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Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. How to evaluate Pacific Insurance Company, mainly look at three questions:
1.Are Pacific Insurance's products worth buying?
The main products of Pacific Insurance are Jinyou Life, Children's Super Treasure Enjoyment Million, Xin Satisfaction, etc., I spent a week researching Pacific Insurance's products and sorted out one"List of the Seven Best Products to Buy in Pacific Insurance".
After reading it, you will know which product is good.
2.In terms of service, is the level of Pacific Insurance high?
In order to give everyone a standard, the China Banking and Insurance Regulatory Commission (CBIRC) rates the service according to indicators such as claims service, how many complaints, and business processing speed, with the highest level being AAA and the lowest being D.
Let's take a look at Pacific Life's service ratings:
The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.
3.Is Pacific Insurance reliable?
Friends who are worried that the insurance company will be unreliable should be afraid that it will be difficult to settle claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Earlier I compiled a following:
Top 10 insurance companies** points!
You can look at which companies go beyond the Pacific.
That's all for me"Pacific Insurance Learns Compensation Terms"All, look!
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100 yuan a year: 30,000 yuan for accidental injury, accident life insurance, supplementary medical treatment.
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Hello, Accident & Medical Bucket Tube.
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Hello, all companies have Student's Insurance.
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The study insurance is a one-year short-term insurance, which covers illness, accident, and disability.
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Coverage of the Student's Insurance.
1. Accidental personal reimbursement: including accidents and accidental disability, the insurance liability is to pay disability insurance benefits when the child (insured) suffers physical disability due to accidental injury;
2. Accidental medical reimbursement: including subsidies for outpatient and emergency expenses, which covers a large area, such as physical education class falls, bruises, traffic accidents, gas poisoning, animal bites, scalds and other accidents;
3. Reimbursement of hospitalization medical subsidy: If a child is hospitalized due to illness, as long as it does not fall under the limited liability exemption, he can apply for compensation.
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Pacific Insurance Company.
There are a lot of students under it.
The insurance age of the product is 3 years old - 25 years old, the insurance period is one year, and the waiting period is 90 days, which will take effect from 0:00 on the fourth day after the insurance. The big advantage of this product is that it can be renewed, and if you have a student insurance policy in the first year and include illness hospitalization liability, you can directly renew the insurance to Pacific Taixiang Student Insurance without a waiting period. In addition, after applying for Taixiang Xueping Insurance, you can enjoy five major services: health consultation, secondary diagnosis and treatment, expert ward, expert appointment, and expert surgery, which can bring comprehensive protection to the insured, which is very intimate.
Pacific Student's Insurance generally covers accidental death, disability, accidental medical treatment, hospitalization for illness, and specific infectious diseases, which are subject to the contract.
1. Accidental Death and Disability: 100% of the basic sum insured will be paid for accidental death.
Accidental disability is based on different levels of disability.
10%-100% of the basic sum assured.
2. Accidental illness medical treatment: The medical expenses arising from accidents or illnesses will be reimbursed within the agreed insurance amount, and the agreed deductible will be deducted after social security reimbursement.
Reimbursement according to the agreed proportion.
3. Specific infectious diseases: including the diagnosis of specific infectious diseases, hospitalization allowance for specific infectious diseases, and death of specific infectious diseases.
Test your anti-risk index, experts will interpret it for you for free!
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Pacific Studies.
General coverage for accidental death or dismemberment, accidental medical treatment, hospitalization for illness, and specified infectious diseases.
Xueping Insurance is an insurance specially launched for primary and secondary school students, and Xueping Insurance is not a simple accident insurance.
or sickness insurance, but a comprehensive plan that pursues comprehensive coverage.
The coverage of Pacific Learner Insurance is as follows:
1. Reimbursement for accidental personal searches: including accidents and accidental disability, the insurance liability is to pay disability insurance benefits to students and young children (insured) who are physically disabled due to accidental injuries;
2. Accidental medical reimbursement: including subsidies for outpatient and emergency expenses, which covers a large area, such as falls, bruises, traffic accidents, and gas poisoning in physical education classes.
Animal bites, burns and other accidents.
All are covered;
3. Reimbursement of hospitalization medical subsidies: If a child is hospitalized due to illness, as long as it does not fall within the scope of limited liability exemption, he can apply for compensation;
4. Death from disease: Death caused by acacia disease can apply for compensation.
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Pacific Studies.
The claim process is as follows:
1. Report the case. When the policyholder and the insured or the beneficiary of the insurance money become aware of the insured event, they need to notify the insurer immediately.
2. Prepare materials.
Prepare the ID card of the insured in accordance with the provisions of the insurance contract at the time of application.
Accident certificates, insurance policies, last payment vouchers and other materials will be submitted to the insurance company for review.
3. Review materials.
When the insurance company receives the insured's request to pay the insurance money, it will make a timely assessment of whether it is an insurance liability, which is about 30 days.
4. Payment of compensation.
After the insurance company approves the review, it will pay the insurance money within 1-15 working days.
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Summary. Hello dear! Glad to answer for you :
The fees for Pacific Insurance are as follows: Pacific 100 Yuan Insurance is actually the general name of Pacific Insurance Company's Insurance, in fact, Pacific Insurance Company includes three types: Pacific New Children's Fun Student Accident Comprehensive Insurance, Pacific Childhood Lele Children's Personal Comprehensive Accident Insurance and Pacific Children's Worry-free Children's Comprehensive Accident Insurance. The reimbursement scope of the Pacific 100 yuan student insurance is very wide, which not only includes the basic protection of accidental death, accidental disability, accidental medical treatment, illness medical treatment, accidental hospitalization allowance and illness hospitalization allowance for students.
