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Before the age of 60, no matter if you pay for 15 or 20 years, you can continue to pay, and you will receive more after retirement.
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In fact, the final benefit is yours, but the part of the social security is to pay a late fee, it is recommended that the best conditions allow or pay more, and there is a guarantee for retirement in the future.
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Yes, the more you pay, the more you open.
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Of course, the pension can be renewed, because if you renew, you will pay more, and then when you retire, you will get more, so it is still good to pay the pension.
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Yes, first of all, we all know that in general, our pension insurance treatment is directly proportional to our payment years. The longer the number of years of contributions, the higher the retirement benefits. The 30-year contributory retirement benefit is twice as high as the 15-year contributory retirement benefit.
A 20-year contribution period is a higher retirement benefit than a 15-year contribution period.1 3
We divide it from the grade, 15 years for a dang, 20 years for a dang, 25 years for a dang, 30 years for a dang, 35 years for a block, and the highest peak for 40 years and another dang. The 15-year grade is about 220 yuan less per month than the 20-year grade, and if the 20-year grade is compared with the 35-year grade, the difference is even greater, and it will inevitably exceed 1,200 yuan per month. If you add the rank of position, it is even more impressive.
Secondly, according to the provisions of the "Social Insurance Law", as long as the insured has paid the pension insurance premiums for 15 years, he can receive a monthly pension after completing the formalities at the retirement age stipulated by the state. Pay by yourself or by the unit, pay for 15 years or 20 years, first of all, it can only mean that you meet one condition for receiving a pension, and the difference between the years is that the amount received after retirement is different.
Our country's pension insurance system pays attention to the principle of paying more and getting more, and paying more for a long time. That is to say, the more you contribute to the basic pension insurance, the longer the payment period, the higher the pension you will eventually get.
Under this premise, if the people who have paid for 15 years are compared with the people who have paid for 20 years, it is obvious that the people who have paid for 20 years have paid five years more pension insurance than those who have paid for 15 years, then he will definitely get more pensions after retirement than those who have spent five years.
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OK. Although there is no maximum number of years.
But the more you can deliver.
The more you receive when you reach retirement age.
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Yes, you can pay more and receive more, as long as the minimum is not less than 15 years.
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Retirement age. 50 years old for women and 60 years old for men. If you do not meet this age, you cannot retire and can continue to pay pension insurance.
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Yes, the more you pay, the more you will receive, as long as you have plenty of money, of course, it is better to pay more.
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Retroactive payment is possible, in which case it can be retroactive, and it will not affect the payment of retirement salary.
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I think you can choose to delay retirement, or you take half a year of sick leave, and then come back to resign from the company and then attach to the company.
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I think that at this time, it is necessary to continue to pay half a year's pension insurance, but if you are not in a hurry to retire, and your body is relatively strong, I recommend that it is best not to retire, after all, the more you pay, the more pension insurance you will get in the future.
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If the pension insurance is half a year away and has been paid for 30 years, we can pay it ourselves.
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I should retire at the age of 50, but I am 15 years short of pension insurance, what should I do?
Hello dear, yes, if you reach the statutory retirement age and have not paid the pension insurance, you can not handle the pension retirement, you need to continue to pay the pension insurance, until you can go through the retirement procedures after 15 years. For example, if your retirement age is 50 years old, then it is a female employee, if you reach the age of 50 and find that you are still half a year away from paying 15 years of pension insurance, then you need to negotiate with the unit to see if you can continue to pay social security for half a year in the unit, and the policy also stipulates that the labor contract will be automatically terminated after the worker enjoys the social security treatment, such as you can not handle the retirement, nor can you enjoy the pension insurance treatment, then you can make such a request with the unit. It is also normal for the employer not to continue to pay social security for you after you reach the retirement age, and terminate the labor contract.
Then you can also choose to continue to pay social security for half a year as a flexible employee, and wait until 15 years of payment before retiring.
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I have paid pension insurance for 5 years at the age of 51, can I continue to pay it?
Hello, I am happy to serve you: 51-year-old pension insurance for 5 years, you can continue to pay pro. Of course, you can pay it, you have paid social security for five years, and you can only receive a pension after retirement after paying for 15 years in accordance with national policies.
