2019 ZhongAn Exclusive e Life Renewal

Ping An e-Life Insurance 2017 Edition: Ping An e-Life Insurance 2017 Edition is newly upgraded, unlike other million-dollar medical insurance, Ping An e-Life Insurance 2017 can pay 100% regardless of whether there is social security or not. The maximum reimbursement is 6 million, the coverage amount is between 1 million and 3 million, and the malignant tumor is doubled.

In the current environment of medical resources such as high medical costs and backward medical services, it is a product that can cover the cost of drugs outside social insurance and even private hospitals, breaking through the limitations of customers in drug use and hospital choice.

There is not much difference between Ping An e-Life Insurance (2017 Edition) and Zhong'an Exclusive e-Life Insurance in terms of protection, and which one is more worth buying mainly depends on whose renewal is more advantageous.

The current situation is:

1. Exclusive e-life, Zhongan Insurance Company promises not to refuse to renew the insurance because of the insured's claim, and the suspension of sales will not affect the renewal of the old customer, but it is not written into the contract;

Ping An e-Life Insurance (2017 Edition), Ping An Health Company promises not to refuse to renew the insurance because of the insured's claim, and the suspension of sales cannot be renewed (written into the contract), but at the same time it provides policy upgrade services, with no waiting period for upgrades and no health notice, but it is not written into the contract.

2. In terms of insurance content, Ping An e-Life Insurance (2017 Edition) is very similar to Zhong'an Privilege e-Life, with a more obvious difference in that there are more outpatient and emergency expenses for 7 days before and after hospitalization, and outpatient and emergency expenses for 7 days before and after hospitalization for malignant tumors.

Summary: Generally speaking, the exclusive e-life is a little cheaper than Ping An e-life insurance (2017 version). But the existence of any kind of insurance has its significance, the key to buying insurance depends on whether it is suitable for you, and what suits you is the best.

Take the company's online celebrity product exclusive e-life 2022 as an example Year old: 769 yuan a year with social security, 1659 yuan a year without social security;

Years old: 269 yuan of social security, 554 yuan of social security without auspicious files;

Years old: 195 yuan with social security, 354 yuan without social security;

Years old: 308 yuan with social security, 659 yuan without social security;

Years old: 497 yuan with social security, 1279 yuan without social security;

Years old: 943 yuan with social security, 2853 yuan without social security;

Years old: 1,533 yuan of social security, 5,063 yuan of basic insurance for the Spring Banquet without a community;

Years old: 2,959 yuan with social security, 10,655 yuan without social security;

Summary. Dear, the answer to this question is:

Zhongan Insurance enjoys the 2021 version of the inclusive version of e-life, which is a million-dollar medical insurance launched by Zhongan Insurance Company. This product has a wide range of value-added services, in addition to providing value-added services such as hospitalization advances, oncology special drugs and postoperative home care. In terms of optional liabilities, you can add liabilities such as critical illness hospitalization allowance, family sharing of the sum insured, and medical treatment in Japan, which can be selected by the policyholder.

Moreover, there is 0 deductible for those aged 60 and below, and the deductible of 10,000 yuan can be shared with general medical treatment or out-of-hospital special drugs for those over 60 years old, which is very user-friendly.

And dear, if you still have any questions that you don't understand, you can always ask me questions!

Zhongan Insurance enjoys the 2021 version of the inclusive version of e-life.

Dear, the answer to this question is: Zhongan Insurance enjoys the 2021 version of the general group special edition, which is a million-dollar medical insurance launched by Zhongan Insurance Company. This product has a wide range of value-added services, in addition to providing value-added services such as hospitalization advances, oncology special drugs and postoperative home care.

In terms of optional liabilities, you can add liabilities such as critical illness hospitalization allowance, family sharing of the sum insured, and medical treatment in Japan, which can be selected by the policyholder. It may rise and have a 0 deductible for those aged 60 and below, and those over 60 years old can share a 10,000 deductible with general medical treatment or out-of-hospital special drugs, which is very user-friendly. And dear, if you still have any questions that you don't understand, you can always ask me questions!

How do I check the policy when I buy it occasionally?

