When does buying a fund online take effect?

3 p.m. on each trading day is a watershed period, and those declared before 3 p.m. will be traded immediately, ** according to the net value announced in the evening of the same day. Declarations made after 3 p.m. are scheduled and ** are based on the net value announced on the evening of the next trading day.

There are two situations for online trading, one is to buy and sell on the floor of the trading type, which is appropriate, instant transaction, and instant in place.

There is also a kind of **subscription, generally T+1 working days to confirm the share, T day refers to the working day of the subscription**. In the case of QDII**, it usually takes T+2 working days. If it is a subscription for a new **, you need to wait for the end of the fundraising to be confirmed.

** Purchase process:

After completing the preparation for opening an account, the public can choose the time to buy**. Individual investors can bring the debit card and transaction card of the ** line, fill in the **transaction application** at the counter of the outlet (institutional investors must be stamped with the reserved seal), and must submit the application before 15:00 on the day of purchase, which will be accepted by the counter and receive the **business receipt.

Two days after the ** business, the investor can go to the counter to print the business confirmation.

Clause. 1. After handling the regular investment, no matter how the market fluctuates, it will be fixed with a different net value every month, so that the investment method of reducing the amount of money and increasing the weight on the low will be automatically formed, so that the average cost is at the middle level of the market. The fluctuation range throughout the year will be larger, and the risk of direct one-time investment will also be greater, but if you choose to invest regularly and stick to it, it can play a role in smoothing the investment cost in the long run.

Clause. Second, the general starting point of the regular investment business is 100-300 yuan, which greatly reduces the investment threshold and provides convenience for small investors, so the regular fixed investment is more suitable for the majority of wage earners.

Clause. 3. Regular investment can be suspended, terminated or resumed at any time, and no penalty interest will be levied when terminating the contract, and you can calmly advance and retreat in the market risk, which ensures that you can adjust your investment in a timely manner according to your judgment of the market.

If you buy it before 3 p.m., then it will take effect on the same day, and you can check your ** share in your account the day after tomorrow. If you buy it after 3 p.m., it won't take effect until the next day.

The **price** is unknown at ** time, and it must wait for the day's earnings to settle before it can be determined. If you buy it during working hours, it will be considered the net value of the day. If you buy it during off-hours, it will be counted as the next day's net value.

With the continuous development of social economy and the continuous progress of science and technology, our living standards have been improved to a certain extent, and our education level is getting higher and higher, people have more time and energy to think about investment, financial management and other things, and people have a higher and higher sense of identity for such things as financial management. When people accumulate a certain amount of wealth, people will want to do a variety of financial management to improve their assets. So many people will choose to invest, so we buy online, how long it will take to arrive, first of all, for the redemption of the online purchase, the time to arrive is different according to different types.

For the currency type, then 1 2 working days will arrive, for the mixed type, the time is relatively longer, about 3 4 days, and for investment overseas, it generally takes about a week.

Therefore, for different types of **, it is different, and we invest in different types of **, the risks and profits to be faced are different, so for this situation, we should know. In addition, we should also know that in the process of redeeming **, we need to pay a certain fee, and this part of the fee is given to the ** company to a certain extent, so we need to know this situation.

In addition, the environment we live in is in an economic and social environment, so we will deal with money and the economy more and more times, so if you want to live better in this environment, then what must be done is to manage money, learn to manage money, then we will have a clearer understanding of one of our assets, which is very important.

Buy**and**, bonds are the same are instantaneous, before buying**, it is recommended to learn more about the current situation of the **holding**, as well as to understand its historical record, and then choose the right time**.

It can be received in about a day or two, and it is very fast when buying ** online.

Because it is very convenient and fast to buy ** online, it can generally arrive on the same day.

1. The transaction application (T day) :* the ** of the * company or to the ** company's agency (bank counter or online banking) to submit the application for subscription or subscription, and at the same time transfer the funds to the account of the ** company. At this time, the company's (direct sales) will show "unprocessed".

2. Transaction confirmation (T 1 day): On the next day after submitting the transaction application, ** company will confirm the application. If the regulations are met, it will be successful, and after deducting the formalities and quietly smiling orange fees, it will be converted into shares according to the net value on T day. Otherwise, it fails and the funds are returned to the original account.

3. Transaction inquiry (T 2 days), you can log in to **company** to check the confirmation of the transaction application on the second day after submitting the transaction application. This is the T (Transaction), T 1 (Confirmation), T 2 (Query) rule. Start a group.

