What are some ways to buy a car with a low down payment?

Buying a car with a low down payment is a market formed by dividing consumer groups outside of 4S stores. It can provide a lower down payment than the normal 3 percent, generally 10%, 2 percent, or zero down payment. This kind of channel is basically in small auto finance companies, and the percentage is also given according to personal credit information.

The interest is between 6-9%, and of course there are insurance deposits, service fees, GPS and other fees. Buying this kind of car is basically a car that you don't have a lot of money for, but you want to buy a better car. While providing convenience to yourself, you will also pay a corresponding price.

This price is higher than the cost of the 4S shop, as well as the installment interest, usually these cars will be mortgaged in the name of the auto finance company, the degree of risk will also increase (the company will not affect the release of the mortgage if it does not go bankrupt), the ** of the car is also diverse, in addition to the 4S shop to pick up the car, there are often other channels, it is difficult to ensure the factory time or the problem car, after all, not everyone knows where the routine is. Auto finance companies will also maximize their profits, and it is good to find someone who knows how to take a good look when buying, after all, if you want to spend less, you need to spend more money. You need to avoid overdue every month, but also a small car finance company, the more powerful the trailer, after all, it looks very cost-effective when you buy it, don't you know that some car companies earn liquidated damages, as long as it is overdue, the tow will let you pay liquidated damages, and a friend still can't see the car after paying liquidated damages.

You need to think about this and do it yourself. The probability of this kind of trailer is more powerful than the rent ** mentioned below.

Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.

Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.

Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.

Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.

Loan interest rate: Uniformly set by the People's Bank of China.

Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).

The above is the relevant knowledge about car loans, if you urgently need money to borrow money to buy a car, it is recommended that you use a big platform. For example, Du Xiaoman Finance's money is spending, with a high loan amount, low interest rate, and fast lending, which does not affect the car buying process. Click the link to test credits.

Up to 200,000.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

What are the shortcuts to buying a car with a low down payment? I think that's it, I advise you to generally don't have a down payment, and if you have to pay for a car, you have to pay for it yourself.

There are quite a lot of ways to buy a car with a low down payment, and it is important to pay attention to it under your own name.