is generally not eliminated, and will accompany the whole process of the vehicle, so you can also judge whether the vehicle has been insured by querying the vehicle maintenance record. Generally, you only need to provide the name and license plate information of the car owner to query. The advantage of this way of inquiry is that it is free, but the disadvantage is that you need to inquire in person, which wastes time and is inconvenient.

The above three query methods have their own advantages or disadvantages, you can choose the query method that suits you according to your own situation, and hope to help you query the content you want to query.

Automobile maintenance and accident records refer to the vehicle condition records of the entire process of each car from purchase to scrapping, forming a unique electronic file with the VIN code of the vehicle as the ID card. It is more convenient and faster for car owners to check car maintenance and accident records.

The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.

Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!

Reply. Querying the maintenance records of the vehicle can view the historical condition of the car, understand what repairs and maintenance have been carried out in the process of using the car, and whether there have been major maintenance records. Basically, you can determine the historical condition of the car.

4. Click on the query to inquire and obtain the maintenance record of the vehicle or the accident record of the vehicle.

Second-hand car insurance records: As long as the owner calls the insurance company's customer service, the accident record of previous years can be queried through the license plate number; You can also log in to the local compulsory traffic insurance inquiry platform and enter the license plate number to view the second-hand car insurance record; Even if you change insurance companies, your previous accident claims will still follow your car.

Generally, if the vehicle that has had a major accident does not report the insurance compensation, it is a huge loss for the parties, so the car owner will basically let the insurance company settle the claim. After the insurance company settles the insurance claim, it will register the corresponding accident record, so that it can be clear whether the car has had a major accident. Therefore, querying the accident record can judge whether the car has been in danger, which is also an effective method to judge whether the vehicle has had a major accident.

According to the provisions of the "Interim Measures for the Floating Rate of Compulsory Insurance Rates for Motor Vehicle Traffic Accident Liability", if there are two or more road traffic accidents with liability in the previous year, the compulsory traffic insurance rate will be increased by 10, and the road traffic fatal accident with responsibility in the previous year will be increased by 30. If the vehicle has not been involved in a traffic accident in the previous year or for many consecutive years, the owner will enjoy a discount of 10 -30 yuan in the rate reduction.

Many people always pay more attention to the condition of the car when buying a second-hand car, often ignoring the car's insurance record, the previous owner's insurance record can better reflect the use of the car, but also directly affect the insurance cost of the current owner, so when buying an old car, you can first check the insurance record of the model to be purchased. Second-hand car insurance records: As long as the owner calls the insurance company's customer service, the accident record of previous years can be queried through the license plate number; You can also log in to the local compulsory traffic insurance inquiry platform and enter the license plate number to view the second-hand car insurance record; Even if you change insurance companies, your previous accident claims will still follow your car.

Generally, if the vehicle that has had a major accident does not report the insurance compensation, it is a huge loss for the parties, so the car owner will basically let the insurance company settle the claim. After the insurance company settles the insurance claim, it will register the corresponding accident record, so that it can be clear whether the car has had a major accident. Therefore, querying the accident record can judge whether the car has been in danger, which is also an effective method to judge whether the vehicle has had a major accident.

According to the provisions of the "Interim Measures for the Floating Rate of Compulsory Insurance Rates for Motor Vehicle Traffic Accident Liability", if there are two or more road traffic accidents with liability in the previous year, the compulsory traffic insurance rate will be increased by 10, and the road traffic fatal accident with responsibility in the previous year will be increased by 30. If the vehicle has not been involved in a traffic accident in the previous year or for many consecutive years, the owner will enjoy a discount of 10 -30 yuan in the rate reduction.

Many people always pay more attention to the condition of the car when buying a second-hand car, often ignoring the car's insurance record, the previous owner's insurance record can better reflect the use of the car, but also directly affect the insurance cost of the current owner, so when buying an old car, you can first check the insurance record of the model to be purchased.

How to check the vehicle accident?

Car accident records are a popular discussion among car enthusiasts. Recently I found a very convenient way to find out the insurance history.

It supports a series of car problems such as querying car maintenance and repair records, accident records, etc. in 4S shops.

This method is very suitable for those who are inconvenient to go to the 4S shop.

Car accident records can now be found in a variety of ways.

One is to inquire at the Transportation Bureau, all the data of the car from the purchase will be updated in real time in the Transportation Bureau, if the insurance record is found, generally speaking, the Transportation Bureau can be found.

Second, it can also be found through third-party consulting tools, and the data is the same as found in the transportation bureau, if the work is busy, I recommend that you check directly on the mobile phone, it is more convenient and fast, you only need to enter the frame number, the specific operation is as follows:

**Screenshot from the [Wukong Car Check] applet.

**Screenshot from the [Wukong Car Check] applet.

**Screenshot from the [Wukong Car Check] applet.

1. There are four main channels for inquiring about automobile accident records, namely:

1.On the third-party platform, check with the frame number, and the frame number can also be found in the lower left corner of the car glass and on the driving license.

2.Bring the vehicle certification materials and driving license to the 4S store for inquiry.

3.Provide the policy number and ID number to the insurance company's customer service for inquiry.

4.Bring the relevant information to the DMV for inquiry.

2. The platforms that can query accident records include Wukong Car Check, Car Check Express, etc. Here we take Wukong Vehicle Inspection as an example to illustrate the query steps:

3.Click "Click to query" in the lower left corner and select your mobile phone system type to enter the query page.

4.Click "Accident Record" in the middle of the page and enter the frame number to query.

5.Wait a few minutes, refresh the page, and the query results will be displayed.

3. Precautions for the above inquiry channels:

1.Ask the owner of the driving license and look directly at the insurance policy, which will have all the information you want;

2.If you know which company to insure, call ** consultation, but the premise is that you must know the license plate number. If the car is insured in the name of an individual, it is important to know the personal identification number.

If you are insured in the name of the company, you must know the organization of the enterprise** certificate number. Otherwise, there is no inquiry at the insurance company;

3.Go to the DMV and ask. Generally, you can only check the start and end dates of the insurance, and you can't check which company you bought it in (provided that you have friends who are familiar with the DMV, you only check the information of compulsory traffic insurance, and there is no way to check commercial insurance.)

Fourth, with the above conventional methods, you can check the accident records of most cars. If you need to buy and sell used cars, in order to protect the interests of buyers, it is best to find a professional and trustworthy person or a trading platform to do it. Because the seller may conceal the car's major accident record through time difference, which will bring financial losses to the buyer, it is necessary to be more cautious when buying a used car.

Finally, the used car market is mixed, with uneven vehicle quality, including "accident cars". When buying a second-hand car, it is easy for many novices to buy this kind of accident car with potential safety hazards. In order to allow more people to step on the pit, in addition to the inspection and detection of the car itself, it is recommended to check the accident record of the car in detail.