Is there any difference between online and offline insurance for Pacific Auto Insurance?

With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. How to evaluate Pacific Insurance Company, mainly look at three questions:

1.Is the product launched by Pacific Insurance worth buying?

The main products promoted by Pacific Insurance include Jinyou Life, Children's Super Treasure Le Million, Xin Satisfaction, etc., and I have sorted out the evaluation and analysis of these products in this article:"Seven Products Worth Buying for Pacific Insurance".

Friends who are interested in Pacific products can click on it to take a look.

2.Is the service level of CPIC high?

The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.

The service ratings of Pacific Insurance are as follows:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

Friends who are worried that the insurance company will be unreliable should be afraid that it will be difficult to settle claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Recently I combed through an article:

What are the top 10 insurance companies?

You can see which companies are going beyond Pacific Insurance.

That's all for me"Is there any difference between online and offline insurance for Pacific Auto Insurance?"All, look!

The level of the premium has a lot to do with the number of occurrences and the amount of claims made in the previous year. According to the regulations, as long as the car owner does not have any violation records, insurance situations and claims within one year, the car owner will receive a reduction in the premium of commercial insurance and compulsory traffic insurance when renewing the premium in the second year, and will also be listed as a high-quality customer by the insurance company to enjoy car insurance discounts. In the second year, car insurance should make a reasonable choice in terms of purchase method and insurance type, not only to ensure full insurance, but also not to waste money.

Choosing the most suitable combination of insurance types, in order to ensure the future driving life is the real interest of the car owner.

1. Different handling fees: For car owners, car insurance online insurance, customers can choose their own car insurance products more conveniently and quickly, and in addition to the mu, it also saves the handling fee of the salesman for the car owner, and the cost is relatively low. In short, it is very advantageous for car owners to apply for car insurance online.

2. Different purchase channels: the difference between online and offline sales of car insurance is mainly caused by different purchase channels", industry insiders believe that "online purchase of car insurance, consumers can directly communicate with the insurance company, saving the cost of insurance and insurance product promotion and marketing, so the online sales of car insurance can be sold at a discount of 15%, so there is no difference in the essence of online and offline car insurance products in addition to the difference."

3. ** Different: "At the same time of renewing the vehicle, the owner should not only choose the type of car insurance according to his own needs, but also increase or delete some types of insurance in combination with the previous year's insurance situation, and must not simply renew the car insurance of the previous year", the industry reminded that "when the owner buys car insurance products online, he must go to the regular ** or platform to buy."

For example, you can choose Pacific car insurance, when choosing car insurance to insure Bi Gaishen, you should not take ** as the only selection criterion, especially for car insurance products sold online with too low costs, car owners should pay enough attention when buying."

No. How to buy insurance:

Go to a professional insurance company to buy: After the consumer goes to the sales counter of the insurance company, he needs to fill out a policy, and the insurance company will issue a certificate of insurance after receiving the premium, and the accident insurance purchased by the consumer can take effect.

Purchase through the insurance person: Consumers who choose this purchase method only need to fill in the insurance policy, and the insurance company will issue an insurance certificate after receiving the premium, and the insurance will take effect.

Purchase through ** institution: Generally speaking, the insurance company will install the system end in the ** institution, and print the blank insurance certificate to the ** institution for management. Consumers can pay premiums to ** institutions, and then ** institutions will print the insurance certificate to consumers through the insurance company's system, and the insurance will take effect.

Purchase via: Online selling is great for simple lines like accident insurance. As long as the consumer fills in the insurance information online and pays, the insurance company can issue an electronic insurance certificate and send it to the customer by e-mail or SMS. In this way, the insurance is considered to be effective.

Purchase through sale: Consumers are required to provide insurance information. The insurance company will issue a certificate of insurance and mail it to the consumer, and then ask the consumer to pay the fee to ensure that the policy is effective.

Online insurance will be a little cheaper than offline insurance, and online direct sales of major car insurance companies will be cheaper than offline.

The car insurance products sold online directly save the handling fee of the salesman, the cost is relatively low, the product and the car insurance sold by the entity company are the same, the difference is that the claim after the accident is different, there are some unspoken rules, such as if the salesman sells to you, he will help you appropriately when he takes your money to make a claim, if it is sold online, if the claim is not satisfied, you don't know who to go to. This is all the car insurance companies I know, I don't know if it will be useful to you.

Online insurance of motor vehicle commercial insurance and online renewal of car insurance can save about 15% Like, the average rider buys it for a year, and when you want to buy it, you will want to understand, and if you don't know it, you can take a look at it on the Internet yourself, or call ** to ask. It's best that way.