Does the Rural Commercial Bank work on Sundays, and does the Rural Commercial Bank work on weekends?

The Rural Commercial Bank works on weekends. Rural commercial banks are open on Saturdays and Sundays, and their business hours are from 9:00 a.m. to 5:00 p.m

00。Generally, you can't handle corporate business on Saturdays and Sundays, and you can only handle private business. The business hours of the individual business of the Rural Commercial Bank are 8 a.m. from Monday to Friday

30-7:30, that is, 8:30 a.m.

It should be noted that there is no break for personal business at noon, and you can also go to the bank at noon.

1.Background of the establishment of Rural Commercial Bank:

Jiang Liming, director of the supervision department of cooperative financial institutions of the China Banking Regulatory Commission, said that there will be no new rural cooperative banks, and all rural cooperative banks will be transformed into rural commercial banks. Rural credit cooperatives that meet the requirements will be abolished, and the reorganization and establishment of rural commercial banks will be encouraged. On the premise of maintaining the overall stability of the status of county (city) legal persons, we will steadily promote provincial reform, and gradually establish a new type of federation and provincial federation relationship with the property rights of grassroots legal persons as the link, the equity as the link, and the interests of the real community as the constraint and supervision.

2.Other banks, card numbers, fees:

Data shows that there are currently nearly 3.4 billion magnetic stripe cards on the market that need to be replaced. Industry insiders believe that changing the "core" fee standard requires further regulation by the regulatory authorities. Some banks charge consumers a fee for converting magnetic stripe cards to chip cards, which has caused heated debate.

In this regard, the Consumer Association believes that the "core" of bank card replacement should be borne by the bank itself.

3.At present, the bank card replacement fee is the same. ICBC and other banks, Minsheng Bank's IC cards are all free of charge. Most other banks exchange credit cards for $10 to $20. There are also banks that say 40 yuan.

4.ICBC's free, 9588, 62208, 62127 account opening card numbers cannot be changed. The Agricultural Bank of China will charge up to 40 yuan for its first IC card by the end of this year, but the fee for the first IC card will be reduced by 80%.

Before March 31, Bank of China will charge no more than 5 yuan for magnetic stripe cards. A new card is worth $5. The card number starting with 6 cannot be changed, and the card number starting with 4 needs to be changed.

The maximum amount of CCB is 40 yuan, and the Beijing branch card does not cost money and does not protect the number. The card number starting with 6 can be changed with the card number, and the card number starting with 4 cannot be guaranteed. The production fee is not uniform in practice, but in practice, most of the production fees are not charged, and the card with the same number and damaged cards are replaced.

5.The limit for Bank of Communications cards is 20 yuan, and the limit for ordinary cards and new IC cards is 20 yuan. Free replacement or new cards, such as ward cards, bank finance cards, salary cards, salary cards, gold cards, etc. When you replace your card, you can't apply for a 17-digit card, but you can apply for a 19-digit card.

6.China Merchants Bank up to 10 yuan. There is no charge for replacing a Gold Card and above.

Generally, it is free to apply for an M+ card in Beijing. Different outlets will have corresponding cost reduction policies, such as saving 1,000 yuan for opening a card, and the cost can be reduced. You can't change your card number.

At CITIC Bank, the maximum is 20 yuan. The general card is free 20 yuan, the gold card is 10 yuan, and the platinum card and above. You can't change your card number.

Minsheng Bank does not charge any handling fee for card replacement before July 2015. UnionPay debit cards, gold cards, diamond cards, merchant cards, family cards, and payroll financial cards can all be replaced. However, UnionPay Postal Wealth Management Card does not support IC cards.

1. Business business: open from 9:00 a.m. to 5:00 p.m. every Monday to Friday, and closed on holidays.

2. Private business: open from Monday to Friday, from 9:00 a.m. to 5:00 p.m.; Open on Saturdays from 10:00 a.m. to 4:00 p.m., closed on holidays.

Rural commercial banks are on duty on Sundays.

Rural commercial banks work from Monday to Friday from 8:00 to 17:00, in addition to national holidays, Saturdays and Sundays are at work, but only limited to personal business, corporate business is not accepted, corporate business will only be accepted from Monday to Friday, the bank will get off work half an hour to an hour earlier on weekends, and the working time is 9 in the morning

Different banks have different management systems, and there is no clear provision for rural commercial banks nationwide to commute to and from work at the same time, so the working hours of rural credit cooperatives in different regions will be different, and self-service banks are open 24 hours a day.

