I went to the postal service to deposit fixed money, but I didn t have this money when it expired, a

Updated on society 2024-04-21
17 answers
  1. Anonymous users2024-02-08

    Of course, you can complain, but you have to make sure that you have saved a fixed term, because now some are ignored and saved as an insurance order, and then there is no record of this term after the expiration of the term, so first of all, you must make sure that you are saving a fixed term, and have not been fooled into an insurance order.

  2. Anonymous users2024-02-07

    There should be a certificate for you on the deposit period.,If not.,It's troublesome to estimate things.,For so long.,The video data at that time must be gone.,There's no evidence to complain and call the police.。 But you can try to call the police and see if you can find the documents at that time or something.

  3. Anonymous users2024-02-06

    First of all, you have to determine whether you have deposited the amount, whether it is in Japan Post Bank, or whether you have withdrawn it in advance. Ordinary bank staff will not talk nonsense. If you are sure, you can file a complaint and ask the bank to give you a new clarification.

  4. Anonymous users2024-02-05

    This must be something you can complain about, if you go to deposit money, you should be given a credential, it must be a deposit certificate or a bank card passbook or something like that.

  5. Anonymous users2024-02-04

    Go to the counter to inquire directly, see that there is a problem, there is no thing in the world that disappears for no reason, as long as it is done, it will leave traces, so think carefully, inquire well, if it is a problem with the bank, you will definitely be able to complain.

  6. Anonymous users2024-02-03

    This deposit must have a certificate for you, as long as you take the certificate, you are not afraid of him cheating, and you will go directly to the court to sue, absolutely no problem.

  7. Anonymous users2024-02-02

    You can only go to the CBRC to solve this problem, they will look for the following, if it doesn't work, you can call the police.

  8. Anonymous users2024-02-01

    It shouldn't be wrong, postal savings is still relatively formal, you can communicate with the bank staff to see if something went wrong.

  9. Anonymous users2024-01-31

    After the postal fixed deposit expires, it does not matter if it is not withdrawn, the bank will automatically transfer it.

    1. If you don't want to continue to deposit, you can withdraw the money from the bank, and the bank will settle the interest at one time and return the principal at the same time;

    2. If you want to continue to deposit or don't have time to withdraw, you can ignore it, the bank will automatically transfer the deposit by default, that is, according to the original deposit period, and then deposit for half a year.

    On the maturity date, the bank will automatically settle the interest, and the interest earned and the original amount will be combined into a new principal and transferred to the next deposit period.

    According to the deposit interest rate of the same period listed by the bank on the transfer date, the interest of the next deposit period will be calculated.

    Lump sum deposit refers to a personal deposit method that stipulates the deposit period when opening an account, deposits at one time, and withdraws principal and interest at one time.

    The minimum deposit amount is RMB 50, and the minimum foreign exchange deposit amount is RMB 100 equivalent to foreign exchange.

    Personal identification must be provided for withdrawal or early withdrawal (generally limited to one time); The person taking the loan must provide the depositor's identity document and his or her own identity document.

    By 2013, all or part of the interest can be withdrawn directly through online banking, and the interest on the remaining part will be calculated according to the original period, and the interest will be calculated on the current part of the withdrawal.

  10. Anonymous users2024-01-30

    Summary. Hello dear. How is it possible to deposit money at the post office and withdraw it when it matures without accruing interest? Even demand deposits have interest.

    Could it be that you have bought a wealth management?

    What to do if you deposit money at the post office and withdraw it when it matures and does not accrue interest.

    Hello dear. How is it possible to deposit money at the post office and withdraw it when it matures without accruing interest? Even demand deposits have interest.

    Could it be that you have bought a wealth management?

    I've been keeping my money at the post office for a year! What should I do if I go to withdraw my money after maturity and there is no interest.

    There is no guarantee that financial management will generate income, and sometimes the principal will be lost. Please tell me about the situation and I will help you.

    Good. Dear, if it is a deposit, then resolutely do not agree, the deposit must have interest. You look at whether it's a deposit or a financial management, dear.

    I made a deposit.

    After the expiration of the money, the principal is still a few hundred yuan short, and then the workers will make up for it.

    Dear, then you ask the bank to give a reasonable explanation and ask them to pay you according to the interest on the deposit.

    Are you saying that the principal is lost? Dear, what you buy must be financial management!

    The staff member said that the product was affected due to the epidemic.