If you submit your mobile phone number when you register, you may receive a confirmation text message at the same time as the ** company confirms, which means that you will know one day earlier than the online query. This is the T (Transaction), T 1 (Confirmation), T 2 (Query) rule.

**Purchase is divided into two kinds, one is the purchase to be established**, the other is the subscription during the fundraising period**, the two are different in the time of confirmation of investors' funds, so how long is the confirmation time of **subscription?

**What is a subscription?

Subscription refers to the act of investors opening an account with a management company or a selected agency and applying for the purchase of shares in accordance with the prescribed procedures. The number of shares subscribed for is calculated on the basis of the net asset value of the shares on the subscription date, and the specific calculation method must meet the requirements of the relevant regulations of the regulatory authorities and be specified in the ** sales documents.

The sell is confirmed by T+1 (except for the Qdii** Jianxin T+2 confirmation), of course, this refers to the ** sell operation before 15:00 on the same day. T-day refers to a trading day, and Saturdays, Sundays, and public holidays are non-trading days.

Taking a certain currency** as an example, the subscription currency** needs T+1 working days to confirm the shares, and the expected annualized expected return can be enjoyed on the day the shares are confirmed. Namely:

If you subscribe for ICBC currency at noon on Thursday, which is before 15:00 in the afternoon, then the share will be confirmed on Friday night, and you can enjoy the expected annualized expected return on the day of the share confirmation; If you buy it at 16:00 on a Friday afternoon, this one is 15:00

After 00, plus Saturday and Sunday are not working days, it is equivalent to subscribing on Monday, and the share is confirmed on Tuesday and enjoying the expected annualized expected return. Please refer to the table below for the detailed attribution of subscription working days.

Notes:

1.Investors who have already opened ** account are not allowed to open ** account again, otherwise it will cause inconvenience or loss to their own subscription and trading.

2.An investor can only open and use one fund account, and can only correspond to one ** ticket account or ** account, and may not open and use one or more fund accounts corresponding to multiple ** ticket accounts or Keino repentance fund account subscription.

3.Investors in the Shanghai Stock Exchange (using the Shanghai ** account or ** account) must complete the designated trading procedures of the Shanghai ** Exchange before subscribing.

4.After the investor completes the subscription entrustment, the order shall not be cancelled.

The expected annualized expected return is the part of the asset that exceeds its value during its operation. Specifically, the expected annualized expected return includes dividends earned on investments, dividends, interest on bonds, bid-ask spreads, interest on deposits, and other income.

**After purchasing the ruler group, the transaction will be made according to the net value on T day, and T+1 will receive a confirmation message.

T is a working day, in fact, as long as you determine which day T day is, you will know which day T+1 and T+2 are.

Because it's not the day you trade is T day.

Note that +1 and +2 after t must also be working on the day, and will be postponed if it is a rest day.

If the day of your trade is a rest day, then that day is definitely not a T day, and the next business day is a T day.

If the day of your trade is a business day, then it must be a T day.

Only if you trade before 15 o'clock, the day is a T day.

For trades after 15 o'clock, the next business day is T day.

As long as the money is transferred to the relevant account before 3 p.m. on the working day, the transaction will be completed on the same day.

If it is purchased on a trading day, it will be confirmed on the same day, and the purchase on the trading day will be postponed to the next trading day.

The net value of the bank subscription** is determined according to the purchase point at different times.

1. If you buy or redeem ** on the trading day, if you buy it before 3 p.m., it will be calculated according to the net value of ** on that day.

2. If the purchase or redemption of ** on the trading day is purchased after 3 p.m., it will be postponed to the net value of the next working day.

3. If the purchase or redemption is made on a non-working day, the net value of the next working day shall be calculated regardless of the time of day.

Bought before 3 p.m. on weekdays is confirmed on the same day, because the exchange stopped trading for the day at 3 p.m. It will be confirmed the next day after 3 o'clock, and it will be postponed if it is a holiday.

If the purchase order is completed at the normal trading time, it will be calculated based on the ** net value of the unit today, and the ** net value of the unit on the next trading day after the purchase order.

Regular investment** is suitable for choosing **type and index type**. If you plan to invest for the long term, it is best to choose one with back-end fees**. Regular investment**200 yuan per month, one-time** minimum 1000 yuan.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

Now is a good buying point, ** If you hold it for a long time, you don't care when you go in and out!

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

When the general trend is good, buy ** to make money, and when the general trend is bad, buy ** and still lose money. Now, it is a good time for the general trend, you choose Huaxia and Bosera**, and you can buy it for 1 to 2 years, and there is a high probability of making money.