In the event of a traffic accident, the car is not insured and the other party is fully responsible,

For this situation, first of all, don't panic, and choose to call the police as soon as possible. The first time is to shoot ** and keep the evidence, so as to prevent the other party from admitting the account. Find out whether the other party's car is insured or not, and if there is no insurance, make another plan.

1.The other party's vehicle is not insured <>

In this case, we can generally take the action of having the insurance company compensate for the accident first, and then claim compensation from the party responsible for the accident. Because most of this situation is because the other party has recently purchased the vehicle, and the accident has occurred before the insurance has had time. In this case, you need to be a little more lenient.

2.The other party is unable to repay or refuses to compensate <>

When that happens, go back to the beginning. After the accident, you must take a photo as soon as possible to leave evidence, and don't give the other party the possibility of laipi. In this way, we can not only ensure that our own interests are not infringed upon, but also crack down on some old cheats.

You can also carry out subrogation, and you can repair it through the insurance of your own vehicle, so that the insurance company can recover the other party.

3.Those who have a car must take the insurance <> in time

With the continuous improvement of living standards, more and more families have become a car as a means of transportation. But the ensuing series of troubles are enough to annoy car owners. No matter how skilled the old driver is, he can't avoid bumps, so he needs to insure the vehicle.

Not only is it necessary to have strong insurance, but also a commercial insurance policy, so as to ensure that the insurance is foolproof in the event of an accident.

Traffic accidents are something that everyone who owns a car can't avoid. Only if we are responsible for our own vehicles can we give both parties peace of mind in the event of an accident. At the same time, we don't approve of the old man's behavior, if we can afford to buy a car, why do we still have the old man's behavior?

In the case of many vehicles, we need to work together to maintain orderVehicle insurance is a safe back-up guarantee, and every car lover should maintain order and take care of their vehicles.

Now the family conditions of every family will be better, at this time the necessary means of transportation, basically there will be, but because there are more and more vehicles on the road, so there will be a variety of traffic accidents every day, and there is no way to avoid these traffic accidents, whether it is an electric car or a car, or a truck tricycle will have a variety of injuries, so at this time how to define the responsibility of yourself and others, and the insurance cost that should be borne? <>

First of all, when a traffic accident occurs, you must know whether the main reason for the traffic accident lies with you or the other party. If the other party is fully responsible, but there is no insurance, it is faced with a big compensation problem, in the face of this kind of problem, many old drivers will let the owner of the vehicle injured take full responsibility for the insurance, but this behavior is absolutely undesirable, first of all, if their own vehicle in this year, because of the insurance claim to obtain the insurance company's compensation, then in the next year when the insurance is renewed, the premium will be higher and higher, and because they have also been out of insurance, so the insurance cost may increase to varying degrees, At this time, it is very uneconomical to buy insurance for yourself later. <>

Therefore, in the face of this situation, try to let the other party choose cash or transfer compensation, no matter what kind of request the other party has, we must not easily take the risk and responsibility for the other party, in the case of ensuring that their own interests will not be damaged, it is okay to agree to those reasonable requests, but it is obvious that when this kind of traffic accident occurs,If you take insurance, it will bring a lot of damage to yourself, so try to choose direct financial compensation at this time.

Now there are more and more vehicles on the road, and the speed of repairing bridges can never catch up with the speed of buying a car, so everyone must be careful when driving on the road, must obey the traffic rules, and must step on the brakes in time when you can avoid pedestrians, so as to avoid any accidents.

If you are involved in a traffic accident, the other party is fully responsible. The other party has no insurance, and you can't negotiate with him. The traffic police have issued a letter of responsibility.

Next, you can ask the traffic police to mediate. If mediation fails, you can file a civil lawsuit with the people's court. It is important to note that evidence of the amount of loss must be kept.

Hello, there is a traffic accident, the other party's car has no insurance, he may not have commercial insurance, even if the other party is fully responsible, his compulsory traffic insurance can be claimed, if the part of the commercial insurance is not enough, you can find the other party to make a claim, and the other party must also compensate you.

If your car is involved in a traffic accident and there is no insurance, the other party is fully responsible and does not affect the repair of your car, if the other party's car is not insured, he is fully responsible, but he needs to pay for your car repair.

If the car in a traffic accident is not insured, the other party is fully responsible, and the other party should be held liable for compensation, and he can apply to the court to preserve the property of his vehicle or his family's property.

If the other party is fully responsible, it should be compensated by the other party or the other party's insurance company, it doesn't matter if you have insurance or not? Because even if you buy insurance, you are not liable, and your insurance company will not pay for it.

In the event of a traffic accident, the car is not insured, and the other party bears all the responsibility for the accident, and the next treatment is to be responsible for the damage assessment of the car and all the maintenance costs of the car according to the liability certificate for the traffic accident.

I am a gentleman, you have insurance, the other party should go to the traffic police department to open the accident certificate, and then, it is time to ask the insurance company for compensation, and the insurance company can be based on the city's accident certificate and the facts.

Of course, you should call the police, and after clarifying the person responsible, ask the other party to make compensation or repair the car, and if the other party is unwilling, you can file a lawsuit.

At this time, take a picture of the scene first, and then call the police to let the traffic police determine the responsibility, remember not to agree to the other party's request casually because the other party has no insurance, and to obtain our due compensation through proper means.

There is a traffic accident, the car is not insured, the other party is fully responsible, and in this case, the mother can only have the other party's driver or owner to conduct a census, which is a more troublesome situation.