In response to this question, the staff of the Social Security Bureau said that 50-year-old people can make up for the pension insurance. If you have a work unit, you can make a supplementary payment through your work unit. If you do not have a work unit and you are registered in a local town, you can go to the social security center where your household registration is located to make up the payment.
Under normal circumstances, the cost of supplementary payment of social endowment insurance is made in accordance with the current payment standard, and if the original social security is sealed, only the supplementary payment can be made. If the social security account is in arrears, you must pay the arrears and a certain late fee. However, most consumers are worried that they have reached retirement age, and their payment period is less than 15 years, so they can generally choose to make up or not to make up the payment.
Because the payment period of social pension insurance is cumulative, a gap can be allowed in the middle. Thank you for your trust, the above is my reply, I hope it can help you, I wish you a happy life.
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If a female employee of a state-owned or collective enterprise or institution at or above the county level resigns for personal reasons, and has paid contributions for 15 years, she is now at least 52 years old and can retire and receive a basic pension on a monthly basis. If a female employee who is not a state-owned employee or a collective enterprise or institution at or above the county level participates in the insurance as an individual or a flexibly employed person, whether she can retire depends on the regulations of the province, municipality directly under the Central Government or autonomous region where she is located.
Social Insurance Act
Article 16 Individuals participating in the basic old-age insurance who have paid contributions for 15 years or more when they reach the statutory retirement age shall receive the basic old-age pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
People of Hebei Province**.
Hebei Province to improve the implementation of the basic pension insurance system for enterprise employees
Ji Zheng [2006] No. 67.
17) Employees who are engaged in early retirement work in accordance with the provisions of the state, and have reached the prescribed number of years, can apply for retirement when they are 55 years old for men and 45 years old for women and 1 year old during the normal retirement age period, and enjoy basic pension insurance benefits on a monthly basis.
For female insured persons who have participated in insurance and paid premiums for more than 10 years in former public-owned enterprises and institutions (including 5 years of actual payment period) and have been engaged in self-employment or flexible employment for more than 2 years, they can choose any age between 50 and 55 years old to enjoy basic pension insurance benefits. Other female insured persons who are engaged in self-employment and flexible employment can only apply for pension procedures when they reach the age of 55.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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I paid social security for more than a year around 04, and I didn't continue to pay it after more than ten years, and now I'm over 55 years old, can I continue to pay?
Hello, Hu Hong, according to the situation you provide, you can continue to pay social security, social security is normal to make up for the high burn, some people did not arrive before retirement, the cumulative payment period requirements, this situation can not be paid at one time. Because you miss the payment of the number of years is too long, the specific Qi to make a false payment or depends on the local policy, as long as it is allowed to make up the payment or recommended to make up the payment, if you can not make up you can ask about the one-time payment policy when you reach the retirement age, some places can be extended after five years of one-time payment.
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After buying a 14-year pension, there is still a year and 15 years left, and the age is 50 a month, can you make up the pension at one time, when it arrives.
Hello! We're happy to answer for you! No retroactive payment!
The new unit cannot make up the social security payment due to personal reasons. Only the collapse can be handed over for 15 years and then returned! According to Article 2 of the Notice on Clarifying Issues Concerning the Collection and Handling of Basic Pension Insurance for Employees of Enterprises:
If the payment is interrupted due to personal reasons, or the payment is interrupted during the period of unemployment, the payment will not be made up, and the payment period will not be calculated. If the insured employee interrupts the payment due to the failure of the unit's declaration and collection work, it is allowed to handle the supplementary payment, and the supplementary payment standard shall be implemented in accordance with the provisions of Article 1.
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Rural pension insurance has been paid for 14 years, and women are only 52 years old.
If you are 52 years old and can still pay pension insurance, the social security center will determine the amount you need to pay each month according to the backward method. 1. Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. 2. Individuals who sell and participate in the basic pension insurance for the elderly, when they reach the statutory retirement age, the cumulative contribution is less than 15 years, they can pay for 15 years and receive the basic pension on a monthly basis.
Can be dropped, flexible employment personnel.
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