How to check the claim history of vehicle insurance

Here's how to check the claim record of vehicle insurance:

1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;

2. Inquiry: Users can directly call the insurer or call the company's customer service center for inquiry;

3. Independent inquiry, the query method is as follows:

1. You can check directly online, enter the name of the insurance company you have insured and add car insurance;

2. After opening the car insurance page of PICC, look for policy inquiry, and click "Policy Inquiry and Claim Inquiry";

3. Then enter the license plate number to be checked and the ID number of the policyholder to inquire.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

How to check car insurance:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Now many people have inquired about car insurance details through the Internet, such as Shunyi. Just open WeChat and search:

Shunyi is easy to check, enter the frame number to know the record of the vehicle from the date of purchase to the present, which accidents have been had, the number of distresses, the amount of claims, the name of the claim, the type of claim, etc.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.

Notes on Claims:

1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".

2. Understand the scope of refusal and exemption.

3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.

As long as it is a regular 4S shop, every maintenance of the vehicle will leave computer data archive in the store. Even if the vehicle goes to other 4s, you can check the accident record, repair and maintenance record of the vehicle.

The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.

Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!

Call the customer service of your insurance company to inquire.

Here's how to check the claim record of vehicle insurance:

1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;

2. Inquiry: Users can directly call the insurer or call the company's customer service center for inquiry;

3. Independent inquiry: In fact, as long as you log in or the ** of the Traffic Bureau, enter the difference trademark and engine number of your car in the vehicle illegal inquiry column, you can click to enter the violation inquiry page, and the car's violation record and secure claim settlement are also vivid and clear. Because this method is simple to operate, sensitive and convenient, it is favored by the vast number of young car owners.

What is a "Car Accident Claim Record"?

In addition to recording the number of accidents, the number of replacements and the number of repairs, there are also detailed insurance amounts, maintenance amounts and replacement amounts for each item on x year, x, x, x, x.

Why should I check the "auto accident claim record"?

What are you most afraid of when buying a used car? I am most afraid of being deceived, afraid of buying an accident car, a soaking car and a fire car. Therefore, the purpose of finding out the insurance record is to check the past of the vehicle, and the most important thing is to check what repairs it has undergone in the 4S shop before, and use it as a reference basis for whether there has been an "overhaul".

But those vehicles that have not been repaired by the 4S shop have no way to find out which repairs have been undertaken, or even whether they have undergone "overhaul".

If you are buying a new car, then you naturally have an understanding of the car's insurance records, but if you are buying a second-hand car, then you really need to check the insurance records. The partner bought a second-hand car some time ago and ignored the insurance record, which led to the rejection of the renewal of the company.

In addition, as far as second-hand cars are concerned, knowing the vehicle's past accident records can also make you better enjoy the service. Because many car insurance companies now have adopted the method of rewarding the good and punishing the bad in order to encourage car owners to drive safely. The cost of security is directly related to the number of times your car was shown in the previous year.

Of course, in this case, many car owners do not know how much they have to pay every month, so many companies register on this query platform, in addition to querying the vehicle's insurance records, but also accurately calculate the cost of insurance.

Hello, I received your question, is sorting, as soon as possible to give you an answer, please wait a moment to ask the question I looked at a second-hand four-car dump truck, the deposit was paid, said to buy insurance when the insurance company told me that the car was insured 4 times last year, and I don't know the insurance purchased in that company, I want to check whether it is a big accident car, thank you!

You can log in to the ** of the Traffic Bureau, enter the difference trademark and engine number of the vehicle that needs to be queried in the vehicle violation inquiry column, and enter the violation inquiry page to view the car's accident record. In addition to the ** of the traffic bureau, the owner can also go to the window of the local transportation bureau for inquiries.

2. Insurance companies.

It should be noted that the vehicle's accident record is with the vehicle and not with the owner. If you are going to buy a used car with too many accidents, then you need to think about it carefully, because too many accidents will affect the renewal of the vehicle, for example, the renewal premium will be **10%.

