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It doesn't matter if you are hospitalized, you need to go to the hospital to copy the inpatient medical records, check reports and other documents to keep them, and then contact the driver to go to the traffic police team to deal with the accident, if you can't find the driver at that time to let the traffic police help find it, you can't find it only to sue in court. In terms of lost time pay (documents required by the insurance company): If the employer needs the unit to provide a certificate of lost time (stamped with the official seal of the unit), the salary details of the previous three months in the month of the accident are not counted (such as:
If the insurance occurs in October, the monthly salary details must be provided and the financial seal must be stamped. (If the personal salary is more than 2000, it should be noted that it is necessary to provide a personal tax payment certificate, and the salary of more than 2000 needs to pay individual income tax) or more than the loss of work allowance can also be implemented in the case of a caregiver, if there is no job, only in a private enterprise (such as domestic service, can be compensated according to the compensation standard of agriculture, forestry, fishery and animal husbandry), and then it is to provide a household registration book, according to the urban or agricultural household registration standard to pay.
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Keep a list of all the drug expenses, issue a diagnosis certificate, you must find the driver who caused the accident to compensate, find the driver through the traffic police, and if it doesn't work, you must solve it through the law. Be sure to find the driver first.
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You first have to find the car owner for compensation, the car owner has the responsibility to compensate you, and he will pay as much as he causes you damage. If he compensates you, the insurance company can compensate him, and whether the insurance company can compensate him in full depends on how much insurance coverage he has bought, and you don't care about him.
As long as he compensates you for your losses, you can hand over the medical expenses, hospitalization certificates, invoices, and lost work certificates to him.
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Legal Analysis: (1) Compensation items for causing injury but not reaching disability: medical expenses; Lost time expenses; nursing fees; Travelling expenses; accommodation fees; Hospitalization meal subsidy; Necessary nutrition expenses.
2) Compensation items for injury and disability: medical expenses; Lost time expenses; nursing fees; Toll for inspection and arrest; accommodation fees; Hospitalization meal subsidy; Necessary nutrition expenses. Disability compensation, disability assistive device expenses; living expenses for dependents; ** expenses, nursing expenses, follow-up expenses incurred due to **care, continuation**. (3) In the event of the death of the victim, the compensation items:
Lost time expenses; nursing fees; Travelling expenses; accommodation fees; Hospitalization meal subsidy; Necessary nutrition expenses. living expenses for dependents; funeral expenses; Death compensation for burial; Reasonable expenses such as transportation expenses, accommodation expenses, and loss of work incurred by the victim's relatives in handling funeral matters.
Legal basis: Article 133 of the Criminal Law of the People's Republic of China violates the regulations on the management of transportation and transportation, resulting in a major accident, causing serious injury or death, or causing major losses to public or private property, shall be sentenced to fixed-term imprisonment of not more than three years or short-term detention; Where a person escapes after causing a traffic accident or has other especially heinous circumstances, a sentence of between three and seven years imprisonment is to be given; Whoever causes death as a result of escape shall be sentenced to fixed-term imprisonment of not less than seven years.
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First of all, only the motor vehicle has insurance, so the insurance company will only bear the part of the compensation of the Jetta owner, the insurance company will bear the medical expenses, lost work expenses and escort expenses, and the other expenses still have to be negotiated by the car owner. The insurance company will probably bear 80% of the medical expenses and lost work expenses and escort expenses, as for the proportion of the 7w block, it is difficult to say. This matter is mainly the traffic team to determine the responsibility of both parties, a bit of a fuck, you are responsible, there must be some blood, as for the ministry can not recover well, can only try to treat, if it is really not good, left disabled, then it is another thing, that is a new compensation process, it is not good to draw conclusions now, in short, try to fight.
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1. Medical expenses, diagnosis and treatment expenses, hospitalization expenses, inpatient meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.
Within 10,000 yuan, the compulsory traffic insurance will be fully compensated (regardless of the proportion of liability).
If more than 10,000 machines are not the primary and secondary responsibility for the accident, some provinces stipulate 3:7 opening, and some provinces stipulate 2:8 opening 2, lost work expenses, nursing expenses, medical treatment and accompanying transportation expenses.
3:7 or 2:8 open.
3. If the cure is not good (referring to the end of ** and the physical function has not recovered), go to the special "Disability Assessment of Road Traffic Accident Injured".
The 10th grade identified as the least is 10 per cent of the local per capita income over 20 years, and the disability compensation is calculated for each aggravated level by 10 per cent.
Within 110,000 yuan of disability compensation, the full compensation of compulsory traffic insurance (regardless of the proportion of liability) is more than 110,000 yuan, and some provinces stipulate that some provinces stipulate 3:7 and some provinces stipulate 2:8.
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Pro-rata.
Proportion of responsibility for the traffic accident certificate.
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In the event of a traffic accident, property damage or personal injury before the clustering, the perpetrator shall not be liable for damages. The standard of compensation for the loss of property is: according to Article 19 of the Tort Liability Law, if the property of another person is infringed, the property loss shall be calculated according to the market or other methods at the time of the loss; Wait.
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To put it simply, compulsory liability insurance is responsible for compensation, so the main liability and secondary liability have nothing to do with you, the other party needs to pay, and then the other party's compulsory insurance compensation is 122,000 yuan, of which 110,000 is death and disability compensation, including lost work, nursing, disability, disability equipment, transportation expenses, etc.
