Why has my Huabei always been the newcomer version

Because you are poor, you are poor, you are poor!!

The reason why Huabei is a newcomer version is that Alipay has not uploaded documents and bound bank cards. Although the real-name system is made, if you don't upload your ID card** and bind your bank card, Huabei will always be a newcomer version, with a limit of only 20 yuan.

Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

When upgrading from Huabei Newcomer Edition to Huabei Standard Edition, the following requirements must be met:

Huabei Newcomer Edition needs to complete real-name authentication, and Huabei Newcomer Edition has no arrears, you can try to upgrade to a standard Huabei user. After the upgrade, the Huabei newcomer version of the bill can be queried as a historical bill. The repayment date of Huabei Newcomer Edition is one week, and each consumption will be billed on the same day.

The repayment date is T+7 days before 24:00 (T is the successful transaction date).

This answer is provided by Compo Finance. Kangbo Finance, a professional and interesting financial information and financial knowledge popularization platform.

Alipay has a credit mechanism.

In addition, every time you use Huabei, you can repay the loan on time, which will be a little higher.

In general, it is to use Alipay more, maintain a good repayment record, and have some real-name data support, it will be high.

Huabei Newcomer Edition is a scene-based credit consumption tool in the Internet era, which is actually the same as the previous Huabei consumption model, and you can still use the shopping experience of "consume first, pay later"!

Guangzhou gold does not change

Huabei newcomer version can be upgraded according to the prompts on the Huabei page, after supplementing and improving your Alipay account information, but the upgrade is not 100% successful, if the upgrade fails, you can only continue to use Alipay well, and try again after improving your personal qualifications.

Just registered a new Alipay account, and then open a newcomer version of Huabei, and the amount is relatively low, so it is called a newcomer version.

Because you are new to use, you are a newbie.

Why did I use Alipay for a long time to open Huabei or the newcomer version.

No! Huabei is equivalent to a credit card, there is no money in it but you can spend it, and then repay it back to Huabei together on the repayment date. If you lend to someone else, you are actually letting someone else spend your money, and then when it comes to the repayment date, you will pay back the money for you, of course, if you are willing to do this, then it doesn't matter, for example, this person is your immediate family, but you should also explain it in advance, don't have a disagreement when the time comes.

The money in Huabei is not unlimited to spend, everyone has an overdraft limit, and when it reaches this limit, it can no longer be used for consumption, until it returns to the previous limit after repayment.

If your Huabei quota is only 20 yuan, it proves that your current Huabei is a newcomer's version. At present, the Huabei Newcomer Edition only has a fixed quota of 20 yuan, but after upgrading to the standard version, the quota will be increased accordingly.

Huabei newcomer version can be upgraded according to the prompts on the Huabei page, after supplementing and improving your Alipay account information, but the upgrade is not 100% successful, if the upgrade fails, you can only continue to use Alipay well, and try again after improving your personal qualifications.

My newcomer version is 200 It's been a month since I used it, and the information has been perfected It's still a newcomer version