The front windshield was hit by a pebble and cracked

Updated on Car 2024-03-04
20 answers
  1. Anonymous users2024-02-06

    If you have separately purchased glass breakage insurance, you can apply for insurance if the front windshield is hit by stones and has cracks; If you don't buy it, you can't report it.

  2. Anonymous users2024-02-05

    1.If only the glass is broken alone, there is no glass insurance, and the insurance company will not pay for it. 2.

    If the glass is broken and the rest of the vehicle is damaged, you can use car damage insurance to make a claim. Glass breakage insurance: In an insured event, glass breakage usually occurs along with the loss of other parts of the vehicle, and glass breakage at this time falls within the scope of liability of car damage insurance.

    When the glass is broken alone, it does not belong to the scope of car damage insurance, but belongs to the scope of responsibility of glass insurance, and the insurance company will not pay if there is no glass insurance.

    Ping An car owner loan] can get a loan if you have a car, up to 500,000.

  3. Anonymous users2024-02-04

    The front windshield can be insured after being cracked by the paraffin Xunzi, and you need to purchase a separate vehicle glass breakage insurance.

    At this time, the windshield of the motor vehicle can be replaced, and all the costs will be provided by the insurance company, and you must report the insurance as soon as possible in the event of an accident. The front windshield of a motor vehicle is more troublesome to replace, and the front windshield of a motor vehicle needs to be removed as a whole, and then the original glass is cleaned up.

    Re-install the new windshield and ambush glass, and for three to five days after the installation is completed, the motor vehicle needs to remain stationary so that it will not affect the use. The windshield of motor vehicles needs adhesive film, and the adhesive film of motor vehicle windshield helps to protect privacy, can reduce direct sunlight in the car, and reduce the temperature in summer, which is a very good way.

  4. Anonymous users2024-02-03

    Yes, you can pay for it. After the reform of car insurance, glass insurance was merged into car damage insurance, which means that if the windshield and window glass of the insured vehicle are broken, you can get a claim from the insurance company. The car glass was hit by flying stones, and the owner first needs to make sure that he has car insurance, if he is insured, he can go to insurance, and if he is not insured, he cannot get a claim.

    In the process of driving, the car glass was damaged by stones, all of which are out of car damage insurance, and if the accident is reported within 48 hours, there will be insurance staff to verify the damage, and you can get compensation after verification.

    The upper right corner of the front windshield will be pasted with the compulsory traffic insurance logo, annual review logo, environmental protection signs and other knowledge of dry stoves, these signs are one-time use, if the glass needs to be replaced after the glass is broken, the replacement cost of these signs needs to be borne by the owner.

  5. Anonymous users2024-02-02

    With more and more cars on the road, the topic of cars is constantly emerging, and how to get car insurance is a topic that many people are concerned about. The car is driving on the road, and the windshield of the car is cracked by stones, how to report insurance? Will the insurance company make a claim? <>

    Usually the windshield of the car is cracked by stones, most of which occur on the highway, if the speed is a little slower, with the strength of the tempered glass now, there is no way to break the glass, at most it will produce a scratch. However, the speed on the highway is relatively fast, and the relative force is much greater when the stone collides with the car, and the glass is very easy to break. At this time, we must notify the insurance company through the insurance ** in time, and the insurance company will make a claim for us after determining the situation.

    But the premise is that you want to buy car damage insurance, and many people ask, do you need separate insurance for broken glass? After the current insurance reform, these glasses are already in the car damage insurance, and we don't need to buy other additional insurance. <>

    If the insurance company doesn't pay you, it may be that you don't have car damage insurance. Car insurance is divided into many types, needless to say, compulsory traffic insurance, and a third party must also buy it, because it is a supplement to compulsory insurance. And some older cars may not buy car damage insurance, at this time if there is any problem with our car, then we have to repair it ourselves.

    If you buy car damage insurance, then there is no need to worry about broken glass, a front windshield is still quite expensive, especially the original glass, don't think about anything else at this time, let the insurance company make a claim, we just change a new one, the main thing is not to let your glass hurt people. <>

    Nowadays, we have more and more opportunities to get in touch with cars, and it is also a lesson that we must learn about how to report insurance. We can guarantee that we will drive safely every day, but there may be some accidents, and we need to know how to do it, which is also very helpful for driving safety in the future.

