What type of fund is better to buy in the current market situation????????????????????????

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

If you want to buy**, you must want to get a higher return, you can choose two excellent **. Exponential: Rongtong 100 (with back-end charges), Harvest 300, **, hybrid:

Harvest Theme, China Dividend, Industrial Trend, Industrial Social Responsibility. It is not recommended to buy bonds** to make regular investments, such as you can buy an index type and a **type**. Now the **** point is relatively low, and the opportunities outweigh the risks, so it is still very suitable to make regular investment.

But what I'm going to tell you is that high risk is high reward, low risk is low reward. There is also a risk in making regular investments, and it is not 100% profitable. Regular investment cannot avoid risks, it can only share the risks, so simply put, regular investment is not the most profitable, nor the most losing.

If the ** rises sharply in the past 2 years, his income is not as high as if you directly buy one at one time, and if the ** falls sharply, his loss is not as high as buying one at one time. That's it. I hope you can measure it.

Of course, regular investment also emphasizes the combination. It's up to you, I hope it helps!

Currencies, bonds** are not recommended, have little volatility, and may be higher than the regular interest rate.

At present, the market is relatively volatile, and it is recommended to buy some low-risk products, such as currency and bond.

Judging from this year's situation, what type of ** is safer to buy?

1. Don't be in a hurry to buy **, don't just want to buy the lowest price, this is unrealistic. It is also good to really pull up**You are the high price**, so it is better to buy**miss, not to be at fault, not to buy and sell blindly**, it is best to buy **familiar with the disk**.

2. If you are not familiar with it, you can simulate trading first, be familiar with the nature of stocks, it is best to follow for a day or two, familiar with the operation methods, and you can master the best points.

3. Pay attention to the necessary technical analysis, pay attention to the changes in trading volume and the language of the disk (the situation of the disk buy and sell orders).

4. Try to choose hot spots and appropriate points, so that the stock price can be out of the cost area after the same day.

Three people and: ** is more, the popularity is strong, the stock price rises, and vice versa. At this time, what is needed is personal ability to watch the market, and whether it can find hot spots in time.

This is the key to success or failure. **Operation** to be ruthless, the mentality to be stable, it is best to be correct**after the stock price** out of the cost, but once the judgment is wrong, when it comes to adjustment**, it is necessary to sell the stop loss in time, you can refer to the previous post: win in the stop loss, here will not be repeated.

Fourth, the skills of selling**: **It is impossible to be all the time**, there will be adjustments when it rises to a certain extent, then the **operation will be sold in time, generally speaking, when making money, it is right to sell at any time. Don't want to sell the most, but for the sake of the greatest profit, there are still skills in selling, I will introduce my experience (not necessarily the best):

1. If there has been a certain large increase, and the volume is rapidly rising to the price limit without sealing the limit, you can consider selling, especially if there is a long upper shadow.

If you put a huge amount of stagflation or a long upper shadow line in the minute or daily line, you generally do not continue to increase the volume the next day, and it is easy to form a short-term top, so you can consider selling.

3. You can see the 15 or 30-minute chart of the tick chart, such as 5** cross 10 days ** down, and sell in time when the trend feels weak, this trend is often the beginning of the ** adjustment, which is very valuable for reference.

4. For the wrong purchase, you must stop the loss in time, the higher the better, this is a long-term actual combat practice accumulation process, you have to pay if you see the mistake, there is nothing to wait.

You can buy some food industry, medical industry, and consumer industry, such ** are better.

I think the prospects for medicine, biology and scientific research are very good this year. Combined with the national conditions, the country's large-scale nucleic acid testing, vaccination and the development of new drugs are conducive to these categories, and China's scientific and technological progress has always been a key development project, and the trend of these categories this year should not be bad.

Medical**, affected by the epidemic, the development of medical ** is relatively good, and it is suitable for investment in these two years.

The so-called ** refers to the ** management company established by some specific sponsors, raising funds in the form of ** certificate units, and investing in the money market and capital market in a unified manner, and the asset portfolio income formed by these instruments will be paid to the ** certificate unit holders after deducting a certain percentage of management expenses according to certain rules.

It is a share certificate issued by the share to the investor when raising capital. **Represents the ownership of the joint-stock company by its holders (i.e. shareholders). This ownership is a comprehensive right, such as participating in shareholders' meetings, voting, and participating in major decisions of the company.

Receiving dividends or sharing dividends, etc. Each copy of the same category** represents equal ownership of the company. The size of the ownership share of the company owned by each owner depends on the proportion of the number of shares held by the owner in the total share capital of the company.

