Can anyone give me an introductory tutorial on investing in funds?

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zip, knowledge summary of the elementary course, notes of the advanced course, Q&A of the advanced course, how to choose a new one, understand the mystery of the mixed type, etc.

Extraction code: RRSF** (stock) is a part of the ownership of the joint-stock company, and it is also a certificate of ownership issued by the joint-stock company to each owner as a shareholding certificate in order to raise funds and obtain dividends and bonuses. **It is a long-term credit instrument in the capital market, which can be transferred, bought and sold, and shareholders can share the company's profits with it, but also bear the risk caused by the company's operating errors.

Each share** represents a shareholder's ownership of a basic unit of the business. Every public company will issue a **. <>

1. What is **? To put it simply, it's the experts who help you buy. And they buy **, generally take the method of portfolio investment and value investment, although it does not rise as fast, but the income is also very considerable.

In the United States, 90% of households buy**, so this is a popular means of financial management.

2. Is investment the same as investment? Of course it's different. **Riskier than **, the return is also higher, but it also depends on how well the operation is.

The investment** is basically handed over to the experts to take care of, and you can rest assured that you can put it there, as long as you buy it well**!

3. How to buy**?

It is recommended that you go to the **company** to buy, the subscription rate is generally preferential, and it can even be discounted by 4! In addition, open ones can also be bought in various banks and companies. And the closed-end ** is the same as **, with the shareholder account to buy, fourth, related to the **:

NetEase-Finance Channel—**.

Fifth, there is certainly a risk in buying, but it is certainly not as big as **. The possibility of losing money also exists, but as long as you buy a good **, you must be able to have a good income! For example, the ** of four stars or more on Morningstar is good**.

If it is an excellent open-ended**, once you see it, then any time you buy it, you will have a profit. The key is, "Pick the good and hold it for the long haul." "Buying and selling too often will only increase your costs.

It is recommended that you buy ** in **, and be sure to use some skills to resolve the risk. One of the most effective methods is the regular quota method (referred to as regular investment).

For example, in ICBC and CCB, there are more than a dozen, or even dozens**, that can apply for regular and fixed investment. After the application is accepted, the bank will deduct the same amount of money (at least one or two hundred yuan, or 500 yuan or 1,000 yuan, depending on your decision) from your designated account every month to buy the same ** you specified. If you persist in this way for a long time, you will surely have greater gains.

It is recommended to invest in the two ** of CCB fixed investment GF small cap or Shanghai investment in JPMorgan China Advantage, both of which are five-star ** rated by Morningstar, which is quite excellent.

The second floor is nice and not too difficult if you have a computer. Enter the word "**" and you will have a lot of knowledge to learn. Don't worry, it's best to study for two or three months before investing. Don't fight unprepared battles. I'm also just a kid.

Currencies**, bonds**, **, hybrid**. Currency**, such as the common Yue Bao, the return risk is not much different. Bonds**, the proportion of bonds accounts for more than 80%, and the risk is greater than that of currencies**.

, the proportion of ** in the position is more than 80%, the risk is high, and the return is also high. Mixed**, there are **, bonds, and currencies in the position objects, and the proportion is different, and the proportion is high, and the risk and return are high; Bonds account for a high proportion and the risk-return is slightly lower. 2. If a novice chooses, it is recommended to choose a relatively low-risk type; 3. Choose the best with continuous excellent performance, you can look at the past performance; 4. Select the largest scale and establishment time.

Take the initiative to choose 500 million-5 billion scale; It has been established for at least 3 years. It's more secure this way; Hope it helps.

Here is a set of ** investment courses that I bought and learned before.

To choose the right one, you must first set your own investment objectives and investment horizon, assess your risk tolerance, and determine whether you are a conservative, prudent or aggressive investor; Secondly, carefully and comprehensively assess a number of indicators, such as the performance of income over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment; Finally, keep track of what you've invested in** and adjust your financial portfolio based on its performance, your funding position, and your income goals.