How to check the contract content of this policy? How long does it take to take effect?

On Zhongan Insurance Company**, check the content of the contract.

The query method is as follows, search for "Zhongan Insurance" and enter the official website of Zhongan Insurance. Then select "Insurance Services" and click "Policy Enquiry". After entering the enquiry page, you can check the policy by the policy number.

Enter the "Policy Number", "Name of the Insured Person", and "Date of Birth of the Insured" to search. This insurance has a 30-day waiting period and will take effect after 30 days.

Summary. Hello, for your question to make the following answer: the degree is still relatively high.

The advantages of Zhongan Insurance Exclusive e-Life: 1. Very cheap 2. The sum insured is high, which can be used as a supplement to critical illness insuranceZhongan Insurance Exclusive e-Life Disadvantages: 1. The insured amount is inflated In addition, the medical insurance itself is expense reimbursement type, no matter how many medical insurances you buy, the total claim amount of all products must not exceed your medical expenses.

Is Zhongan Insurance Exclusive e-Life reliable?

Hello, for your question to make the following answer: the degree is still relatively high. Zhongan Insurance enjoys the advantages of e-life:

1. Very cheap 2. The sum insured is high, which can be used as a supplement to critical illness insurance, and Zhongan Insurance enjoys e-life disadvantages: 1. The insured amount is inflated In addition, the medical insurance itself is expense reimbursement, no matter how many medical insurances you buy, the total claim amount of all products must not exceed your medical expenses.

Before understanding the product, let's take a look at Zhongan Insurance. Zhongan Insurance is a property insurance company, the full name of Zhongan **Property Insurance Co., Ltd.****, is the first Internet insurance company in China, established in November 2013, listed in Hong Kong in 2017, shareholders nicknamed "three horses", Ma Yun (Mosquito Group), Ma Huateng (Tencent), Ma Mingzhe (Ping An of China).

Truth be told, this is the most impeccable million-dollar medical insurance I've ever evaluated, what should I do? I can't find a downside!

In the past two years, the million-dollar medical insurance represented by "Zhong'an Privilege e-Life" has become popular rapidly with ultra-low premiums, ultra-high insurance amounts, and ultra-high cost performance. Recently, this king of cost performance has been upgraded, and the 2020 version is coming strongly, don't rush to buy it, let's take a look at this first:

After the upgrade of Exclusive e-Life 2020, why has there been more Sao operation?

Guarantee content, directly look at the map analysis:

At present, the homogenization of millions of medical insurance is very serious, but compared with the old version, the exclusive e-life has upgraded a lot of protection with high gold content.

121 new rare diseases have been added to the critical illness protection, 3 optional liabilities have been added: family sharing deductible, critical illness insurance benefit, and critical illness hospitalization allowance, and the proton heavy ion insurance amount has also been increased, which is also cheaper.

1. Comprehensive protection

Exclusive e-life insurance general hospitalization, critical illness hospitalization, special outpatient, pre- and post-hospitalization outpatient has cancer special drugs, value-added services are also excellent, optional critical illness insurance, critical illness hospitalization allowance protection, family sharing deductible three additional responsibilities, such protection content in the million medical insurance is quite sufficient. It is worth mentioning that the exclusive e-life 2020 includes the cost of proton heavy ions** and special drugs for malignant tumors outside the hospital into the basic guarantee responsibility.

2. No review is required for renewal

As long as you have been insured, no matter whether there is a small problem in your health in the later stage, as long as the product is not on sale, you can continue to renew the insurance even if you make a claim. The renewal conditions are indeed relatively relaxed.

3. Preferred rate for healthy body

If you are a non-smoker, or have not made a claim when you renewed your policy, you can enjoy the preferred rate, which is 95% off!

Although it is said that the money is not almost there, but the discount is a discount after all, and it is not fragrant to spend less money?

1. The deductible is 10,000 yuan

Deductible: The insurance company can waive the amount of the deductible, and the deductible will be paid for the medical expenses.

The lower the deductible, the better, preferably 0! But at present, most of the millions of medical insurance in the market,There is a 1W deductible, and the Exclusive e-Life 2020 is no exception.