1.For inquiries at the insurance company's counter, car owners can go directly to the insurance company's offline business outlets with their ID cards;

2.**Inquiry, you can call the insurance company service** for inquiry, but because the car insurance underwriting information and insurance information that need to be queried can be relatively numerous, the car owner may not listen to it too detailed;

Click to talk about my avatar to see the introduction, and take you to understand the car condition query method! Professional query [accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click investigation of bad car conditions such as accident scattered old hall cars, soaking cars, meter adjustment cars, and fire cars!

1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;

2. **Inquiry: Users can directly call the insurance person or call the company's customer service center for inquiry;

3. Independent inquiry: In fact, as long as you log in or the traffic bureau's **, enter the difference trademark and engine number of your car in the vehicle illegal inquiry column, and you can click to enter the violation inquiry page.

1. The concept of auto insurance claims.

Generally, the insurance company requires a report within 48 hours, and after the report, the insurance company will send an investigator to the scene to determine whether your traces match, and if they match, they are generally recognized. If you drive the car not far from the scene of the incident, it can still be measured according to the height and traces of the scene, and it will not have any effect. However, it is necessary to report the case within the time specified by the insurance company, and if the report is late, there may be an additional deduction for part of the exemption.

2. The process of making a car insurance claim.

Accident - report - investigation - damage assessment - price verification - loss verification - compensation verification - payment.

1.Presentation of insurance documents;

2.Present a driving license;

3.Present your driver's license;

4.Present the identity card of the insured;

5.Present an insurance policy;

6.Fill in the Accident Report Form;

7.Fill in the details of the accident;

8.Fill in the details of the informant and the driver and the contact **;

9.Check the appearance of the vehicle, take photos and assess the damage;

10.The claims adjuster leads the owner of the vehicle to conduct a visual inspection of the vehicle;

11.Take photos and verify the damage according to the content of the report filled in by the car owner;

12.The claims adjuster reminds the owner of the vehicle for any valuables;

13.delivery to the repair station for repair;

14.The claims adjuster issues a task order to determine the repair items and repair time;

15.Signed by the owner;

16.The owner of the vehicle takes the vehicle to the workshop for repair.

3. Non-local car insurance claim process.

1. Report the case. The policyholder can report the case through the insurance company's ** service, which is a necessary process for handling off-site car insurance claims, which is related to whether the car owner can enjoy the claim service, and the early or late time of reporting the case will also directly affect the speed of the claim settlement time.

2. Survey and damage assessment. The staff of the nearest insurance company outlet where the accident occurred will conduct an inspection and damage assessment, which is the key to the settlement of claims.

3. Nuclear price and loss.

4. The policyholder submits the claim information to the insurance company's outlets, and the staff uploads the information to the auto insurance claim management system.

5. The claims adjuster shall review, adjust and verify the claim from the receipt of the materials.

6. The policyholder can go to the nearest outlet to receive the compensation or get the claim payment by transfer.

If you need to check with the insurance company, you can call the insurance company **, or go to the offline office of the insurance company to inquire. It is necessary to provide the ID number and policy number of the car owner in order to check the accident record. There is also a third-party platform to query, which only needs the frame number of the car to be found, and the maintenance record can also be checked.

1.For inquiries at the insurance company's counter, car owners can go directly to the insurance company's offline business outlets with their ID cards;

2.**Inquiry, you can call the insurance company service** for inquiry, but because the car insurance underwriting information and insurance information that need to be queried can be relatively numerous, the car owner may not listen to it too detailed;

Now the insurance records are generally found by insurance companies, third-party institutions, and auto repair treasures, which can be checked, and the information of the frame number is required.

1.Counter inquiry: The policyholder can bring his ID card and insurance policy to the counter of the insurance company's business outlets to submit an inquiry application, and the staff can check the recent insurance records after verifying the identity.

2.Questions. If I spend a dollar, you're going to tell me this? That's not.

The specific method of querying the vehicle accident record is as follows:

1. As long as you log in to the insurance company or the traffic bureau, enter the difference plate number and engine number of your car in the vehicle violation inquiry column, you can click to enter the violation inquiry page, and the violation record and insurance claim of the car are also on the paper, which is obvious.

2. The owner can also choose to call the customer service of the insurance company for consultation.

3. Of course, you can also go to the window of the Transportation Bureau for inquiry.