Now the interest rate of bank fixed deposits can not meet the heart of some people who want to make money, and ** is a good way to invest, ** risk is lower than **, but the income is generally higher than bank fixed deposits, so how do novices get started with investment**? How to buy ** Beginner Beginner? Relevant content has been prepared for your reference.

The first is the platform for purchase, which is generally divided into two types: on-site and off-site, on-site is traded on the exchange, and off-site is relatively wide, such as: Alipay, WeChat, bank app, **company, every day**.com, etc., all of which can be purchased.

Many people like to buy ** in Alipay or WeChat, they feel very convenient, and they are often used for ordinary payment, so they don't need ** other software, in fact, it's okay to think so.

Take Alipay as an example: if you want to buy**, go directly to the Alipay homepage search**, click in to select your favorite**, before choosing, you should know that there are many kinds, and different kinds** represent different benefits and risks.

For example: the least risk is currency** and pure debt**, the income is very stable, the fluctuation is relatively small, basically positive returns, everyone in the choosing, try to choose the largest scale, the manager is relatively out, or more than 5 years of experience of the manager, because the long-term manager is relatively new and more experienced.

In addition, the risk is relatively large, mixed, index, etc., their returns are relatively high, but they are prone to losses, so investors must analyze from many aspects when buying, and choose a good one.

If you want to invest in **, but you haven't touched it, what should you do?

Many people think that **belongs to investment, to invest**, first of all, you must have money, in fact, it is too difficult to think about investment and financial management, the public offering ** investment threshold is very low, 10 yuan can be invested, basically you have 100 yuan to start your ** investment road.

Where to start?

Basically, all mobile banking software has a financial channel, which can be operated, among all kinds of banks, there are relatively more categories of commercial banks, in addition, it is more worth Alipay, **The classification is very clear, which is very suitable for Xiaobai.

Xiaobai suggests starting with regular investment, on the one hand, it can balance the risk, on the other hand, it is to develop the habit of regular savings, and it is recommended to choose the index ** for regular investment products.

The principle of buying ** is to hand over your money to the **company, let the **company help you invest, which is equivalent to hiring a master to help you operate, to invest**, bonds, so to choose**is to choose**manager, **manager is one of the most important indicators, therefore, we should pay attention to the experience of the company, historical performance, in addition, we also need to look at the distribution of investment, the higher the proportion of investment, the higher the risk and return, the higher the proportion of bonds, the more secure, The corresponding income will also be lower. In addition, there is also a data called the maximum drawdown, which is simply understood as a maximum loss when you lose a lot. This data is very important, and we need to consider how much loss we can afford to lose.

This is also the critical point of our anxiety, if the psychological tolerance is not good, it is recommended to choose a product with a small maximum drawdown.

**The income of the past year is a reference data, and the data is relatively accidental, which does not mean how much you earned last year, how much you can earn this year.

**Investment, the longer the investment period, the higher the probability of profit.

Hello, that's right.

1. Choose a good company.

Every year, companies are ranked by the company rating agency. Investors can pay attention to the ranking of ** companies in the past 3-5 years, and give priority to the top 10 ** companies.

2. Choose a good manager.

The role of a stable management team in the performance of the company is self-evident, especially the contribution to the long-term performance. Those managers who have been baptized by the bull and bear cycle, from the perspective of the long Qing period, will perform more smoothly.

3. Choose a ** that suits your investment style.

Generally speaking, investors with a strong risk tolerance can choose themes that are biased towards searching for stocks and hot concepts, which are very suitable for obtaining swing returns in the market. Conservative investors, whether for the purpose of capital preservation or the pursuit of risk aversion, can achieve this by allocating the leakage of pure debt**. For prudent "investors" who are between aggressive and conservative, they can invest in convertible bonds**.

The main investment object of convertible bonds is convertible bonds, which have the dual characteristics of bonds and bonds, so they have both offense and defense."

