Is the death period of money deposited in the month, or to the day when the money is saved?

The death period of money deposit is until the day when the money is saved, not to the month. If you want to take it out in the middle of the process, it will be calculated according to the current interest. The deposit and death period is for the interest rate to be high, but it is not so convenient.

Money is kept on a daily basis. If you save for a year. If you deposit on June 30 this year, you will not mature until June 30 next year.

The death period of the money deposit is to the day when the money is deposited, not to the month, and the withdrawal is calculated according to the current account on the day when the money is deposited, so it must be until the day of the deposit.

Hello, the maturity of the deposit in the bank refers to the day on which the deposit expires, which can be withdrawn on this day.

The money that is deposited in the dead period must be on the day of deposit, and it is definitely less than a month.

If the money is deposited at the death date, ten to the day of the deposit. Let's say you have a savings period of one year. That's it. That day. Take it out. Exactly that day of the year.

The death period of money is also known as a fixed deposit. They are settled on the date of deposit.

Whether the death period of money deposit is to the month or to the day of saving, and the death period of saving money is from the day of saving.

The death period of money deposit should be the day when the money is saved until the money is saved.

It should be until the day of saving.

If the money is deposited at the death date, the date written on the passbook is due, and you can do it.

The money deposited on January 1, 2015 is fixed, the deposit period is one year, and the maturity date is, and it is withdrawn on January 1, 2016

When I got up, I had to save all the money, and I thought I was saving more money that day, and it was regular to be in the car that day.

When it comes to the day of saving, it is the specific day of saving.

Whether the death period of money deposit is to the month or to the day of saving the money, to the year and month of the year in which the money is saved.

The time period of the bank deposit period is generally three months, six months, one year, two years, three years, and five years, and there will be additional term arrangements according to the size of the deposit, which is relatively large for bank deposits.

The basic deposit term will be increased by one month, nine months, and eighteen months, and the specific deposit details should be arranged according to the relevant regulations of the bank, and the longer the deposit, the higher the interest rate on the deposit.

Time deposit. It refers to the depositor's deposit of cash into a fixed savings account opened by a banking institution, and the deposit time is agreed in advance to be fixed for a fixed period of time, which is higher than that of demand deposit.

is a form of savings in which the principal and interest can be received at the end of the term.

The process of handling fixed savings deposits is that you can bring your ID card when you deposit money in the bank to imitate the fixed term (dead date).

A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. It has the characteristics of a minimum deposit period of 3 months and a maximum of 5 years, a large margin of choice and a relatively stable interest income.

Cash and current savings deposits can be directly applied for fixed savings deposits, and the minimum deposit amount for regular account opening is 50 yuan, and there is no limit to more deposits.

The interest rate on a fixed deposit is the rate at which the bank pays the depositor the rate of return on the amount of the fixed deposit paid by the depositor in return for depositing the money deposited in the bank on a fixed basis. A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. It has the characteristics of a minimum deposit period of 3 months and a maximum of 5 years, a large margin of choice and a relatively stable interest income.

Deposit interest rates. If the deposit period is less than three months, the current interest shall be paid according to the number of days; If the deposit period is more than three months but less than half a year, the interest shall be calculated at a 6% discount according to the interest rate of the three-month deposit on the date of withdrawal; If the deposit period is more than half a year but less than one year, the interest shall be calculated at a 6% discount according to the interest rate of the regular lump sum deposit for half a year on the date of withdrawal; If the deposit period is more than one year, no matter how long the deposit period is, the entire deposit period will be discounted by 6% according to the one-year deposit interest rate on the date of withdrawal.

Interest on money that has been deposited at a "dead date" (fixed period) can be withdrawn in advance.

However, depositors who have made early withdrawals of their time savings deposits may request full or partial withdrawal of their deposits before their deposits mature.

According to the "Savings Regulations": Article 24, if the unexpired time savings deposit is fully withdrawn in advance, the interest shall be calculated and paid according to the current savings deposit interest rate announced on the date of withdrawal; If part of the withdrawal is made in advance, the interest shall be calculated and paid according to the interest rate of the current savings deposit announced on the date of withdrawal, and the interest shall be calculated and paid according to the interest rate of the fixed savings deposit announced on the date of opening of the certificate of deposit when it matures.

