How to hit the bank statement? Can you make your own bank statement?

We went to the bank counter and asked Longan to print the transaction statement, and Longan would print it according to our requirements.

Bank statement printing process

1. Bring your ID card and bank card to a nearby bank outlet for inquiry, and ask its staff to help print it.

2. You can also bring your card or passbook to the self-service inquiry machine of the business outlet to print it by yourself. Self-service printing process: self-service inquiry machine - insert card or passbook - enter password - enter the query details page - historical details - enter the date required for query printing - query - print.

It should be noted that:

1. After applying for printing, ask the printing teller to help stamp the bank seal.

2. Do not discard the bank statement after printing it to prevent the bank account information from being leaked.

Bank statementsIt refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into ** water and public water. Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

The role of bank statements

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

There are 2 ways, one is counter printing and the other is network printing.

1. Printing at bank outlets.

1. Printing over the counter.

1) Confirm the bank card that needs to be printed with bank statement.

2) Bring your bank card, deposit and ID card to the nearest bank branch.

3) Take the number and queue up.

4) Explain the situation to the counter staff and print the bank card statement.

2. Self-service printing.

In the bank service hall, there is usually a self-service bank statement printing device, at this time, as long as the bank card or passbook is inserted, enter the password, and enter the query details page. Check the bill first, and then select the required date to print after confirming that it is correct. If you don't know how to do it, you can also ask the bank staff to help you print.

2. Online self-service printing.

Requirements: Customers who have already opened online banking.

If you want to print bank statements at home, you need to log in to Personal Internet Banking, find the personal account statement, and then select the cycle to query the bill. After the query information is confirmed, you can choose to export the bill details and save the document. At this time, if your computer is connected to a printer, you can print the bank statement by yourself.

If you don't have a printer at home, you can do so at a print shop to print your bank statement.

The above summarizes the three printing methods of bank statements, which are very helpful for those who want to print bank statements for the first time. At the same time, it should be noted that if you want to print bank statements by yourself, you must open online banking, and users who have not opened them can open them first, and then you can print bank statements at home.

Print Bank Statement Method:

Go to the bank counter and be printed by the bank staff, and you need to bring your ID card, card or passbook to the non-cash business window of the bank branch to print it through the bank staff (loan business needs to be stamped with the official seal of the bank);

Self-service inquiry machine - insert card or passbook - enter password - enter inquiry details page - historical details - enter the date required for inquiry and printing - query - print flow (cannot be used as auxiliary information for loan processing and other related business);

Log in to personal online banking -- open personal account bills -- select the cycle of querying bills -- export the bill details to view the printed statement (prerequisite: you need to open the online banking function, and the flow sheet printed out by this method is only for inquiry and reference, and cannot be used as auxiliary information for loans and other related business).

It is worth noting that you do not need an ID card to go to the self-service terminal of a bank branch, you only need to bring a bank card or passbook to the self-service inquiry device of the bank branch to print. At the same time, do not discard the bank statement after printing it to prevent the leakage of personal (corporate) account information.

How to print bank statements.

1. Bank counter. Customers bring their valid identity documents and bank cards to the counter of the nearby card-issuing bank outlets to handle the bank statement printing business. Procedure:

Go to the bank hall to get the number, wait in line, call the number, go to the bank counter and explain to the bank staff that you need to print the bank statement, and then the staff will print it for you and stamp the bank's official seal;

2. Self-service machine self-service printing. Nowadays, many banks have self-service inquiry and printing equipment. The customer inserts the bank card into the self-service machine, then enters the password, inquires the historical details, enters the query printing date, and finally clicks Print;

3. Online banking printing. Log in to the personal online banking of the card issuer, then find the personal account statement, select the billing cycle you want to query, and then export the query bill details, and then print it through the printer.

When handling loan business, it is usually necessary to provide the borrower to provide bank statements, bank statements are an important reference material for banks to approve loans, there are many friends who do not have much turnover in order to succeed in loans, want to fake bank statements, in fact, this idea is very incorrect, once the fake bank statements provided by the borrower are verified by the bank, then the bank will record it in the bank's internal risk control system, which may directly lead to the failure of the borrower's loan, if the circumstances are serious, The bank may also record the borrower in the bank's risk control blacklist, and the borrower may be rejected for any future banking business involving credit.

OK. Print online.

If you have opened online banking, you can log in to the personal online banking of your bank card to print it by yourself.

Self-service printing. First of all, you need to check the bank you belong to and find the nearest branch.

Secondly, if there is a self-service agency at the branch of the bank to which you belong. Individuals can print it themselves using the self-service kiosk in the following ways:

Insert the card or passbook - enter the password - find the query details page - history details - enter the date required for the query and print - query - print it.

Bring your valid ID and go to the bank to print your bank card statement.

Go to the bank to print the flow of materials that need to be cautious:

1.When printing a ** water, you only need to bring your ID card and bank card.

2.When printing the company's statement, you need to bring the company's official seal, the company's financial seal, and the company's manager's private seal.

Printing personal bank statements can be done in 2 ways:

1. You need to bring your ID card, card or passbook to the non-cash business window of the bank's business outlets, and stamp the red seal of the bank business through the bank staff (the authority is relatively high, and it is mainly used as a proof of bank loan financial resources).

