What are the implications of the discontinuation of health insurance payments? How do I make a retro

The most direct impact of the medical insurance payment is that the medical expenses generated during the payment period can not be reimbursed a little bit, if the payment is too long, the cost of the need to pay is relatively high, and after the payment, it is likely to be re-established waiting period, and the payment period will be recalculated, so it has a great impact on all aspects of the insured, so many people regret it very much after the payment is broken, because they can not bear the consequences after the payment, especially when there are large medical expenses, Let them regret it. <>

If the medical insurance fee is interrupted, it can also be made up, you can make up for the medical insurance fees owed before, it will not affect the payment period, and you can go directly to the medical insurance institution to register when you make up the payment, so that the personnel of the medical institution can help you make up for the part of the cost.

After making up the part of the payment, you can deduct it on time according to the normal payment, or pay once a year, the procedure of making up the payment is not complicated, as long as there is money in the account, you can make up the payment very well, if you don't want to make up the previous fees, then there is still a certain impact on the payment period, whether it is before the payment or not before the payment, a waiting period will be established, but this is in the case of a long time of payment, if the time of payment is not long, there is no waiting period. <>

If not, ask the local medical insurance department to prevent unsuccessful payment because there is no money on the card or insufficient balance, which will affect your account and even cause the payment to be broken. <>

If it is a one-time payment before retirement, then as long as you prepare enough money, you can pay the medical insurance premiums that you owe for the minimum payment period, although the payment may be a little stressful, but you don't have to worry about it, and you can enjoy free medical treatment for life immediately.

It will affect the use of medical insurance, so it is also very troublesome, there will be no way to use medical insurance normally, there is no way to insure after the cost is generated, and it will also affect the payment period, which is also affected, and the normal payment is not the same, it will have a great impact, and the supplementary payment can be paid directly to the local area, or Alipay can also be paid.

In fact, the impact is not much, because if you cut off the medical insurance, it will only affect the amount of money you take, and it will not affect your living situation at all, so if you want to make up the payment, then you must go to the relevant institutions to make up the payment, but it is very difficult, so this also warns some people to pay on time when paying medical insurance, so as not to bring unnecessary trouble to themselves.

It will affect your hospitalization reimbursement, and when you are sick and hospitalized, you will not be able to use medical insurance, and the loss will be quite large, and you can only pay all out of pocket. You can directly take your medical insurance card and personal ID card to the social security hall to handle it directly and pay the corresponding fees, so you can do it.

There will be no bad effects. There is no way to reimburse after the payment is broken, it will bring some losses to yourself, you need to take your ID card when you make up the payment, take a copy, **, go to the relevant department to pay.

If you stop paying, then you will not be able to enjoy medical insurance, nor will you be able to reimburse medical expenses, and the cost of not paying will be very high. If you want to make a supplementary payment, you can go directly to the place where you pay the medical insurance and apply for a supplementary payment.

It is very likely that your medical insurance cannot be used normally, and you can't use it in time when you need it, which also causes a lot of losses, so you can go to the relevant medical institutions to pay, or pay on time every month.

Hello, if you are an employee medical insurance, the employee medical insurance is not able to enjoy the medical insurance reimbursement treatment during the payment period, the insured will terminate the medical insurance treatment from the next month after the payment is broken, and can not enjoy the medical insurance treatment, can not reimburse the medical expenses, but the money in the personal account can be used normally. If an employee fails to pay medical insurance due to reasons attributable to the employer, the employer shall make up the payment; If an employee fails to pay medical insurance due to personal reasons, he or she can choose whether to make up the payment according to local policies. If you are a resident of social security, resident medical insurance is paid once a year, if you miss the centralized prepayment period, eligible insured persons can pay according to the annual standard payment, the supplementary payment period is different from place to place, in addition to some places have a waiting period for midway insurance (in Beijing, for example, wait 3 months after the supplementary payment to enjoy the reimbursement treatment).