Article 25 : Except for those that have been automatically transferred to the fixed deposit period, interest shall be calculated and paid according to the interest rate of the current savings deposit announced on the date of withdrawal, except for the part of the fixed deposit period that has been withdrawn after the deadline.

For example, if you deposit for 127 days, the bank has a 120-day fixed interest, and it will give you 120 days of regular interest, and the good one will pay you the regular interest on the regular term closest to the length of your deposit. However, large withdrawals generally require one to two days in advance notice to the bank so that cash can be prepared. In addition, add the current interest on the day you withdraw the money, in this case, the bank's interest policy is different, plus 7 days of current interest.

Some are all 127 days of subscription.

This depends on what kind of period, and it is definitely not possible to deposit and withdraw the whole thing; It is possible to withdraw the principal and interest, but it can only be withdrawn at any time until the agreed interest date or after the interest date.

In 2019, the new regulations of banks, not only have high interest rates, but also can be withdrawn at any time, so don't be stupid enough to deposit for a fixed time.

Fixed deposits can be made for a minimum period of 3 months and a maximum of 5 years, with options of 6 months, 1 year, 2 years and 3 years. In terms of income, it is at least 5 times more than that of the current account, and some banks with a 5-year term can reach about 5%.

Extended information: What are the types of deposits.

Deposit is a kind of investment asset of customers, in addition to call deposits, bank deposits also include demand deposits, time deposits, and fixed deposit deposits.

1. Demand deposit:

A demand deposit is a bank deposit that can be accessed and transferred at any time by the depositor without any prior notice.

The advantage of demand deposit is that it can be deposited and withdrawn at any time, and it is very flexible, and you can use your bank card to deposit and withdraw RMB cash at bank outlets and self-service devices across the country. But the interest rate on demand deposits is very low, and the annual interest rate is only.

2. Deposit stupid money regularly:

A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

There are four types of fixed deposits:

1) Lump sum deposit: divided into 3 months, half a year, 1 year, 2 years, 3 years, 5 years and so on, deposit a sum of money at a time, and repay the principal and interest at one time after maturity, the longer the term, the higher the interest. If you don't have a file, you can withdraw it in advance when it expires, but the interest will be calculated according to the current deposit.

2) Lump sum withdrawal: divided into 1 year, 3 years, 5 years and 3 grades, a certain amount of money is fixed every month, and the principal and interest are repaid once at maturity.

3) Deposit principal and interest: the grade is the same as above, deposit a sum of money at a time, receive interest month by month, and repay the principal when due.

4) Education savings: It is a special kind of fixed savings deposit, which is aimed at students in the fourth grade (including the fourth grade) and above, with a deposit period of one year, three years and six years, and the maximum principal amount is 20,000 yuan.

3. Fix two pennies:

Fixed two-pence deposit refers to a savings deposit in which the customer does not agree on the deposit period, and the deposit can be withdrawn at any time, and the interest rate changes with the length of the deposit period.

The flexibility of the fixed deposit is larger, the income is slightly higher than that of the current deposit, the deposit period is not agreed, and the interest is calculated at a 6% discount at the interest rate of the same grade for the fixed deposit and lump sum withdrawal within one year.

Hello, bank deposits can be withdrawn at any time! Because the money is yours! Even if you have a dead date, you can still take it, but the interest is calculated according to the current period.

Bank fixed deposits.

When it expires, it is withdrawn on the same day, not the next day.

Fixed Deposit After the maturity of the fixed deposit, how to deal with it:

1. If you don't want to continue to deposit, you can withdraw the money from the bank, and the bank will settle the interest at one time and return the principal at the same time;

2. If you want to continue to deposit, you can ignore it, the bank will automatically transfer the deposit by default, that is, according to the original deposit period, and then deposit for a fixed period.

On the maturity date, the bank will automatically settle the interest, and the interest earned and the original amount will be combined into a new principal and transferred to the next deposit period.

According to the deposit interest rate of the same period listed by the bank on the date of transfer.

Calculate the interest for the next tenor.

The fixed deposit can be withdrawn on the maturity date.

If the money is not withdrawn on the maturity date of the fixed deposit, the bank will automatically combine the due principal and interest into a new principal and deposit another fixed term at the official listed interest rate at that time.

This is very worry-free, because most people will forget to roll over when it expires, so it's good to have an automatic rollover this way. Of course, it can also be withdrawn, but in this way, the interest rate of the deposit period is calculated according to the current interest rate.