Is there a $50 one?
Hello dear! We are glad to answer for you: The standard of the Pacific Student Insurance Fee is as follows:
In fact, Pacific Insurance Company includes three types: Pacific New Children's Code Accident Comprehensive Insurance, Pacific Childhood Lele Children's Personal Comprehensive Accident Insurance and Pacific Children's Worry-free Children's Comprehensive Accident Insurance. The reimbursement scope of the Pacific 100 yuan student insurance is very wide, which not only includes the basic protection of accidental death, accidental disability, accidental medical treatment, illness medical treatment, accidental hospitalization allowance, and illness hospitalization allowance for students.
No, oh dear.
No drop of 50?
There are three versions of Pacific Care Care, which cost 79 yuan, 99 yuan and 133 yuan a year.
What is the difference between drinking 100.
After the basic version, the classic version, and the premium version, the content of the protection given by the three insurance plans is the same, but the protection credit limit and the price of the insurance cost are different, so the insured can choose flexibly according to their own protection requirements and the budget of the insurance high socks cost.
The minimum annual insurance is only 79 yuan, which is relatively cost-effective compared to other insurance on the market.
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Hello, Pacific Student Insurance covers accidental personal injury, and the insurance company will reimburse the medical expenses caused by the accidental injury of the student. Accidental medical coverage, accidental medical reimbursement is very wide, such as falls, animal bites, burns, poisoning, etc. are all covered. In addition, there is also a hospitalization medical allowance, and students are unfortunately hospitalized due to illness, and those who meet the terms can be compensated.
Pacific Student Insurance is a type of insurance specially designed for school students, and can be compensated in the unfortunate event of an accident or illness for children, generally from 3 to 22 years old. That is, college students can also be insured.
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Summary. Hello, dear. Pacific Student Insurance is an insurance company specially launched for primary and secondary school students, not a simple accident insurance or illness insurance, but the pursuit of comprehensive protection of comprehensive insurance, Pacific Xue Ping Insurance protection content is relatively broad, including the following 4 parts:
Accidental Death or Dismemberment: Death or disability caused by an accident can be claimed; Death due to illness: Death due to illness can be claimed; Accidental Medical:
Reimbursement of medical expenses caused by accidents, other medical expenses cannot be reimbursed; Inpatient medical treatment: reimbursement of hospitalization expenses.
Hello, dear. Pacific Xueping Insurance is the insurance launched by Pacific Insurance Company for primary and secondary school students, not a simple accident insurance or illness insurance, but a comprehensive insurance that pursues comprehensive protection, the protection content of Pacific Xueping Insurance is relatively broad, including Sakuramori including the following 4 parts: Accidental death or disability:
Death or disability caused by an accident can be claimed; Death due to illness: Death due to illness can be claimed; Accidental medical treatment: reimbursement of medical expenses caused by accidents caused by memorization, other medical expenses cannot be reimbursed; Inpatient Medical:
Reimbursement of hospitalization expenses.
What are the disadvantages of Pacific Insurance: There are many old-fashioned contents of Pacific Insurance, but compared with professional accident insurance or medical insurance, there are still very few risks that cannot be covered. For example, "accidental medical treatment" and "hospitalization medical treatment" seem to involve "medical insurance", but the medical expenses of cold and fever cannot be reimbursed; The amount of protection is low, it is difficult to fight against major risks, the four contents of the Pacific School Insurance are only 10,000 yuan of the sum insured, the 10,000 yuan of the sum insured in the face of major accidents can not play a role, such as accidental medical treatment, the occurrence of the intention to serve the outside is often sudden, and the physical injury and economic losses caused may be very significant, if you want to find an insurance product that covers a variety of risks temporarily, you can consider buying.
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Summary. Hello dear. <>
Pacific Learning Insurance is a professional insurance company. The advantages of Pacific Learner Insurance include cheap premiums, low insurance thresholds, and a wide range of coverage contents. The disadvantages of Pacific Student's insurance include relatively low insurance amount and more reimbursement restrictions, especially this insurance does not provide medical insurance for serious illnesses, and it cannot provide better protection in the face of serious illnesses.
Pacific Studies.
Hello dear. <>
Taibo refers to Pingyang Xueping Insurance as a professional insurance company. The advantages of Pacific Learner Insurance include the convenience of premium base, low insurance threshold, and wide coverage of multiple protection contents. The disadvantages of Pacific Flat Insurance are that the insurance amount is relatively low and there are many reimbursement restrictions, especially this insurance does not provide medical insurance for serious illnesses, and it cannot provide better protection in the face of serious illnesses.
Do you have any other questions on your side?
Hello, my son fell at home in December 2021 and injured himself with a scar on his face, and he didn't file an insurance claim at that time, can he find an insurance company to make a claim now.
You're past the claim settlement time.
The insurance company may not recognize it.
Doesn't it mean that two years are fine?
Do you still have records from that time?
You have to file a claim now, because it takes time for the insurance company to file a claim, and if you don't apply, you will still miss the claim time.
We're counting it on a January basis.
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If the professional terminology is not clear, you can take the definition on the policy to your doctor and ask if it is a complex and okay.
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