If you are a flexible employee medical insurance, the flexible employee pays is actually the employee medical insurance, so the flexible employment medical insurance is similar to the employee medical insurance mentioned above, and the flexible employee who interrupts the payment for less than 3 months is still regarded as continuous payment, and can still enjoy the medical insurance reimbursement normally after paying the outstanding medical premiums in full. For those who have interrupted the payment for more than 3 months, the re-payment is regarded as the first time to participate in the insurance, and there is a waiting period of 1-6 months, and the medical insurance treatment will begin to be enjoyed after 6 months from the month of the supplementary payment, and the continuous insurance payment time will be recalculated, and the payment period before the payment can be included in the cumulative payment period.

It is possible to make up the payment after the medical insurance payment is stopped. If the interruption is too long, the impact may be greater. According to the relevant regulations, if the insured interrupts the payment within 60 days, he can make up the medical insurance fee, and he can enjoy the medical insurance treatment from the next month after the renewal; If the interruption of payment is 60 days to 180 days, you can also make up the medical insurance fee, but you need to enjoy the medical insurance treatment after 3 months from the renewal date; If the planting exceeds 180 days, it will be regarded as a re-bending bucket without payment, and all the medical insurance payment years before the interruption will be cleared to zero, and it needs to be recalculated.

Medical insurance can be retrospective.

Medical insurance can be retrospective. However, it should not be interrupted at will, and it is best to maintain a continuous payment time. If the medical insurance fee is not paid during the interruption period, the medical insurance card will be frozen, and you will not be able to enjoy medical insurance benefits during this period.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

If the medical insurance is interrupted for one month, then it is not possible to enjoy the medical insurance reimbursement treatment in this month, so it has a certain impact on our illness and hospitalization, but as long as we pay the medical insurance immediately next month, we can continue to enjoy the medical insurance reimbursement treatment later, but if we stop paying for more than three months, then we must pay for 6 consecutive months before the medical insurance reimbursement treatment can be resumed, so we must not let the medical insurance break stay too long.

If you stop paying for a long time, it will affect the follow-up protection, and the medical insurance will be invalidated, which will affect your mortgage and your eligibility to buy a house.

At this time, you need to prepare relevant evidence, and go to the local social security agency in time to consult the supplementary payment, which will affect your pension use, and then it will also affect your quality of life, and may also affect the subsequent compensation, and will also affect the normal payment of pensions.

You can learn about the specific method of supplementary payment, and at the same time, you should also go through the relevant supplementary payment procedures, or you can go to the relevant department to make supplementary payment. It will affect personal reputation, but also affect the subsequent reimbursement, will also affect the welfare benefits, and will also affect personal consumption, will affect some problems in the future.

Medical insurance is an important part of social security, and if the medical insurance is discontinued, it will mainly affect the reimbursement of medical expenses.

1. Medical insurance reimbursement is not available.

After the payment is broken, the first thing that will be affected is the welfare of medical insurance reimbursement. Medical insurance is calculated on a monthly basis, and once the payment is stopped, the benefits of medical insurance will stop from the next month.

If you see a doctor during the interruption of medical insurance, you will not be able to reimburse the medical expenses, and you can only enjoy the medical insurance benefits again after renewing.

The situation after the medical insurance payment is discontinued is shown in the figure below

The regulations vary from region to region, and in some areas, even if the payment is interrupted for one month, the waiting period needs to be recalculated.

Generally speaking, the longer the continuous payment of medical insurance, the higher the annual reimbursement ceiling. It should be noted that the money in the personal medical insurance account will not be cleared after the payment is broken, and you can continue to use it.

2. Commercial medical insurance premium** and reimbursement ratio

When buying commercial medical insurance, there is also a big difference between whether there is social insurance or not.

For example, the difference in ** is almost doubled, and the reimbursement ratio is not the same. Most medical insurance with social insurance can be reimbursed 100%, and the reimbursement rate without social insurance is generally 60%-80%. Therefore, it is important to pay social security on time for purchasing commercial medical insurance.

To sum up, Daddy recommends that you don't stop paying medical insurance if you can continue to pay, because it will have an impact on your own welfare. In addition to medical insurance, the impact of other social security insurance after the payment of daddy also recommends that you take a look at itIt's okay to leave a job, but social security can be broken, seriously

Hope the above information can help you!

