What should I do if there is an idle seat in the store that runs insurance?

There is an insurance guy in your shop, he is definitely not idle, he wants to persuade you to buy insurance through his three-inch tongue, so you should clearly tell him that no matter what, you will not buy it, then he himself will not continue to sit down.

If you sit in your store, let them sit and have a good time, ignore them and let them help with the work, and they won't go in the future!

Hello, then there must be a drive and planning, so that these insurance salesmen can find more customers.

What a good thing! You can chat with them, promote your products, or introduce customers to them for insurance, you can also put away the commission, and after a long chat, they will be thirsty and hungry, and then they will buy things from you.

Harmony makes money, it doesn't affect your business, just let him do it, it's not easy for everyone.

Then there can only be one measure for this, that is, it is best to pay wages according to performance.

You should be glad that so many people come to your shop to sit around. I don't know what you do, if there are more people and it adds popularity to your store, as long as it doesn't affect your store's business, these people will do it, and you will do something good for them.

There are people running insurance in the store, and there is no way to be idle there, so you can't drive people away, which is not good for the reputation of your store.

My insurance is originally a very idle job, so it is normal for Xiang Xian to sit down, because there may not be many customers to contact.

If you don't buy insurance, he won't be sedentary for a long time, it's better to explain the situation to him, and it is estimated that he will not waste time with you.

Opening a store is to do business, and others who run insurance have been sitting in your place for a long time, no matter whether others buy things or not, it can be regarded as adding a little popularity to you, don't have opinions.

As the saying goes, harmony makes money, and people have great wealth, so if he doesn't affect your business, let him sit there.

If you're bored, you can just tell him about it, and you can say I don't need insurance.

Isn't the person who runs insurance linked to his insurance performance?

Since he doesn't want to make so much money, he wants to do it first.

Insurance** includes Chinese Life, Xinhua Insurance, Ping An of China, China Pacific Insurance, etc.

Chinese Shou (601628).

New China Insurance (601336).

Ping An of China (601318).

Pacific Ocean (601099).

China Pacific Insurance (601601).

Since the insurance industry has entered people's field of vision, insurance companies with state-owned background and relatively early establishment, such as Chinese Life, Ping An Life, PICC Life Insurance, Pacific Life, etc. should be a good choice, regardless of large or small companies, the most important thing is to meet their own situation, compared with low-profile insurance companies, high-profile insurance companies will give you more development. You can wait and see from a consumer's point of view before making a decision.

As consumers, the most direct way for us to evaluate an insurance company is to use authoritative data to speak, and then Daddy will analyze the top ten insurance companies based on premium income, claim amount, net profit and complaint volume.

The top three life insurance companies are still the well-known Chinese Life, Ping An Life and Pacific Life. It is conceivable that while the products of large companies are in place, they also attract many users to choose their products.

As can be seen from the above table, some well-known insurance companies are ranked high in terms of claim amounts, but in fact, the premium income of well-known insurance companies is relatively high, and the corresponding claim amount is also proportional. Believing in real data will be different from many people's subjective imagination.

The level of net profit can directly reflect the company's profitability, and the net profit is positively correlated with the claim situation to a certain extent.

Ping An Life and Pacific Life, where the number of complaints has increased, you can consider what operating problems these two insurance companies have. Carefully consider the decision before making a decision to apply for insurance or work for an insurance company.

To sum up, the above ranking data are all data from 2019, because 2020 has not yet ended, and the ranking changes every year. 》Maybe there will be a dark horse, and every insurance company has its excellent products and poor products, and the product fit is more important than the insurance company behind it. If you believe that after listening to the dad, according to the above ranking, everyone should have an understanding of the information of the insurance company.

The final decision is up to the individual, and Daddy recommends thinking twice.

Hope the above information can help you!

The rapid development of the domestic insurance market has ushered in various types of insurance companies, everyone will consider the insurance company before choosing the product, how to choose an excellent insurance company is particularly important, it is recommended to choose from the following aspects:

1. Compare the scope of protection: For example, it is also medical insurance, but the focus of each type of insurance is different, some focus on the protection of hospitalization medical expenses, and some have death benefits, maturity payments, high disability benefits, etc. Generally speaking, the wider the coverage, the better the type of insurance under the same premium burden.

2. Compare premiums: Another important difference between different types of insurance is also reflected in the burden of insurance premiums, in the case of the same basic protection function, the lower the premium burden, the more flexible the payment period. The more insured, the better.

3. Additional functions: The functions of some types of insurance are not available to all types of insurance, such as automatic advance payment of insurance premiums, policy loans, convertible rights, interest rate returns, non-compensation preferential treatment, etc., and having additional functions will bring a lot of convenience to the policyholder.

3. Compare after-sales service: Some insurance will accompany you for twenty or thirty years or even for life, and good after-service can protect your rights and interests. Before applying for insurance, you should have a full understanding of the strength, reputation, and claims of the insurance company, and choose a high-quality marketer to serve you.

When buying insurance, everyone's biggest question is which insurance company to choose, here is a newly released top ten insurance company ranking list, for reference:Freshly baked! China's Top 10 Insurance Companies Ranking!

If the insurance company you want to buy is not on the list, there is no need to worry, because we are not buying an insurance company, but an insurance product, but some people will still be worriedThe insurance company will go out of business or maliciously refuse to pay

, in fact, there is no need to worry.

Because of the establishment of an insurance company, lightThere is moneyNot yet,The background and credibility of the shareholders, the experience in the industry, and the management talentsAll of them are indispensable, and they must be reviewed and carefully selected by the China Banking and Insurance Regulatory Commission in order to obtain a license and become a formal and legal insurance company.

