My deposit in the postal bank has become insured, so I call 95580 to complain to the postal service,

If you are sure that you are buying insurance at the bank, not wealth management or savings. You can call** multi-party complaints and record the whole process, China Post customer service **95580, China Banking and Insurance Regulatory Commission complaints**12378, mayor ****12345. Which company's products have you already purchased?

There are several ways to find an insurance policy.

Who is the lobby staff who will receive you, which window to handle the business, what business you want to handle at first, which insurance company you bought in the end, when did you leave the bank, etc.

On July 10, 2017, the CIRC.

The Interim Measures for the Retrospective Management of Insurance Sales Practices were officially issued, which came into force on November 1, 2017. To put it bluntly, "double recording" means that insurance companies and insurance intermediaries can record and save key links in the insurance sales process through technical means such as audio and video recordings, so that sales behaviors can be returned, important information can be queried, and problem responsibilities can be determined. Among them, the storage period of audio-visual materials shall be calculated from the date of termination of the insurance contract, and the insurance period shall not be less than 5 years if the insurance period is less than 1 year, and the insurance period shall not be less than 10 years if the insurance period exceeds 1 year.

In case of consumer complaints, legal proceedings and other disputes, it should also be kept for at least 2 years after the end of the dispute.

If you do not make a double record when you purchase insurance, it means that the bank may have deceptive or misleading behavior. You can protect your own interests by filing complaints, solving problems, or filing legal proceedings.

If you have made a double recording when you purchase insurance, you can find the relevant audio and video information, indicating that the bank has not violated the rules. Finally, if you want to study what type of insurance you are holding, you can choose to surrender the policy if you don't want to continue to hold it, but you should be clear that there is a loss in surrendering the policy halfway, and think twice before you act!

Hello, most of the cases may be that you agree to buy insurance inadvertently, whether to deposit in the bank or buy insurance The biggest difference is that the insurance needs to sign a contract before paying the premium, and the deposit does not need to. If you need to consult, please leave a message.

I deposit a fixed term in the postal bank, and I become a **.

Unreliable.

This is a typical sales misleading, which was meant to save money, and turned out to be insurance.

Saving money is not the same as insurance, saving money has interest, you can withdraw the principal plus interest if you don't withdraw it at maturity, insurance has no interest, and there is a loss if you withdraw money to surrender the insurance when you don't have to pay it at maturity.

For example, the same 10,000 yuan, in the bank, if you take out 10,175 yuan after a year, but the deposit insurance can only be surrendered 5,000-6,000 yuan, which has lost a lot.

Extended Information: 1) Introduction to Postal Savings.

China's postal savings can be traced back to 1919, with a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was formally established. In January 2012, the overall restructuring was made into shares.

In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange, successfully completing the three-step reform goal of "share reform, leading the war, and listing in A and H".

The Bank has nearly 40,000 business outlets, serving more than 600 million individual customers, giving full play to the advantages of the unique model of "self-operation + **" to serve the "three rural", urban and rural residents and small and medium-sized enterprises. With excellent asset quality and significant growth potential, we are a leading large-scale retail bank in China.

The Bank adheres to serving the real economy, actively implements national strategies and supports the construction of China's modern economic system, and achieves its own sustainable development. Adhere to the customer-centric, create an online and offline interconnected, integrated financial service system, and provide customers with high-quality, convenient and efficient integrated financial services.

Adhering to the risk-oriented approach, we continued to improve the construction of a comprehensive risk management system of "comprehensive, whole-process, and all-staff", and maintained an excellent level of asset quality. Adhere to the mission of "inclusive urban and rural areas, so that financial services have no distance", and provide inclusive financial services; In line with the trend of residents' wealth growth and consumption upgrading, the development of wealth finance; support the transformation and upgrading of industrial structure and the development of industrial finance; Implement major deployments for carbon peaking and carbon neutrality, and develop green finance. Empower high-quality development with financial technology, and build a digital ecological bank serving rural revitalization and new urbanization.

After 14 years of hard work, the Bank's market position and influence have become increasingly apparent. Fitch and Moody's have assigned A+ and A1 ratings to the Bank, S&P Global has assigned an A rating to the Bank, S&P Global has assigned an AAASPC rating to the Bank, and China Chengxin International has assigned an AAA rating to the Bank, with stable outlooks. In 2021, the Bank ranked 15th in the "Top 1000 Global Banks" by The Banker magazine.

In the face of promising strategic opportunities for China's economic and social development, the Bank will base itself on the new stage of development, implement the new development concept, serve the new development pattern, comprehensively deepen reform and innovation, and strive to become a first-class large-scale retail bank trusted by customers, with distinctive characteristics, stable and safe, innovation-driven and outstanding value.

This mainly depends on when you bought the insurance. If you just bought the insurance and found out right away, that's fine. There is a remorse period when buying insurance, and you can repent for free. But if the regret period has passed, you can only use it as a forced savings and continue to buy it.

You've been fooled!!

If you are not satisfied with this service, then withdraw the money and re-deposit it.

I deposited money at the Japan Post Bank and turned out to be insurance, is it reliable?

Kiss <>

The insurance and wealth management products handled through the Postal Savings Bank are reliable, and the insurance products in the Postal Savings Bank are all approved and supervised by the China Banking and Insurance Regulatory Commission. Although the annual interest rate of the insurance launched by the Postal Savings Bank is higher than the annual interest rate of the fixed deposit, after all, it is a wealth management product, there is a certain risk, and the principal can be recovered after maturity, but the income is not necessarily there, because the insurance income is linked to the profit of the insurance company. If your current postal bank insurance is still in the cooling-off period, you can consider whether to continue to buy or surrender the insurance, if you surrender the insurance after the cooling-off period, there will be a loss.