In real life, it is very common for traffic accidents to happen. So when we have an accident, the other party is mainly responsible, but the other party does not have insurance, what should we do at this time? In fact, it is very simple, whether there is insurance or not is not the point, the point is that the accident was caused by him.

Then he must be held responsible for the accident, either way. At this point, we need to communicate further to determine a solution. After all, our losses are real, and we can't say that because he didn't buy insurance, we don't want him to compensate.

This is unreasonable, so in the end, both sides need to communicate. This shows the importance of insurance. So what do you think is the most important insurance when driving outside?

Let's take a brief look at it below. <>

The first is vehicle damage insurance. We know that there are actually a lot of types of insurance. There are all kinds of them, but if you want to say which one is the most important, I personally think that vehicle damage insurance is more important.

Why? Because every time we have a traffic accident, basically our own vehicles are bound to suffer. This also means that the probability of us spending our own money to repair our own car is very large, since this is the case, then we must buy a car damage insurance, so that we can minimize his loss.

Secondly, third-party liability insurance. In addition to car damage insurance, third party liability insurance is also very important. He is mainly used to supplement the compulsory insurance, we know that when an accident occurs, and a certain amount of damage is caused to a third party.

We will pay a certain amount of compensation for compulsory insurance, but there is a certain limit on this amount. And this amount is very small, and many times it is far from enough. If there is a third party liability insurance, then it can be a good supplement to it, so as to greatly reduce our own losses.

Of course, in addition to these, there may be other actions that are also more important. Therefore, as for how to choose in the end, then it depends on ourselves. Which point you care about more, you need to choose that point.

If the other party does not buy insurance, then he can only pay by himself, and he bears the compensation himself. Therefore, you must buy insurance when driving, which can play a great role in critical moments.

In this case, you can only consider yourself unlucky, but the responsibility that the other party should bear still has to bear, and there is no way for others to replace it.

If there is a traffic accident and the other party is mainly responsible, but the other party has not bought insurance, you can go to the court to file a lawsuit, let the court determine how much your vehicle is damaged, and then let the court enforce the amount of compensation.

1. In the case of a traffic accident, you are the entire responsible party for the accident, so you only need to have the insurance company's policy, and the other party does not need to have insurance.

In a traffic accident, not every car will have commercial insurance.

Therefore, in the event of a traffic accident, compensation should be made according to the accident liability certificate issued by the traffic police. And you are the party responsible for this accident, then you should bear all the compensation costs, and naturally you have purchased commercial insurance yourself.

Then you can call the insurance company's ** and enter the insurance claim settlement procedure. The insurance company will also arrange for surveyors to come to the site to confirm and assess the damage.

Second, under the condition that you bear all the responsibilities and enter the insurance claim procedure, then the other party's vehicle will enter the 4S shop or repair shop for maintenance in accordance with the requirements of the insurance company.

After the staff of the insurance company arrives at the scene to confirm the situation, they will ask the other party's vehicle to go to the 4S shop or auto repair shop to assess the damage, and finally confirm the amount of damage. In the case that the amount of the change has been confirmed, the 4S shop or car repair shop will be directly required to repair, and after the vehicle has been repaired, the owner of the other party will call you ** or call the other party's insurance company **, and ask for cost settlement, so that the other owner can drive the vehicle away from the 4S shop.

3. In the end, the repair cost of the other party's car will be settled by the insurance company, of courseBilling methodThere are several, and each person can choose different billing methods according to their own situation.

For example, you can pay all the car maintenance costs of the other party's vehicle in advance, and the other car owner can also pay all the car maintenance costs in advance, of course, both car owners can not pay the expenses at the same time, and the 4S shop and the insurance company will settle directly. In this case, the insurance company must confirm the two car owners at the same time to confirm that the two cars have been repaired, so that the insurance company will transfer all the money to the 4S store.

You don't need to worry about this, you should let the insurance company and the other party directly go to the claim. After all, this traffic accident is your full responsibility, and the other party has no insurance, so let the insurance company and the other party negotiate carefully.

If you are fully responsible, you can go directly to your insurance company, calculate the premium, and compensate the other party directly.

Legal analysis: in a traffic accident, the other party bears full responsibility, but does not purchase insurance, the fully responsible party can bear the liability for compensation, regardless of whether the insurance is purchased, the property damage caused to the victim is compensated by the fully responsible party, but if there is insurance, the insurance company can bear part of the liability for compensation, and at the same time, the public security organ that does not purchase compulsory traffic insurance can carry out administrative punishment.

Legal basis: "Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Cases of Compensation for Damages in Road Traffic Accidents" Article 19 Where a motor vehicle that has not been insured with compulsory traffic insurance in accordance with law causes damage caused by a traffic accident, and the parties request the insurance obligor to compensate within the liability limit of the compulsory traffic insurance, the people's court shall support it.

Legal analysis: If the other party is fully responsible for the traffic accident but is unable to compensate, it can request compensation from the insurance company in the following ways:

If the other party is a motor vehicle and has purchased compulsory traffic insurance and third-party liability insurance, you can request the insurance company of the other party to compensate you for your losses within the compensation limit of compulsory traffic insurance and third-party liability insurance.

Legal basis: Road Traffic Safety Law of the People's Republic of China Article 3 Road traffic safety work shall follow the original rules of management in accordance with law and convenience for the masses, so as to ensure the orderly, safe and smooth flow of road traffic.