What is the credibility and development prospects of New China Insurance?

Xueba talks about insurance, focusing on insurance evaluation! If you want to buy Xinhua's critical illness insurance products, I suggest you take a look at this comparison table first:"Comparison Table of 136 Popular Critical Illness Insurance in China".

Xinhua is a well-trusted insurance company in China, with a large scale and many branches. You can judge his future from his development history, take a look at the following detailed introduction of Xinhua Insurance Company and you will have the answer:

Xinhua Insurance is a well-established large company with many branches and outlets, and it is also one of the best in the domestic insurance industry. New China Insurance Company has a variety of insurance types for sale, mainly life insurance, critical illness insurance and annuity insurance.

If you want to know how Xinhua Insurance Company is, you have to look at its products. The company's products are not worth it except for some high, and there are a few products that don't buy, some are not worth it. In order to make it easier for everyone to understand this company, I have analyzed a critical illness insurance promoted by this company:

Healthy Carefree C1 is a single-claim critical illness insurance that can only be guaranteed for life, and it has the following benefits:

As can be seen from the figure, the Healthy C1 has the following advantages:

1. Additional benefits: Those diagnosed with critical illness in the previous 10 years and those who died in the first 10 years can get an additional 20% benefit.

2. An additional 20% can also be paid for 6 specific critical diseases, such as brain cancer, pancreatic cancer, and leukemia.

But this product still has certain flaws:

1. The premium is too expensive, and you have to pay more than 10,000 yuan a year, which is not cost-effective. The premium of 10,000 yuan is not something that the average working family can afford.

2. The amount of compensation for mild illness is very small. At present, the payout amount of critical illness insurance in the market is basically 30% of the basic sum assured. The payout amount for mild illness of this product is only 20% of the basic sum insured, which is honest, not worth it.

You can collect it and look at it slowly.

That's my insight on this issue, and I hope it will be useful to you.

Now PICC is acquiring Xinhua Life Insurance Company, so it seems that the development prospects are still good, for the deception, how to understand, the insurance company is good, but some salesmen have bad professional ethics, in order to let the policyholder buy insurance, and the insurance product is exaggerated, tricking the policyholder to buy insurance. In fact, every insurance product is good, only whether it is suitable for the needs of the policyholder. Insurance salesman, low threshold, no investment, high returns, is a good career with no capital, and it is indeed a good career with a rich future.

As long as you have connections, customers, and a good work ethic, then your future life will be brilliant. Keep doing it, I believe you will have very good development prospects. When people buy insurance, the first thing is to identify with you, and then to consider the type of insurance, which is one of the most basic characteristics of insurance.

Xinhua Life Insurance Company is really bad, and the after-sales claims are much worse, no matter whether you can pay for it or not, you always have to toss it.

Xinhua Insurance Company is a fraudulent insurance company, the least honest company, you must not buy it.

In fact, it doesn't matter how big or small the insurance company is, as long as the salesman who tells you the product is proficient in business, and the product is suitable for you, it is the best, because the insurance company with life insurance is not allowed to go bankrupt.

Insurance companies are almost the same, Xinhua is a relatively large company, there are more types of insurance, do not agree with some peers, know more about insurance, see more, there are always good and bad places in comparison, and then contact some other insurance, compare yourself, so it is the best, listen to others There will always be a pimple in their hearts.

New China Insurance is an insurance company focusing on life insurance, which has been profitable since its inception, and the products it sells are customer-centric and trustworthy.

It is because Xinhua's service attitude and quality are too poor.

Xinhua Insurance's dividends are high, and claims are settled quickly, which I think is very good!

The reputation of Xinhua Insurance is okay, and among its insurance products, the period-paid dividend products rank first in the country, especially the period-paid bancassurance dividend products.

Other commercial insurance products cannot be compared with Chinese Life, Pacific Insurance, and Ping An Insurance.

It depends on what kind of insurance you want to insure, the reputation of the insurance company has little to do with the insurance product, and there is no good or bad insurance, and the one that suits you is the best.

Founded in September 1996 and headquartered in Beijing, New China Life Insurance Co., Ltd. (hereinafter referred to as "Xinhua Insurance") is a large-scale life insurance company. New China Insurance has an in-depth understanding of the different protection needs at different stages of life, embodies the principle of "creating value for customers", and forms the distinctive characteristics of New China Insurance's products. In response to the different needs of customers, New China Insurance has established a comprehensive product system, covering traditional protection products and new life insurance products, which can meet the needs of customers of all ages in accident injury, medical treatment, pension, children's education, family financial management, etc.

If we talk about products, all companies are similar, nothing more than a few. Not much worse. Many people say that Xinhua is not good, I think it is the most essential business of Xinhua is not good, everyone knows that Xinhua is now a state holding, so why does a commercial insurance company have a state holding?

In the final analysis, Xinhua failed in the past few years, and if you pay attention to the news in the past few years, you will find that many Xinhua have lost money because of poor management, and the company is immediately facing very big difficulties, but because the insurance company is not allowed to go bankrupt, it can only be taken over by the state, and control Xinhua's operation, so that it has enough solvency to be responsible for the existing customers. In foreign countries, the state regulates a commercial insurance company, indicating that the insurance company has reached the point where it is no longer operational. Personal opinion, for informational purposes only.

In fact, the size is still related, the insurance you buy has two interests, one is protection, the other is investment income, investment income has a fixed part, there is also a non-fixed part, that is, the insurance company said dividends, this interest is related to the interests of the insurance company. At present, there are 100 insurance companies operating life insurance, but in fact, there are very few companies that make profits, more than half of the companies are still losing money, and in the whole country, six large insurance companies account for 80% of the market share. The first Chinese life, the second is safe, and then Xinhua, word-of-mouth speaking, with the strengthening of the awareness of insurance, many misunderstandings about insurance companies in the past have gradually become more understood.

Insurance has always been a big market, and the negative impact of an insurance company is to affect the entire insurance industry, so there have been many cases of insurance companies attacking each other, and in the end, it is difficult to say whose reputation is bad. In the final analysis, insurance claims are the key, and whoever does a good job in the future competition will win the reputation.

What a fart, it's **, you can't be called a master when you pull insurance, no one cares about something, internal management is chaotic, and salesmen pass the buck to each other.

Xinhua Insurance is a big **, deceived me into insurance, and later found out that I was deceived and beaten ** to complain about them, they asked me to return the insurance, promising to say how much money I lost to make up for me, but I didn't give a penny after I returned, I complained and deceived me to beat me, I complained from March 27 to no avail, I have been looking for excuses to delay, and now I don't admit it, it's too shameless, it's too shameless.