Can I delete part of a statement in a bank?

In a bank, you cannot delete part of a statement statement. Bank statements are kept in the bank's server. This transaction record is objective and is a relatively true and reliable proof.

Therefore, it is not allowed to delete it. But if it is a transfer record and consumption record in Alipay and WeChat, this can be deleted. But this track record is not recognized by the lenders.

If you want to apply for a mortgage, it is best to prepare bank statements for more than half a year in advance. If you don't have enough time, you won't be able to pass the mortgage approval.

Extended Information: Bank Statement] is a transaction detail, and a transaction represents a transaction. This results in a unique serial number. The main purpose of the bank's journal is whether you have a regular income every month, or your income** is deposited regularly in the form of bank deposits.

To apply for a loan, a "bank statement" must be issued

At the beginning of the new year, the loan policy is still tight, and the bank has introduced new regulations, depending on the flow of funds on the salary card, and the application for a loan must issue a [bank statement].

At present, it is still difficult to apply for loans from various commercial banks, especially housing loans, and applicants must provide [bank statements] with income accounts for more than three months, which "intercepts" three-thirds of home buyers.

After the end of October 2007, the major commercial banks began to tighten the "monetary system", buyers originally thought that finally until the beginning of 2008, the bank lending will "loosen", but from Huarong Tongbao, Weijia Anjie and other entrusted lending institutions, this is not the case.

At present, the strict approval of loans by banks is mainly reflected in the assessment of personal credit.

ICBC, China Construction Bank, Bank of Beijing, Pudong Development Bank and many other banks have confirmed that to apply for a loan, applicants must not only provide proof of income, credit history, company, education, etc., but also submit their own [bank statement] to the bank, that is, the documents of the inflow and outflow of funds on the salary card.

In the past, banks only reviewed [bank statements] for applicants with too high income on the income certificate, but in recent times, almost all applicants must submit it, and this measure is mainly to prevent lenders from providing false income certificates and reduce bank risks.

The person in charge said that since the implementation of this regulation, three out of ten borrowers have been affected to varying degrees, due to the longer time to collect loan application materials, the loan approval time has also been delayed accordingly, and half of them have applied for housing loans can not get loans at all.

Of course you can, and it's very convenient to operate, so there are a lot of people who do it. And it also brings convenience to many people.

It should not be able to be deleted, because the bank will check the flow bill, so the bank is not allowed to delete the flow bill.

It is not allowed to be deleted, and if it is deleted, then it is illegal, and it must be realistic.

Hello, bank statements cannot be deleted. in e-banking.

Internet banking included.

The account details queried in mobile banking, etc., will be cleaned up by the customer's branch on a regular basis, and if it is not cleaned up, the account details since the account opening can be queried and cannot be deleted actively. The timing of the system cleanup is determined by the branch.

Bank statements

Bank statement refers to the current account of the bank (including the current passbook.

and bank cards). According to the nature of the account, it is divided into ** water and public water. Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

How to hit the bank flow

1. After you confirm the bank card and the passbook belongs, bring your ID card and bank card to the nearest bank branch for inquiry, and the staff will help you print it.

2. You can also bring your card or chain socks to the self-service inquiry machine of the business outlet to print it by yourself. Self-service printing process: self-service inquiry machine - insert card or passbook - enter password - enter the query details page - historical details - enter the date required for query printing - query - print.

How to check the bank statement

1. For those who have opened online banking.

can log on to online banking to make inquiries.

2. For customers who have opened mobile online banking, they can also log in to the mobile terminal for inquiry.

The role of bank statements

Bank statement refers to the abbreviation of bank account transaction details, which can not only reflect the financial strength, income characteristics and debt repayment ability of the account owner.

The stability of the operation can also reflect the characteristics of different banks, the internal rules of account data, the occupation of the account owner, and the consumption habits.

With the market economy.

The role of bank statements is increasing, including applying for visas, applying for new companies, applying for credit cards, car loans, housing loans or other loans, etc., all of which need to provide bank statements. Understanding and understanding bank statements is a basic skill that each of us should have.

1. The way to permanently eliminate the bank card flow is to cancel the bank card, but even if the user cancels it, the bank will keep it for a certain period of time, and the specific need to consult the bank, without canceling the bank card, the user cannot eliminate the bank card flow record.

2. The flow information of the bank card belongs to the user's account details, which can be queried, but the user cannot delete it. However, the bank card details are generally only kept for about 3 years, and after 3 years, the new records will overwrite the old records, and once the bank system clears the bank card details, then it is no longer possible to query the information that has been cleared. Users cannot take the initiative to delete bank card statements, as for how long the banking system clears the details of bank cards, this depends on the specific regulations of the bank.

3. Bank statements are mainly divided into the following parts:

1) ** water: transaction details within half a year, consumption, inbound and outward accounts, transfers, online banking, phone bill recharge, etc.

2) Salary flow: Individuals work in local companies, and the company has the obligation to pay individual income tax for employees, monthly salary bank issuance, bank payment of individual income tax, consumption, in and out of the account, transfer, online banking, phone bill recharge, etc.

3) Large-amount personal water: personal transaction details within half a year, consumption, inbound and outward accounts, transfers, online banking, phone bill recharge and other personal business transactions.

4) Personal off-site flow: Transactions in and out of the same place within half a year, such as consumption, in-and-out account, transfer, online banking, phone bill recharge, etc., non-wealth management gold card users need to deduct handling fees for off-site transfers and withdrawals.

5) Enterprise flow: commonly known as the general account opened by the local bank where the enterprise is located, and the flow of enterprise funds within half a year.

