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The Internet consumer finance market is on the rise, and large-scale platform Internet companies will drive the rapid development of the market. Internet consumer finance refers to the modern service finance method in which consumers purchase consumer goods through the Internet and provide consumer loans, including housing loans, car loans, travel loans, student loans, etc. China's Internet consumer finance market is in the initial stage of development, and the transaction scale of China's Internet consumer finance market reached 100 million yuan in 2013.
From the perspective of the composition of the scale of Internet consumer finance transactions, the scale of Internet consumer finance transactions in 2013 was mainly P2P consumer credit, and iResearch data shows that the proportion is as high. In 2014, e-commerce giants entered the field for the first time, and in early 2014, JD.com took the lead in launching the white strip service, followed by Tmall in July. In 2014, the strong entry of e-commerce giants has made significant changes in the market structure, in 2014, consumer credit transactions generated through e-commerce platforms accounted for 32% of the scale of Internet financial transactions, and it is expected that the proportion will increase to more than 40% in 2015, and more than half in 2016, and the scale of consumer financial transactions generated by e-commerce platforms will become market players.
With the entry of JD.com and Tmall into the market, the transaction scale will exceed 16 billion yuan in 2014, with a growth rate of more than 170%. In 2017, the overall market will exceed 100 billion, with a compound growth rate of 94% in the next three years. The driving force for market growth comes from the strong entry of e-commerce giants into the market, and more platform-based Internet companies such as real estate and automobiles to join the market.
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In the future development trend of the Internet, we are entering an era of the Internet, and the situation is changing. None of us know what the Internet will look like in the future, technology is always advancing, and people's expectations for the Internet are getting bigger and bigger.
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Development prospects of the core Internet industry:
The annual growth rate may reach 19 trillion, with a compound annual growth rate of 20%.
2.The Internet industry continues to expand and upgrade.
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Trend one, promote the implementation of the "Internet plus" for the nationwide, around the country to put forward the main construction plan, bidding or outsourcing to help enterprises to do the transformation of service-oriented enterprises, in the future long-term "Internet plus" implementation process, play a leading and promoter role, in line with the policy of high performance of enterprises as a benchmark, tap potential enterprises, in the future development into the "Internet plus" enterprises.
Trend two, the rise of the Internet plus "service providers, the emergence of a large number of third-party service companies between the first and the enterprise, these enterprises are dominated by Internet enterprises, traditional enterprises counterattack to become the "Internet plus" service providers, from the perspective of service, the transformation of traditional enterprises into "Internet plus" service providers is also a transformation.
Trend 3, the first popular occupation in the "transformation dividend" period will be "Internet plus", and the needs of society and industry will give rise to a large number of professional and technical practitioners, and this occupational group will be composed of mature technical personnel and operation personnel, and more through training personnel.
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The Internet will become an important booster for global industrial transformation and upgrading. The Internet is building a new development and operation model for the development of the global industry, promoting comprehensive innovation in industrial organization, service and business models, and accelerating industrial transformation and upgrading. Crowdsourcing, crowd-creation, crowd-funding, network manufacturing and other borderless, everyone-participating, platform-based, and socialized new industrial organization models will enable the global various innovative element resources to be effectively adapted and aggregated and optimized, mobile services, precision marketing, nearby provision, personalized customization, online and offline integration, cross-border e-commerce, smart logistics and other services will allow supply and demand information to be timely and effectively docked, and new business models such as on-demand customization, everyone participation, experience manufacturing, production and marketing integration, and collaboration and sharing will comprehensively change the industrial operation model. Reshape the way the industry develops.
The cyberspace built by the Internet will enable industrial development to better gather innovative elements, better respond to external challenges such as resources and environment, and promote the development of global industries into a new era of innovative, coordinated, green, shared and open digital economy.
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With the development of China's Internet + plan, it shows the rapid development of the Internet, and correspondingly, the demand for computer talents has been further expanded. The monthly salary of many IT industry talents has reached more than 10,000 yuan. However, for a long time, China's training of computer talents has been seriously insufficient.
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The future development trend of the Internet: The next decade will be a decade of iteration from the consumer Internet to the industrial Internet.
With the rapid development of the consumer Internet in the past decade, China's first-echelon Internet companies, represented by Alibaba and Tencent, have built an Internet infrastructure similar to water, electricity and coal with the C-end as the entrance and technology as the carrier, retail socialization, local life, logistics, payment, etc., and now everyone is inseparable from these highly digital services. It can be said that the flywheel of the consumer Internet has driven the rapid growth of this large number of Chinese Internet companies, and there is no shortage of major Internet companies to increase their consumption track recently.