  6. Anonymous users2024-02-01

    1. When reporting the case to the insurance company. What to bring:

    1. Bring your insurance policy, driving license, and driver's license.

    2. Drive your car to the insurance company.

    3. Fill in the "Vehicle Insurance Registration Form" at the claims department of the insurance company.

    2. Damage assessment. When assessing the damage, you should take the "Vehicle Accident Registration Form" to the damage assessor of the claims department, and give them a copy of it, and they will determine the cost of replacing the windshield. After the loss assessment, you will be given a "loss assessment form" The loss assessment is currently the prerogative of the insurance company, but you also have to protect your own interests.

    3. Replace the windshield. There are two things to do when replacing your windshield:

    1. Send the car. When you send the car, you should take the "Damage Assessment Form" and hand it over to the repair shop along with the car. The repair shop will repair the car according to the items specified in the "Damage Assessment" and will give you a "Bill of Lading" as proof when picking up the car.

    2. Pay the fee to pick up the car. After the windshield is replaced, you can use the "Bill of Lading" to pay for the repair and take your car back. At the same time, ask the repair shop for the repair invoice and the repair order.

    4. Issue an accident certificate.

    5. Submit documents.

    6. Receiving compensation. After submitting the claim documents, you will receive a notice of payment from the insurance company in about a week (usually no more than 10 days), and you will be able to collect the claim with your identification and the Vehicle Accident Registration Form.

    In order to be able to rush to the accident site as soon as possible, the insurance company has set up online damage assessment points across the country, and will rush to the scene for investigation and damage assessment as soon as possible.

    1. If on-site investigation and damage assessment are required: the insurance company will send professionals to the scene quickly for investigation and treatment. The insured shall inspect with the insurer to determine the repair items, methods and costs.

    2. If there is no need for on-site investigation and damage assessment: the insured accident vehicle is towed to a repair shop close to the accident scene. If the repair shop is the insurance company's remote damage assessment point, it can directly assess the damage to the accident vehicle. No, you can contact the insurance company to send a professional to assess the damage.

    3. If the insurance company does not send a loss assessor to the damage assessment point to conduct investigation and damage assessment within the time limit, the insured may negotiate with the insurance company and apply for a property damage assessment agency stationed at the site to conduct a damage assessment, and the insurance company shall recognize the damage assessment of the assessment agency, but the insurance company has the right to inspect and investigate the authenticity of the traffic accident.

    4. If the parties do not recognize the property loss assessment of the insurance company, they may apply to the assessment agency for the property loss verification before the vehicle is repaired; If the parties still do not agree with the assessment of the assessment agency, they may request a re-assessment from the higher level of the assessment agency; If the insurance company's loss assessment or assessment agency is not recognized, it may apply for arbitration or file a lawsuit with the people's court in accordance with the law.

  7. Anonymous users2024-01-31

    This small problem will not be accepted by the insurance company, and if the windshield is broken, go to the repair shop to replace it with a new one, which is the best solution.

  8. Anonymous users2024-01-30

    You can take a picture of the car glass, and then keep it as evidence, and then show it to the insurance company, so that the insurance company will definitely compensate him.

  9. Anonymous users2024-01-29

    After the new vehicle insurance reform, the car damage insurance contains glass insurance, including glass insurance, theft, spontaneous combustion, engine wading, unable to find a third party and deductible, if your vehicle has purchased car damage insurance, you do not need to buy the above insurance, if you do not purchase glass insurance and purchase the insurance separately The insurance company will not pay.

  10. Anonymous users2024-01-28

    If the windshield of the car is broken by flying stones, it can be insured.

    Because the current insurance is already a full insurance protection, unlike in the past, you had to buy glass insurance alone to protect the glass.

  11. Anonymous users2024-01-27

    If you are on the car damage insurance, then you will make a claim, or if you can find a third-party responsible party, the insurance company will also ask the other party to make a claim, if you can't find it, you can only have car damage insurance.

  12. Anonymous users2024-01-26

    If you have covered your car with full insurance, or glass special insurance, then report to the insurance company truthfully, and the insurance company will pay the claim.