Bank statement: the bank account should be a basis for assessing your solvency, the amount of inflow and outflow is also confirmed according to your own actual situation, the bank will judge according to its own assessment standards, if you need to cheat or something, you can cheat by transferring in and out in the early stage, but the general bank personnel can analyze it, and the financial company or bank does not care about the relatively loose requirements.

Generally speaking, bank records cannot be deleted.

1.Only when the user is logged out, his account can erase the bank's transaction history and some personal data of the user. Bank transaction records exist objectively and are also used for reconciliation and anti-fraud, and users are not allowed to delete them at will.

The account can only be destroyed after it is cancelled. As a user of the bank, i.e. the account holder, the information is guaranteed by the bank, and all transaction details are only provided to the user when adding a passbook or mailing statement.

2.For security reasons, individuals are obliged to keep their passbooks and bills, account information and passwords to prevent unauthorized access by others, so as long as they keep their account passwords, the bank will not disclose personal transaction records. The user's transaction records belong to the objective existence and play an important role in reconciliation and anti-fraud, so the bank's journal records cannot be deleted.

For the holder, the bank guarantees the security of the user's data, and all transaction details will only be provided to the user in exceptional cases.

Extended information: 1. Bank statements.

Bank statement refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). Depending on the nature of the account, it can be divided into individual and corporate streams. Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a bank loan.

Second, the form of bank statements.

1.Wage Flow: Usually refers to the flow of wages paid by banks. Wage flows are mainly based on the amount after the social security and provident fund are excluded. Salary flow is a valid proof of my real income, and the bank will use salary flow as an important part of querying buyer flow.

2.Transfer process: It can also be considered as a record of transfers. Generally speaking, only some banks and mortgage agencies will identify traffic based on over-the-counter or online banking transfers.

3.Self-deposit: It mainly refers to the flow formed by depositing cash in the bank and then choosing to withdraw it according to your own needs.

3. Transaction record inquiry.

1.Counter inquiry: You can go to the bank counter with your ID card and bank card for inquiry.

Inquiry: Insert the bank card into the ATM, enter the password, and click Inquire to check the balance and transaction details.

3.Online banking inquiry: Log in to the bank's official website, click on online banking login, and fill in the correct card number and password to log in to query.

Operating environment: OPPO A93 online banking.

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Questions. I wonder how a part of the bank statement can be deleted.

Pro, the bank details cannot be deleted, because the bank details are the real transaction records of the customer, which exist objectively, and do not provide deletion services. However, bank card transaction details are generally only kept in the system for 1-3 years, and the new records will overwrite the old records, and once the system clears the details, they can no longer be found. The bank details are used as the customer's transaction vouchers, which can be queried through the official channels of the card-issuing bank when necessary, such as bank card flow is required for housing loans.

Questions. I would like to delete part of the transfer history.

How can it be.

Dear, when is the transfer record?

Questions. Latest.

And what are you doing with this record, this is not advisable for the public, and it cannot be deleted.

Questions. to the private.

Just type it out and let others see it.

Which bank?,If you can form a pdf version,,You can delete it.,It's hard to say if it's the ** version.。

Hello, I am a partner financial analyst Yu Fei, take 5 minutes to sort out the answers, I will do my best to your questions, satisfied with the trouble 5 Praise Oh Thank you

Hello dear, transaction records exist objectively and are also used for reconciliation and anti-fraud, so they are not allowed to be deleted.

Dear, the transaction records of the bank card can only be deleted if you cancel the card, or the new records will be overwritten after a long time, because the historical transaction records are generally the records of one year, and the records of the previous year will be deleted in the next year.

Bank statement is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement, which refers to the list of deposit and withdrawal business transactions between customers and banks over a period of time.

Dear Ones, as a user of Internet Banking, i.e. an account holder, your information is guaranteed by the Bank and all transaction details are provided to you by no other means than when you register your passbook or mail statement. Of course, for security reasons, you have the obligation to keep your passbook and bills, account information and password from unauthorized access by others, so as long as you keep your account password, online banking will not leak secrets.

1.No.

2.It is not possible to delete part of the data in the bank statement. The bank statement is stored in the bank server, and the transaction records are objective, and can also be used for reconciliation and anti-fraud, which is relatively true and reliable, so it is not allowed to be deleted.

As a user of the bank, that is, the account holder, the information is guaranteed by the bank, and all transaction details are provided to the user except for the post-registration passbook or mailing statement, and there is no other way for the user to do so. For security reasons, individuals have the obligation to keep their passbooks and bills, account information and passwords from unauthorized access by others, so as long as they keep their account passwords, banks will not leak personal transaction records. However, if it is a transfer record or consumption record in Alipay or WeChat, this can be deleted, but this kind of flow record is not recognized by the lending institution.

Note: The user's account can only be destroyed after it has been deleted.

Extended Information] 1The so-called flow bill, in fact, is the proof of one's income and expenses, from the bank to apply for a loan is to provide the flow bill as the lender's income proof materials, the bank according to the flow bill and other materials to review, to determine whether the borrower has the ability to repay the voucher.

1) Print it at a bank outlet.

Users need to bring their ID cards and bank cards to explain the situation to the bank staff, and complete the printing of the statement with the assistance of the staff.

2) Printing at the bank's self-service machine.

Find the self-service printing device and insert the bank card and enter the password, according to the operation process you can complete the printing, if you need a stamp, you have to take it to the counter, and you can stamp it after being verified by the staff.

3) Print online.

Go to personal online banking and find a statement from your personal account, and then export it. If you choose to print the statement in this way, you need to install a printer on your computer. If you don't have a printer, you can save it to your computer or mobile phone first, and then go to the print shop to print it.

You can choose the way to print the bill according to your actual situation.