Extended information: Rural Commercial Bank, the predecessor of the Rural Credit Cooperative Bank, is a joint-stock commercial bank. It is a rural cooperative financial institution that mainly provides financial services to its members.

It does not belong to the Agricultural Bank of China and the Industrial and Commercial Bank of China, but is an independent financial institution.

1. What is a Rural Commercial Bank?

Rural commercial banks are joint-stock local financial institutions formed by farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within their jurisdiction.

The predecessor of the rural commercial bank is the rural credit cooperative, because there are no new rural credit cooperatives, so the existing rural credit cooperatives will be all joint-stock reform into rural commercial banks, the functions of rural commercial banks are more complete than rural credit cooperatives, can better serve the "three rural".

On May 21, 2019, the People's Bank of China issued the Notice of the People's Bank of China on Lowering the RMB Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework for the implementation of lower reserve requirement ratios for small and medium-sized banks announced by the PBOC on May 6.

Rural credit cooperatives are rural financial institutions that initially served agricultural production and rural development, and rural cooperative banks are the products of the reform of the rural financial system and are born to meet the financial needs of economically developed rural areas. As a result of the evolution of the first two, rural commercial banks mainly absorb deposits from local farmers, serve local farmers, and provide credit and settlement services for local farmers' production and livelihood.

2. The current situation of rural commercial banks.

At present, the proportion of qualified shares of rural credit cooperatives nationwide has dropped to less than 30 percent, about 303 rural commercial banks and about 210 rural cooperative banks have been established, and the total assets of rural banking institutions account for the total assets of rural cooperative financial institutions in the country.

In addition, 1,424 rural credit cooperatives have met or basically met the conditions for the establishment of rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of the deep-seated system and mechanism.

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The Rural Commercial Bank is on duty on Sundays, but it can only handle personal business, and cannot handle business related to dust. If the user needs to handle business business, it must be handled during business hours from Monday to Friday. Its specific opening hours are:

Monday to Friday, 9:00-17:00, Saturday and Sunday will be 30 minutes earlier than usual to about an hour, depending on the standards of the local rural commercial bank.

Rural Commercial Bank is limited to personal business on weekends.

Banks working on Saturdays and Sundays are limited to personal business, and corporate business is not accepted, and corporate business is only accepted from Monday to Friday. Banks close work about half to an hour earlier on weekends.

Personal business mainly includes: Personal savings (time, current, call deposit, Danale Pocket Deposit, education savings, etc.) Personal loans (personal business loans: loans for private entrepreneurs, loans for individual industrial and commercial households:

Personal Consumption Loans: Home Mortgage Loans, Housing Secured Loans, Car Consumer Loans, Small Pledge Loans, Student Loans, etc.).

Rural commercial banks are an important part of China's financial system and the main form of cooperative financial organization. <>

Normally, the staff of the Rural Commercial Bank are on duty on weekends, and the working hours are from 9:00 a.m. to 17:00 p.m.

However, during weekends, the bank's staff only handle personal business and cannot handle corporate business. If you need to do business business, please go to the bank during business hours on weekdays. The specific business hours may vary from region to region, so it is recommended to call the Rural Commercial Bank's consultation** to confirm.

Personal banking refers to the business for personal accounts. The personal business of the bank mainly includes the following aspects:

1. Deposit business: including savings demand deposits and time deposits.

There are also financial bonds issued by banks for filial piety.

and other investment businesses;

2. Loan business: that is, all kinds of borrowing business, including housing loans and consumer loans.

student loans and line loans, etc.;

3. Settlement business: refers to the use of settlement tools by banks to provide individual users with settlement services such as consumption, transfer and remittance in addition to deposits and withdrawals;

4. Collection and payment: including withholding and payment.

Various expenses paid by individual users in daily life, as well as ** enterprises and institutions.

payment of wages to its employees, etc.

Bank-to-business business.

It is a business initiated by an applicant representing a unit or a collective to the bank. The bank's corporate business mainly includes the following aspects: credit business, fund clearing, unit deposit business, corporate e-banking, intermediary business, asset promotion, international business, institutional business, entrusted housing finance, etc.