10,000 is medical compensation, including medical expenses, follow-up medical expenses (secondary surgery, steel plate removal), nutrition expenses, food subsidies and other expenses.
2000 is property damage including property such as your car.
Lost work, nursing, disability compensation can be compensated according to your actual situation or according to the industry standard you are engaged in, if you cannot prove that the work is compensated according to the standard of the place of household registration, you can search online for the place of your work or household registration 2010 personal injury compensation standard.
If the actual cost exceeds the scope of compulsory traffic insurance, the compensation shall be borne according to the accident liability, that is, the other party shall bear 30% of the excess
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If you work in an urban area and have lived in it for more than one year, you can calculate the disability compensation based on the per capita disposable income of urban residents.
The expenses add up and subtract 120,000, multiply by 30% and then add 120,000, which is the other party should compensate you for your losses.
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The insurance company only compensates within the scope of its insured amount, and the rest is compensated by the bus driver and the bus company.
Medical expense invoices, medical records, discharge records, doctor's orders, transportation invoices, etc., are all subject to review by insurance companies.
The amount of compensation varies from place to place, and should refer to the standard of the place of household registration or the standard of the place of temporary residence if you have a temporary residence permit, and some areas will also make compensation according to the standard of the location of the accident.
Compensation is broadly divided into these categories: compensation for disability level, loss of work day (generally the day before the fixed disability date), rest period, nursing period, nutrition period, living allowance, reasonable transportation expenses for rent judgment, mental damage expenses, etc. If there is an internal fixation, there is a follow-up fee, because the internal fixation may take more than a year before it can be taken out, if you want to make a one-time compensation, let the doctor help you prescribe an internal fixation and take out the cost of the cost or go to the judicial laboratory to do a follow-up cost assessment of the internal fixation.
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1. File a case for inspection.
After receiving the notice of the accident, the insurer shall immediately send someone to conduct an on-site inspection to understand the loss and its causes, check the insurance policy, and register and file the case.
2. Review certificates and materials.
The insurer shall examine the relevant certificates and materials provided by the policyholder, the insured or the beneficiary to determine whether the insurance contract is valid, whether the insurance period has expired, whether the loss is the insured property, whether the claimant has the right to claim compensation, and whether the place where the accident occurred is within the scope of insurance.
3. Verify the insurance liability.
After receiving a request for compensation or payment of insurance money from the insured or beneficiary, the insurer shall, after examining the facts and reviewing the documents, promptly make an assessment of whether it should bear the insurance liability and the extent of the liability, and notify the insured or beneficiary of the verification result.
4. Fulfill the obligation to pay compensation.
On the basis of the verification of liability, the insurer shall perform the obligation to compensate or pay the insurance money within 10 days after reaching an agreement with the insured or beneficiary on compensation or payment of the insured amount if it is an insurance liability. If the insurance contract stipulates the insured amount and the period of compensation or payment, the insurer shall perform the obligation of compensation or payment of insurance money in accordance with the provisions of the insurance contract. After the insurer fulfills its obligation to compensate or pay insurance money in accordance with legal procedures, the insurance claim settlement will be concluded.
If the insurer fails to perform its obligation to compensate or pay the insurance money in a timely manner, it constitutes a breach of contract, and it shall bear the corresponding liability in accordance with the regulations, that is, "in addition to paying the insurance money, it shall compensate the insured or beneficiary for the losses suffered thereby". In order to ensure that the insurer fulfills its obligation to pay compensation in accordance with the law, and at the same time protects the legitimate rights and interests of the insured or beneficiary, it is clearly stipulated that no unit or individual may illegally interfere with the insurer's obligation to pay compensation or payment of insurance money, nor shall it restrict the right of the insured or beneficiary to obtain insurance money.
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Hello: If you don't have car damage insurance, you can make such a claim, and the other party will bear 100 yuan of property damage and 1,000 yuan of medical expenses; The rest of the losses shall be borne by themselves.
1. If the vehicle involved in the accident has purchased insurance, the owner and driver of the vehicle involved in the accident can be sued together with the insurance company that purchased the insurance; >>>More
If you go to the disability appraisal, the higher the disability, the more compensation, as well as, mental damage, transportation expenses (you can't get out of bed), lost work expenses (your salary is paid as usual), medical expenses (he is responsible for all) surgical expenses (all he is responsible for) The premise of these is that you did not run a red light, and so on to violate traffic rules, if you run a red light and cause an accident, the driver will be compensated according to 70%, not all, I hope it can help you, I wish you a speed**.
1. If the vehicle involved in the accident has purchased insurance, the owner and driver of the vehicle involved in the accident can be sued together with the insurance company that purchased the insurance, and the insurance company that underwrote it will first compensate within the limit of liability, and the perpetrator shall bear the shortfall. >>>More
Compensation shall be made in accordance with the liability for motor vehicle traffic accidents, including medical expenses, lost work expenses, disability compensation for disability, mental solace, living expenses for dependents, lost work expenses, post-production expenses and other expenses. >>>More
Please go to your local labor department to apply for a disability assessment and ask for help. They will tell you what to do.