2. Bring your bank card or passbook to the self-service inquiry device of the bank branch to print. When handling the process, indicate whether the number of bank statements you want to print is 3 months or 6 months. Generally speaking, printing is free for up to 6 months.

Most banks charge a fee for printing bank statements 1 year ago.

Go directly to the branch where your bank card is located, and a customer service staff will guide you to complete the business process according to your needs.

There are two ways to print bank statements:

1.Over-the-counter printing. The cardholder should bring his or her ID card and bank card to the business branch of the bank to which he belongs, and request the counter staff to print the bank card statement and affix the red seal of the bank.

2.Online banking printing. Cardholders can log in to their bank's personal online banking, open the personal account statement, select the date to print the bill, and then click Export Bill, and then print the saved e-bill through the printer.

It can be printed through mobile banking, online banking and self-service receipt machines in the bank hall, or you can print it at the bank counter with your ID card and card.

Just go to the bank and ask the staff to handle it for you.

Bank statements generally only look at the past six months, and only look at the interest settlement flow and punch card salary flow. Each bank pays interest once a quarter. Generally, it is March, June, September, December.

The specific interest settlement time varies from bank to bank, and is generally around the 20th of the above four months.

Generally, only when applying for a loan, you need a bank statement. And I only look at the flow of water in the past half a year, and I don't look at the previous flow. Among them, the more important thing is the interest flow and punch card salary flow.

Because these two items are the best indication of the applicant's ability to repay. If you have a lot of interest on your bank card, it means that you will have more deposits. There is also the punch-in flow of the company's account, which must be the flow of the company's public account, and the flow of personal account transfer, which is useless.

The larger the rollover, the higher your income, and the stronger your ability to repay.

Here are a few examples to give you a better understanding of what is effective turnover and how to calculate it.

My bank card has millions of incoming and outgoing accounts every day, and no matter how much of this turnover is, it is useless.

The company uses the boss's account to pay you a salary of 30,000 yuan a month, and this kind of turnover is useless.

I will deposit a fixed amount of money into my bank card every month, and I will always have it, so that when the time comes, the bank will give me interest. This kind of interest flow is useful.

The company will use the company's account to pay me a salary of 3,000 yuan per month, and this kind of punch-in salary is also useful.

The first two kinds of running water are invalid running water, which is useless. No matter how much money you put in and out of your account every day, as long as you don't stay overnight, it will be invalid, and it is better to keep 10,000 yuan in the bank card every month. Similarly, banks or financial institutions will also prefer the latter two types of flows.

The first type, a large amount of money in and out of the account, can only indicate that your liquidity is relatively large, but it cannot prove that these funds are yours. The second type, the transfer of the boss's account, cannot be proved to be a salary flow, after all, the flow can be faked. Third, the money has been in the bank, which can prove that the money is yours.

Fourth, the company account payment, because there is a tax to pay, so it can be well proved that this money is the salary. Therefore, of the above 4 types of running water, only the last two are real flowing water, and the first two are invalid flowing water.

Then the bank's flow and funds must exist for a long time in order to calculate interest for you. The bank will not calculate the flow of fast in and fast out.

So to sum up: the bank counts the flow, and only counts two kinds of flow, one is the interest settlement flow. One is to punch in and out of salary.

The interest settlement can prove that the money is indeed yours at present, and the check-in salary flow can prove that the money is indeed paid by the company, which can prove your job stability and salary income level. So these two kinds of running water are useful.

You can bring your bank card to a nearby branch and find the bank self-service receipt printer in the self-service area.

Insert the card, enter the password, and log in to find the credential you want to print in the main menu. You can also bring your personal ID card and bank card to the opening bank to request to print the statement.

Warm reminder, if it is a bank statement provided to the bank or unit to see, it must be printed in the prescribed format, and the bank seal is also required.

To sum up, bank statements are very important vouchers, if you want to apply for housing loans and other important business, it is recommended that the fixed income of each month in the last six months should not change, try to deposit more and spend less, and occasionally buy a little bank wealth management investment products, which is conducive to applying for loans.

Bank transaction records shall be kept for at least 5 years from the year in which the transaction is recorded. The state stipulates that it will be kept for at least 5 years, if it is more than 5 years, some banks may no longer keep it, but generally speaking, the bank will keep the transaction records for more than 5 years out of prudence, such as 15 years, etc., please contact the card issuer for consultation.

If you want to check the flow of the bank within one year, you can log in to the online banking for self-service inquiry, or go to the branch where the card issuer is located to inquire and print through the self-service device;

If you want to check the transaction details for more than one year, you need to handle it at the counter with your ID card and bank card;

If you want to inquire about the transaction details for a longer time, you need to handle it over the counter, and generally the result cannot be released at the time, generally the bank will contact you after querying the relevant information.

A bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is a product of the development of the commodity money economy to a certain stage.

Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

**Bank: That is, the People's Bank of China is the ** bank of China.

State-owned policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

State-owned commercial banks: including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications, etc.

Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS, Société Générale, etc.

World Bank: Used to finance countries to overcome poverty, institutions have a unique role to play in their mission to alleviate poverty and improve living standards.

Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

**Bank: That is, the People's Bank of China is the ** bank of China. Responsibilities: Implement monetary policy, carry out macroeconomic regulation and control of the national economy, and supervise and manage financial institutions and even the financial industry.