I won t lose money fund when I buy it, and money market fund won t lose money? Is it worth it?

Unless it is a principal-protected product, there is a profit and loss on investment. Currency ** is only a kind of investment that invests in the currency market in the short term (less than one year, with an average term of 120 days) and has a price**, and the investment risk is generally small, but it is necessary to confirm the specific investment risk level.

1. The currency will not lose money and have nothing with interest, because this kind of currency is mainly invested in the currency market. 2. Currency** Generally, few people regularly invest because the fluctuation is very small. If you ask whether the currency ** has the same regular deposit as the bank, this is not, the currency ** subscription and redemption are very convenient, and can be redeemed at any time, but if there is a holiday, the company will now suspend the transfer in and out, mainly to prevent someone from arbitraging during the festival.

3. Buying currency will not rise in price like **, just a little more than the interest earned by depositing in the bank.

Generally speaking, when the following two conditions are met at the same time, the money market may suffer losses: first, the market yield rises sharply in the short term, resulting in a large number of bonds; The second is that a large amount of redemption occurred at the same time, and the **** bonds could not be held to maturity, and the actual loss was caused after selling the bonds.

According to relevant calculations, the possibility of principal loss in the single-day money market ** is very small, such as holding for a week or a month, the probability of principal loss is close to 0. As the holding period is extended, the probability of loss due to market risk will be reduced to very low. However, domestic currencies are not allowed to invest in **, convertible bonds, corporate bonds below AAA rating, etc., so the probability of credit risk is lower.

Hello, I don't think it's necessary for individual investors with a small amount of money to buy currencies. Currencies are the least risky, and currencies are all profitable nowadays. Currency** is not suitable for medium and long-term investment, not suitable for regular investment, and only suitable for short-term idle funds to obtain a slightly higher return than bank demand deposits.

In the year to March 19, 2010, there were only two of the more than 50 currencies with an annualized yield of more than 2%. The average annualized rate of return of more than 50 currencies is below, so it is better to buy currencies for more than one year than to deposit them in the bank. For small funds, it is not meaningful to buy currency in the short term.

Because even if you buy an excellent currency with an annualized rate of return of 2% **10,000 yuan, the income of holding it for a month will not exceed 20 yuan, although it is higher than the current account, the absolute value is not much higher. Therefore, whether it is from the long term or the short term, investors with small funds do not have any need to buy currency**.

Currency contracts generally do not guarantee the safety of the principal, but in fact, due to the nature of the currency, it is the lowest risk among all types, and in reality, the loss of the principal is rare. In general, currency** is considered a cash equivalent.

As far as currency ** is concerned, the risk is the smallest among all types of **, so its return is relatively low, similar to the bank's demand deposit, but sometimes it can be higher than the after-tax interest rate of one-year time deposit, and the liquidity is stronger. Currency will not rise in price with **, if you expect ** to have a higher return, it is recommended to subscribe to ** and index**.

It is possible to buy currency **, the risk is relatively low, almost zero risk, but the return is not high, the annual return of the best currency ** last year is only about 2%, ordinary in the vicinity, higher than the semi-annual regular income, but not as good as a one-year regular income, it is calculated by the day, dividends every day, suitable for investors who often need liquidity capital turnover, if you don't use money for a long time, it is best to choose bonds**, the risk is not large, the annual return will exceed 5%.

Shanghai B....Hello CCU: The yield of the currency** is generally around. In the near future, it is about 2%, which is basically slightly higher than the after-tax interest rate of one-year time deposits, and its liquidity, profitability, security and liquidity are relatively good.

It is a good short-term cash tool, not a good investment profit tool. It is a safe haven to avoid the risk of market fluctuations, and it is a pedal for the transition to a **type. The interest rate for early withdrawal of fixed deposits is discounted, while the yield on the cargo base** remains within a certain range.

You still buy some mix** - for example, Huaxia Bonus is very suitable for regular investment! Happy investing! ~

**Relatively stable, very valuable, and you can get back the cost, general** are earned, only a few accompany, and it is only 10 years to lose 10,000 yuan.

Currency ** will lose, because any investment method is not 100% safe, there are certain risks, but the investment risk of currency ** is relatively small, the probability of loss is relatively small, almost negligible, it is worth starting, because currency ** is relatively safe compared to other investment methods, and the income is relatively high relative to bank deposits.

The probability of losing money in currencies is relatively small

Currency ** is a more secure way of investment, although it is theoretically possible to lose, but it really has a relatively small probability of loss, now most of the ** companies, wealth management companies and banks have launched currency **, including Alipay and WeChat have docked some currencies **, they can allow investors to get relatively high returns, but few news of losses broke out, but the choice of currency ** investment income is not fixed, its interest rate will continue to change according to changes in the market.

Currency** is worth buying

In the current investment environment, currency ** is worth starting a financial product, it is higher than other investment products, more flexible funds, especially some currencies that can be accessed at any time, convenient and fast can completely replace the bank's demand deposit, but it generates higher interest than demand deposit every day. Now this currency can be bought in many places, otherwise it can be purchased through bank counters, and it can also be purchased through the company's online purchase or through Alipay and WeChat. But the income of different currencies is also different, so you should compare more when you start, and then determine which one to buy.

Things to keep in mind when buying currency**

The current currency ** can be started, but when starting the currency**, it is best to choose the kind of t+0**, this kind of ** as long as you want to redeem the application after the funds will arrive immediately, and some currencies ** will arrive in the account after t+2 or t+3, so it is not very convenient to operate. When starting with the currency, you should also choose those currencies that are easy to convert, and you should choose the currency of moderate size and the position that has been built, so that the currency will be safer after purchase, and the income will be relatively stable, which can bring higher returns to investors and reduce some investment risks.