    Dear, I must be saying that you are buying a wealth management, not a deposit. So there is a very poor return on the current situation. In the future, it can be Pei Jingmin, and it is optimistic that it is a deposit or a branch is a financial management. There is no guarantee of returns.

  11. Anonymous users2024-01-29

    Hello, this will not be the case, the bank's fixed-term, loans, wealth management and other businesses can be queried through the ID card, if the investor has deposited a fixed term in the postal bank, as long as the ID card is brought to the postal bank outlets to inquire, if the investor is stored on the bank card, you can also directly inquire about the flow. A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and the principal and interest are withdrawn after maturity, which can be withdrawn in advance, and the part withdrawn in advance is calculated according to the current interest. Extended Resources:

    What should I do if the money on the card is missing after the deposit period1, the inquiry method is wrong The bank current account is the most familiar and common account type for investors, and the general current balance can be queried in the current account. A fixed deposit account can also be opened under a bank account, and the balance of the fixed deposit made through the bank is shown in the fixed deposit account. Therefore, many ATMs cannot check the balance of fixed deposits, but only the current balance.

    There are the following centralized ways to inquire about the regular balance: I go to the bank counter with my ID card and bank card to make the inquiry; Call the bank's customer service** and the manual customer service will help you inquire; Make inquiries through online banking and mobile banking. Online banking and mobile banking inquiry is the most convenient, take Bank of China as an example, log in to Bank of China mobile banking, and select the function of "Favorite-Deposit-Time Deposit-My Time Deposit" to query the lump sum deposit and withdrawal information.

    2. Deposit maturity Fixed deposit is agreed to have a fixed deposit period at the time of processing, and if you do not choose to automatically roll over after expiration, the deposit principal and interest will be automatically transferred to the current account. At this time, the balance of the fixed deposit account cannot be queried, and the current account needs to be queried. If the inquiry method is confirmed to be correct, and no withdrawal operations have been made during the deposit period, then it is also possible that the account has been stolen, and the investor can immediately contact the bank's customer service to confirm the deposit balance and report to the police.

    How do I deposit money with a postal savings card? Cash deposit business can be handled through the counter of the Postal Savings Bank, and the personal savings settlement account (card and passbook) of the Postal Savings Bank supports universal deposit and exchange at the national network outlets; At present, the single withdrawal amount of the ATM of the Postal Savings Bank is 2,000 yuan (according to the setting of the cash outlet, the maximum is 3,000 yuan), and the cumulative withdrawal amount is 20,000 yuan on the same day. The deposit machines of the Postal Savings Bank of China shall not exceed 100 deposits at a time; There is no upper limit on the amount of money, and it mainly depends on the carrying capacity in the cash box.

    For inter-provincial ATM inter-bank withdrawals of 2 yuan + transaction amount, the minimum is 4 yuan, and the highest state Donghui is 52 yuan. Inter-bank withdrawal of ATM in the province is 2 yuan + the handling fee for the withdrawal of ATM in the province and the city.

  12. Anonymous users2024-01-28

    The fixed deposit deposited in the post can be withdrawn in advance if it is not due, and the following is the specific method:

    1. If the user withdraws the full amount in advance, the interest will be calculated and paid according to the current deposit interest rate announced on the withdrawal date;

    2. For partial early withdrawal, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the interest shall be calculated and paid according to the original interest rate for the retained part, but if the retained part is less than the initial deposit amount, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the fixed deposit shall be liquidated.

  13. Anonymous users2024-01-27

    If you have a one-year fixed deposit, the annual interest rate is generally based on the interest rate standard, which can be withdrawn in advance, but the interest is calculated at the current interest rate.

  14. Anonymous users2024-01-26

    You can bring your ID card and bank card to the bank counter for withdrawal. However, the interest rate is calculated according to the current interest rate.

  15. Anonymous users2024-01-25

    Yes, as long as you make an ordinary deposit over the counter, you can withdraw it at any time, regardless of time or demand, but there is no interest on the term (only current interest). You can bring your ID card with you.

  16. Anonymous users2024-01-24

    Hello, the fixed deposit of the Postal Savings Bank of China can be withdrawn in advance; If all or part of the withdrawal is made in advance, the interest shall be calculated according to the interest rate of the current savings deposit announced on the date of withdrawal, and the interest shall be calculated according to the interest rate of the original certificate of deposit for the part not withdrawn in advance. I hope my answer is helpful to you.

  17. Anonymous users2024-01-23

    Yes, but the interest is calculated on a current basis.

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