The next ten years is the decade of iteration of the consumer Internet to the industrial Internet, of course, this is not a completely replacement relationship, not an antagonistic relationship but a kind of ascending dimension, you can understand that the future express train of consumer Internet companies is running wildly, it will be the consumer Internet and the industrial Internet two flywheel drive, China's Internet unicycle era is over.
If in the era of consumer Internet, traffic economy and platform ecology are the two key words, then in the era of industrial Internet, reshaping consumer experience and improving production efficiency are the two major value drivers. This means that the accumulation in the era of consumer Internet will become a very important first-mover advantage, and at the same time, it is an indispensable ability to rely on technology and computing power to improve the efficiency of the service industry.
Even if you are not an Internet practitioner, you must feel that cloud computing, big data and artificial intelligence have begun to be integrated into the production links of finance, manufacturing, retail and medical care, logistics and other industries on a large scale. Today, many people will buy clothes through e-commerce platforms, and the design, manufacturing and sales of clothing can well reflect the combination of consumer Internet and industrial Internet.
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Trend 1: Disruptive technological innovation has given rise to more new business formats. Disruptive technologies may fundamentally change the original industries, or they may use new technologies to leverage traditional industries. Li Guojie, an academician of the Chinese Academy of Engineering, said that in the next 10 years, the greatest contribution to economic growth may not be big data and artificial intelligence technology, but a new ecology of cross-border integration formed after the integration of information technology into various industries.
Trend 2: Equal emphasis is placed on cyber security and cyber development. One of the main characteristics of the development of the Internet in the new era is that security and development complement each other, "ensuring development with security and promoting security with development". The improvement of the status of cyber security will lead to the transformation of the Internet development pattern, and the business model that leads to cyber security risks will be stopped.
Trend 3: From the era of consumer Internet to the era of industrial Internet. The industrial Internet is the latest fulcrum for the deep integration of the Internet and the real economy. The development of the real economy, the focus is on the manufacturing industry, the difficulty is also in the manufacturing industry, and the manufacturing industry is the main battlefield of technological innovation.
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The internet has affected every aspect of our lives. In our lives, the Internet and the popularity of smartphones have made our lifestyles change dramatically.
Since the 90s of the last century, the Internet first opened from the United States and spread all over the world, and almost all the current Internet hotspots are actually mobile Internet, that is to say, the Internet market is inclined to the mobile Internet.
Whoever can seize the mobile Internet market will be determined to be the hegemon. China's online shopping is growing very fast, in the case of the overall rapid increase in online shopping, the growth rate of mobile phones can be said to be sudden, at present, more than 95% of transactions through mobile phones.
With the development of the network, mobile payment will be fully popularized, and offline retail will be efficiently connected to the Internet system, and the entire market will open the stage of online and offline integration; Light entertainment, including casual games and low thresholds**, is easier to land among new netizens such as young children and silver-haired, and has greater opportunities in the future; Smartphones are still complex, simpler to interact with, and smart hardware that provides specific content for new netizens (young, silver-haired, etc.).
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The Internet will be more developed in the new year, and the trend of the Internet is becoming more and more prosperous.
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The development trend of the Internet, with the development of the network, mobile payment will be fully popularized, the offline retail will be efficiently connected to the Internet system, and the entire market will open the stage of online and offline integration; Light entertainment, including casual games and low thresholds**, is easier to land among new netizens such as young children and silver-haired, and has greater opportunities in the future; Smartphones are still complex for new netizens (young, silver-haired, etc.), and smart hardware that is simpler to interact with and provide specific content will usher in opportunities;
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The development trend of the Internet is definitely getting better and better, and now people all over the country can know about the Internet, except for people who are too low in education, or too old to accept new things. Like us in our 60s, or even in our 70s, there are a lot of people who can accept this, and we all buy things online.
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In today's world, network information technology is changing with each passing day, and the Internet is being fully integrated into all fields of economic and social production and life, leading new changes in social production, creating new space for human life, bringing new challenges to national governance, and profoundly changing the pattern of global industry, economy, interests, and security. The Internet is becoming an important factor influencing and accelerating the development of human history in the 21st century, and an important issue to promote global innovation and change, development and sharing, peace and security.
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Now is the era of rapid development of the Internet, and the development trend of the Internet is stable and improving.
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At present, China's animation and game industry is in a stage of vigorous development, and there is an extremely high demand for animation and game professionals. And the talents in animation and games who graduate every year are just a drop in the bucket for such a huge market demand. According to authoritative statistics, the national animation and game talent gap is as high as one million, and it is still difficult to find creative and technical animation and game talents with a monthly salary of tens of thousands.
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