4. Adhere to long-term investment and resist short-term fluctuations.

Novice investors tend to enter at the high point and sell at the low point. On the contrary, successful investors have a long-term investment plan, because long-term investment can overcome short-term fluctuations. Quite a few investors want to sell their stops in time when they lose money.

In the case of low but still optimistic macroeconomic fundamentals, sticking to long-term investment is the best choice, so that investors can have the last laugh.

5. Adhere to the highest fixed investment and reduce the average cost.

Choosing regular investment, when the market is **, effectively reducing the average cost, increasing the share, and turning losses into profits in the market** is a simple and effective investment method, which is suitable for most investors.

**Invest with caution, and the tips for getting started are as follows:

Beginners should pay attention to investing:

1. Pay attention to the proportion of ** varieties according to your own risk tolerance and investment purpose, and choose the most suitable ** for yourself.

2. Be careful not to buy the wrong "**". **The popularity has attracted some fake and shoddy products to "fish in troubled waters", and it is necessary to pay attention to identification.

3. Pay attention to the post-maintenance of your account, and you can often pay attention to new announcements.

4. It is to bring together the funds of many investors who do not understand financial investment, but want to beat CPI or earn more profits, and hand them over to professional managers to take care of them and earn higher investment returns for investors.

5. Open**: There is no fixed scale, and investors can subscribe and redeem at any time. Closed**: The scale is fixed within the specified period, and investors cannot subscribe and redeem at any time, but they can be transferred in the secondary market like buying and selling**.

Extended Information: There are several types:

1. Currency**: The project invests in special instruments for the financial market in the short term, with good liquidity and low risk. Suitable for: Investors who are sensitive to risk and look forward to short-term capital allocation for change.

2. Bond type**: More than 80% of the projects are invested in bonds, and the profit is sometimes higher in the big bull market, but there will also be losses in the big bull market, and the risk and profit are moderate. Suitable for: Investors with a certain risk tolerance, suitable for the steady end of financial planning.

3. Mixed** **type**. Hybrid**: flexible equipment**, bonds and other different types, according to the sales market conditions of flexible wins or loses, the selection of private equity managers, the ability to work at the right time is very important.

**Type**: at least more than 80%****, big ups and downs, ups and downs, big ups and downs, the ability of private equity managers to choose ** is very important. Mixed** and ****** are both risky and profitable.

Suitable for: Investors who have a strong risk tolerance and are looking forward to opening up a large number of sales markets.

At present, the investment in the market is mainly divided into closed-end and open-ended, closed-end and the same can be purchased (bought) and redeemed (sold) through the account, and open-ended can be opened at the company, the company, and the bank business department to open an account, before it can be bought and sold.

There are many types of open-ended**:

1. According to whether it can be listed and traded on the exchange, open-ended can be divided into open-ended and contract-open. Listed exchange-traded open-ended** includes exchange-traded open-ended index** (ETF) and listed open-ended** (LOF). Contractual open-ended refers to investments in which units cannot be listed and traded on exchanges.

Although this kind of ** cannot be listed on the ** exchange, it can be traded through "subscription" and "redemption", and the two parties of this kind of ** are investors and ** companies.

2. According to the different investment objects, open-ended **, bond**, hybrid**, money market**, ****, options**, warrants**, etc.

3. According to different investment styles, we specialize in dividing the company into growth, value and hybrid.

4. According to the different investment objectives, open-ended ** can be divided into growth **, income ** and balanced **.

5. According to different investment concepts, open-ended can be divided into active and passive (index).

There is no skill in investment, but according to your own risk tolerance, prudent investors of course choose bonds, and investors who are willing to take a certain amount of risk can choose **type**. But based on my research, I recommend buying an exponential type, which is more profitable in the long run (3-10 years) than any other. Remember:

After buying the **index type**, you must hold it for a long time, and don't get upset because of the momentary **fluctuation.