Will I have any money to receive every month after 20 years of Ping An Fu Whole Life Insurance?

This product is a guaranteed product and there is no liability for return.

If you are considering returning it, please select a different product.

Ask your own ** person in detail.

After 20 years of peace and happiness, you can't get back the principal.

Supplementary information: 1. Because this product is an insurance product that guarantees life, but 20 years is a payment period, not the insurance period, so it will not return the principal and interest after 20 years.

2. If the policyholder wants to get back the principal and interest after 20 years, he can only surrender the policy, and the money that can be recovered at that time is: the premium paid by the policyholder - the amount of the insurance company's management expenses on the policy - the commission paid by the insurance company to the salesman because of the policy - the net premium required by the insurance company for the insurance liability of the policy + the interest generated by the remaining premium.

3. In fact, it can be seen that the insurance company will not return all the principal, but only part of the principal, so in order to reduce unnecessary economic losses, it is recommended that you try not to surrender the policy.

Extended information: 1. How to receive Ping An Fu after 20 years?

1. Ping An Fu is guaranteed for life, and its insurance period is equal to the life of the insured. 20 years is only a contribution period, not an insurance period.

2. Therefore, if you want to withdraw money after 20 years, it will generally be regarded as a surrender, and Ping An Insurance will only refund according to the cash value of the policy at that time, and will not refund all the premiums you have paid. Your losses will be very large. And if the policy is not surrendered, the money can be given to the next generation.

So if you don't want to lose money and want to get money, you can apply for a policy loan. The maximum amount of the policy loan can reach about 70% to 80% of the cash value of the policy, and it can be handled after more than two years of insurance

2. Introduction of Ping An Fu Insurance products.

Ping An Fu Full Score Insurance is a new product launched by Ping An of China, with an insurance age of 18-55 years old and a coverage period of up to one year. If the insured is still alive at the end of the insurance period, the sum of the premiums paid under the critical illness contract shall be paid in advance according to the contract and Ping An Additional Blessing Full Points.

1. Basic information of the product.

Affiliation: Ping An of China;

Issue age: 18-55 years old;

Duration of coverage: up to one year old;

Calculation of premium: 30-year-old male, 30 years old, 600,000 sum insured, insured to 70 years old, annual premium of 4,680 yuan.

2. Product insurance liability.

Maturity Survival Benefit: If the insured is still alive at the end of the insurance period, the Maturity Survival Insurance Benefit will be paid according to the sum of the premiums paid in advance under the Critical Illness Contract and Ping An Additional Blessing Full Score.

Death Benefit: In the event of the death of the Insured, the Death Benefit will be paid according to the basic sum assured of the main insurance contract.

3. Additional insurance.

Minor Illness 30 Waiver C: During the payment period, if the insured is diagnosed with 30 minor illnesses, the subsequent premium will be waived.

Critical illness can be added with full points of blessing: 30 types of minor illnesses will be paid 3 times, and 20% of the basic sum insured will be paid; 80 types of critical illness 1 time, pay the basic sum assured, and enjoy it after the waiting period of 90 days.

Summary. Hello dear, I am happy to answer your <>

Ping An Fu cannot refund the premium paid after 20 years, and it usually takes thirty or forty years to recover the original cost: Ping An Fu is not a returnable critical illness insurance, so it does not provide a refund liability.

Can I get back the principal after 20 years of peace and happiness?

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Ping An Fu has been paid for 20 years and cannot get back the principal of the <>

Ping An Fu cannot refund the premium paid after 20 years, and it usually takes thirty or forty years to recover the original cost: Ping An Fu does not belong to the return-type heavy stop and return insurance, so it does not provide a return liability.

Dear, Hello Ping An Fu is a critical illness insurance that protects life by the car, and there is no premium return function. Taking Ping An Fu 21 version as an example, the insurance content is 1 time for 120 kinds of critical illnesses, 1 time for 20 kinds of moderate diseases, 1 time for 40 kinds of minor diseases, 6 times for 40 kinds of minor diseases, and there is death. If you need to cash out, you can choose to surrender the policy after 20 years, but if it is only refunded according to the cash value, there may be a gap between the premium paid, and the principal may not be returned.

How long does it take to get back the principal after 20 years of the talisman whole life insurance participating type I purchased.

About 30 years.

I'm 55 years old, which means I have to wait until I'm 85 years old to get my principal back.

You can apply for early payment after the payment is full.

Is there a loss in advance.

Depending on your contract.

How about this type of insurance?

Not bad. What's good?

Ping An Happiness Term Life Insurance is an insurance with low premium, high sum insured, and strong protection function, with flexible protection periods. You can choose to protect 10, and there are many branches in the year.

Where is the flexibility of the coverage period?

Flexibility in the contract signed.