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It is a kind of accident insurance for primary and secondary school students, covering accidental injury, medical treatment, etc., and takes the form of voluntary payment, but because the premium is small, the insurance amount is relatively small and the protection is relatively low.
It is still necessary to establish a sound health protection for children, such as critical illness, hospitalization, and accidental injury.
No matter how much the protection is, it is definitely better than nothing, so you can understand the specific and detailed terms of the product!
I'm going to buy insurance for my children, and I've been studying for a long time!
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Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated
Click to claim now, I believe it can help you.
How to buy insurance for your child
First, health insurance is essential, and so are children!
After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, so it is necessary to apply for medical insurance for children.
Second, after buying medical insurance, you can fully configure critical illness insurance + medical insurance + accident insurance in commercial insurance.
First of all, critical illness insurance, which provides a relatively long period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, which can not only solve the problem of medical expenses, but also solve a lot of additional expenses caused by illness, such as children who miss their studies due to illness, and even some subsequent life losses, which require a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.
Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the insurance amount of 10,000 yuan is only 1,200 yuan per year, which is very cost-effective.
Finally, let's look at accident insurance, children's accident insurance is particularly cheap, 200,000 insurance is only sixty or seventy yuan per year, you don't see that it doesn't cost much, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, cheap, and useful.
Third, don't buy both types of insurance for your child!
Don't buy life insurance for your children, and try not to attach both-both-to critical illness insurance. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!
has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.
According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, about 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, not expensive, and very useful.
That's all for me"1. What is the insurance that the child buys for 100 yuan a year when he goes to school?"All of them, I hope it helps you! Hope!
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What you may be asking about is Student's Insurance.
The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance and an insurance for the characteristics of primary and secondary school students. Students are often voluntarily insured when they enter the school, and the insured only needs to pay a premium of a few tens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment. Be.
In order to promote social stability, create good learning and living conditions for college students, and protect the personal and property safety of students, this insurance is specially organized.
All full-time students between the ages of 3 and 18 are eligible to participate in this insurance.
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The insurance purchased by the school is generally Xueping insurance, which is a kind of personal accident insurance, mainly for primary and secondary school students, often voluntarily insured by students when they enter school, and the Xueping insurance of different insurance companies may be different in terms of premium, insurance amount, coverage and other aspects, but it can generally protect accidental injury, accidental injury medical treatment, hospitalization medical treatment, death liability and other protection.
It should be noted that not everything can be covered by Xueping insurance, if it is due to fights, illegal acts, health care and other non-sexual behaviors, congenital diseases, etc., the insurance company is not responsible for claims.
Ask about the child's school insurance. Riding an electric car touched someone. The insurance company said that the guardian could be used to settle the claim.
Now all the documents have been handed in. Said that he could make a claim. I just called ** again to inform me that under the age of 16 cannot make a claim.
Is there such a rule.
The main reason for asking questions was that I had bought insurance at the time. The manager said that he could go to the guardian to make a claim. All the information was handed in, and the bank card was left. I waited 2 weeks before I said that I couldn't pay compensation.
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The school pays 100 yuan of insurance every year as a school accident insurance. School accident insurance means that accidental injuries that occur during and after school and on campus are covered by insurance.
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The school pays 100 yuan of insurance every year, which is generally purchased by the school when students are enrolled, and of course, parents can also choose to buy it themselves. This insurance is mainly aimed at primary and secondary school students.
Primary and secondary school students do not have a strong sense of danger, and they often run and jump in school, chase and fight, and are easily injured. Once these situations occur, you can apply to the insurance company for claims, and the parents of students do not need to bear too much medical expenses, which reduces the burden on parents to a certain extent.
You can provide the name of the mobile phone number and the city (please separate the mobile phone number with a comma, e.g. 138, 1234, 5678).
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What is the insurance that the school pays 100 yuan per year? What is the insurance that the school pays 100 yuan per year? For this question, you can consult the homeroom teacher of the school, or call ** to consult the insurance unit, I think it should belong to accident insurance, or medical insurance.
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This may be accident insurance, that is, personal accident insurance, for example, if you have a bump, and then you need to see a doctor, be hospitalized or something, you will take this money, but you may also be reimbursed 180,000 yuan.
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The school pays accident insurance.
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The school's 100 yuan insurance should be "Xueping Insurance" or pure accident insurance, and the specific protection responsibility is subject to the policy in your hand.
The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a product of insurance companies specifically for the characteristics of students to ensure the safety and health of students during school (in and out of school), which is used to reduce the economic losses caused by accidents caused by parents because of their children. Different insurance companies have different claim amounts, and premiums also vary.
The insurance includes a complete range of items, such as accidental medical treatment, accidental disability and death, hospitalization medical insurance, hospitalization allowance, critical illness payment, etc.
Accident insurance covers relatively simple liabilities and only covers accidental medical treatment, accidental dismemberment and death, and hospitalization allowance caused by accidents.
The school insurance is specially set up for children over the age of 3 who do not have any insurance, and the school sets up a special insurance for students in order to avoid the risk of illness or accident among students.
Xueping insurance mainly includes minor illness medical treatment, accidental death or disability, accidental medical treatment, food poisoning and other responsibilities, the liability is relatively comprehensive, and it is also very cheap.
If parents do not configure insurance for their children, it is very necessary to buy school insurance for their children, and if parents have configured perfect insurance for their children, there is no need to buy school insurance for their children.