Extended Materials. Quite a few banks of online banking.

Self-service time deposit business can be provided, but the reporter found that if the online banking customer does not make a special request, its self-service time deposit is likely to be automatically transferred by the bank, that is, the fixed deposit will be automatically renewed to the next fixed deposit cycle when it expires, and most banks do not support some early withdrawal of fixed deposit on online banking.

Take a state-owned bank.

For example, the bank provides an online banking fixed deposit maturity automatic rollover service, after setting the agreed rollover period of the fixed deposit, the system will incorporate the after-tax interest into the principal for automatic rollover on the maturity date of the fixed deposit.

After the automatic rollover, if you need to withdraw the fixed deposit, except for the maturity date and the date of transfer, it will be paid in advance. Financial planner Huang Rui reminded that in order to avoid the automatic transfer of deposits to the next certain deposit period after maturity, it is recommended that citizens communicate with the bank to cancel the automatic transfer function before choosing online banking for deposits.

After the maturity of the online banking fixed deposit or it is automatically transferred, the function can be deactivated first.

It is not advisable to do so, this situation is purely regular. There is basically no way to withdraw a fixed deposit in advance, even if you want to cancel it, you need to wait for a while to cancel, and there is no way to withdraw it on the same day.

Yes, normally speaking, after the dead period is a fixed deposit, the bank does not recommend withdrawing it in advance, because once you want to withdraw money in advance, it means that you cannot enjoy the interest rate loss of the fixed deposit at all.

Of course, you can withdraw it, and you can withdraw it as you deposit, but there is no interest on the same day.

Deposits are deposited at a dead date and can be withdrawn on any day during the bank, but the timing of the withdrawal will affect the interest rate.

Yes, the bank deposit period is a fixed deposit, which can be withdrawn on the same day, but there is no interest on the same day of deposit, and if the deposit amount is greater than or equal to 50,000 yuan, you must make an appointment with the bank in advance to withdraw money.

It can be withdrawn on the day of the expiration of the bank's dead period. If the fixed passbook we deposit in the bank expires, it can be withdrawn on the same day, and there is a question of the size of the amount involved here. If the amount in your fixed passbook is very large, you need to communicate with the bank in advance and inform the bank that you need to withdraw this huge amount of deposit, so that the bank can prepare cash in advance.

The bank can be withdrawn on the day of the deposit and death period, but the interest is calculated according to the interest of the current account, and it is not settled by installing regular interest.

Hello, if you have made a fixed deposit, even if it is deposited on the same day, it can be withdrawn immediately, but because the interest date has not yet arrived, the interest will not be calculated.

Bank deposits are not advisable on the same day.

You can pick it up after a few days.

However, if it is withdrawn in advance, the interest is not regular interest, but current interest.

Of course, you can, if you are in a hurry to use the money during the death period of the day. You can withdraw money on the same day, but there is no interest. If you deposit more than 50,000 yuan, you must make an appointment with the bank in advance before you can withdraw money.

If the bank has a dead date, you must not be able to withdraw money on the same day, because in addition to the death period, you must be able to withdraw money on the due date, which is a contract that you will sign when you deposit money, even if there is a big problem, you can't withdraw the money.

Dead deposits are fixed deposits, which can be withdrawn in advance, and can be withdrawn in advance by showing valid documents and passbooks at the deposit bank.

Early withdrawal of dead deposits can be divided into partial withdrawals and full withdrawals. The amount withdrawn in advance will reduce the interest income, and this part of the money will be calculated and paid according to the current deposit interest rate announced on the day.

It can be taken out completely on the day of expiration. The bank dead deposit can be withdrawn on the day of maturity. You can take out all of it with interest.

Yes, as the name suggests, fixed deposits are deposited and withdrawn according to the fixed term, and the withdrawal date is the maturity date, which means that you can withdraw it directly on the day of maturity. If the fixed deposit is not withdrawn at maturity, it will be automatically rolled over by default.

Of course not, if you want to get interest income, you can only receive it if you withdraw it within the specified period, otherwise it will be deducted or invalidated according to the bank's regulations.

If the bank deposits the dead period, it can also be withdrawn on the same day, and the interest on the unsuccessful deposit is calculated as the interest on the current account.