On the whole, the protection of the exclusive e-life 2020 is quite good, and there are also great advantages in **, and the renewal conditions are also excellent, which is still worth considering.

After the year of this friend, as a benchmark product of millions of medical insurance, the protection of exclusive e-life can be said to be very good, but after all, there is no product on the market that is perfect, and the father can only say that he recommends everyone to consider it, not to recommend everyone to buy.

1. Added 0 deductibles for 121 rare diseases

These 121 diseases are actually covered in the 2019 version, but they are not critical illnesses, so there is a deductible of 10,000 yuan, and the insured amount is only 3 million.

While the 2020 version exempted the 10,000 yuan deductible, it also raised the insured amount of these rare diseases to 6 million.

2. The maximum insurance amount of proton heavy ions has been increased to 6 million

This responsibility needs to be added in the Privilege e-Student 2019, and the Privilege e-Student 2020 version directly becomes its own protection, with a maximum of 6 million sum insured and 100% reimbursement.

3. Optional liabilities for critical illness insurance benefits and critical illness hospitalization allowance have been added

If you are diagnosed with 100 kinds of critical illnesses, you can directly pay 10,000 yuan, and if you are hospitalized, you will have an allowance of 100 yuan per day, and the 30-year-old will only pay more than 10 yuan.

4. Rates are lower for non-smokers

When applying for e-life 2020, a new option has been added, and the rate for non-smokers will be lower. The non-smoking version will be about 5-10% cheaper than the smoking version, which is good for you to spend a little less.

1. The renewal conditions have changed.

2. Additional responsibilities for special medical treatment and cancer medical treatment in Japan have been abolished.

These two responsibilities are relatively high-end, and the premium will be much higher if they are attached, and there are probably not many people who attach them.

3. The scope of protection for purchased drugs has become narrower.

The doctor asks for a certain drug**, but the hospital can't buy it, so you need to go to an outside pharmacy to buy it, and this drug is an outsourced drug. As long as you follow the doctor's advice, you can be reimbursed for both anti-cancer drugs and non-anti-cancer drugs.

It can be seen that most of the products can be renewed to the exclusive e-life 2020 version.

If you haven't considered this product, Daddy has sorted out more cost-effective million medical insurance products here, don't miss it: "Multiple Million Medical Insurance Reviews: How to Choose Million Medical Insurance?" 》

Reliable and good, you need to calculate the premium according to your age and gender.

The public security liquid side insurance premium e-life 2019 has been discontinued, but the exclusive e-life 2022 version is on sale, and then I will tell you about the exclusive e-life 2022 version. If you are in a hurry, you can bookmark this article: Zhong'an Exclusive e-Life 2022 is really that good?

One article tells you the answer!

As can be seen from the insurance chart, the 2022 version of Exclusive e-Life can support people aged 30 days to 70 years old to apply for insurance, while the waiting period is 30 days, which is relatively short and beneficial to the insured. Regarding the waiting period, you also need to pay attention to these matters: during the waiting period, the insurance company will not pay?

If you don't understand, you'll suffer a big loss!

In addition, in terms of insurance content, the 2022 version of the exclusive e-student not only covers general hospitalization, critical illness hospitalization, special outpatient clinics, outpatient surgery, and pre- and post-hospitalization outpatient emergencies, but also covers specific devices for minors, specific drugs for rare diseases for minors, specific devices for malignant tumors, specific drugs for malignant tumors outside the hospital, and proton heavy ion reimbursement.

In addition, the optional responsibilities of the 2022 version of the exclusive e-life are relatively rich, such as special medical treatment for critical illnesses, family sharing deductibles, compensation for inpatient medical expenses, etc., which can provide consumers with a variety of choices.

Not only that, the value-added services of the 2022 version of the exclusive e-life are also relatively rich, not only the green channel for critical illness, hospitalization advance, but also postoperative home care, tumor special drug services, etc.

Overall, the exclusive e-life 2022 is very good, if you want to compare other medical insurance on the market, you can take a look at this list: the latest top ten million medical insurance rankings are newly released!