Buying a house or a car depends on the family s financial planning and which financial products are

It is very important for families to choose a formal platform for financial management, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman financial management is the original financial management, Du Xiaoman financial management.

It is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified wealth management products such as investment, current wealth management and bank regular wealth management. Du Xiaoman Wealth Management helps users to achieve wealth growth with peace of mind, and users choose suitable financial products according to their liquidity preferences and risk preferences. At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and the previous products have also completed the redemption of principal and interest.

The answer to this article is provided by Youqianhua: Youqianhua is a credit service brand under Du Xiaoman Finance (formerly Finance), and you can borrow up to 200,000 yuan by clicking on the measurement.

If you have money to spend a big brand, the interest rate is low, the minimum daily interest rate of the full easy loan, the minimum interest rate of borrowing 10,000 yuan is 2 yuan per day, the interest fee is transparent, the interest is calculated on a daily basis, there is no pre-loan fee, the fastest 30 seconds for approval, the fastest 3 minutes for loan, and early repayment is supported. Click below on the mobile phone to measure the amount immediately.

China Merchants Bank) China Merchants Bank Wealth Management Products PurchaseAccording to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Wealth Management Products" - "Personal Financial Management Products" - "Search" to classify the product information you need.

At present, China Merchants Bank's personal investment and wealth management methods are more envious: fixed, treasury bonds, wealth management entrusted by brothers, **, **, etc. It is recommended that you open the homepage of China Merchants Bank and click **Customer Service for further consultation.

Recommend the scientific 4321 financial management rule.

You first need to know what financial management is.

Wealth management ≠ investment.

Wealth management is to keep your existing assets from depreciation, loss or loss.

Investing is about creating the wealth you want.

Generally speaking, it's about securing what you have first, and then creating what you want.

Not all money can be invested. Even if you lose money, it will not affect you much, so you can use it to invest.

Financial management is the opposite, if you lose money, it will have an impact on your life, so it is best to do low-risk and risk-free financial management.

Don't put your eggs in one basket, reasonable insurance protection can keep your wealth from being lost.

I am the best financial product of Ping An, you can ask me if you have any questions, and I will be happy to help you answer. I can recommend some good financial products to you.

Ping An Integrated Financial Group of China now ranks first in terms of total assets of more than one trillion yuan. It includes insurance, banking, and investment. In 13 years, the total profit of the insurance industry was 46 billion, and Ping An of China accounted for 100 million, accounting for almost half.

There are many kinds, **ah, ***, currency, etc.

Do you need to buy a house?

Not necessarily, the benevolent see the benevolent and the wise see the wise.

This mainly depends on whether I need it, and it also depends on whether my conditions allow me to buy a house.

If you really need it and everything is ready, you can buy a house.

Precautions: 1. Understand the developer's background and qualifications. It is very important to choose a strong developer, and the regular developer has a guarantee in terms of housing quality, contract signing, property rights handling, etc.

Second: the general environment and supporting facilities around the community. The development direction of municipal administration directly affects the appreciation of real estate.

Three: internal planning of the community.

1. Whether the location of the heating conversion station, garbage disposal room, garage entrance, power distribution room and other locations has an impact on the selected house.

2. The deployment of the building, whether there is the possibility of reconstruction, the impact of building spacing and lighting.

Fourth, the investment industry mainly analyzes the proportion of the number of living rooms in and around the community, and the owner-occupier looks at his personal needs.

Fifth: other areas such as area error, floor height, net height, property rights processing time and other formal commercial housing pre-sale contracts have been clearly stipulated. To inspect the house, check whether the interior walls, floors, roofs, doors, windows, waterproof treatment, exterior walls, corridors, house area, and shared area are consistent with the contract.

You can achieve your goals, but not entirely through financial management.

First of all, it is impossible to achieve this goal by relying only on a stable income and a safe financial management method.

Achieving your goals is primarily your own net income:

First: You and your girlfriend's remaining monthly salary.

10,000) two years remaining: 10,000).

Second: Your Housing Reserve:

3+ thousand) third: there are 130,000 deposits.

10,000 is enough for a down payment to buy a house, 60x30% = 180,000 (the down payment for the house is about 180,000) and a provident fund loan of 10,000 yuan.

Another 130,000, don't save it for a fixed time. You can buy some treasury bonds, currency**, and wealth management products with guaranteed principal and interest. The basic interest is higher than your two-year fixed deposit.

In this way, you can achieve your goal, you can pay off the mortgage with your current income, and there is a surplus. As long as it's not very short. It is recommended that you ask the bank, how many years of mortgage you can easily repay every month, and there is a surplus of about 2,000 for life, and the reserve is urgently needed.

130,000 has been a wealth management bank. Three years later, I just bought a car.

I hope it can help you, if your problem is solved, please choose "set as satisfied" to support each other, thank you.

It is estimated that it is not easy to achieve, financial management is not an investment, and there is not such a high income.

If it is more difficult for you to complete these two things in 3 years, a down payment of 30% will cost about 180,000, and you need to save it all in two years, it is recommended to postpone the purchase of a car for a year or two!

Golden Axe**Q&A Network Professional-Real-Time-Authoritative].