If you want to pay insurance for your child and take it when you go to college, is it appropriate, a

Updated on educate 2024-03-24
25 answers
  1. Anonymous users2024-02-07

    Hello, first of all, thank you for your support and trust in China Pacific Insurance Company The difference between "Hongxin" and "Hongfa" is that "Hongfa" is an upgraded version of "Hongxin", in addition to the basic functions of "Hongxin", in addition to the wealth steward monthly compound interest, so that the interests of customers are maximized, and the minimum income is also set, regardless of the future loss or profit of China Pacific Insurance, first of all, to ensure the interests of customers, we also advance the age of receiving the birthday pension by 10 years, and you can receive it at the age of 60, which is a national precedentThe following is a list of cases, I hope it can help you. Product features: 1. Regular investment every year, receive every year, and enjoy a lifetime of blessings every year The main insurance premium is 10,000 yuan per insurance, which is simple and clear.

    Since the effective date of the contract, customers can receive a blessing equal to 9% of the basic insurance amount every year, and the first blessing payment can be received after the contract takes effect, with fast and high frequency, and customers can enjoy a stable cash flow every year until life, easily meeting the needs of customers' long-term financial planning and daily financial arrangements. 2. Premium return, flexible and optional, pension and longevity peace of mind In addition to receiving blessings every year, customers can also choose to receive a life pension equal to the total amount of premiums paid at a certain age of age of 80 years old, and at the same time provide a special annuity conversion function, which not only ensures the safety of customers' funds, but also subsidizes the living expenses of the elderly and improves the quality of life in old age. 3. Additional universal and intimate design, which can be expected to achieve higher account income Customers can choose to purchase additional wealth steward annuity insurance (universal type) (hereinafter referred to as "additional wealth steward"), and the blessing money, life money and dividends of the main insurance can be automatically entered into the additional universal account with "zero deduction", and the monthly compound interest settlement is expected to obtain higher account income.

    4. Value, lifelong care, showing thoughtful and humane care Once insured, customers will have lifelong value protection, in addition to ensuring the safety of customers' capital returns, they can also prevent the risk of death, demonstrating thoughtful and comprehensive humane care. 5. Compound interest on dividends, resist inflation, and share the results of professional operation The company determines the dividend distribution plan every year according to the business operation of the participating insurance, and customers can share the results of the company's professional operation every year. Dividends can be kept in the Company's Dividend Accumulation Account or into an Additional Universal Account (if you choose to attach a Wealth Manager at the same time) to enjoy compound interest accumulation income to help customers protect against inflation.

    Reference: 1,000 yuan per month, let love spread forever.

  2. Anonymous users2024-02-06

    Of course, at present, we recommend you to choose Hongfa as your child's education fund choice, which is very good! It is a financial product with more advantages and stamina. First, blessing gold, you have learned about our Hongxin life before, it also has blessing gold.

    The same is 9% of the sum insured. The blessing money is paid for life. Second, dividends, dividends are not fixed, but according to our dividends last year, we are about 70% of the company's annual earnings to customers to dividends.

    Third, the birthday payment, the birthday payment can be chosen by yourself, you can choose when the baby is 60, 65, 70 years old, etc., the insurance company will be equivalent to the total amount of the parents' investment in the year as a birthday gift for the baby's birthday. The advantage of Hongfa is that the daily interest calculation and monthly compound interest calculation method are compound interest 12 times a year. It can be used exclusively for your baby's education.

    After 3 years of the contract, you can withdraw the interest at any time, which means it can be used as emergency money for your family. As a risk-conscious parent like you, I believe that your baby's education will be very good, and your baby's future will not be very worrying about you, and it will definitely be very good. Then after receiving the education allowance in the future, you can also supplement your pension in the future.

    You see, an insurance policy can be used for three purposes: as an education fund; Can be withdrawn at any time; It can also be used as a supplement to your own pension. Do you think it's still a good choice?

  3. Anonymous users2024-02-05

    Hello: How old is your child? Are you planning to save for your child's education?

    The sooner you buy your child's insurance, the better, and so does the education fund. Children's insurance is the first protection and then the education fund, depending on what you need and how much premium you can pay, you can find ** people to make a plan for you according to your needs.

