How to repay the loan early? Can I repay my WeLoan loan early?

"WeLoan" allows users to settle the loan at any time without any other additional fees.

As an Internet banking loan product launched by WeBank, "WeLoan" has the following characteristics:

1) Unsecured and unsecured;

Most of the personal loans provided by traditional financial institutions require the borrower to provide collateral and other guarantees, and it is difficult for individual users who cannot provide guarantees or do not have fixed assets in their names to obtain loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the small financing needs of users with good credit.

2) 7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and a complete technical support system, "WeLoan" provides 7*24 hours online services, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest.

3) Borrow and repay at any time, and there is no handling fee for early repayment;

Most traditional financial institutions require users to repay on the day of repayment, and if users want to repay early, they need to apply and pay a handling fee. In addition to the regular default withholding repayment, "WeLoan" also allows users to settle the loan at any time without any additional handling fees.

In order to ensure timely repayment and not affect personal credit reporting, the repayment method of micro loan has always been one of the most concerned issues for borrowers.

At present, there are three repayment methods for micro loans.

1. Automatic repayment: On the day before the agreed repayment date, ensure that the repayment bank card (i.e. the receiving bank card selected when borrowing) has sufficient funds to repay the principal and interest payable in the current period, and the bank will automatically deduct the repayment in the early morning of the repayment date.

2. Early repayment: Enter the WeLoan page at any time, click [Repay the loan in advance], and complete the repayment according to the prompts on the page.

Among the reliable big brands in the market, in addition to Tencent Micro Loan, Alipay Borrowing and Du Xiaoman Finance are also good choices for money to spend. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

3. The second step is to find the wallet in the personal center interface and enter the wallet interface.

5. Fourth, after entering the interface, you will see the item of repaying the loan in advance, and choose to enter the interface.

6. Step 5: Select the loan you want to repay in the options in front of repayment, and finally click the repayment button, and you will repay successfully.

7. At present, the credit line of "Micro Loan" to users is between 500 yuan and 300,000 yuan, which varies according to the comprehensive situation of the individual. A single loan can be borrowed between 500 yuan and 40,000 yuan.

8. Most of the personal loans provided by micro loans and traditional financial institutions require the borrower to provide collateral and other guarantees, and it is difficult for individual users who cannot provide guarantees or do not have fixed funds under their names to obtain loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the small financing needs of users with good credit.

There are three repayment methods after borrowing money from WeLoan, automatic repayment, manual repayment of current arrears and early repayment of the loan. The early repayment process is from the WeChat service interface to enter WeLoan, and there is an early repayment loan in the middle position, click to enter, and operate according to the page. If you have any questions, you can pay attention to WeLoan*** consultation.

Because the interest on the micro loan is calculated on a daily basis, the daily interest rate is between the hour, and if the loan is repaid early, no other fees will be charged, including liquidated damages or early repayment fees. For example:

10,000*.

In addition, after successfully applying for a micro loan, you cannot apply for early repayment on the same day, but can only apply on the second day of the loan, and bear the interest for one day. Because the interest on the micro loan is calculated on a daily basis, the daily interest rate is between the hour, and if the loan is repaid early, no other fees will be charged, including liquidated damages or early repayment fees.

Micro loans can be repaid in advance, and early repayment is manual repayment. The prepayment interest of Tencent Micro Loan is 5/10,000, which is the annual interest rate after conversion. In the future, with the further opening of users, differentiated pricing will be implemented, and users with good credit will be able to enjoy a daily interest rate of 2/10,000 to 3/10,000, which is equivalent to an annual interest.

At present, the borrowing of the micro-service clear grain loan can only be selected.

5. Repay in installments in 10 and 20 months (periods). In addition to automatic deduction, we can also manually repay in advance, and the early repayment of WeLoan needs to be at least one day after the loan is successful, that is, you can repay the loan in advance within any day after the loan is successful, as long as you pay the interest for the corresponding number of days, there is no penalty interest. The interest rate is 5/10,000, which is equivalent to an annual interest rate.

If you repay the loan early, you will not be charged any other fees, including liquidated damages or early repayment fees. Since the interest is calculated on a daily basis, and the daily interest rate is between the to, you can choose to repay the loan on any day, and the interest will be from the day of the next payment to the day of repayment.

If you repay the loan early, you will not be charged any other fees, including liquidated damages or early repayment fees. Since the interest rate of micro loan is calculated on a daily basis, and the daily interest rate is between the to, you can choose any match to repay the loan on one day, and the interest will be from the day of the next payment to the day of repayment.

In addition, after successfully applying for a micro loan, you cannot apply for early repayment on the same day, but can only apply on the second day of the loan, and bear the interest for one day.