The most intuitive impact is that medical expenses cannot be reimbursed for hospitalization when sick, and if maternity benefits cannot be reimbursed at childbearing age, it is generally recommended that if the social security is cut off, there needs to be a commercial medical insurance to cover the reimbursement gap for hospitalization and other expenses.

During the period of interruption of medical insurance payment, you cannot enjoy medical insurance benefits. It will also affect the number of years you pay, and the state stipulates that the number of years of paying medical insurance is generally not less than 25 years for men. Not less than 20 years for women, and the interruption of payment may also cause you to fall short of the cumulative number of years required.

Cestbon broken corners must have a great impact on you, if you want to continue to pay, you have to pay a late fee, if you need to be reimbursed then it is gone, it is recommended to continue to pay! That way, your body will be protected.

Medical insurance cannot be interrupted, and medical insurance is the most commonly used insurance in life. If the medical insurance is cut off, you will not be reimbursed for buying medicine or being sick and hospitalized.

Hospitalization** reimbursement due to illness is the most obvious impact.

No reimbursement if not paid. If you do not pay the medical insurance, you will not be reimbursed if you are sick and pay all your medical expenses.

Summary. Social security is simply five insurances and one housing fund, among which medical insurance is more concerned by everyone, and medical insurance can be used without spending so much money if diseases occur in daily life. However, it should be noted that medical insurance should not be easily cut off, because there will be serious consequences if medical insurance is cut off

1. There is no way to be reimbursed by medical insurance.

If the medical insurance payment is interrupted, the medical insurance will not be reimbursed from the second month. In other words, you can't enjoy the treatment of medical insurance co-ordination**, but the personal balance in the social security card can be used.

2. Affect the payment period.

If the interruption of medical insurance does not exceed 3 months, then the continuous enrollment time can be counted when continuing to pay, but if the interruption is more than 3 months, then the payment period will be cleared (the personal account will not be cleared).

3. Affect the treatment of serious illness outpatient clinics.

The basic medical expenses and local supplementary medical expenses caused by the treatment of the insured who enjoy the outpatient treatment of serious illnesses can be reimbursed, but the reimbursement ratio of the medical insurance co-ordination is related to the time of continuous insurance participation of the insured. If you have been insured for less than 12 consecutive months, you can be reimbursed 60%; 75% of those who have been insured for 12 to 35 consecutive months can be reimbursed; If you have been insured for more than 36 consecutive months, you can be reimbursed 90%.

Does the discontinuation of medical insurance payment affect social security contributions?

Yes, dear! Yes, dear!

Social security is simply five insurances and one housing fund, among which medical insurance is more concerned by everyone, and medical insurance can be used without spending so much money if diseases occur in daily life. However, it should be noted that medical insurance must not be easily cut off, because there will be very serious consequences if the medical insurance is cut off: 1. There is no way to reimburse the medical insurance If the medical insurance payment is interrupted, then from the second month, the medical insurance cannot be reimbursed.

In other words, you can't enjoy the treatment of medical insurance co-ordination**, but the personal balance in the social security card can be used. 2. If the medical insurance is interrupted for no more than 3 months, then the continuous insurance time can be counted when the payment is continued, but if it is interrupted for more than 3 months, the payment period will be cleared (the personal account will not be cleared). 3. The basic medical expenses and local medical expenses caused by the treatment of the disease can be reimbursed, but the reimbursement ratio of the medical insurance co-ordination is related to the continuous insurance participation time of the insured.

If you have been insured for less than 12 consecutive months, you can be reimbursed 60%; 75% of those who have been insured for 12 to 35 consecutive months can be reimbursed; If you have been insured for more than 36 consecutive months, you can be reimbursed 90%.

Does the cessation of medical insurance payment have an impact on social security contributions?

The kind of medical insurance for urban and rural residents.

Impact, dear!

Not only does it have an impact on the payment, but it is also impossible to reimburse!

<> hope to help you, dear.