  4. Anonymous users2024-02-04

    Hello, insurance is a necessity for life, just like the spare tire of the car, although it is not commonly used but it is not possible, if you do not prepare, the tire on the car will not move forward if it is broken, so the insurance is guaranteed first, and you have the ability to reasonably plan the education fund. The sooner you prepare, the better.

  5. Anonymous users2024-02-03

    Hello, these two types of information you said are not children's education insurance, not very suitable, I suggest that you can consider buying Chinese life of talented children, children's education a, children's education b, Hongyu children, etc., can meet your requirements.

  6. Anonymous users2024-02-02

    Hello! If you simply want to save for education, you can consider Century Starlight plus high school and university education. Suitable for all kinds of rates.

  7. Anonymous users2024-02-01

    Hello, it's good to want to prepare for your child's college in advance! New China Insurance's "Happy Growth" is an insurance that takes into account education, marriage and pension. Children only need to pay contributions until the age of 17, 18-21 years old can receive a university education fund, 25 years old to receive a wedding pension, 60 years old also a pension.

    After the age of 18, the child's accident benefit is 5 times the payout, and there is also a premium waiver function. You can consider:

  8. Anonymous users2024-01-31

    There are five levels of age for Hongfa to return to the birthday pension every year, and if the annual income is not received, it will be automatically transferred to the universal account of the additional wealth steward for monthly compound interest! If you have any questions, we are willing to answer them in detail!

  9. Anonymous users2024-01-30

    How old is your baby? You can consider AIA's ** Future Education Fund Insurance, which covers high school and college education funds, special funds, prepare in advance, and give your children a ** future!

  10. Anonymous users2024-01-29

    Hello! You can choose Chinese Life's Fuxing Children's Insurance, which can meet children's education, marriage issues, and premium waiver functions.

  11. Anonymous users2024-01-28

    The idea of running an education insurance for children is good, but the product described by the landlord is not suitable for children!

  12. Anonymous users2024-01-27

    Ping An's Century Tianjiao is a good choice, and this product is definitely worth your time to understand. I say this to you in my sacred capacity as a **human being.

  13. Anonymous users2024-01-26

    Hello: I am very happy to serve you, Hongxin life and Hongfa life are a financial product, can be used for children's education, marriage, parents' pension, children's pension, family universal account, but Hongfa every year than Hongxin every year has a 2 times value-added account (universal account), daily interest month compound interest is higher, compound interest 12 times a year, compound interest 240 times in 20 years. is a good product.

  14. Anonymous users2024-01-25

    Ping An's Century Starlight can meet your needs, it is to solve the problem of college education.

  15. Anonymous users2024-01-24

    Hello! The principle of buying insurance for children is to be near and then far, and to be urgent and then slow. It refers to what we are most concerned about and most anxious about.

    Then think about the rest. For children's insurance, if you are considering buying an education fund, it is good to buy an insurance until the child graduates from college, and don't buy a lifelong one first, because when the child graduates from college, there will be a product portfolio that is more suitable for his situation at that time. In fact, our parents are the best protection for children, and we must buy insurance first for adults and then children.

  16. Anonymous users2024-01-23

    Hello! Glad to serve you! Many clients like to consult on the topic of design for individual conditions!

    For example: how to buy education insurance for a child who is 1 year old, in fact, these are unscientific! Insurance is not a product, but a system or system!

    Not one product can do so functional! Please take the whole family as the object, inform the situation in detail, and then we can make scientific and reasonable analysis and suggestions for you! As for the comparison of products, leave it to the partners of the Pacific!

    I wish you a long fortune hand in hand with Taikang!

  17. Anonymous users2024-01-22

    I think it's okay, our family only voted for one two days ago! It is said that it is very suitable as an education fund or a pension!

  18. Anonymous users2024-01-21

    Hello friends: it is very good to buy insurance, but don't just look at the product itself, there are more than 60 insurance companies in the country, thousands of insurance products, buy insurance must pay attention to the credit rating of the insurance company, security mechanism, operation mechanism, repayment ability, business philosophy, service awareness, claims, compliance management, and then look at the professionalism and service of the first person, again is the product is not in line with us, to help you solve your worries, AIA with a century-old store will let you buy peace of mind more assured, but also to see your budget, Children's age, gender and other information, I hope it will be helpful to you, I hope to communicate, please click on my webpage to call me or QQ to leave a message, good luck.