Because the currency ** has a certain rise and fall, it is possible to lose money. But generally speaking, it is relatively stable, and there are few losses, so it is worth starting.

There will also be losses, but it is also worth starting, because you can also earn some money from it, although it is not much, but it can also make money.

It is also possible to lose money in currency, because it is inherently risky, and you can carefully consider whether to start.

Yes, it's still worth starting, because every ** will have a loss, and this ** is relatively stable.

Currency** is generally not a loss.

The risk of currency ** is very small, and of course the return is correspondingly small, which is a little better than depositing in the bank. The risk of currency is very small, there is no subscription fee and redemption fee, and its management fee and custody fee have been deducted from the asset, and the face value is always one yuan, and the dividend is carried forward at the end of the month every day, and it will not lose money. Moreover, there is no handling fee for buying and selling, and the interest is not high (the average annual income reaches about 3%), but the interest is calculated on a daily basis, which is much higher than the bank's current interest rate.

Great for small, short-term investments. Specific varieties, such as: Huaxia cash profit, Harvest currency, etc.

Currency** is a risk-free and fee-free investment with a return equivalent to a one-year fixed bank deposit. It is recommended to choose the Huaxia cash increase currency**, with a seven-day annualized rate of more than 4% in the past month, which is higher than the interest rate of a one-year bank deposit. Investment currency** to buy for the first time to start at 1000 yuan, later can be enough for 500**.

You don't need to invest regularly, you can do it at any time**. Because the currency type ** is a dollar face value when you buy it. It is a month to transfer the income to your account, which is compound interest reinvestment.

It's an investment that doesn't lose money. Currency** has almost no investment risk and is the category with the lowest risk-return level among all public offerings**, with an annual yield close to that of a 1-year fixed deposit.

The advantage of monetary funds is that they can maintain high liquidity and obtain an interest rate that exceeds that of demand deposits.

It is possible to buy currency **, the risk is relatively low, almost zero risk, but the return is not high, the annual return of the best currency ** last year is only about 2%, ordinary in the vicinity, higher than the semi-annual regular income, but not as good as a year of regular income, is calculated by the day of income, daily dividends, suitable for investors who often need liquidity capital turnover, if you do not use money for a long time it is best to choose bonds**, the risk is not large, the annual return will exceed 5%.

Currency is an open kind of money market instrument that gathers idle funds in the society, is operated by a manager and kept by a custodian, and is specially invested in money market instruments with low risk, which is different from other types of open-ended, with high security, high liquidity, stable returns, and the characteristics of "quasi-savings".

Currency ** is not principal-guaranteed, not interest-guaranteed, theoretically there is the possibility of losing everything, but from a practical point of view, the currency ** is mainly invested in currency, the risk is very small, the income is relatively stable, basically will not lose the principal, the possibility of loss is very small.

Among them, Alipay's Yue Bao is a kind of currency**, taking Yu Yu Bao as an example, there has been no loss so far, so the risk is very small, followed by very good liquidity, you can deposit and withdraw at any time, and ** fluctuations are very small, and the income is relatively stable.

No. Currency** has the possibility of losing the principal, although the currency ** is said to have little risk and stable returns, but it is not guaranteed principal and interest, and there is still a difference between bank deposits.

But generally speaking, the risk of currency ** is very small, and the liquidity is also OK, taking the well-known Yue Bao and Coin Pass as examples, they can be deposited at any time, withdrawn at any time, the flexibility is very good, and as of now, these two have never had a loss, are positive returns.

Extended information: Currency is an open kind of money that gathers idle funds in the society, operated by the manager and kept by the custodian, and is specially invested in money market instruments with low risk, which is different from other types of open-ended, with high security, high liquidity, and stable returns"Quasi-savings"characteristics.

Currency assets are mainly invested in short-term currency instruments (generally with a maturity of less than one year, with an average maturity of 120 days), such as treasury bonds, central bank bills, commercial papers, bank certificates of deposit, short-term bonds, corporate bonds (with higher credit ratings), interbank deposits and other short-term valuables.

In fact, the scope of investment in the money market is a variety of products with a high safety factor and stable income, so for many enterprises and individuals who want to avoid market risks, the money market is a natural haven, which can obtain income higher than the interest on bank deposits under normal circumstances, but the currency does not guarantee the safety of the principal. (But in fact, due to the nature of the currency, the loss of principal is rarely incurred in reality.) In general, currency** is considered a cash equivalent.

Product Features: 1. Principal safety: Most of the money market investment varieties determine that the risk is the lowest in all kinds of money, and the currency contract generally does not guarantee the safety of the principal, but in fact, due to the nature of the currency, the loss of the principal rarely occurs in reality.

In general, currency** is considered a cash equivalent.

2. Strong capital flow: the liquidity is comparable to that of demand deposits. **Convenient to buy and sell, short time for funds to arrive, high liquidity, generally** redemption of one or two days of funds can be received. At present, the company has opened the instant redemption business of currency, which can be received on the same day.

3. Higher yields: Most money markets** generally have the same level of return as treasury bond investment. In addition to investing in exchange repurchase and other investment tools that can be invested by general institutions, the money market can also enter the interbank bond and repurchase market and the bank bill market for investment, and its annual net yield can generally be compared with the one-year fixed deposit interest rate, which is higher than the income level of bank savings in the same period.