Another point is that because it is very cheap, there is no special service, and students or parents are usually required to collect information by themselves, which will be more troublesome.
In order to prevent schools from exporting profits to insurance companies and causing corruption, the Ministry of Education has long stipulated that schools shall not require students to purchase student insurance.
Student insurance, that is, student safety insurance specially purchased for children, generally includes hospitalization and accidental injury medical treatment. However, reimbursement only covers drugs covered by social security. Those who are outside the social security need to bear their own responsibility.
Of course, everyone also has to have social security, and social security will also reimburse part of it. The rest can come with a million-dollar medical insurance, and the expenses outside the social insurance of this insurance will also be reimbursed.
Parents need to have the most basic financial knowledge so that we will not suffer financially.
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The school pays 100 yuan of insurance every year.
The reimbursement scope of 100 yuan student insurance generally includes the following items: 1. Accidental death and disability: compensation for death and disability caused by accidents; 2. Accidental medical treatment
Reimbursement for outpatient or hospitalization** due to injuries caused by bumps or cat scratches and dog bites, usually with a limit and generally limited to the use of drugs in social insurance; 3. Hospitalization allowance: The subsidy for hospitalization is generally deductible for 3 days, which usually refers to accidents, and it is necessary to pay attention to the scope of protection; 4. Critical illness: This is rare, and if there is a compensation, it is for children's serious illness.
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Ping An insurance for primary and secondary school students. Referred to as student insurance, the ** of this insurance is usually about 100 yuan to ensure the safety of students during school.
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Accident insurance, generally pay 100 yuan a year, this is done to protect the health of children. That's why there is such insurance.
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Generally speaking, it is medical insurance, and it is consumption-based, that is to say, if you pay this 100 yuan, it will be invalid if it is not used this year.
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Generally speaking, it is medical insurance, and if you have a serious illness or accident during your schooling, medical insurance can effectively reduce many medical expenses for you.
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Generally, it is life insurance, in case you have an accident in school, you can compensate if you buy this insurance, and many people will choose it.
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3. It is different from the school's insurance When buying school insurance, you must look at which aspect of the school insurance is, some insurance is relatively wide, but some insurance can only be insured on campus. Therefore, the insurance is a comprehensive insurance, and it is necessary to ** whether the insurance purchased by the school meets the daily needs. If you don't meet your daily needs, you can refuse to buy the school's insurance and buy comprehensive insurance yourself.
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This insurance is actually accident safety insurance, critical illness insurance, and sickness hospitalization medical coverage, which can protect these students.
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If you let your child pay so much money every year, then it means that this insurance is accident insurance. It is also the protection of children.
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Hello, this insurance is called Xueping Insurance.
What is the insurance that the school pays 100 yuan a year This is your topic.
The scope of claims is as mentioned above, and the claim method is divided into compensation and payment, which is generally very suitable for students to insure. It is recommended that you carefully read the exemption clause before purchasing student insurance to avoid claims disputes.
Notify the insurance company in time after the insured accident occurs, for example, if the insured student is hospitalized unexpectedly, the parents also need to notify the insurance company as soon as possible;
The insurance company will assist parents to prepare the required documents for applying for a claim, such as accident instructions, medical expense lists, hospitalization summaries, etc.;
Submit the claim application materials, and the insurance company can make a claim after it is approved.
Different insurance companies have different coverage and sum insured, but generally include accidental death or disability benefit, accidental medical benefit, hospitalization medical benefit, etc.
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His insurance should be personal accident insurance or medical insurance, if in the event of illness or injury, the insurance company can pay a sum of money.
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Accident insurance and medical insurance are included for students, which is to provide a guarantee for students and also to ensure the interests of the school.
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This is a student's insurance, which is set up to protect students from accidents, and this insurance has a very important meaning.
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Summary. Hello, dear, the 100 yuan insurance bought by the school is Xueping insurance. The full name of Xueping Insurance is "Student Ping Insurance", and the school collects the premiums on behalf of the general students, and the insured only needs to pay the premium within 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment.
Hello, dear, the school bought 100 yuan of insurance is not infiltrated to do the key to learn to shout flat insurance. The full name of the student insurance is "student safety insurance", and the school collects the premiums for general students, and the insured only needs to pay the premium within 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment.
Student safety insurance refers to the personal accident insurance that takes school students or kindergarten children as the object of insurance, and when the insured student or child suffers from an accidental injury accident agreed in the insurance contract during the validity period of the insurance, the insurer pays the insurance money within the scope of insurance liability.
Accidental outpatient and emergency medical insurance: after deducting the deductible (such as 100, some students have no deductible), it can be reimbursed according to the proportion agreed in the insurance contract, for example, Bi Hanzhi Laoyan can be reimbursed 100% by social security, and 80% can be reimbursed by hand min without social insurance, and the insurance amount is generally 10,000 to 20,000;
Can I be reimbursed for my illness?
Yes. Students pay 100 yuan of insurance at the school, which includes medical insurance, and can be reimbursed when the child is sick and hospitalized.
Accidental illness hospitalization: If the child is hospitalized due to illness, as long as it does not belong to the limited liability exemption of Nachong, you can apply for a claim, and the claim amount is 60,000 yuan, which is 90% reimbursed by social security, 80% is not reimbursed by social security, and there is a deductible of 100 yuan.
Medical insurance has reimbursement, can I reimburse this?
The medical insurance has been reimbursed, and the student insurance can still be reimbursed, they are not conflicting.
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