  19. Anonymous users2024-01-20

    Hello, I don't know how old your child is this year, whether it is a boy or a girl, and I also know how much you can invest in your premiums and how many years you can invest, so I can't say how much money you can get when you go. If you want to get money when you go to college, you can choose my company's Century Starlight + high school education fund + college education fund combination, so that you can get money when you go to high school, you can get money when you go to college, and you can also get money when you get married or start a business. As for the choice of products, it depends on your needs, there is no perfect product, only suitable products that are not suitable for you, each product has its advantages and its disadvantages, for more information, you can add QQ or**Contact me, my**There are cases in it, you can refer to it, I wish you and your family happiness and peace!

  20. Anonymous users2024-01-19

    Hello, the insurance you are going to buy from the Pacific Insurance Company is a participating insurance, with a fixed cash return every year, which can be used as a baby education fund, wedding money, part of the parents' pension and baby pension, and really save money for a while and withdraw money for a lifetime. Hongfa is an upgraded version of Hongxin's life, with all the characteristics of Hongxin, and its advantages are: 1

    The company will send a wealth fixed investment account for free, with monthly compound interest and interest of 2The return time is early to 60 years old In short, I think it is the most suitable to use it as a baby university education fund. As a special reminder, if you purchase children's education insurance, please remember to add a waiver of children's premiums.

    I would also like to sincerely wish your baby a bright future.

  21. Anonymous users2024-01-18

    Hello! Hongfa is a new financial product developed on the basis of Hongxin life, both of which belong to the same financial products, relatively speaking, Hongfa is more flexible every year, an investment, three accounts, five functions, compound interest value-added (fast), add on time (Ling), withdraw at will (live), annuity payment (stable), security (full), six contents. The return is super fast:

    High frequency of immediate delivery; Super early repayment of principal: repayment of principal at the earliest 60 with a lot of income: compound interest on the second value-added month; Claim Super Active:

    The cost of the universal account is ultra-low: the wealth steward does not spend money; Care is super complete: the minimum guarantee is guaranteed.

  22. Anonymous users2024-01-17

    The type of insurance you want to take when your child goes to college is education and marriage insurance, and it is recommended to choose a product that can be collected centrally and the contract ends at the age of 30 at the latest. Too many side-by-side comparisons between products will only make you tired. It's good to buy insurance for your child and grasp a principle:

    Establish basic protection for children: critical illness + hospitalization + accidental medical treatment, education insurance must have exemptions: when the policyholder, usually the most profitable person in the family, in case of emergency, the later premium will be waived and still enjoy the rights during the contract period.

    Make sure that no matter what the circumstances, the child will not be hindered by financial reasons. Pay attention to the protection of adults: children's living expenses, tuition fees, and premiums are provided by adults, ensuring that adults' earning ability is the deepest love for children.

    Chinese Life's Fuxing Children's Education Insurance is worth considering.

  23. Anonymous users2024-01-16

    Establish community children's medical insurance for children first, which is very cheap, and supplement commercial insurance on this basis. Buying insurance for children is mainly to solve the health and education aspects of children; In terms of education grants, you can consider our Sunshine Angel + additional university. You can refer to my case and tailor the right product portfolio for you according to your actual situation.

    Reference: 0-year-old baby university education fund and entrepreneurship fund plan Taiping Life Insurance Regulatory Commission on the reasonable purchase of life insurance property.

  24. Anonymous users2024-01-15

    Hello! Looks like you're thinking a lot about your kids! A lot of parents don't do that!

    1 You can buy a safe accident insurance for your child first, 100 yuan a year, so that safety accompanies you! 2 Consider your child's medical and critical illness insurance so that your child has comprehensive protection! 3 Consider your child again to save a sum of money for your child's education, entrepreneurship and marriage, so as to pave a worry-free learning path for your child1 4 Finally, you can consider your child's retirement, so that your child can have no worries and happiness in his life!

    It's a pleasure to serve you! If you need help, feel free to contact me, qq,**!

  25. Anonymous users2024-01-14

    When buying insurance, you first choose a strong large company, then choose the professional insurance personnel in charge, and finally choose the type of insurance. If you find a good salesman, there is no place for you to ask the question here. Ping An's Xinxiang is very good, regular 15 years, or 20 years, when the time comes, all taken out together.

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