  13. Anonymous users2024-01-25

    You can apply for insurance at the time, and sometimes he will come to see that your crack is not obvious enough and will find a hammer to knock it bigger, so that it can be shot**!

  14. Anonymous users2024-01-24

    If you buy a car damage, you will be compensated, and the premium for the second year of insurance will be **, if it is not serious, you can repair the glass.

  15. Anonymous users2024-01-23

    Claims are made only after glass insurance is purchased.

  16. Anonymous users2024-01-22

    It depends on whether the vehicle has purchased glass insurance, and if it does, it will definitely be compensated.

  17. Anonymous users2024-01-21

    The front windshield is cracked, and if there is an insurance for glass breakage alone, you can apply for insurance if you have a glass breakage insurance.

    Glass breakage insurance means that if only the windshield and window glass of the insured vehicle are damaged, the insurance company will be responsible for compensation. The glass in the glass breakage insurance does not include the glass of the car lamp and mirror, and the insurance company is not liable for compensation if the glass of the car lamp and mirror is broken and the vehicle is broken during the maintenance of the vehicle. In the process of using the vehicle insured with glass breakage insurance, if the glass is broken separately, the insurer will calculate the compensation according to the actual loss.

    On the basis of negotiation with the insurance company, the owner voluntarily chooses to insure the imported windshield or the domestic windshield, and the insurance company bears the corresponding insurance liability according to its choice.

    In the case of not having insurance for glass breakage alone, if there is no obvious collision of the motor vehicle, the glass breakage insurance company will not pay. Damage insurance can only be covered if an accident results in damage to multiple parts of the vehicle, including the glass.

    to compensate.

  18. Anonymous users2024-01-20

    If there is a crack in the front windshield, can I apply for insurance claims? Absolutely. As long as we buy the corresponding insurance, and there is a corresponding crack in our glass, we can use the insurance to deal with it.

    Of course, the premise is that we have to purchase all the corresponding insurance, so that we can use the corresponding insurance to make a claim. Yes, if there is a crack in the glass, it will seriously affect our normal driving. Therefore, we must pay attention to it and deal with it positively, so that we can minimize this impact.

    After all, he affects our driving vision, unlike anything else. Of course, there are many mechanisms that can replace the glass now, and for us, we must choose carefully. Because a little carelessness may bring some bad results, let's take a brief look at it together.

    The first is to choose a maintenance organization with maintenance qualifications. We know that as an auto repair agency, then naturally it is a more professional organization. Sure, he needs to have the corresponding maintenance qualifications, so as to ensure the quality and effect of maintenance.

    Therefore, when we choose, we must confirm their maintenance qualifications in advance. Then, the selection is based on their qualifications. <>

    Second, choose an agency that works with insurance. We know that it is important to take advantage of insurance for repairs. Then we will definitely not spend money on it ourselves.

    At this time, there may be some claims process issues involved. For us, we need to pay attention, because we are the only ones who choose a repair organization that has a cooperative relationship with the insurance company. In order to really help us, reduce the trouble and impact of claims.

    So, I hope you can pay attention to it, because these things are really important to us. Only when we pay attention to ourselves, can we truly reduce some of these adverse effects, and can we make it more convenient in actual operation.

  19. Anonymous users2024-01-19

    If there is a crack in the front windshield, if there is a separate glass breakage insurance, you can directly call the insurance company ** to report the claim.

    During the insurance period, if the insured vehicle is in use, the windshield or window glass of the car is broken separately, and the insurer compensates according to the actual loss, and does not buy glass insurance, if the motor vehicle is damaged separately in the absence of obvious collision, the insurance company will not compensate, and only in the case of an accident that causes damage to multiple parts of the motor vehicle, including the glass, it can be compensated from the damage.

    When the glass is broken alone, it belongs to the scope of responsibility of the glass insurance, and the insurance company will not pay if there is no glass insurance, and in the insured accident, the glass is usually accompanied by the loss of other parts of the vehicle, and the glass breakage at this time belongs to the scope of responsibility of the car damage insurance.

  20. Anonymous users2024-01-18

    Yes, because the windshield glass is cracked, and it will also cost corresponding repair and maintenance costs later, so you can also make a claim through insurance at this time.

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