Therefore, the origin of each insurance company is not small, and every insurance company in China must accept the strict supervision of the China Banking and Insurance Regulatory Commission

Under such a strict regulatory regime,It is difficult for an insurance company to go bankrupt, if it is really bankruptThe bankrupt insurance company will transfer the policy to another insurance company to take over, and if there is no company to take over, the CBIRC will come forward to designate a company to take overThe policy continues to be in force, and the claim is still settled as normal.

Therefore, when buying insurance, you don't have to worry about the insurance company, but you should pay attention to whether the insurance product is good or not, and whether the cost performance is highTop 10 Popular Critical Illness Insurance Points Worth Buying!

There are still quite a few insurance companies in our country, but the most famous ones are not necessarily the best. 62616964757a686964616fe78988e69d8331333433636161

It is still necessary to choose a specific company according to your actual situation. Before understanding how to see insurance companies as good or not, we can first look at which companies are among the top ranking.

Freshly baked! China's Top 10 Insurance Companies Ranking!

If you want to know whether an insurance company is good or not, it is enough to look at these three points.

1.Solvency

Solvency isThe insurance company cannot afford to pay the sum insured agreed in our contract。And this data does not refer to just one person, but to all the insurance policies.

If you say oneThe solvency of the insurance company is relatively high, which means that he has money to pay, the obligation to be fulfilled it is indispensable.

So which ones have a higher solvency ranking? Look down

Which of the top 10 insurers in solvency in 2020 is better?

2.Service ratings

Service attitude is usually a thing that we pay more attention to when we buy things, and the same is true for buying insurance. Where the service attitude is not good, even if the thing is excellent, I really don't want to go in and be angry.

What are the benefits of a well-served company? For example, get a more detailed explanation before buying insurance, after all, not everyone understands the content of insurance. The second is that when a claim occurs, it is more actively resolved and will not be delayed.

The sense of security came instantly.

You can't just say yes, but also give the subject a little mine, don't get hit:

Insurance companies [Consumer Complaint List] is released, who has the worst service?

3.Company background

Looking at the background of the company, in fact, when we know others, in addition to the name, we will ask where they come from, what school. If the school is Qingbei, I think this person must be very powerful, right? The same goes for insurance companies.

So what exactly is it to know the background of the insurance company, in fact, it isLook at the major shareholders。For example, the main shareholders of China Merchants Renhe are China Mobile and TravelSky, both of which are state-owned enterprises, and they are very stable, at least they don't have to worry about sudden closure.

The strength of insurance companies is closely related to service evaluation, solvency, and product quality, and the ranking of insurance companies is also different according to different standards. More data can be found in this article:Freshly baked!

China's Top 10 Insurance Companies Ranking!

Whether it's a big company or a small company, it's reliable. Because the state is very strict in approving the establishment of insurance companies, and the CBIRC has carried out strict supervision after its establishment, ensuring that domestic insurance companies must be honest and reliable. The regulatory mechanism of the China Banking and Insurance Regulatory Commission is as follows:

So what are the factors that we really need to pay attention to when choosing an insurance company to insure without paying attention to the size of the company?

1.Ability to resist risks

Whether the insurance company's ability to resist risks is strong or not, we can judge it by the solvency of the insurance company.

Solvency refers to the ability of an insurance company to pay a claim, which simply means whether the insurance company has enough money to pay you in any situation, including the most extreme situations (such as a major natural disaster).

Generally speaking, we will judge from two indicators: first, the core solvency adequacy ratio; The second is the comprehensive solvency adequacy ratio. When the core solvency ratio is 50% and the comprehensive solvency adequacy ratio is 100%, it is considered a solvency company.

2.Claims status

One of the most concerned questions when we buy insurance is whether we can make a claim? How long does it take to pay? Here's a comprehensive comparison of which companies are more efficient in claims settlements:

Which insurance company has the best claim? 53 of the latest claims annual reports tell youHope!

Which company's insurance is better to buy? An insurance advisor with 10 years of experience says so

1. Comprehensive solvency and risk ranking of insurance companies in 2020

2. The claims data in the first half of 2020 are ranked as follows

3. Which insurance company should I choose?

Some people have doubts in their hearts, do they have to buy insurance that is "big brand" and "on the list"?

Many of us ordinary people who buy insurance have one idea in their hearts: if something happens, you can pay for it, and if you don't pay for it, you will have bad insurance.

But we need to know: whether the insurance compensation is not paid has nothing to do with whether the company is big or not, whether the brand is loud or not, whether the compensation is mainly based on whether the claim conditions are met, and if the conditions are not met, no matter how big the company will not pay; If the conditions are met, no matter how small the company is, the compensation will also be paid.

Therefore, if you are going for the purpose of "you can pay if something happens", then I suggest that you don't waste your energy on comparing the size of the insurance company, but should carefully study the insurance contract and terms, and figure out what a product insures, what it does not insure, how much you can pay, how much you have to pay, whether it can meet your own needs, and whether it meets your budget, these are far more important than the size of the insurance company.

We'd better not buy insurance with the "traditional consumption concept", the size of the insurance company is not so important to us to actually buy insurance, if we are obsessed with "big brands and big companies", we may spend more money.

Therefore, if we want to save money, we should focus on the selection of specific products and strive to buy good products that suit us. As for the size of the company, the size of the company is secondary, anyway, the big and small companies can lose, why not buy a product with better protection and cheaper?

To say qualifications, property insurance, property insurance, life insurance, life, according to the survey, the two companies occupy about 40%-50% of the property insurance life insurance market, I remember the specifics. In addition, in terms of the life insurance market, Ping An's market share is higher than that of the Pacific Ocean. As for which, I can make a final conclusion, tell me about the insurance market situation, and analyze it myself.

To be honest, the competition in insurance has become fierce, and the products of various insurance companies are the same and different, and the key is to choose the right product for itself.