Generally, it can be transferred for consideration through sale and purchase, and shareholders can recover their investment through transfer, but they cannot require the company to return their capital contributions. The relationship between shareholders and the company is not a creditor-debtor relationship. Shareholders are the owners of the company, and they have limited responsibilities to the company to the extent of their capital contributions, bear risks, and share the benefits.

**Trading is a form of trading that concentrates on trading standardised forward contracts. That is, the two parties to the transaction buy and sell a specific quantity and quality of commodities at a specific time and place in the future at a specific time and place in accordance with the terms of the contract on the **exchange. The ultimate purpose of the transaction is not the transfer of commodity ownership, but the purchase and sale of contracts to avoid spot risks.

It's a lot less risky than that. If you have a strong tolerance, you can buy a **type**, which is riskier but more profitable. If you have a low tolerance, you can buy some hybrid** or currency**, which is relatively risky but also low in profit.

Now everyone likes to buy artificial intelligence, medical care, and environmental protection types, because these industries are the future trend of the country, and they may rise sharply in the future.

Balanced type, rich in variety, but not in many quantities. The full flowering type, the amount of the position is relatively small, and there will be many more types.

Now everyone likes to buy the ** are currency, bond, and environmental protection of these three, because the income is very high, but also relatively stable, so everyone likes.

When investing in financial management, it has become one of the types that many people choose, but there are many types to choose from, so which type is better to buy? Have you paid attention to it when investing? The following is a detailed introduction to you, so that you can pay more attention when investing.

**Common types of investment are currency**, bonds**, hybrid**, index**, ****, etc., the above ** investment does not guarantee the safety of the principal, but after the investment of different ** face different risks, the greater the general risk, the higher the return, but the risk may lose the principal.

What kind of investment the user chooses is based on his ability to take risks, if the individual does not want to take a higher risk, then he can choose currency**, bonds**; If you can bear the loss of principal, you can choose to mix **, **** and other investments.

When choosing a **investment, users should have a comprehensive understanding of **, such as **establishment time, **manager, **dividends over the years, net worth** to understand **recent trends, etc., the above information can be judged after the above information is clearly understood, it is worth noting that net worth ** investment should pay attention to **market dynamics.

Most of the net worth type will hold, through the appreciation of the value of the net value of the net worth, of course, after the **, the net value of the ** will also appear. Investing in a market trend that is generally upward is more likely to make a profit, and if you invest when the market is trending downward, the chances of making money are lower.

Investors must use their personal spare money when they are in the first place, can not borrow money to invest, and insist on a longer period of time when investing, because it is difficult to obtain more profits in the short term after investment. It is important to note that investing does not guarantee a certain profit, and losses may occur.

What to buy** is better.

1. You can actively pay attention to "the Belt and Road, medical care, environmental protection, new stocks", etc. For example, there are two fields of medical care and environmental protection.

2. Consumer, medical, and technological themes. The ** of consumer themes is basically a scarce commodity.

3. Bonds**.

4. Buy less of the closed **.

Because you can't withdraw money until the open period.

5. The annualized rate of return of the past managed by the manager is less than 14% will not be considered. **Manager management** less than three years, try not to choose. If the annualized rate of return is high, say more than 20%, you can consider it.

6. Convertible bonds**.

It has the characteristics of "there is a guarantee at the bottom, and there is no back cover at the top".

Extended Resources How to choose**.

1. From the perspective of historical performance: historical performance represents the performance since its establishment, and the higher the historical performance, the better.

2. From the perspective of the maximum drawdown: the maximum drawdown is the range of the net value from the highest to the lowest in a period of time, and the lower the maximum drawdown value, the better.

3. From the point of view of the manager: the manager is the manager of the company, and he can choose to have industry research experience and long-term management time, and it is best to have a manager who has experienced a complete round of bull and bear transformation, or he can directly choose a star manager.

**1. **, English is fund, in a broad sense, it refers to a certain amount of funds set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

2. From an accounting point of view, ** is a narrow concept that refers to funds with specific purposes and uses. We refer to **investment** mainly.

3. It is divided into investment, provident fund, insurance and other types.

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended.

Open-ended ** is generally not listed for trading, through banks, brokers, ** companies subscribe and redeem, ** scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **.

**Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into four categories: currency, bond, hybrid, and different.

**As an important target of asset allocation, there are many types. It is better to allocate types of bonds, hybrid, and type. It's about the operation, not the type.