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No. Alipay has an age limit for Huabei. You can try it, if I'm not mistaken, you can open Huabei between 18-60 years old.
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It's over the age, you're retired at the age of 60, you don't have a job, you can't open Huabei, even if you're the boss and you have a lot of money, you can't open Huabei, and you don't need Huabei, so you can't open it.
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If you are over 60 years old.
It is not possible to open Huabei.
The basic conditions for the opening of Huabei are as follows:
Real-name authentication users in mainland China, aged between 18-60 years old, and bound to a mobile phone number in an Alipay account.
Under the same ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function.
Alipay account status is normal.
After the above conditions are met, the system will conduct an irregular comprehensive assessment and judgment based on the use of the user account, and the application cannot be made manually.
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I opened Huabei before I was 60 years old, and now I am 64 years old, and I still use it, but I can't open it for other 60-year-olds now.
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Hello dear, happy to answer for you. 70-year-olds are not allowed to apply for Huabei. To open Huabei, the following basic conditions must be met:
Alipay real-name authentication user in Chinese mainland, aged 18, and Alipay account bound to mainland mobile phone number, Alipay account status is normal Huabei is a consumer credit product launched by Ant Financial, after the user applies for Huabei, when the user consumes, you can advance the amount of Ant Huabei, so as to enjoy the shopping experience of "consume first, pay later". First of all, the most basic condition is that you must have a real name, Huabei is similar to the nature of a credit card, but the institution that issues the limit is different. At present, Huabei is still in the trial operation stage, and must be an active user of online shopping and often use Alipay, so it is basically very unlikely that new users can open it.
This is mainly due to the fact that the credit value and repayment ability of the user need to be assessed by obtaining the user's consumption over a period of time. Users who trust Alipay. Note that it refers to the degree of trust in Alipay, such as whether the Yue Bao has been saved, and whether the store owner has frozen the deposit, which are all manifestations of trust in Alipay.
When consuming, users can advance the amount of Ant Huabei and repay the loan on the 9th of the next month after the receipt is confirmed, with an interest-free period of up to 41 days. In addition to the consumption experience of "buy this month, pay back next month, super long interest-free", Ant Huabei has also launched the function of Huabei installment, and consumers can repay the loan in monthly installments. Huabei is a scene-based credit consumption tool in the Internet era, users can use the quota of Huabei Lashengbo when they consume in Xiaohuai, and enjoy the shopping experience of "consume first, pay later" to buy in the current month and repay in the next month (**Tmall transactions, except for some **travel, recharge, movie tickets and other specific categories, it is to repay the next month after confirming the receipt, and repay the next month after placing an order and paying for other platform transactions); Free shopping with consumption credit (if using Huabei installment, the buyer needs to bear the specified fee according to the rate set by the merchant); Repayment is convenient, and Alipay automatic repayment is supported.
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Huabei needs to be over 18 years old when opening it, and the Sesame Credit score must be above 600 points, the Alipay account has been real-name authenticated and the account status is normal, only with these can you open Huabei, there is no age that cannot be used.
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Those over the age of 60 cannot open Huabei. Be honest.
The basic conditions for the opening of Huabei are as follows:
1. Mainland real-name authentication users, aged between 18-60 years old, and bound to a mobile phone number in Alipay account.
2. Under the same ID card name or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function.
3. The status of Alipay account is normal.
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Yes. Conditions for opening a borrowing:
1. Alipay has no abnormalities and has completed real-name authentication.
2. The ** loan has not been opened.
3. Bind the ** number of personal real-name authentication.
4. The same identity information is only used for one account for borrowing.
Conditions for opening Huabei:
1. Real-name authentication users in mainland China, aged between 18-60 years old, and the Alipay account is bound to a mobile phone or number.
2. Under the same Stool Dust ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function.
3. The status of Alipay account is normal.
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